Publications

()

Date : Mar 01, 2000

Table No. 1.11 – Percentage Distribution of Outstanding Credit of Scheduled Commercial Banks According to Population Group and Occupation March 2000

A.	POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION

								(Per cent)
				RURAL	SEMI-	URBAN	METRO-	ALL-
OCCUPATION					URBAN		POLITAN	INDIA
				1	2	3	4	5
I.	AGRICULTURE			37.4	21.4	5.7	1.9	9.9
	1.	Direct Finance		35.5	19.5	4.1	0.6	8.4
	2.	Indirect Finance		1.9	1.9	1.6	1.3	1.5
II.	INDUSTRY			24.9	33.4	45.3	55.2	46.5
	1.	Mining & Quarrying		0.5	1.1	0.7	1.3	1.1
	2.	Manufacturing & Processing		23.5	31.2	42.6	49.4	42.3
	3.	Electricity, Gas & Water		0.5	0.6	1.1	2.8	1.9
	4.	Construction		0.4	0.5	0.9	1.7	1.2
III.	TRANSPORT OPERATORS			2.6	2.5	1.6	1.4	1.8
IV.	PROFESSIONAL AND OTHER SERVICES			2.3	3.0	5.0	2.9	3.2
V.	PERSONAL LOANS			12.5	17.1	16.8	7.7	11.2
	1.	Loans for Purchase of Consumer Durables		0.9	1.0	1.1	0.3	0.6
	2.	Loans for Housing		3.2	6.4	7.0	2.7	4.0
	3.	Rest of the Personal Loans		8.4	9.7	8.7	4.7	6.6
VI.	TRADE			14.2	14.4	16.3	16.0	15.6
	1.	Wholesale Trade		6.0	4.2	7.7	13.1	10.0
	2.	Retail Trade		8.2	10.2	8.6	2.9	5.6
VII.	FINANCE			0.3	0.7	1.2	7.9	4.7
VIII.	ALL OTHERS			5.8	7.5	8.1	7.0	7.1
TOTAL BANK CREDIT				100.0	100.0	100.0	100.0	100.0
OF WHICH:			1. Artisans & Village Industries	1.7	1.2	0.7	0.1	0.6
			2. Other Small Scale Industries	4.8	10.2	12.1	6.3	7.6

B.	OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP

								(Per cent)
				RURAL	SEMI-	URBAN	METRO-	ALL-
OCCUPATION					URBAN		POLITAN	INDIA
				6	7	8	9	10
I.	AGRICULTURE			48.7	30.4	10.0	10.9	100.0
	1.	Direct Finance		54.7	32.7	8.4	4.2	100.0
	2.	Indirect Finance		16.3	17.8	18.5	47.4	100.0
II.	INDUSTRY			6.9	10.1	16.9	66.1	100.0
	1.	Mining & Quarrying		5.7	14.2	12.0	68.1	100.0
	2.	Manufacturing & Processing		7.2	10.4	17.4	65.0	100.0
	3.	Electricity, Gas & Water		3.3	4.3	9.8	82.6	100.0
	4.	Construction		4.6	6.0	12.5	76.9	100.0
III.	TRANSPORT OPERATORS			19.4	19.7	16.1	44.8	100.0
IV.	PROFESSIONAL AND OTHER SERVICES			9.1	13.4	27.1	50.4	100.0
V.	PERSONAL LOANS			14.4	21.4	25.9	38.3	100.0
	1.	Loans for Purchase of Consumer Durables		18.9	24.1	30.0	27.0	100.0
	2.	Loans for Housing		10.3	22.4	30.1	37.2	100.0
	3.	Rest of the Personal Loans		16.4	20.6	23.0	40.0	100.0
VI.	TRADE			11.8	13.0	18.2	57.0	100.0
	1.	Wholesale Trade		7.8	6.0	13.4	72.8	100.0
	2.	Retail Trade		19.0	25.7	26.7	28.6	100.0
VII.	FINANCE			0.8	1.9	4.3	93.0	100.0
VIII.	ALL OTHERS			10.4	14.9	19.7	55.0	100.0
TOTAL BANK CREDIT				12.9	14.1	17.3	55.7	100.0
OF WHICH:			1. Artisans & Village Industries	38.4	28.3	21.1	12.2	100.0
			2. Other Small Scale Industries	8.0	18.8	27.4	45.8	100.0