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PDF - Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation : 1999 ()
Date : Nov 20, 2000
Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation : 1999
 
 
 
 
 
 
 

(Amount in Rs. lakh)


    

As on March 31


      

Credit Limit


Outstanding


  

Occupation

No. of

Percent

Amount

Percent

Amount

Percent

    

Accounts


share


 

share


 

share


 
 
 
 

(1)


(2)


(3)


(4)


(5)


(6)


I.

Agriculture

19788385

37.8

4765640

10.0

4088926

10.7

 

1.

Direct Finance

19520405

37.3

3889916

8.2

3394114

8.9

 

2.

Indirect Finance

267980

0.5

875724

1.8

694812

1.8

II.

Industry

4752329

9.1

23903787

50.3

18794690

49.1

 

1.

Mining and Quarrying

6341

457820

1.0

330082

0.9

 

2.

Food Manufacturing and Processing

72800

0.1

1881826

4.0

1450613

3.8

.

 

a)

Rice, flour and dal mills

32540

0.1

442068

0.9

340701

0.9

  

b)

Sugar

1143

382093

0.8

317433

0.8

  

c)

Edible oils & vanaspati

10617

312966

0.7

222290

0.6

  

d)

Tea processing

1428

169027

0.4

124417

0.3

  

e)

Processing of fruits & vegetables

971

52967

0.1

45058

0.1

  

f)

Others

26101

522705

1.1

400714

1.0

 

3.

Beverage and Tobacco

2757

269884

0.6

187965

0.5

 

4.

Textiles

129611

0.2

3718751

7.8

2914720

7.6

  

a)

Cotton textiles

31733

0.1

1487683

3.1

1177919

3.1

  

b)

Jute textiles

752

61456

0.1

38123

0.1

  

c)

Handloom textiles & Khadi

11559

75679

0.2

61727

0.2

  

d)

Other textiles and textile goods

85567

0.2

2093932

4.4

1636951

4.3

 

5.

Paper, Paper Products and Printing

34629

0.1

595895

1.3

476859

1.2

 

6.

Leather and Leather Products

13357

318313

0.7

253192

0.7

 

7.

Rubber and Rubber Products

11616

336135

0.7

255729

0.7

 

8.

Chemicals & Chemical Products

67567

0.1

3111059

6.5

2372926

6.2

  

a)

Heavy industrial chemicals

5127

495608

1.0

361439

0.9

  

b)

Fertilisers

1398

440604

0.9

362969

0.9

  

c)

Drugs and pharmaceuticals

13552

849763

1.8

642586

1.7

  

d)

Non-edible oils

784

50536

0.1

41814

0.1

  

e)

Other Chemicals & Chemical Products

46706

0.1

1274548

2.7

964117

2.5

 

9.

Petroleum, Coal Products & Nuclear Fuels

3347

914412

1.9

759656

2.0

 

10.

Manufacture of Cement & Cement Products

7219

363305

0.8

301686

0.8

 

11.

Basic Metals and Metal Products

66424

0.1

2924168

6.2

2464945

6.4

  

a)

Iron and steel

17353

2037417

4.3

1778027

4.6

  

b)

Non-ferrous metals

3600

249134

0.5

191939

0.5

  

c)

Other metal products

45471

0.1

637617

1.3

494980

1.3

 

12.

Engineering

86780

0.2

3120060

6.6

2378915

6.2

  

a)

Heavy engineering

8510

831923

1.7

596922

1.6

  

b)

Light engineering

40374

0.1

742011

1.6

563096

1.5

  

c)

Electrical machinery & goods

29111

0.1

814011

1.7

626820

1.6

  

d)

Electronic machinery & goods

8785

732114

1.5

592077

1.5

 

13.

Vehicles, Vehicle Parts & Transport Equipments

31186

0.1

1059037

2.2

791347

2.1

 

14.

Other Industries

4160461

8.0

3369208

7.1

2689289

7.0

 

15.

Electricity, Gas & Water

3461

888680

1.9

681156

1.8

  

a)

Electricity Generation & Transmission

2670

834662

1.8

639294

1.7

  

b)

Non-Conventional Energy

172

12892

10386

  

c)

Gas, Steam & Water Supply

619

41126

0.1

31476

0.1

 

16.

Construction

54773

0.1

575234

1.2

485610

1.3

III.

Transport operators

830551

1.6

905662

1.9

707339

1.8

IV.

Professional and other services

1684165

3.2

1518281

3.2

1254547

3.3

V.

Personal Loans

12570802

24.0

4902441

10.3

3958946

10.4

 

1.

Loans for Purchase of Consumer Durables

975815

1.9

228865

0.5

190643

0.5

 

2.

Loans for Housing

1275149

2.4

1407676

3.0

1237673

3.2

 

3.

Rest of the Personal Loans

10319838

19.7

3265900

6.9

2530630

6.6

VI.

Trade

7373343

14.1

6277764

13.2

5228099

13.7

 

1.

Wholesale Trade

429400

0.8

3897736

8.2

3301161

8.6

  

of which : Food Procurement

149

1804729

3.5

1748401

4.5

 

2.

Retail Trade

6943943

13.3

2380028

5.0

1926938

5.0

VII.

Finance

53389

0.1

2186808

4.6

1581348

4.1

VIII.


All others


5252492


10.0


3084756


6.5


2628610


6.9


Total Bank Credit

52305456

100.0

47545140

100.0

38242503

100.0

Of which :

1. Artisan &Village Industries

1897714

3.6

290830

0.6

251874

0.7

 
 
 

2. Other Small Scale Industries


2029920


3.9


3956943


8.3


3142842


8.2


Note

Data reported here cover banks’ branches in India and include bills rediscounted under the New Bill Market Scheme as also dues from banks. Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 4A.

 

Source :Basic Statistical Return - 1.


Graph - 7

Occupation-wise Distribution of Advances by Scheduled Commercial Banks: 1998 and 1999

(As on March 31)