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Date : Dec 09, 2024

Table 167: State-wise Credit-Deposit Ratio of Regional Rural Banks

(As at end-March) (Per cent) Region/State/Union Territory 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 NORTHERN REGION 42.9 49.7 52.2 54.3 60.4 59.4 65.5 65.7 66.8 67.3 68.6 Haryana 57.3 61.4 58.0 53.1 60.3 68.2 74.1 69.0 69.4 65.4 66.8 Himachal Pradesh 25.5 29.1 34.5 38.5 40.5 41.4 41.6 42.6 42.8 43.4 39.3 Jammu & Kashmir 20.9 21.7 24.1 27.6 33.4 33.7 35.2 35.5 38.8 39.6 43.6 Punjab 46.3 51.9 54.7 54.7 63.1 62.2 67.0 69.4 74.8 79.9 82.2 Rajasthan 45.2 55.2 58.9 64.1 68.9 61.4 68.1 71.8 72.3 74.7 75.9 Chandigarh - - - - - - - - - - - Delhi - - - - - - - - - - - Ladakh - - - - - - - - - - - NORTH-EASTERN REGION 37.3 41.3 46.4 49.4 49.9 44.5 44.1 45.1 46.8 49.4 49.2 Arunachal Pradesh 58.9 53.1 46.8 34.6 25.6 18.9 20.1 21.5 17.1 21.6 18.0 Assam 38.4 44.6 49.8 53.4 52.6 48.3 47.5 48.0 53.7 56.4 55.8 Manipur 51.6 64.9 74.5 74.5 60.0 41.7 36.6 34.7 27.1 34.6 38.5 Meghalaya 26.1 24.5 27.0 29.6 30.7 29.5 35.0 31.9 34.4 37.9 45.9 Mizoram 40.6 55.3 63.8 64.9 63.7 53.9 48.4 54.0 41.7 44.7 50.2 Nagaland 38.5 46.2 43.8 50.0 47.1 33.3 27.3 26.2 28.0 30.0 33.6 Tripura 34.1 33.9 40.8 43.7 47.9 41.3 41.0 44.0 42.4 44.4 40.7 EASTERN REGION 38.4 42.5 44.4 46.9 46.1 41.8 42.8 45.5 48.9 50.8 53.1 Bihar 29.4 32.8 36.0 40.5 42.0 39.3 41.6 43.5 46.7 49.1 54.4 Jharkhand 25.7 29.6 30.6 30.4 30.2 25.9 29.0 31.7 35.0 37.1 39.7 Odisha 58.6 64.4 66.1 66.7 62.0 52.5 51.2 54.4 58.2 61.1 59.8 Sikkim - - - - - - - - - - - West Bengal 39.5 43.5 44.6 46.0 44.5 41.7 41.6 45.2 48.3 49.1 50.0 Andaman & Nicobar Islands - - - - - - - - - - - CENTRAL REGION 37.0 41.6 44.5 46.9 47.8 46.2 46.7 46.7 50.6 51.6 54.9 Chhattisgarh 27.6 30.2 32.6 33.3 31.6 30.0 32.2 32.5 33.0 33.7 31.8 Madhya Pradesh 42.6 48.1 49.2 51.8 53.4 50.2 52.2 52.1 53.1 56.1 56.3 Uttar Pradesh 36.5 41.3 44.7 47.3 48.1 46.6 46.2 46.5 51.9 52.5 57.3 Uttarakhand 33.7 35.8 39.1 40.0 46.6 54.5 60.9 55.5 55.1 57.6 61.3 WESTERN REGION 45.8 51.0 50.4 52.4 53.4 49.7 49.0 48.7 52.9 60.6 62.0 Goa - - - - - - - - - - - Gujarat 45.5 46.4 50.2 54.1 55.1 49.1 46.6 44.3 46.2 52.2 53.7 Maharashtra 46.1 55.4 50.5 50.7 51.9 50.3 51.3 52.9 59.5 68.9 70.3 Dadra & Nagar Haveli - - - - - - - - - - - Daman & Diu - - - - - - - - - - - SOUTHERN REGION 80.2 91.5 94.9 97.0 98.4 91.6 95.0 96.6 102.9 105.8 104.8 Andhra Pradesh 71.8 86.1 89.4 87.6 95.6 92.9 96.4 100.4 109.8 118.1 116.4 Karnataka 84.2 91.7 94.0 97.9 94.5 84.8 84.4 81.3 87.0 85.5 85.0 Kerala 94.6 103.9 109.5 117.5 113.3 100.6 108.7 115.4 111.2 110.9 118.1 Tamil Nadu 85.6 98.9 100.9 106.6 103.0 100.8 115.1 120.9 128.8 133.5 123.0 Lakshadweep - - - - - - - - - - - Puducherry - - - - - 66.7 107.3 106.5 120.0 117.6 110.0 Telangana - - - - - - - - - - - ALL INDIA 46.8 53.0 55.9 58.7 60.2 56.5 58.6 59.9 63.7 66.2 68.1 TABLE 167: STATE-WISE CREDIT-DEPOSIT RATIO OF REGIONAL RURAL BANKS (Concld.) (As at end-March) (Per cent) Region/State/Union Territory 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 NORTHERN REGION 70.4 71.8 65.6 68.3 68.2 65.7 66.1 69.7 70.6 72.6 Haryana 70.0 71.3 64.8 65.2 65.5 62.7 60.6 63.9 65.9 68.6 Himachal Pradesh 33.3 35.9 32.5 32.6 36.3 36.4 37.7 38.6 41.5 44.5 Jammu & Kashmir 45.2 47.9 42.4 43.5 47.6 50.6 54.4 58.0 61.9 62.3 Punjab 86.5 86.3 81.3 87.7 82.2 77.3 75.3 77.8 78.2 81.3 Rajasthan 77.1 79.0 71.4 75.5 75.4 72.1 73.4 77.8 77.5 78.6 Chandigarh - - - - - - - - - - Delhi - - - - - - - - - - Ladakh - - - - - 128.2 136.4 121.9 113.8 109.5 NORTH-EASTERN REGION 47.4 49.4 45.4 43.8 39.8 37.5 38.3 43.7 45.2 49.2 Arunachal Pradesh 25.0 26.7 24.6 33.3 30.1 22.1 23.9 23.5 29.2 32.3 Assam 53.2 56.0 52.9 46.2 40.8 36.4 38.3 42.7 48.0 56.1 Manipur 50.0 41.9 39.3 33.3 44.4 51.7 49.7 176.1 79.6 71.8 Meghalaya 54.5 50.0 36.7 38.9 32.8 33.6 31.4 29.2 30.2 32.6 Mizoram 50.0 56.6 52.2 52.4 47.4 44.2 49.3 59.2 58.1 62.1 Nagaland 0.0 32.8 22.2 0.0 29.4 29.8 28.2 34.9 38.8 45.3 Tripura 39.0 38.5 37.0 40.7 38.5 38.2 35.7 38.5 40.4 40.7 EASTERN REGION 53.4 50.7 47.3 47.8 47.2 46.4 48.8 50.7 52.9 56.2 Bihar 55.2 50.7 50.4 52.1 52.2 51.6 55.6 53.4 56.8 59.1 Jharkhand 40.4 40.4 36.3 36.8 38.3 40.9 42.2 45.9 51.4 56.1 Odisha 59.8 56.2 49.6 48.1 43.6 41.0 41.3 48.1 49.4 54.2 Sikkim - - - - - - - - - West Bengal 50.0 49.6 44.5 45.0 45.5 44.6 47.4 48.6 50.9 53.8 Andaman & Nicobar Islands - - - - - - - - - - CENTRAL REGION 56.5 57.5 53.0 52.8 55.2 52.8 53.3 52.5 57.0 59.5 Chhattisgarh 31.1 31.2 29.0 28.9 29.0 31.0 35.7 38.3 44.8 49.4 Madhya Pradesh 61.3 61.8 56.1 58.3 54.8 52.5 53.0 57.7 63.7 66.2 Uttar Pradesh 58.4 59.6 55.2 54.6 58.8 56.1 56.1 53.5 57.7 59.9 Uttarakhand 62.1 60.7 49.6 47.7 49.2 44.5 43.3 43.0 44.2 47.8 WESTERN REGION 62.4 65.8 63.0 59.3 62.5 57.7 58.4 60.9 65.8 67.7 Goa - - - - - - - - - - Gujarat 54.3 56.3 53.9 59.5 61.7 61.5 61.7 62.0 64.5 67.4 Maharashtra 70.2 75.0 73.1 59.0 63.3 54.0 55.4 59.9 67.1 68.0 Dadra & Nagar Haveli - - - - - - - - - - Daman & Diu - - - - - - - - - - SOUTHERN REGION 98.8 92.3 87.2 96.4 99.7 96.7 100.7 102.7 100.1 110.7 Andhra Pradesh 100.7 90.8 86.7 93.5 100.0 97.0 102.3 113.6 97.2 119.5 Karnataka 85.8 81.4 76.9 87.4 85.9 81.1 84.6 81.4 80.9 85.4 Kerala 123.8 115.4 113.2 128.3 121.1 108.9 101.1 96.8 99.9 100.7 Tamil Nadu 106.9 96.6 86.9 93.0 100.1 98.3 105.6 103.3 102.8 121.0 Lakshadweep - - - - - - - - - - Puducherry 100.0 95.6 85.2 71.4 104.7 84.9 93.4 115.9 124.2 121.7 Telangana 102.8 99.1 91.7 98.8 110.6 117.6 128.0 134.9 149.0 149.1 ALL INDIA 68.1 67.4 62.8 65.2 66.7 64.4 71.4 68.1 70.3 74.7 -: Nil/Not Applicable/Negligible. Source: Basic Statistical Returns of Scheduled Commercial Banks in India, Reserve Bank of India, various issues.