| LIST OF CHARTS |
| Sr. No. | |
| I.1 | Size of the Core Digital Economy in Select Countries |
| I.2 | Region-wise Cashless Payments |
| I.3 | Growth in Global FinTech Ecosystem |
| I.4 | Digitally Connected Population in India |
| I.5 | Trends in Digital Enablers in India |
| I.6 | India Stack – Schematic Presentation |
| I.7 | Jan Dhan Beneficiaries and RuPay Cards |
| I.8 | e-Delivery of Government Services in India by Sector |
| I.9 | Payment Infrastructure |
| I.10 | Global Footprint of India’s DPI |
| I.11 | Global Trends in Bank Account Ownership |
| I.12 | Global Trends in Mobile Money Account Ownership |
| I.13 | Strides in India’s Financial Inclusion |
| I.14 | Digital Penetration – Lower-Income States Catching Up |
| I.15 | Cumulative Gram Panchayats Connected through BharatNet |
| I.16 | Digital Literacy Program Beneficiaries |
| I.17 | Gender-wise Adoption of Digital Enablers |
| I.18 | Gender Divide Goes Down in India |
| I.19 | Direct Benefit Transfers in India |
| I.20 | Composition of Outstanding Loans |
| I.21 | Integration of Mandis with the e-NAM Platform |
| I.22 | Distribution of Kisan Credit Card among Agricultural Households |
| I.23 | Progress in Digitisation of Land Records |
| I.24 | Usage of Electronic Media by Farmers |
| I.25 | Digitally Enabled Cross-border Flows in India |
| I.26 | Composition of Power Sector in India |
| I.27 | Role of ICT in Inflation in India |
| I.28 | India’s e-Commerce Market – Projected Growth |
| I.29 | Herfindahl-Hirschman Index (HHI) of UPI Applications |
| I.30 | Security Incidents in India |
| I.31 | Industry-wise Distribution of Cyber Attacks India - 2023 |
| I.32 | Global Average Data Breach Costs |
| I.33 | Complaints under RB-IOS, 2022-2023 |
| I.34 | Dark Patterns |
| I.35 | Privacy Practices in FinTech Applications |
| I.36 | Top 10 Countries in Embedded Finance Revenue, 2022 |
| I.37 | Affordability and Speed of Internet Services |
| I.38 | Average Employee Turnover Rates in SCBs - 2022-23 |
| I.39 | Relative AI Skill Penetration Rate |
| I.40 | Adoption of Fintech-specific Regulations Worldwide |
| I.41 | Artificial Intelligence - Global Landscape |
| II.1 | Financial Innovations – A Conceptual Framework |
| II.2 | India’s GDP Growth |
| II.3 | Consumption and Bank Credit |
| II.4 | Maturity Profile of Loans and Advances by SCBs |
| II.5 | Share in Total Credit of SCBs by Population-group |
| II.6 | Share of FinTech Funding in Total Startup Funding in India |
| II.7 | Banks’ Focus on Digital Technologies |
| II.8 | Bank-group wise Focus on Digitalisation and Cyber Security |
| II.9 | NBFC-ICCs’ Focus on Digitalisation and Cyber Security |
| II.10 | Survey on Innovation Adoption by Banks |
| II.11 | Growth in the Issuance of Cards |
| II.12 | Adoption of Cards for Digital Transactions |
| II.13 | Usage of Mobile and Internet Banking by Customers |
| II.14 | Mobile Banking Adoption by Customers vis-à-vis Bank Size |
| II.15 | User Ratings of Mobile Banking Applications |
| II.16 | Bank-group wise Average User Rating of Mobile Banking Applications |
| II.17 | Average User Ratings of Mobile Applications – NBFC-ICCs and LSPs |
| II.18 | Issuance of Prepaid Payment Instruments (PPIs) to Customers |
| II.19 | Overlap in FinTech Activities |
| II.20 | FinTech Collaboration Index of Financial Institutions |
| II.21 | Services Provided through Collaboration between Banks/NBFCs and FinTechs |
| II.22 | Indicators of Embedded Finance in India |
| II.23 | BigTech Sales in India |
| II.24 | Collaborations of BigTechs with Banks for UPI |
| II.25 | BigTech Penetration in UPI Payments |
| II.26 | BigTechs’ Collaborations with FIs for BNPL and Co-branded Credit Cards |
| II.27 | Revenues of B2C e-Commerce Startups in India |
| II.28 | BNPL in e-Commerce – Global Picture |
| II.29 | Digital Lending Ecosystem in India |
| II.30 | Digital Personal Loans of Select SCBs - 2022-23 |
| II.31 | Lending by FinTechs Registered as NBFC-ICCs |
| II.32 | Annual Revenue of Select FinTech LSPs |
| II.33 | Lending through e-Commerce Platforms |
| II.34 | Characteristics of Loans using FinTechs |
| II.35 | FinTech Loan Origination by Value in 2022-23 |
| II.36 | Distribution of FinTech Personal Loans by Ticket Size |
| II.37 | FinTechs Personal Loans by Average Ticket Size |
| II.38 | FinTechs Personal Loans by Gender |
| II.39 | Share of FinTech Personal Loans by Population Group |
| II.40 | Composition of EMI Options on a BigTech Platform |
| II.41 | Availability of EMIs across Durations |
| II.42 | Flow of Data under AA |
| II.43 | Progress of NBFC-AAs |
| II.44 | Progress in MSME Financing through TReDS |
| III.1 | Open Loop Payment System (UPI’s case) |
| III.2 | Closed Loop Payment System |
| III.3 | Cross-country Trends in Retail Digital Payments |
| III.4 | Relative Importance of Different Forms of Retail Digital Payments, 2022 |
| III.5 | Retail Digital Payments as Percentage of Total Retail Payments |
| III.6 | A2A RTP Transactions |
| III.7 | Progress in A2A RTP Payments |
| III.8 | Mobile Money |
| III.9 | Evolution of Payment System Landscape in India |
| III.10 | Payment System in India in a National Innovation Systems (NIS) Framework |
| III.11 | Payment System Operators and Systems |
| III.12 | Payment Systems Landscape in India |
| III.13 | Intensity of Digital Payments Adoption |
| III.14 | Retail Payments Trend |
| III.15 | Timeline of UPI Evolution and Adoption |
| III.16 | Parameters (Weight in Parentheses) and Sub-parameters of RBI’s Digital Payments Index (DPI) |
| III.17 | RBI - Digital Payments Index |
| III.18 | Merchant Digital Payments - Awareness, Adoption and Usage in 2022 |
| III.19 | Consumer Digital Payments - Awareness, Adoption and Usage in 2022 |
| III.20 | Consumer Digital Payments - by Age Group |
| III.21 | Consumer Digital Payments - by Gender |
| III.22 | Deposit Accounts with Commercial Banks |
| III.23 | Progress in Financial Inclusion (FI Index) |
| III.24 | Currency in Circulation (CiC) to GDP Ratios |
| III.25 | CiC and Digital Payments in India |
| III.26 | India’s Broad Money (M3) and its Components |
| III.27 | Digital Literacy across States and UTs, Rural and Urban Areas Combined |
| IV.1 | Cross-Country Indicators on Digital Infrastructure and Value Added in ICT Digital Infrastructure - 2022 |
| IV.2 | Conceptual Framework for Digital Trade |
| IV.3 | Open Economy Digitalisation – A Schematic Presentation |
| IV.4 | Cross-Border Digital and Non-Digital Trade: India vis-à-vis World |
| IV.5 | India’s Trade in ICT Goods |
| IV.6 | Cross-Border Digital Trade in Services: India vis-à-vis World |
| IV.7 | Decomposition of India’s Digitally Delivered Services Trade Growth |
| IV.8 | Digital Trade Estimates: India vis-à-vis World |
| IV.9 | Remittances and Average Sending Cost |
| IV.10 | Population Projections: India vis-à-vis Ageing Economies |
| IV.11 | Remittances to India |
| IV.12 | Banks, MTOs and RemTechs: Forex Margins and Costs |
| IV.13 | Digital Trade Policies – Global Trends |
| IV.14 | Number of Countries with Real Time Payments System |
| IV.15 | Number of Data Centres - 2024 |
| IV.16 | Data Centre Density - 2024 |
| IV.17 | Data Centres - Investment and Key Drivers |
| IV.18 | Global Enterprise Cloud Strategy |
| IV.19 | Sectoral Mapping of Data Localisation Measures |
| IV.20 | Revenue from Data Centres |
| IV.21 | Global Spending on Cloud and Data Centres |
| V.1 | Reasons behind Adoption of Digital Technologies |
| V.2 | Types of Costs Reduced Following the Adoption of Digital Technologies and Automation |
| V.3 | Impact of Digital Technologies on Customer Acquisition and Retention |
| V.4 | Use of Digital Modes in Banks |
| V.5 | Types of Loans Provided Digitally |
| V.6 | Bank Branches in India |
| V.7 | Expectations about the Role of Physical Branches in the Next Five Years |
| V.8 | Reasons for Continued Importance of Physical Bank Branches |
| V.9 | Current Association between Banks/NBFCs and FinTechs |
| V.10 | Effectiveness of Collaboration between Banks/NBFCs and FinTechs in Driving Digital Innovation |
| V.11 | Implications of New Innovative Digital Technologies on the Existing Business Models |
| V.12 | Primary Challenges Hindering the Successful Adoption of Digital Technologies |
| V.13 | Emerging Digital Technologies Impacting Banking in the Next Five Years |
| V.14 | Motives behind Use of Cloud Computing Services |
| V.15 | Challenges in Using Cloud Computing Services |
| V.16 | Potential Risks and Challenges of the Ongoing Digitalisation for the Financial Sector |
| V.17 | Types of Risks that are Expected to Arise in Future |
| V.18 | Role of Regulations with Respect to FinTechs |
| V.19 | Adequacy of Existing Infrastructure to deal with Major Risks |
| V.20 | Global BNPL Market Size |
| V.21 | Complaints Received under RBI Ombudsman Framework |
| V.22 | Distribution of Loan Origination by Lenders in India during 2023-2024 |
| V.23 | Same Day Processing of Personal Loan Applications |
| V.24 | Share of New and Above-Prime Borrowers in FinTech Lending |
| V.25 | Banks’ UPI Downtime in India |
| V.26 | Rolling Regression Estimates of Monetary Policy Transmission |
| V.27 | Global AI Adoption |