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Date : Nov 15, 2023

Table 159: State-wise Credit-Deposit Ratio of Regional Rural Banks

(As at end-March) (Per cent) Region/State/Union Territory 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 NORTHERN REGION 42.9 49.7 52.2 54.3 60.4 59.4 65.5 65.7 66.8 67.3 Haryana 57.3 61.4 58.0 53.1 60.3 68.2 74.1 69.0 69.4 65.4 Himachal Pradesh 25.5 29.1 34.5 38.5 40.5 41.4 41.6 42.6 42.8 43.4 Jammu & Kashmir 20.9 21.7 24.1 27.6 33.4 33.7 35.2 35.5 38.8 39.6 Punjab 46.3 51.9 54.7 54.7 63.1 62.2 67.0 69.4 74.8 79.9 Rajasthan 45.2 55.2 58.9 64.1 68.9 61.4 68.1 71.8 72.3 74.7 Chandigarh - - - - - - - - - - Delhi - - - - - - - - - - Ladakh - - - - - - - - - - NORTH-EASTERN REGION 37.3 41.3 46.4 49.4 49.9 44.5 44.1 45.1 46.8 49.4 Arunachal Pradesh 58.9 53.1 46.8 34.6 25.6 18.9 20.1 21.5 17.1 21.6 Assam 38.4 44.6 49.8 53.4 52.6 48.3 47.5 48.0 53.7 56.4 Manipur 51.6 64.9 74.5 74.5 60.0 41.7 36.6 34.7 27.1 34.6 Meghalaya 26.1 24.5 27.0 29.6 30.7 29.5 35.0 31.9 34.4 37.9 Mizoram 40.6 55.3 63.8 64.9 63.7 53.9 48.4 54.0 41.7 44.7 Nagaland 38.5 46.2 43.8 50.0 47.1 33.3 27.3 26.2 28.0 30.0 Tripura 34.1 33.9 40.8 43.7 47.9 41.3 41.0 44.0 42.4 44.4 EASTERN REGION 38.4 42.5 44.4 46.9 46.1 41.8 42.8 45.5 48.9 50.8 Bihar 29.4 32.8 36.0 40.5 42.0 39.3 41.6 43.5 46.7 49.1 Jharkhand 25.7 29.6 30.6 30.4 30.2 25.9 29.0 31.7 35.0 37.1 Odisha 58.6 64.4 66.1 66.7 62.0 52.5 51.2 54.4 58.2 61.1 Sikkim - - - - - - - - - - West Bengal 39.5 43.5 44.6 46.0 44.5 41.7 41.6 45.2 48.3 49.1 Andaman & Nicobar Islands - - - - - - - - - - CENTRAL REGION 37.0 41.6 44.5 46.9 47.8 46.2 46.7 46.7 50.6 51.6 Chhattisgarh 27.6 30.2 32.6 33.3 31.6 30.0 32.2 32.5 33.0 33.7 Madhya Pradesh 42.6 48.1 49.2 51.8 53.4 50.2 52.2 52.1 53.1 56.1 Uttar Pradesh 36.5 41.3 44.7 47.3 48.1 46.6 46.2 46.5 51.9 52.5 Uttarakhand 33.7 35.8 39.1 40.0 46.6 54.5 60.9 55.5 55.1 57.6 WESTERN REGION 45.8 51.0 50.4 52.4 53.4 49.7 49.0 48.7 52.9 60.6 Goa - - - - - - - - - - Gujarat 45.5 46.4 50.2 54.1 55.1 49.1 46.6 44.3 46.2 52.2 Maharashtra 46.1 55.4 50.5 50.7 51.9 50.3 51.3 52.9 59.5 68.9 Dadra & Nagar Haveli - - - - - - - - - - Daman & Diu - - - - - - - - - - SOUTHERN REGION 80.2 91.5 94.9 97.0 98.4 91.6 95.0 96.6 102.9 105.8 Andhra Pradesh 71.8 86.1 89.4 87.6 95.6 92.9 96.4 100.4 109.8 118.1 Karnataka 84.2 91.7 94.0 97.9 94.5 84.8 84.4 81.3 87.0 85.5 Kerala 94.6 103.9 109.5 117.5 113.3 100.6 108.7 115.4 111.2 110.9 Tamil Nadu 85.6 98.9 100.9 106.6 103.0 100.8 115.1 120.9 128.8 133.5 Lakshadweep - - - - - - - - - - Puducherry - - - - - 66.7 107.3 106.5 120.0 117.6 Telangana - - - - - - - - - - ALL INDIA 46.8 53.0 55.9 58.7 60.2 56.5 58.6 59.9 63.7 66.2 TABLE 159: STATE-WISE CREDIT-DEPOSIT RATIO OF REGIONAL RURAL BANKS (Concld.) (As at end-March) (Per cent) Region/State/Union Territory 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 NORTHERN REGION 68.6 70.4 71.8 65.6 68.3 68.2 65.7 66.1 69.7 70.6 Haryana 66.8 70.0 71.3 64.8 65.2 65.5 62.7 60.6 63.9 65.9 Himachal Pradesh 39.3 33.3 35.9 32.5 32.6 36.3 36.4 37.7 38.6 41.5 Jammu & Kashmir 43.6 45.2 47.9 42.4 43.5 47.6 50.6 54.4 58.0 61.9 Punjab 82.2 86.5 86.3 81.3 87.7 82.2 77.3 75.3 77.8 78.2 Rajasthan 75.9 77.1 79.0 71.4 75.5 75.4 72.1 73.4 77.8 77.5 Chandigarh - - - - - - - - - - Delhi - - - - - - - - - - Ladakh - - - - - - 128.2 136.4 121.9 113.8 NORTH-EASTERN REGION 49.2 47.4 49.4 45.4 43.8 39.8 37.5 38.3 43.7 45.2 Arunachal Pradesh 18.0 25.0 26.7 24.6 33.3 30.1 22.1 23.9 23.5 29.2 Assam 55.8 53.2 56.0 52.9 46.2 40.8 36.4 38.3 42.7 48.0 Manipur 38.5 50.0 41.9 39.3 33.3 44.4 51.7 49.7 176.1 79.6 Meghalaya 45.9 54.5 50.0 36.7 38.9 32.8 33.6 31.4 29.2 30.2 Mizoram 50.2 50.0 56.6 52.2 52.4 47.4 44.2 49.3 59.2 58.1 Nagaland 33.6 0.0 32.8 22.2 0.0 29.4 29.8 28.2 34.9 38.8 Tripura 40.7 39.0 38.5 37.0 40.7 38.5 38.2 35.7 38.5 40.4 EASTERN REGION 53.1 53.4 50.7 47.3 47.8 47.2 46.4 48.8 50.7 52.9 Bihar 54.4 55.2 50.7 50.4 52.1 52.2 51.6 55.6 53.4 56.8 Jharkhand 39.7 40.4 40.4 36.3 36.8 38.3 40.9 42.2 45.9 51.4 Odisha 59.8 59.8 56.2 49.6 48.1 43.6 41.0 41.3 48.1 49.4 Sikkim - - - - - - - - - - West Bengal 50.0 50.0 49.6 44.5 45.0 45.5 44.6 47.4 48.6 50.9 Andaman & Nicobar Islands - - - - - - - - - - CENTRAL REGION 54.9 56.5 57.5 53.0 52.8 55.2 52.8 53.3 52.5 57.0 Chhattisgarh 31.8 31.1 31.2 29.0 28.9 29.0 31.0 35.7 38.3 44.8 Madhya Pradesh 56.3 61.3 61.8 56.1 58.3 54.8 52.5 53.0 57.7 63.7 Uttar Pradesh 57.3 58.4 59.6 55.2 54.6 58.8 56.1 56.1 53.5 57.7 Uttarakhand 61.3 62.1 60.7 49.6 47.7 49.2 44.5 43.3 43.0 44.2 WESTERN REGION 62.0 62.4 65.8 63.0 59.3 62.5 57.7 58.4 60.9 65.8 Goa - - - - - - - - - - Gujarat 53.7 54.3 56.3 53.9 59.5 61.7 61.5 61.7 62.0 64.5 Maharashtra 70.3 70.2 75.0 73.1 59.0 63.3 54.0 55.4 59.9 67.1 Dadra & Nagar Haveli - - - - - - - - - - Daman & Diu - - - - - - - - - - SOUTHERN REGION 104.8 98.8 92.3 87.2 96.4 99.7 96.7 100.7 102.7 100.1 Andhra Pradesh 116.4 100.7 90.8 86.7 93.5 100.0 97.0 102.3 113.6 97.2 Karnataka 85.0 85.8 81.4 76.9 87.4 85.9 81.1 84.6 81.4 80.9 Kerala 118.1 123.8 115.4 113.2 128.3 121.1 108.9 101.1 96.8 99.9 Tamil Nadu 123.0 106.9 96.6 86.9 93.0 100.1 98.3 105.6 103.3 102.8 Lakshadweep - - - - - - - - - - Puducherry 110.0 100.0 95.6 85.2 71.4 104.7 84.9 93.4 115.9 124.2 Telangana - 102.8 99.1 91.7 98.8 110.6 117.6 128.0 134.9 149.0 ALL INDIA 68.1 68.1 67.4 62.8 65.2 66.7 64.4 71.4 68.1 70.3 -: Nil/Not Applicable/Negligible. Source: Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, Reserve Bank of India, various issues.