| (Amount in Rs. crore) |
| Item | 1998-99 | 1999-2000 | Variation of | | | | | | Column (3) over (2) |
| | | | | | Absolute | Percentage |
| 1 | | 2 | 3 | 4 | 5 |
| A. Income (i+ii) | 4,130.49 | 5,407.47 | 1,276.98 | 30.92 | | | | (100.00) | (100.00) | | | | | | | | | | i) | Interest Income | 3,540.88 | 4,429.21 | 888.33 | 25.09 | | | | (85.73) | (81.91) | | | | | | | | | | ii) | Other Income | 589.61 | 978.26 | 388.65 | 65.92 | | | | (14.27) | (18.09) | | | | | | | | | | B. Expenditure (i+ii+iii) | 3,733.44 | 4,838.06 | 1,104.62 | 29.59 | | | | (100.00) | (100.00) | | | | | | | | | | i) | Interest Expended | 2,776.94 | 3,326.61 | 549.67 | 19.79 | | | | (74.38) | (68.76) | | | | | | | | | | ii) | Provisions and Contingencies | 287.23 | 674.43 | 387.20 | 134.80 | | | | (7.69) | (13.94) | | | | | | | | | | iii) | Operating Expenses | 669.27 | 837.02 | 167.75 | 25.06 | | | | (17.93) | (17.30) | | | | | of which : Wage Bill | 119.97 | 163.18 | 43.21 | 36.02 | | | | (3.21) | (3.37) | | | | | | | | | | C. Profit | | | | | | | | | | | | i) | Operating Profit | 684.28 | 1,243.84 | 559.56 | 81.77 | | | | | | | | ii) | Net Profit | 397.05 | 569.41 | 172.36 | 43.41 | | | | | | | | D. Total Assets | 38,530.87 | 58,857.18 | 20,326.31 | 52.75 | | | | | | | | E. Financial Ratios (per cent) $ | | | | | i) | Operating Profit | 1.78 | 2.11 | 0.33 | — | ii) | Net Profit | 1.03 | 0.97 | -0.06 | — | iii) | Income | 10.72 | 9.19 | -1.53 | — | iv) | Interest Income | 9.19 | 7.53 | -1.66 | — | v) | Other Income | 1.53 | 1.66 | 0.13 | — | vi) | Expenditure | 9.69 | 8.22 | -1.47 | — | vii) | Interest Expended | 7.21 | 5.65 | -1.56 | — | viii) | Operating Expenses | 1.74 | 1.42 | -0.32 | — | ix) | Wage Bill | 0.31 | 0.28 | -0.03 | — | x) | Provisions and Contingencies | 0.75 | 1.15 | 0.40 | — | xi) | Spread (Net Interest Income) | 1.98 | 1.87 | -0.11 | — |
| Notes: 1. $ Ratios to Total Assets. | | | 2. Figures in brackets are percentage shares to the respective total. |
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