| (Amount in Rs. crore) |
| Item | 1998-99 | 1999-2000 | Variation of | | | | | | Column (3) over (2) |
| | | | | | Absolute | Percentage |
| 1 | | 2 | 3 | 4 | 5 |
| A. Income (i+ii) | 78,850.36 | 90,900.44 | 12,050.08 | 15.28 | | | | (100.00) | (100.00) | | | | | | | | | | i) | Interest Income | 69,417.42 | 79,459.71 | 10,042.29 | 14.47 | | | | (88.04) | (87.41) | | | | | | | | | | ii) | Other Income | 9,432.94 | 11,440.73 | 2,007.79 | 21.28 | | | | (11.96) | (12.59) | | | | | | | | | | B. Expenditure (i+ii+iii) | 75,596.51 | 85,786.57 | 10,190.06 | 13.48 | | | | (100.00) | (100.00) | | | | | | | | | | i) | Interest Expended | 47,839.75 | 55,375.28 | 7,535.53 | 15.75 | | | | (63.28) | (64.55) | | | | | | | | | | ii) | Provisions and Contingencies | 7,306.94 | 7,950.16 | 643.22 | 8.80 | | | | (9.67) | (9.27) | | | | | | | | | | iii) | Operating Expenses | 20,449.82 | 22,461.13 | 2,011.31 | 9.84 | | | | (27.05) | (26.18) | | | | | of which : Wage Bill | 14,839.66 | 16,361.57 | 1,521.91 | 10.26 | | | | (19.63) | (19.07) | | | C. Profit | | | | | i) | Operating Profit | 10,560.79 | 13,064.03 | 2,503.24 | 23.70 | ii) | Net Profit | 3,253.85 | 5,113.87 | 1,860.02 | 57.16 | | | | | | | | D. Total Assets | 7,70,144.92 | 8,90,951.73 | 1,20,806.81 | 15.69 | | | | | | | | E. Financial Ratios (per cent) $ | | | | | i) | Operating Profit | 1.37 | 1.47 | 0.10 | — | ii) | Net Profit | 0.42 | 0.57 | 0.15 | — | iii) | Income | 10.24 | 10.20 | -0.04 | — | iv) | Interest Income | 9.01 | 8.92 | -0.09 | — | v) | Other Income | 1.22 | 1.28 | 0.06 | — | vi) | Expenditure | 9.82 | 9.63 | -0.19 | — | vii) | Interest Expended | 6.21 | 6.22 | 0.01 | — | viii) | Operating Expenses | 2.66 | 2.52 | -0.14 | — | ix) | Wage Bill | 1.93 | 1.84 | -0.09 | — | x) | Provisions and Contingencies | 0.95 | 0.89 | -0.06 | — | xi) | Spread (Net Interest Income) | 2.80 | 2.70 | -0.10 | — |
| Notes: 1. $ Ratios to Total Assets. | | | 2. Figures in brackets are percentage shares to the respective total. |
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