Publications

(Amount in Rs. crore)

Item

1998-99

1999-2000

Variation of

Column (3) over (2)

Absolute

Percentage

1

2

3

4

5

A. Income (i+ii)

1,00,062.00

1,15,386.00

15,324.00

15.31

(100.00)

(100.00)

i)

Interest Income

87,312.04

99,506.85

12,194.81

13.97

(87.26)

(86.24)

ii)

Other Income

12,749.96

15,879.15

3,129.19

24.54

(12.74)

(13.76)

B. Expenditure (i+ii+iii)

95,571.66

1,08,079.64

12,507.98

13.09

(100.00)

(100.00)

i)

Interest Expended

60,904.99

69,317.04

8,412.05

13.81

(63.73)

(64.14)

ii)

Provisions and Contingencies

9,320.35

11,117.00

1,796.65

19.28

(9.75)

(10.29)

iii)

Operating Expenses

25,346.32

27,645.60

2,299.28

9.07

(26.52)

(25.58)

of which : Wage Bill

16,649.52

18,467.38

1,817.86

10.92

(17.42)

(17.09)

C. Profit

i)

Operating Profit

13,810.69

18,423.36

4,612.67

33.40

ii)

Net Profit

4,490.34

7,306.36

2,816.02

62.71

D. Total Assets

9,50,717.74

11,10,368.09

1,59,650.35

16.79

E. Financial Ratios (per cent) $

i)

Operating Profit

1.45

1.66

0.21

—

ii)

Net Profit

0.47

0.66

0.19

—

iii)

Income

10.52

10.39

-0.13

—

iv)

Interest Income

9.18

8.96

-0.22

—

v)

Other Income

1.34

1.43

0.09

—

vi)

Expenditure

10.05

9.73

-0.32

—

vii)

Interest Expended

6.41

6.24

-0.17

—

viii)

Operating Expenses

2.67

2.49

-0.18

—

ix)

Wage Bill

1.75

1.66

-0.09

—

x)

Provisions and Contingencies

0.98

1.00

0.02

—

xi)

Spread (Net Interest Income)

2.78

2.72

-0.06

—

Notes: 1. $ Ratios to Total Assets.

@ Break-up

1998-99

1999-2000

a.Public Sector Banks

27

27

b.Private Sector Banks

34

32

c.Foreign Banks in India

44

42

Total

105

101

2. Figures in brackets are percentage shares to the respective total.