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Date : Nov 19, 2022

Table 153: State-wise Credit-Deposit Ratio of Regional Rural Banks

(As at End-March)
(Per cent)
Region/State/Union Territory	2004	2005	2006	2007	2008	2009	2010	2011	2012
NORTHERN REGION	42.9	49.7	52.2	54.3	60.4	59.4	65.5	65.7	66.8
Haryana	57.3	61.4	58.0	53.1	60.3	68.2	74.1	69.0	69.4
Himachal Pradesh	25.5	29.1	34.5	38.5	40.5	41.4	41.6	42.6	42.8
Jammu & Kashmir	20.9	21.7	24.1	27.6	33.4	33.7	35.2	35.5	38.8
Punjab	46.3	51.9	54.7	54.7	63.1	62.2	67.0	69.4	74.8
Rajasthan	45.2	55.2	58.9	64.1	68.9	61.4	68.1	71.8	72.3
Chandigarh	-	-	-	-	-	-	-	-	-
Delhi	-	-	-	-	-	-	-	-	-
Ladakh	-	-	-	-	-	-	-	-	-
NORTH-EASTERN REGION	37.3	41.3	46.4	49.4	49.9	44.5	44.1	45.1	46.8
Arunachal Pradesh	58.9	53.1	46.8	34.6	25.6	18.9	20.1	21.5	17.1
Assam	38.4	44.6	49.8	53.4	52.6	48.3	47.5	48.0	53.7
Manipur	51.6	64.9	74.5	74.5	60.0	41.7	36.6	34.7	27.1
Meghalaya	26.1	24.5	27.0	29.6	30.7	29.5	35.0	31.9	34.4
Mizoram	40.6	55.3	63.8	64.9	63.7	53.9	48.4	54.0	41.7
Nagaland	38.5	46.2	43.8	50.0	47.1	33.3	27.3	26.2	28.0
Tripura	34.1	33.9	40.8	43.7	47.9	41.3	41.0	44.0	42.4
EASTERN REGION	38.4	42.5	44.4	46.9	46.1	41.8	42.8	45.5	48.9
Bihar	29.4	32.8	36.0	40.5	42.0	39.3	41.6	43.5	46.7
Jharkhand	25.7	29.6	30.6	30.4	30.2	25.9	29.0	31.7	35.0
Odisha	58.6	64.4	66.1	66.7	62.0	52.5	51.2	54.4	58.2
Sikkim	-	-	-	-	-	-	-	-	-
West Bengal	39.5	43.5	44.6	46.0	44.5	41.7	41.6	45.2	48.3
Andaman & Nicobar Islands	-	-	-	-	-	-	-	-	-
CENTRAL REGION	37.0	41.6	44.5	46.9	47.8	46.2	46.7	46.7	50.6
Chhattisgarh	27.6	30.2	32.6	33.3	31.6	30.0	32.2	32.5	33.0
Madhya Pradesh	42.6	48.1	49.2	51.8	53.4	50.2	52.2	52.1	53.1
Uttar Pradesh	36.5	41.3	44.7	47.3	48.1	46.6	46.2	46.5	51.9
Uttarakhand	33.7	35.8	39.1	40.0	46.6	54.5	60.9	55.5	55.1
WESTERN REGION	45.8	51.0	50.4	52.4	53.4	49.7	49.0	48.7	52.9
Goa	-	-	-	-	-	-	-	-	-
Gujarat	45.5	46.4	50.2	54.1	55.1	49.1	46.6	44.3	46.2
Maharashtra	46.1	55.4	50.5	50.7	51.9	50.3	51.3	52.9	59.5
Dadra & Nagar Haveli	-	-	-	-	-	-	-	-	-
Daman & Diu	-	-	-	-	-	-	-	-	-
SOUTHERN REGION	80.2	91.5	94.9	97.0	98.4	91.6	95.0	96.6	102.9
Andhra Pradesh	71.8	86.1	89.4	87.6	95.6	92.9	96.4	100.4	109.8
Karnataka	84.2	91.7	94.0	97.9	94.5	84.8	84.4	81.3	87.0
Kerala	94.6	103.9	109.5	117.5	113.3	100.6	108.7	115.4	111.2
Tamil Nadu	85.6	98.9	100.9	106.6	103.0	100.8	115.1	120.9	128.8
Lakshadweep	-	-	-	-	-	-	-	-	-
Puducherry	-	-	-	-	-	66.7	107.3	106.5	120.0
Telangana	-	-	-	-	-	-	-	-	-
ALL INDIA	46.8	53.0	55.9	58.7	60.2	56.5	58.6	59.9	63.7

TABLE 153: STATE-WISE CREDIT-DEPOSIT RATIO OF REGIONAL RURAL BANKS (Concld.)
(As at End-March)
(Per cent)
Region/State/Union Territory	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022
NORTHERN REGION	67.3	68.6	70.4	71.8	65.6	68.3	68.2	65.7	66.1	69.7
Haryana	65.4	66.8	70.0	71.3	64.8	65.2	65.5	62.7	60.6	63.9
Himachal Pradesh	43.4	39.3	33.3	35.9	32.5	32.6	36.3	36.4	37.7	38.6
Jammu & Kashmir	39.6	43.6	45.2	47.9	42.4	43.5	47.6	50.6	54.4	58.0
Punjab	79.9	82.2	86.5	86.3	81.3	87.7	82.2	77.3	75.3	77.8
Rajasthan	74.7	75.9	77.1	79.0	71.4	75.5	75.4	72.1	73.4	77.8
Chandigarh	-	-	-	-	-	-	-	-	-	-
Delhi	-	-	-	-	-	-	-	-	-	-
Ladakh	-	-	-	-	-	-	-	128.2	136.4	121.9
NORTH-EASTERN REGION	49.4	49.2	47.4	49.4	45.4	43.8	39.8	37.5	38.3	43.7
Arunachal Pradesh	21.6	18.0	25.0	26.7	24.6	33.3	30.1	22.1	23.9	23.5
Assam	56.4	55.8	53.2	56.0	52.9	46.2	40.8	36.4	38.3	42.7
Manipur	34.6	38.5	50.0	41.9	39.3	33.3	44.4	51.7	49.7	176.1
Meghalaya	37.9	45.9	54.5	50.0	36.7	38.9	32.8	33.6	31.4	29.2
Mizoram	44.7	50.2	50.0	56.6	52.2	52.4	47.4	44.2	49.3	59.2
Nagaland	30.0	33.6	0.0	32.8	22.2	0.0	29.4	29.8	28.2	34.9
Tripura	44.4	40.7	39.0	38.5	37.0	40.7	38.5	38.2	35.7	38.5
EASTERN REGION	50.8	53.1	53.4	50.7	47.3	47.8	47.2	46.4	48.8	50.7
Bihar	49.1	54.4	55.2	50.7	50.4	52.1	52.2	51.6	55.6	53.4
Jharkhand	37.1	39.7	40.4	40.4	36.3	36.8	38.3	40.9	42.2	45.9
Odisha	61.1	59.8	59.8	56.2	49.6	48.1	43.6	41.0	41.3	48.1
Sikkim	-	-	-	-	-	-	-	-	-	-
West Bengal	49.1	50.0	50.0	49.6	44.5	45.0	45.5	44.6	47.4	48.6
Andaman & Nicobar Islands	-	-	-	-	-	-	-	-	-	-
CENTRAL REGION	51.6	54.9	56.5	57.5	53.0	52.8	55.2	52.8	53.3	52.5
Chhattisgarh	33.7	31.8	31.1	31.2	29.0	28.9	29.0	31.0	35.7	38.3
Madhya Pradesh	56.1	56.3	61.3	61.8	56.1	58.3	54.8	52.5	53.0	57.7
Uttar Pradesh	52.5	57.3	58.4	59.6	55.2	54.6	58.8	56.1	56.1	53.5
Uttarakhand	57.6	61.3	62.1	60.7	49.6	47.7	49.2	44.5	43.3	43.0
WESTERN REGION	60.6	62.0	62.4	65.8	63.0	59.3	62.5	57.7	58.4	60.9
Goa	-	-	-	-	-	-	-	-	-	-
Gujarat	52.2	53.7	54.3	56.3	53.9	59.5	61.7	61.5	61.7	62.0
Maharashtra	68.9	70.3	70.2	75.0	73.1	59.0	63.3	54.0	55.4	59.9
Dadra & Nagar Haveli	-	-	-	-	-	-	-	-	-	-
Daman & Diu	-	-	-	-	-	-	-	-	-	-
SOUTHERN REGION	105.8	104.8	98.8	92.3	87.2	96.4	99.7	96.7	100.7	102.7
Andhra Pradesh	118.1	116.4	100.7	90.8	86.7	93.5	100.0	97.0	102.3	113.6
Karnataka	85.5	85.0	85.8	81.4	76.9	87.4	85.9	81.1	84.6	81.4
Kerala	110.9	118.1	123.8	115.4	113.2	128.3	121.1	108.9	101.1	96.8
Tamil Nadu	133.5	123.0	106.9	96.6	86.9	93.0	100.1	98.3	105.6	103.3
Lakshadweep	-	-	-	-	-	-	-	-	-	-
Puducherry	117.6	110.0	100.0	95.6	85.2	71.4	104.7	84.9	93.4	115.9
Telangana	-	-	102.8	99.1	91.7	98.8	110.6	117.6	128.0	134.9
ALL INDIA	66.2	68.1	68.1	67.4	62.8	65.2	66.7	64.4	71.4	68.1
-: Nil/Not Applicable/Negligible. Source: Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, RBI, various issues.