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Date : Nov 19, 2022

Table 153: State-wise Credit-Deposit Ratio of Regional Rural Banks

(As at End-March) (Per cent) Region/State/Union Territory 2004 2005 2006 2007 2008 2009 2010 2011 2012 NORTHERN REGION 42.9 49.7 52.2 54.3 60.4 59.4 65.5 65.7 66.8 Haryana 57.3 61.4 58.0 53.1 60.3 68.2 74.1 69.0 69.4 Himachal Pradesh 25.5 29.1 34.5 38.5 40.5 41.4 41.6 42.6 42.8 Jammu & Kashmir 20.9 21.7 24.1 27.6 33.4 33.7 35.2 35.5 38.8 Punjab 46.3 51.9 54.7 54.7 63.1 62.2 67.0 69.4 74.8 Rajasthan 45.2 55.2 58.9 64.1 68.9 61.4 68.1 71.8 72.3 Chandigarh - - - - - - - - - Delhi - - - - - - - - - Ladakh - - - - - - - - - NORTH-EASTERN REGION 37.3 41.3 46.4 49.4 49.9 44.5 44.1 45.1 46.8 Arunachal Pradesh 58.9 53.1 46.8 34.6 25.6 18.9 20.1 21.5 17.1 Assam 38.4 44.6 49.8 53.4 52.6 48.3 47.5 48.0 53.7 Manipur 51.6 64.9 74.5 74.5 60.0 41.7 36.6 34.7 27.1 Meghalaya 26.1 24.5 27.0 29.6 30.7 29.5 35.0 31.9 34.4 Mizoram 40.6 55.3 63.8 64.9 63.7 53.9 48.4 54.0 41.7 Nagaland 38.5 46.2 43.8 50.0 47.1 33.3 27.3 26.2 28.0 Tripura 34.1 33.9 40.8 43.7 47.9 41.3 41.0 44.0 42.4 EASTERN REGION 38.4 42.5 44.4 46.9 46.1 41.8 42.8 45.5 48.9 Bihar 29.4 32.8 36.0 40.5 42.0 39.3 41.6 43.5 46.7 Jharkhand 25.7 29.6 30.6 30.4 30.2 25.9 29.0 31.7 35.0 Odisha 58.6 64.4 66.1 66.7 62.0 52.5 51.2 54.4 58.2 Sikkim - - - - - - - - - West Bengal 39.5 43.5 44.6 46.0 44.5 41.7 41.6 45.2 48.3 Andaman & Nicobar Islands - - - - - - - - - CENTRAL REGION 37.0 41.6 44.5 46.9 47.8 46.2 46.7 46.7 50.6 Chhattisgarh 27.6 30.2 32.6 33.3 31.6 30.0 32.2 32.5 33.0 Madhya Pradesh 42.6 48.1 49.2 51.8 53.4 50.2 52.2 52.1 53.1 Uttar Pradesh 36.5 41.3 44.7 47.3 48.1 46.6 46.2 46.5 51.9 Uttarakhand 33.7 35.8 39.1 40.0 46.6 54.5 60.9 55.5 55.1 WESTERN REGION 45.8 51.0 50.4 52.4 53.4 49.7 49.0 48.7 52.9 Goa - - - - - - - - - Gujarat 45.5 46.4 50.2 54.1 55.1 49.1 46.6 44.3 46.2 Maharashtra 46.1 55.4 50.5 50.7 51.9 50.3 51.3 52.9 59.5 Dadra & Nagar Haveli - - - - - - - - - Daman & Diu - - - - - - - - - SOUTHERN REGION 80.2 91.5 94.9 97.0 98.4 91.6 95.0 96.6 102.9 Andhra Pradesh 71.8 86.1 89.4 87.6 95.6 92.9 96.4 100.4 109.8 Karnataka 84.2 91.7 94.0 97.9 94.5 84.8 84.4 81.3 87.0 Kerala 94.6 103.9 109.5 117.5 113.3 100.6 108.7 115.4 111.2 Tamil Nadu 85.6 98.9 100.9 106.6 103.0 100.8 115.1 120.9 128.8 Lakshadweep - - - - - - - - - Puducherry - - - - - 66.7 107.3 106.5 120.0 Telangana - - - - - - - - - ALL INDIA 46.8 53.0 55.9 58.7 60.2 56.5 58.6 59.9 63.7 TABLE 153: STATE-WISE CREDIT-DEPOSIT RATIO OF REGIONAL RURAL BANKS (Concld.) (As at End-March) (Per cent) Region/State/Union Territory 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 NORTHERN REGION 67.3 68.6 70.4 71.8 65.6 68.3 68.2 65.7 66.1 69.7 Haryana 65.4 66.8 70.0 71.3 64.8 65.2 65.5 62.7 60.6 63.9 Himachal Pradesh 43.4 39.3 33.3 35.9 32.5 32.6 36.3 36.4 37.7 38.6 Jammu & Kashmir 39.6 43.6 45.2 47.9 42.4 43.5 47.6 50.6 54.4 58.0 Punjab 79.9 82.2 86.5 86.3 81.3 87.7 82.2 77.3 75.3 77.8 Rajasthan 74.7 75.9 77.1 79.0 71.4 75.5 75.4 72.1 73.4 77.8 Chandigarh - - - - - - - - - - Delhi - - - - - - - - - - Ladakh - - - - - - - 128.2 136.4 121.9 NORTH-EASTERN REGION 49.4 49.2 47.4 49.4 45.4 43.8 39.8 37.5 38.3 43.7 Arunachal Pradesh 21.6 18.0 25.0 26.7 24.6 33.3 30.1 22.1 23.9 23.5 Assam 56.4 55.8 53.2 56.0 52.9 46.2 40.8 36.4 38.3 42.7 Manipur 34.6 38.5 50.0 41.9 39.3 33.3 44.4 51.7 49.7 176.1 Meghalaya 37.9 45.9 54.5 50.0 36.7 38.9 32.8 33.6 31.4 29.2 Mizoram 44.7 50.2 50.0 56.6 52.2 52.4 47.4 44.2 49.3 59.2 Nagaland 30.0 33.6 0.0 32.8 22.2 0.0 29.4 29.8 28.2 34.9 Tripura 44.4 40.7 39.0 38.5 37.0 40.7 38.5 38.2 35.7 38.5 EASTERN REGION 50.8 53.1 53.4 50.7 47.3 47.8 47.2 46.4 48.8 50.7 Bihar 49.1 54.4 55.2 50.7 50.4 52.1 52.2 51.6 55.6 53.4 Jharkhand 37.1 39.7 40.4 40.4 36.3 36.8 38.3 40.9 42.2 45.9 Odisha 61.1 59.8 59.8 56.2 49.6 48.1 43.6 41.0 41.3 48.1 Sikkim - - - - - - - - - - West Bengal 49.1 50.0 50.0 49.6 44.5 45.0 45.5 44.6 47.4 48.6 Andaman & Nicobar Islands - - - - - - - - - - CENTRAL REGION 51.6 54.9 56.5 57.5 53.0 52.8 55.2 52.8 53.3 52.5 Chhattisgarh 33.7 31.8 31.1 31.2 29.0 28.9 29.0 31.0 35.7 38.3 Madhya Pradesh 56.1 56.3 61.3 61.8 56.1 58.3 54.8 52.5 53.0 57.7 Uttar Pradesh 52.5 57.3 58.4 59.6 55.2 54.6 58.8 56.1 56.1 53.5 Uttarakhand 57.6 61.3 62.1 60.7 49.6 47.7 49.2 44.5 43.3 43.0 WESTERN REGION 60.6 62.0 62.4 65.8 63.0 59.3 62.5 57.7 58.4 60.9 Goa - - - - - - - - - - Gujarat 52.2 53.7 54.3 56.3 53.9 59.5 61.7 61.5 61.7 62.0 Maharashtra 68.9 70.3 70.2 75.0 73.1 59.0 63.3 54.0 55.4 59.9 Dadra & Nagar Haveli - - - - - - - - - - Daman & Diu - - - - - - - - - - SOUTHERN REGION 105.8 104.8 98.8 92.3 87.2 96.4 99.7 96.7 100.7 102.7 Andhra Pradesh 118.1 116.4 100.7 90.8 86.7 93.5 100.0 97.0 102.3 113.6 Karnataka 85.5 85.0 85.8 81.4 76.9 87.4 85.9 81.1 84.6 81.4 Kerala 110.9 118.1 123.8 115.4 113.2 128.3 121.1 108.9 101.1 96.8 Tamil Nadu 133.5 123.0 106.9 96.6 86.9 93.0 100.1 98.3 105.6 103.3 Lakshadweep - - - - - - - - - - Puducherry 117.6 110.0 100.0 95.6 85.2 71.4 104.7 84.9 93.4 115.9 Telangana - - 102.8 99.1 91.7 98.8 110.6 117.6 128.0 134.9 ALL INDIA 66.2 68.1 68.1 67.4 62.8 65.2 66.7 64.4 71.4 68.1 -: Nil/Not Applicable/Negligible. Source: Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, RBI, various issues.