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Document - Table 144: State-wise Credit-Deposit Ratio of Scheduled Commercial Banks According to Place of Sanction () or PDF - Table 144: State-wise Credit-Deposit Ratio of Scheduled Commercial Banks According to Place of Sanction ()
Date : Nov 19, 2022
Table 144: State-wise Credit-Deposit Ratio of Scheduled Commercial Banks According to Place of Sanction
(As at End-March)
(Per cent)
Region/State/Union Territory 2004 2005 2006 2007 2008 2009 2010 2011 2012
NORTHERN REGION 54.8 59.5 64.6 69.6 67.7 68.9 74.4 82.5 87.7
Haryana 47.6 51.4 57.4 56.9 60.1 61.4 63.3 71.7 79.4
Himachal Pradesh 29.7 36.3 41.0 42.8 43.4 38.6 42.2 41.6 38.9
Jammu & Kashmir 37.4 46.7 47.2 62.5 56.4 47.2 46.4 38.1 33.8
Punjab 43.1 50.1 56.8 65.6 67.2 65.7 71.5 77.8 80.9
Rajasthan 55.7 68.7 77.3 82.9 82.4 80.6 88.4 90.4 90.9
Chandigarh 105.3 88.9 76.8 95.9 96.2 115.0 131.1 121.6 115.5
Delhi 59.9 62.4 67.4 70.8 66.9 68.9 74.6 86.8 95.6
Ladakh - - - - - - - - -
NORTH-EASTERN REGION 29.8 35.0 40.7 40.7 40.7 36.0 35.5 33.8 34.4
Arunachal Pradesh 16.1 22.0 26.5 28.0 31.7 25.5 27.5 23.7 23.9
Assam 31.8 35.3 42.6 42.8 42.4 38.5 37.8 36.5 37.7
Manipur 31.6 42.4 50.1 55.1 48.4 36.0 42.1 34.8 31.3
Meghalaya 34.6 43.6 48.1 35.7 33.2 28.3 25.6 24.4 25.8
Mizoram 34.8 47.8 51.2 53.8 62.9 57.9 53.2 46.0 38.9
Nagaland 15.0 22.9 22.3 29.1 34.0 30.8 30.3 26.1 27.2
Tripura 25.2 28.6 32.8 35.3 36.1 30.7 30.7 32.2 31.3
EASTERN REGION 41.8 45.5 49.2 54.1 51.5 48.8 50.8 51.4 50.7
Bihar 24.9 27.7 30.3 32.4 28.2 26.8 29.0 29.5 29.7
Jharkhand 26.3 29.6 31.2 32.8 35.3 32.0 35.1 34.4 33.9
Odisha 53.7 61.8 66.0 64.6 56.3 50.8 54.4 52.5 47.3
Sikkim 22.4 29.5 45.3 52.8 46.8 41.6 37.2 37.9 33.1
West Bengal 49.5 52.3 56.3 64.7 62.4 60.7 61.5 63.7 63.8
Andaman & Nicobar Islands 26.1 26.8 29.0 27.7 30.7 31.7 36.5 38.1 38.5
CENTRAL REGION 35.6 40.8 44.2 47.4 46.1 44.3 47.3 46.7 47.2
Chhattisgarh 40.0 43.6 45.5 50.0 49.8 46.3 52.3 52.3 53.6
Madhya Pradesh 46.9 54.7 60.5 61.8 60.1 57.4 60.6 55.6 56.6
Uttar Pradesh 33.1 37.9 41.0 45.1 43.7 42.2 43.3 44.0 44.0
Uttarakhand 21.1 24.3 25.8 26.7 26.2 25.3 33.7 35.4 35.6
WESTERN REGION 72.0 83.5 92.0 90.1 88.6 85.6 79.1 79.5 87.0
Goa 21.7 25.1 23.2 26.2 29.4 26.7 26.5 29.1 28.1
Gujarat 42.2 46.5 55.6 63.7 66.5 63.7 65.3 66.2 70.4
Maharashtra 81.8 94.9 102.2 96.8 93.9 91.2 82.9 83.0 91.8
Dadra & Nagar Haveli 15.6 34.8 49.3 20.6 23.9 18.1 60.0 34.8 30.1
Daman & Diu 11.6 11.5 11.4 15.6 15.0 19.3 20.2 21.3 17.4
SOUTHERN REGION 68.5 78.1 84.4 87.0 89.1 87.9 92.7 94.5 95.5
Andhra Pradesh 65.9 74.8 81.3 87.3 90.4 96.4 105.1 109.7 111.3
Karnataka 63.1 73.8 75.9 76.3 78.1 77.3 77.6 72.7 71.4
Kerala 45.5 54.6 61.4 60.9 63.4 59.7 63.1 73.1 76.4
Tamil Nadu 93.1 101.2 110.5 114.5 114.7 108.1 113.8 115.1 116.9
Lakshadweep 8.0 9.7 11.5 10.2 7.5 5.4 7.3 8.7 9.7
Puducherry 34.5 38.3 45.0 47.9 49.7 51.4 57.2 62.7 71.5
Telangana - - - - - - - - -
ALL INDIA 58.2 66.0 72.4 75.0 74.4 72.6 73.3 75.6 79.0

TABLE 144: STATE-WISE CREDIT- DEPOSIT RATIO OF SCHEDULED COMMERCIAL BANKS ACCORDING TO PLACE OF SANCTION (Concld.)
(As at End-March)
(Per cent)
Region/State/Union Territory 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
NORTHERN REGION 88.8 90.6 88.5 83.6 75.0 78.1 84.5 82.9 74.9 74.5
Haryana 76.5 78.1 75.8 69.9 59.1 58.6 61.1 54.8 53.4 54.9
Himachal Pradesh 35.1 35.8 35.3 32.9 29.7 31.1 30.8 30.2 30.9 32.0
Jammu & Kashmir 36.9 40.1 42.2 44.2 39.8 42.9 45.5 45.8 48.5 51.5
Punjab 81.6 79.1 75.1 69.8 69.0 63.5 60.3 57.1 55.0 54.2
Rajasthan 92.6 87.1 86.2 72.4 67.8 76.6 81.4 79.6 77.9 79.0
Chandigarh 127.5 120.0 105.9 97.8 100.7 112.5 111.4 108.5 96.1 89.7
Delhi 97.7 103.7 102.6 100.4 88.3 94.1 107.4 110.2 93.9 93.2
Ladakh - - - - - - - 36.1 34.9 36.2
NORTH-EASTERN REGION 33.6 34.8 34.5 38.4 36.8 39.3 40.4 41.1 44.1 44.8
Arunachal Pradesh 21.8 23.7 26.8 29.0 24.0 25 23.0 24.9 25.2 24.5
Assam 37.2 37.7 36.7 42.2 40.3 42.6 44.3 43.0 46.7 48.9
Manipur 28.6 33.6 34.0 41.1 38.7 44.6 49.4 57.2 57.7 60.2
Meghalaya 24.0 27.4 25.9 24.8 25.9 27.2 26.9 35.3 37.6 32.0
Mizoram 35.3 37.8 37.8 40.1 36.4 35.8 36.8 36.1 42.0 45.4
Nagaland 28.4 31.0 32.7 34.1 31.5 34.7 35.4 37.5 43.2 43.0
Tripura 32.8 32.4 33.7 35.3 35.9 40.7 41.7 42.5 42.1 41.9
EASTERN REGION 49.4 49.0 46.5 44.9 41.0 41.6 41.4 41.8 41.6 42.4
Bihar 30.5 32.8 33.6 33.4 30.9 32.2 34.7 36.1 40.1 42.5
Jharkhand 32.1 31.8 29.6 29.6 27.1 27.7 27.7 28.5 29.8 30.9
Odisha 46.3 44.6 41.9 40.8 38.1 37.6 38.7 39.5 39.5 40.8
Sikkim 27.2 26.5 25.6 28.0 27.4 26.6 28.4 31.2 35.8 39.3
West Bengal 62.0 61.6 57.8 55.1 50.3 51.1 49.5 49.3 46.5 46.4
Andaman & Nicobar Islands 38.6 39.1 40.1 44.2 38.5 39.4 41.9 41.0 46.3 46.5
CENTRAL REGION 47.6 48.8 48.3 49.3 46.0 47.9 49.5 48.8 48.5 50.5
Chhattisgarh 53.8 59.5 61.6 63.5 62.4 63.2 63.3 62.4 62.7 66.4
Madhya Pradesh 58.2 60.4 54.8 61.2 60.9 65.1 67.9 69.2 67.9 67.5
Uttar Pradesh 44.1 44.6 45.4 44.6 40.0 41.2 42.7 41.5 41.5 43.9
Uttarakhand 34.8 35.6 34.5 34.9 34.3 36.4 37.6 36.5 35.3 35.7
WESTERN REGION 85.5 86.0 87.1 96.0 96.2 98.3 98.1 94.7 86.3 85.9
Goa 28.8 28.7 26.7 27.1 25.7 26.7 26.4 25.1 24.5 24.3
Gujarat 72.8 74.7 72.7 75.4 68.9 75.6 78.8 74.8 69.9 69.9
Maharashtra 89.4 89.8 92.0 102.9 106.0 106.9 105.2 102.0 92.5 91.9
Dadra & Nagar Haveli 37.1 40.8 35.3 35.8 36.5 43.5 56.1 44.7 35.3 35.7
Daman & Diu 19.1 21.9 24.3 22.9 23.5 27.5 26.6 - - -
SOUTHERN REGION 97.1 94.9 89.9 89.3 84.2 90.5 90.6 88.0 83.1 84.1
Andhra Pradesh 112.0 111.3 105.3 106.0 101.1 112.6 121.6 125.3 131.5 138.9
Karnataka 71.9 71.0 67.7 70.1 67.0 69.7 69.7 65.2 59.8 60.5
Kerala 73.1 67.7 64.6 62.1 59.8 63.8 65.9 65.0 62.3 61.7
Tamil Nadu 123.3 121.8 119.0 113.7 105.8 113.5 110.3 107.5 101.7 100.9
Lakshadweep 9.9 8.6 9.1 10.5 8.4 8.3 8.1 8.7 7.8 9.6
Puducherry 83.3 77.9 71.5 67.1 63.9 63.8 66.7 64.0 64.8 63.6
Telangana - - 101.6 104.5 97.0 107.4 106.3 103.6 93.2 96.8
ALL INDIA 78.8 79.0 77.1 78.4 73.8 76.7 78.3 76.5 71.7 72.1
-: Nil/Not Applicable/Negligible.
Note: Since 2020 figures for Dadra & Nagar Haveli include Daman & Diu as well.
Source: Basic Statistical Returns of Scheduled Commercial Banks in India, RBI, various issues.