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Date : Sep 15, 2022
Table 53 : Institutional Credit for Agriculture and Allied Activities
(₹ Crore)
Year Loans Issued Loans Outstanding
Co-operatives SCBs RRBs Total (2 to 4) Co-operatives SCBs RRBs Total (6 to 8)
1 2 3 4 5 6 7 8 9
1985-86 3674 2729 402 7159 6947 8416 871 16234
1986-87 3701 3332 477 7720 7465 9355 1061 17881
1987-88 4710 3526 483 9198 8347 11424 1313 21084
1988-89 4873 3813 420 9381 9408 12840 1552 23800
1989-90 5407 4282 647 10628 10566 15283 1838 27687
1990-91 4819 4676 335 10188 10531 17032 1753 29316
1991-92 5797 4806 596 11538 12176 16981 1984 31142
1992-93 6484 4960 698 12530 13769 18288 2206 34263
1993-94 8484 5400 752 15013 15316 19113 2560 36988
1994-95 9876 7408 1083 18773 16810 20920 3009 40738
1995-96 12483 9274 1381 23692 19126 23427 3467 46020
1996-97 13254 10675 1748 26345 20556 26327 4038 50921
1997-98 14159 11537 2103 28656 21390 28445 4683 54518
1998-99 15099 14663 2515 32697 22199 29819 5389 57408
1999-00 25678 16350 2985 45534 41950 33442 5991 81383
2000-01 27295 16440 3966 48187 46135 38270 7249 91654
2001-02 30569 18638 4546 54195 52110 45106 8286 105502
2002-03 34040 25256 5879 65175 59064 53804 10261 123129
2003-04 40049 36203 7175 83427 71403 68103 11721 151228
2004-05 45009 48367 11927 105303 78822 95519 16709 191050
2005-06 48123 80599 15300 144021 82327 135603 21510 239439
2006-07 54019 115266 20228 189513 89443 169018 27452 285913
2007-08 57643 113472 23838 194953 65666 202796 33216 301678
2008-09 58787 160690 26499 245976 64045 256119 37367 357531
2009-10 63497 188253 34640 286390 59791 315436 46282 421509
2010-11 78121 222792 43965 344878 76674 357584 55067 489325
2011-12 87963 312877 54450 455290 92458 443298 70385 606140
2012-13 111203 484499 63681 659383 119775 522478 79500 721752
2013-14 119964 527506 82653 730123 135245 503532 98207 736984
2014-15 138470 604376 102483 845328 154287 683969 112604 950860
2015-16 153295 642954 119261 915510 156121 814841 133401 1104363
2016-17 142758 799781 123216 1065755 226698 668109 153416 1048223
2017-18 150321 871080 141216 1162617 184396 924084 171301 1279781
2018-19 152340 954823 149667 1256830 178820 995114 197432 1371366
2019-20 157367 1070036 165326 1392729 187262 1012858 208772 1408892
2020-21 190682 1194704 190012 1575398 199457 1805787 234786 2240030
2021-22 243220 1415964 204180 1863363 230604 1975024 257174 2462802
SCBs : Scheduled Commercial Banks. RRBs : Regional Rural Banks.
Notes : 1. Data for 2021-22 are provisional.
2. Data on loan issued/outstanding are directly to the beneficiary/borrower by the concerned institutions.
3. Data on 'direct' loan outstanding by SCBs are not available from 2020-21 due to discontinuation of Special Return II (Recovery of Direct Agriculture Loan). Thus, in Column (7) data up to 2019-20 pertains to ’direct agricultural and allied activities loan outstanding with SCBs’, while the data from 2020-21 onwards relates to ‘total agricultural and allied activities loan outstanding with SCBs'.
4. Data up to 1990-91 pertain to the period July-June and April-March thereafter. In case of SCBs, data for all the years pertain to July-June period.
5. RRBs came into existence in 1975-76.
6. The data since 1999-2000 are strictly not comparable with the earlier years as it covers not only PACS but also SCARDBs and PCARDBs, while the earlier period covers PACS only.
7. Data on the total loan issued till 2001-02 includes loan issued by state governments.
8. For 2017-18, 2018-19, 2019-20, 2020-21 and 2021-22(p) data on ground level credit flow to agriculture, as submitted by scheduled commercial banks, RRBs and cooperatives in the ensure portal of NABARD, has been indicated.
Also see Notes on Tables.
Sources : 1. Reserve Bank of India.
2. National Bank for Agriculture and Rural Development.

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