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Date : Mar 17, 2022
Stocks of Financial Assets and Liabilities of Households - Select Indicators
No. 50 (b): Stocks of Financial Assets and Liabilities of Households - Select Indicators
 (Amount in ₹ Crore)
 Item Jun-2018 Sep-2018 Dec-2018 Mar-2019
Financial Assets (a+b+c+d) 14490526.2 14891219.6 15112941.4 15957967.7
Per cent of GDP 82.1 82.1 80.9 84.5
(a) Bank Deposits (i+ii) 8000655.6 8293197.1 8306257.8 8841555.1
i. Commercial Banks 7354053.7 7643521.8 7654156.4 8144837.0
ii. Co-operative Banks 646601.9 649675.3 652101.4 696718.1
(b) Life Insurance Funds 3483557.7 3585786.7 3646756.6 3785298.5
(c) Currency 1782923.3 1750788.9 1853445.4 1949598.8
(d) Mutual funds 1223389.6 1261446.9 1306481.6 1381515.3
Financial Liabilities (a+b) 5643303.3 5898123.3 6036137.8 6329781.5
Per cent of GDP 32.0 32.5 32.3 33.5
Loans (Borrowings) from        
(a) Banking Sector 4565448.5 4737332.7 4878359.6 5126972.2
of which:        
i. Commercial Banks 3993574.8 4163826.9 4305672.8 4532742.3
ii. Co-operative Banks 474552.2 475903.1 475218.4 487445.3
(b) Other Financial Institutions 1077854.8 1160790.6 1157778.2 1202809.3
of which:        
i. Non-Banking Financial Companies 374640.0 427245.2 423489.4 452442.0
ii. Housing Finance Companies 614618.4 642947.2 642160.4 656279.2

No. 50 (b): Stocks of Financial Assets and Liabilities of Households - Select Indicators (Contd.)
(Amount in ₹ Crore)
Item Jun-2019 Sep-2019 Dec-2019 Mar-2020
Financial Assets (a+b+c+d) 16130869.8 16439609.3 16829228.1 17002698.8
Per cent of GDP 83.7 84.4 85.3 84.7
(a) Bank Deposits (i+ii) 8831785.7 9111489.5 9239027.3 9688573.4
i. Commercial Banks 8131543.2 8401018.6 8467685.3 8913692.0
ii. Co-operative Banks 700242.5 710470.8 771341.9 774881.4
(b) Life Insurance Funds 3883609.7 3930727.6 4049902.5 3884771.5
(c) Currency 2010842.9 1984738.1 2071570.7 2232261.0
(d) Mutual funds 1404631.5 1412654.1 1468727.6 1197092.9
Financial Liabilities (a+b) 6490282.2 6581453.0 6719168.2 7116266.3
Per cent of GDP 33.7 33.8 34.0 35.4
Loans (Borrowings) from        
(a) Banking Sector 5268304.7 5326554.9 5448308.9 5648722.1
of which:        
i. Commercial Banks 4668496.4 4725631.3 4813008.7 5015222.9
ii. Co-operative Banks 513013.7 513764.2 542994.4 529720.6
(b) Other Financial Institutions 1221977.5 1254898.1 1270859.3 1467544.1
of which:        
i. Non-Banking Financial Companies 451922.3 474899.0 504829.7 703094.0
ii. Housing Finance Companies 673312.1 681405.2 665694.8 662601.7

No. 50 (b): Stocks of Financial Assets and Liabilities of Households - Select Indicators (Concld.)
(Amount in ₹ Crore)
Item Jun-2020 Sep-2020 Dec-2020 Mar-2021
Financial Assets (a+b+c+d) 17850174.9 18408441.6 19129606.6 19979862.7
Per cent of GDP 93.9 97.6 99.7 100.9
(a) Bank Deposits (i+ii) 9969728.5 10234251.8 10381289.0 10916446.4
i. Commercial Banks 9192702.5 9454736.2 9598294.8 10070025.7
ii. Co-operative Banks 777026.0 779515.6 782994.2 846420.7
(b) Life Insurance Funds 4102000.7 4274424.9 4551882.0 4718718.2
(c) Currency 2434693.7 2455980.6 2547436.6 2614237.0
(d) Mutual funds 1343752.0 1443784.4 1648999.0 1730461.0
Financial Liabilities (a+b) 7321703.0 7360326.0 7529942.6 7921728.4
Per cent of GDP 38.5 39.0 39.3 40.0
Loans (Borrowings) from        
(a) Banking Sector 5859727.5 5872939.2 6012326.7 6316427.4
of which:        
i. Commercial Banks 5226482.2 5239696.0 5380210.4 5622686.4
ii. Co-operative Banks 558551.1 558545.6 557545.8 608703.4
(b) Other Financial Institutions 1461975.5 1487386.9 1517615.9 1605301.0
of which:        
i. Non-Banking Financial Companies 687643.6 709270.7 725191.9 786518.0
ii. Housing Finance Companies 673118.3 675993.4 689041.8 714377.9
Notes: 1. Data have been compiled for select financial instruments only (loans from Banking Sector, NBFCs and HFCs) for which data are available.
2. Data as ratios to GDP have been calculated based on the Second Advance Estimates of National Income 2021-22 released on February 28, 2022.
3. Figures in the columns may not add up to the total due to rounding off.

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