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Date : Mar 03, 2019
Table 126: State-wise Personal Loans by Scheduled Commercial Banks
(Amount outstanding as at end-March)
(₹ Billion)
Regions/States/Union Territories 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
NORTHERN REGION 12.6 18.5 19.5 21.9 24.2 33.2 41.2 50.6 60.9 73.9
Haryana 1.5 2.1 2.4 2.9 3.2 3.6 4.6 5.25 6.7 8.1
Himachal Pradesh 0.4 0.5 0.7 0.8 1.0 1.1 1.4 1.6 1.9 2.5
Jammu and Kashmir 0.3 0.5 0.5 0.6 1.0 1.4 1.5 1.5 1.9 2.8
Punjab 2.7 3.5 3.9 4.7 5.3 6.6 9.5 10.6 11.0 13.7
Rajasthan 2.1 2.9 3.6 4.2 5.0 6.2 6.7 9.2 11.6 14.1
Chandigarh 0.4 0.6 0.7 0.6 1.0 1.0 1.3 1.5 1.7 2.4
Delhi 5.2 8.4 7.7 8.1 7.7 13.3 16.2 20.9 26.1 30.3
NORTH-EASTERN REGION 0.9 1.2 1.8 2.5 2.1 2.5 3.1 4.0 4.6 5.8
Arunachal Pradesh 0.01 0.01 0.01 0.03 0.05 0.08 0.1 0.1 0.1 0.2
Assam 0.41 0.9 1.4 1.7 1.5 1.8 2.4 2.8 3.3 4.1
Manipur 0.02 0.05 0.07 0.09 0.1 0.01 0.1 0.2 0.3 0.2
Meghalaya 0.03 0.07 0.09 0.3 0.1 0.3 0.2 0.3 0.4 0.5
Mizoram 0.008 0.008 0.01 0.03 0.03 0.05 0.03 0.04 0.1 0.2
Nagaland 0.03 0.05 0.09 0.1 0.1 0.1 0.1 0.2 0.1 0.2
Tripura 0.4 0.1 0.1 0.2 0.96 0.2 0.2 0.3 0.3 0.5
EASTERN REGION 8.1 11.4 13.3 15.7 18.3 21.2 27.2 31.5 41.3 44.7
Bihar 2.2 3.1 3.6 4.6 5.2 5.9 6.8 8.5 11.5 13.1
Jharkhand - - - - - - - - - -
Odisha 1.6 1.7 2.2 2.5 2.8 3.4 4.7 5.0 7.4 8.1
Sikkim 0.02 0.01 0.02 0.01 0.03 0.03 0.05 0.07 0.1 0.1
West Bengal 4.3 6.61 7.5 8.6 10.0 11.8 15.6 17.9 22.2 23.4
Andaman & Nicobar Islands 0.01 0.01 0.02 0.02 0.03 0.03 0.05 0.04 0.05 0.07
CENTRAL REGION 7.4 10.6 13.2 16.4 18.8 20.1 24.7 29.7 37.8 41.3
Chhattisgarh - - - - - - - - - -
Madhya Pradesh 2.8 3.74 4.5 5.3 6.2 6.6 8.9 11.0 13.8 14.4
Uttar Pradesh 4.6 6.9 8.7 10.9 12.6 13.5 16.1 18.7 24.0 26.9
Uttarakhand - - - - - - - - - -
WESTERN REGION 13.6 21.9 23.8 30.8 34.0 40.3 50.2 55.1 66.0 80.7
Goa 0.4 0.5 0.5 0.6 0.7 0.9 1.3 1.6 2.0 2.2
Gujarat 3.7 5.0 5.9 6.8 7.2 10.1 11.7 12.3 14.8 17.5
Maharashtra 9.5 16.4 19.3 23.4 26.1 29.2 37.1 41.1 49.0 60.9
Dadra & Nagar Haveli 0.004 0.004 0.006 0.008 0.010 0.01 0.02 0.01 0.02 0.04
Daman & Diu 0.009 0.01 0.02 0.02 0.02 0.04 0.06 0.04 0.04 0.07
SOUTHERN REGION 24.3 32.4 38.2 48.2 54.5 71.3 89.2 111.2 136.7 149.3
Andhra Pradesh 6.07 8.9 11.0 12.7 14.7 19.4 23.0 27.4 33.1 38.0
Karnataka 6.05 7.7 8.8 10.1 11.4 13.7 19.9 25.1 29.8 36.2
Kerala 4.4 5.4 6.3 8.1 9.91 12.5 17.0 22.2 27.7 27.9
Tamil Nadu 7.7 10.2 11.9 17.0 18.1 25.3 28.7 36.0 45.6 46.2
Lakshadweep 0.003 0.002 0.002 0.001 0.003 0.004 0.010 0.009 0.01 0.01
Puducherry 0.1 0.2 0.2 0.3 0.4 0.4 0.6 0.5 0.5 1.0
Telangana - - - - - - - - - -
ALL INDIA 67.0 96.1 109.8 135.5 151.9 188.6 235.6 282.0 347.3 395.7

TABLE 126: STATE-WISE PERSONAL LOANS BY SCHEDULED COMMERCIAL BANKS
(Amount outstanding as at end-March) (Contd.)
(₹ Billion)
Regions/States/Union Territories 2000 2001 2002 2003 2004 2005 2006 2007 2008
NORTHERN REGION 97.9 132 157 213 341 490 720 812 827
Haryana 11.3 14 18 26 36 53 100 100 101
Himachal Pradesh 3.6 5 6 7 10 13 19 24 22
Jammu and Kashmir 3.6 5 8 10 13 16 21 28 36
Punjab 18.4 23 30 41 62 87 112 129 122
Rajasthan 19.4 25 32 40 62 84 118 147 168
Chandigarh 3.2 4 5 7 17 23 37 40 37
Delhi 38.4 55 58 83 141 212 312 343 340
NORTH-EASTERN REGION 7.0 9 14 23 28 46 68 81 94
Arunachal Pradesh 0.2 - - 1 1 1 2 3 4
Assam 5.0 7 10 17 18 28 40 53 61
Manipur 0.3 - 1 1 1 2 3 4 5
Meghalaya 0.5 1 1 1 3 7 13 6 7
Mizoram 0.2 - 1 1 2 2 3 4 5
Nagaland 0.3 - - - 1 1 2 4 5
Tripura 0.5 - 1 2 2 3 5 7 7
EASTERN REGION 57.1 77 96 124 185 263 351 450 448
Bihar 16.7 13 16 21 32 43 58 86 96
Jharkhand - 8 10 13 20 24 33 39 43
Odisha 10.7 14 22 27 45 63 81 92 92
Sikkim 0.2 - 1 1 1 3 4 5 5
West Bengal 29.4 41 49 62 87 129 174 226 211
Andaman & Nicobar Islands 0.1 - - - 1 1 1 1 2
CENTRAL REGION 55.6 66 93 125 199 271 355 415 525
Chhattisgarh - 5 7 10 15 20 27 35 52
Madhya Pradesh 20.4 23 27 37 57 76 103 112 125
Uttar Pradesh 35.2 37 52 69 114 156 199 236 313
Uttarakhand - 5 7 9 14 19 26 31 34
WESTERN REGION 107.5 129 156 211 370 567 805 1058 1102
Goa 2.9 3 4 5 8 10 13 16 18
Gujarat 23.6 28 31 40 68 99 144 199 249
Maharashtra 80.9 97 121 166 293 457 647 842 834
Dadra & Nagar Haveli 0.02 - - - - - - - -
Daman & Diu 0.08 - - - - - - - -
SOUTHERN REGION 191.1 242 309 444 665 924 1236 1521 1857
Andhra Pradesh 48.8 60 74 107 157 232 289 371 456
Karnataka 49.0 58 84 115 175 259 374 457 511
Kerala 35.3 45 55 71 110 150 194 237 282
Tamil Nadu 56.8 77 94 149 223 279 373 447 600
Lakshadweep 0.02 - - - - - - - -
Puducherry 1.2 1 1 2 - 5 6 8 8
Telengana - - - - - - - - -
ALL INDIA 516.2 655 825 1139 1788 2560 3532 4336 4854

TABLE 126: STATE-WISE PERSONAL LOANS BY SCHEDULED COMMERCIAL BANKS
(Amount outstanding as at end-March) (Concld.)
(₹ Billion)
Regions/States/Union Territories 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018
NORTHERN REGION 972 978 1230 1345 1466 1840 1943 2270 2586 3134
Haryana 123 144 206 195 231 318 376 420 497 619
Himachal Pradesh 29 33 39 41 44 57 60 64 79 95
Jammu and Kashmir 38 42 48 57 72 87 106 133 148 190
Punjab 134 140 179 186 205 267 285 312 356 429
Rajasthan 172 191 208 227 274 318 380 475 569 705
Chandigarh 40 40 50 58 60 63 76 80 91 103
Delhi 437 388 501 580 580 731 661 786 846 993
NORTH-EASTERN REGION 114 136 145 163 163 201 221 257 303 381
Arunachal Pradesh 5 6 7 8 9 10 12 14 17 23
Assam 74 86 91 104 97 128 132 155 182 229
Manipur 6 8 7 7 8 9 11 15 19 27
Meghalaya 8 9 10 11 12 13 18 19 25 31
Mizoram 7 8 8 9 9 11 12 15 17 19
Nagaland 7 9 8 9 11 12 14 16 19 23
Tripura 9 10 12 14 18 18 22 23 24 29
EASTERN REGION 507 530 608 634 736 834 903 1073 1252 1498
Bihar 70 84 117 135 156 175 185 222 263 313
Jharkhand 60 68 82 89 102 114 131 159 179 204
Odisha 108 114 126 138 153 167 187 213 246 296
Sikkim 5 6 7 7 8 8 8 10 11 14
West Bengal 262 255 274 262 313 365 386 462 544 660
Andaman & Nicobar Islands 2 3 4 4 4 5 6 7 9 11
CENTRAL REGION 506 543 636 712 853 1033 1215 1470 1707 2098
Chhattisgarh 48 53 66.0 73 101 110 126 157 185 226
Madhya Pradesh 144 163 174 205 218 288 344 414 481 575
Uttar Pradesh 274 280 341 373 463 549 649 783 906 1130
Uttarakhand 39 45 55 61 72 86 97 116 135 167
WESTERN REGION 1356 1234 1542 1736 1964 2393 2700 3282 3977 4680
Goa 21 25 32 35 42 48 57 63 72 86
Gujarat 227 244 295 339 433 528 624 797 944 1199
Maharashtra 1107 963 1213 1358 1486 1813 2013 2416 2952 3382
Dadra & Nagar Haveli 1 1 1 2 2 3 3 4 6 8
Daman & Diu 1 1 1 1 1 2 2 2 3 5
SOUTHERN REGION 2080 2169 2540 2912 3531 3870 4399 4228 5798 6860
Andhra Pradesh 530 576 706 779 917 1063 516 618 721 878
Karnataka 547 550 613 718 864 993 1209 1426 1664 1945
Kerala 345 393 447 503 614 663 677 776 911 1026
Tamil Nadu 646 636 758 892 1111 1122 1280 1376 1562 1845
Lakshadweep - - - - - - - - 1 -
Puducherry 12 13 16 19 25 28 30 33 37 43
Telengana - - - - - - 687 795 902 1123
ALL INDIA 5535 5589 6701 7502 8713 10171 11440 12580 15632 18651
- : Nil/Not Applicable/Negligible.
Source: Basic Statistical Returns of Scheduled Commercial Banks in India, RBI, various issues.

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