Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999 |
SOUTHERN REGION | | | | | | | STATE : KARNATAKA
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| (Amount in Rupees Lakh)
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 11,50,726 | 2448,40 | 2236,93 | 4,26,881 | 1466,40 | 1335,28 | | | 1. | Direct Finance | 11,34,312 | 2277,45 | 2087,89 | 4,21,894 | 1239,53 | 1127,94 | | | 2. | Indirect Finance | 16,414 | 170,95 | 149,04 | 4,987 | 226,87 | 207,34 | II. | INDUSTRY | 98,815 | 1470,59 | 1142,26 | 1,31,775 | 1052,00 | 891,37 | | | 1. | Mining & Quarrying | 83 | 40,91 | 27,76 | 119 | 22,45 | 19,30 | | | 2. | Food Manufacturing & Processing | 1,331 | 172,29 | 133,57 | 1,653 | 350,88 | 271,80 | | | | (a) Rice Mills, Flour & Dal Mills | 688 | 18,52 | 13,83 | 546 | 30,62 | 25,73 | | | | (b) Sugar | 18 | 50,93 | 49,03 | 35 | 40,12 | 31,27 | | | | (c) Edible Oils & Vanaspati | 103 | 3,21 | 2,48 | 257 | 30,46 | 21,82 | | | | (d) Tea Processing | 2 | 75 | 84 | 1 | 8 | 8 | | | | (e) Processing of Fruits & Vegetables | 16 | 3,85 | 2,76 | 12 | 2,49 | 2,05 | | | | (f) Others | 504 | 95,03 | 64,63 | 802 | 247,12 | 190,85 | | | 3. | Beverage & Tobacco | 41 | 13,99 | 8,54 | 69 | 6,83 | 5,03 | | | 4. | Textiles | 573 | 137,09 | 94,62 | 1,436 | 69,75 | 58,41 | | | | (a) Cotton Textiles | 52 | 45,54 | 30,53 | 228 | 21,65 | 18,06 | | | | (b) Jute Textiles | 4 | 27 | 28 | 4 | 40 | 32 | | | | (c) Handloom Textiles & Khadi | 125 | 1,04 | 91 | 175 | 1,99 | 1,90 | | | | (d) Other Textiles | 392 | 90,24 | 62,89 | 1,029 | 45,71 | 38,12 | | | 5. | Paper, Paper Products & Printing | 181 | 10,62 | 8,54 | 398 | 55,07 | 42,93 | | | 6. | Leather & Leather Products | 35 | 12,90 | 12,25 | 97 | 5,16 | 6,25 | | | 7. | Rubber & Rubber Products | 29 | 3,69 | 4,97 | 77 | 2,50 | 2,11 | | | 8. | Chemicals & Chemical Products | 301 | 47,76 | 39,10 | 670 | 42,01 | 35,15 | | | | (a) Heavy Industrial Chemicals | 11 | 2,96 | 2,80 | 28 | 6,02 | 5,94 | | | | (b) Fertilisers | 2 | 33 | 33 | 10 | 78 | 70 | | | | (c) Drugs & Pharmaceuticals | 56 | 22,83 | 18,28 | 95 | 10,93 | 10,20 | | | | (d) Non-Edible Oils | 6 | 83 | 72 | 10 | 1,23 | 1,15 | | | | (e) Other Chemicals & Chemical Products | 226 | 20,81 | 16,97 | 527 | 23,05 | 17,16 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 15 | 5,01 | 4,38 | 21 | 6,66 | 9,04 | | | 10. | Manufacture of Cement & Cement Products | 90 | 3,73 | 1,27 | 124 | 19,68 | 18,33 | | | 11. | Basic Metals & Metal Products | 256 | 73,38 | 67,31 | 353 | 54,30 | 42,49 | | | | (a) Iron & Steel | 68 | 62,14 | 58,65 | 70 | 42,53 | 31,95 | | | | (b) Non-Ferrous Metals | 7 | 53 | 27 | 11 | 2,00 | 1,92 | | | | (c) Other Metal Products | 181 | 10,71 | 8,40 | 272 | 9,77 | 8,61 | | | 12. | Engineering | 721 | 485,31 | 368,06 | 831 | 68,29 | 77,77 | | | | (a) Heavy Engineering | 136 | 38,46 | 28,92 | 66 | 13,37 | 7,98 | | | | (b) Light Engineering | 359 | 299,26 | 218,39 | 367 | 29,24 | 46,32 | | | | (c) Electrical Machinery & Goods | 167 | 60,99 | 47,94 | 355 | 13,48 | 11,95 | | | | (d) Electronic Machinery & Goods | 59 | 86,60 | 72,81 | 43 | 12,20 | 11,51 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 904 | 32,48 | 26,33 | 573 | 14,49 | 11,47 | | | 14. | Other Industries | 93,740 | 233,09 | 193,71 | 1,24,770 | 304,28 | 265,31 | | | 15. | Electricity, Gas & Water | 16 | 189,94 | 145,17 | 61 | 15,16 | 12,36 | | | | (a) Electricity Generation & Transmission | 7 | 165,52 | 136,49 | 25 | 13,58 | 11,17 | | | | (b) Non-Conventional Energy | 4 | 23,77 | 8,10 | 3 | 16 | 12 | | | | (c) Gas, Steam & Water Supply | 5 | 66 | 58 | 33 | 1,41 | 1,08 | | | 16. | Construction | 499 | 8,41 | 6,70 | 523 | 14,49 | 13,63 | III. | TRANSPORT OPERATORS | 16,421 | 173,41 | 125,85 | 14,849 | 168,19 | 123,97 | IV. | PROFESSIONAL AND OTHER SERVICES | 66,614 | 149,23 | 118,84 | 48,827 | 214,36 | 184,77 | V. | PERSONAL LOANS | 2,83,681 | 596,37 | 530,94 | 2,64,939 | 784,06 | 698,28 | | | 1. | Loans for Purchase of Consumer Durables | 17,734 | 33,90 | 28,32 | 27,443 | 51,93 | 44,60 | | | 2. | Loans for Housing | 15,259 | 142,48 | 127,90 | 22,511 | 252,94 | 226,22 | | | 3. | Rest of the Personal Loans | 2,50,688 | 419,99 | 374,71 | 2,14,985 | 479,18 | 427,46 | VI. | TRADE | 2,10,793 | 496,17 | 434,80 | 1,32,262 | 573,76 | 490,46 | | | 1. | Wholesale Trade | 6,281 | 127,35 | 116,04 | 10,692 | 180,40 | 146,69 | | | 2. | Retail Trade | 2,04,512 | 368,82 | 318,76 | 1,21,570 | 393,36 | 343,77 | VII. | FINANCE | 208 | 24,50 | 21,83 | 636 | 59,28 | 46,29 | VIII.
| ALL OTHERS
| 1,50,427
| 258,69
| 233,45
| 1,00,393
| 307,89
| 278,12
| TOTAL BANK CREDIT | 19,77,685 | 5617,36 | 4844,90 | 11,20,562 | 4625,94 | 4048,53 | OF WHICH: | 1. Artisans & Village Industries | 34,730 | 48,51 | 41,65 | 23,946 | 55,96 | 50,06 |
| 2. Other Small Scale Industries
| 58,642
| 270,86
| 214,12
| 97,239
| 417,21
| 363,82
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SOUTHERN REGION | | | | | | | STATE : KARNATAKA
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| (Amount in Rupees Lakh)
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 7
| 8
| 9
| 10
| 11
| 12
| I. | AGRICULTURE | 82,067 | 368,99 | 324,76 | 6,201 | 486,79 | 413,80 | | | 1. | Direct Finance | 80,900 | 327,75 | 290,64 | 5,695 | 86,36 | 78,68 | | | 2. | Indirect Finance | 1,167 | 41,24 | 34,11 | 506 | 400,43 | 335,12 | II. | INDUSTRY | 57,126 | 1831,33 | 1430,58 | 72,532 | 9380,28 | 7066,91 | | | 1. | Mining & Quarrying | 128 | 26,82 | 19,88 | 285 | 255,61 | 183,29 | | | 2. | Food Manufacturing & Processing | 1,293 | 264,27 | 205,65 | 627 | 325,21 | 253,68 | | | | (a) Rice Mills, Flour & Dal Mills | 458 | 55,92 | 41,26 | 47 | 17,78 | 15,69 | | | | (b) Sugar | 19 | 60,58 | 57,68 | 37 | 47,92 | 41,93 | | | | (c) Edible Oils & Vanaspati | 180 | 21,27 | 17,63 | 15 | 13,18 | 15,07 | | | | (d) Tea Processing | 5 | 28 | 25 | 6 | 4,52 | 99 | | | | (e) Processing of Fruits & Vegetables | 15 | 1,20 | 1,08 | 80 | 48,64 | 36,38 | | | | (f) Others | 616 | 125,02 | 87,75 | 442 | 193,16 | 143,63 | | | 3. | Beverage & Tobacco | 80 | 97,29 | 86,49 | 139 | 131,21 | 107,20 | | | 4. | Textiles | 1,040 | 107,14 | 83,70 | 2,468 | 920,40 | 697,59 | | | | (a) Cotton Textiles | 154 | 78,83 | 59,76 | 178 | 101,16 | 71,18 | | | | (b) Jute Textiles | 1 | 9 | 5 | 13 | 25,56 | 18,84 | | | | (c) Handloom Textiles & Khadi | 113 | 3,25 | 2,78 | 48 | 32,47 | 28,38 | | | | (d) Other Textiles | 772 | 24,97 | 21,11 | 2,229 | 761,22 | 579,20 | | | 5. | Paper, Paper Products & Printing | 656 | 51,56 | 36,65 | 1,199 | 154,52 | 110,59 | | | 6. | Leather & Leather Products | 176 | 4,39 | 3,52 | 212 | 113,44 | 74,68 | | | 7. | Rubber & Rubber Products | 299 | 94,56 | 43,99 | 273 | 41,32 | 31,31 | | | 8. | Chemicals & Chemical Products | 836 | 126,78 | 97,09 | 1,787 | 614,17 | 456,74 | | | | (a) Heavy Industrial Chemicals | 41 | 3,95 | 2,52 | 87 | 38,99 | 31,53 | | | | (b) Fertilisers | 27 | 36,38 | 22,96 | 44 | 64,94 | 35,83 | | | | (c) Drugs & Pharmaceuticals | 162 | 16,11 | 13,17 | 359 | 177,73 | 155,27 | | | | (d) Non-Edible Oils | 20 | 11,57 | 7,50 | 6 | 73 | 66 | | | | (e) Other Chemicals & Chemical Products | 586 | 58,77 | 50,94 | 1,291 | 331,78 | 233,46 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 43 | 15,73 | 10,53 | 81 | 20,02 | 12,52 | | | 10. | Manufacture of Cement & Cement Products | 153 | 18,11 | 18,03 | 162 | 107,90 | 102,49 | | | 11. | Basic Metals & Metal Products | 1,618 | 287,09 | 189,34 | 2,306 | 751,58 | 633,09 | | | | (a) Iron & Steel | 309 | 186,81 | 136,55 | 521 | 482,60 | 424,48 | | | | (b) Non-Ferrous Metals | 39 | 43,05 | 12,94 | 127 | 37,89 | 30,05 | | | | (c) Other Metal Products | 1,270 | 57,23 | 39,86 | 1,658 | 231,09 | 178,55 | | | 12. | Engineering | 1,287 | 119,05 | 94,60 | 5,099 | 3457,49 | 2634,85 | | | | (a) Heavy Engineering | 99 | 40,65 | 30,93 | 444 | 943,52 | 675,13 | | | | (b) Light Engineering | 717 | 49,94 | 42,16 | 2,325 | 810,88 | 664,44 | | | | (c) Electrical Machinery & Goods | 397 | 18,38 | 14,63 | 1,324 | 479,41 | 354,00 | | | | (d) Electronic Machinery & Goods | 74 | 10,08 | 6,88 | 1,006 | 1223,69 | 941,28 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 589 | 99,04 | 100,54 | 659 | 395,62 | 214,17 | | | 14. | Other Industries | 48,042 | 448,75 | 384,60 | 54,581 | 1457,96 | 1046,07 | | | 15. | Electricity, Gas & Water | 43 | 18,24 | 17,69 | 139 | 376,36 | 301,06 | | | | (a) Electricity Generation & Transmission | 37 | 17,91 | 17,37 | 88 | 362,49 | 290,13 | | | | (b) Non-Conventional Energy | 4 | 19 | 19 | 25 | 11,12 | 8,69 | | | | (c) Gas, Steam & Water Supply | 2 | 14 | 13 | 26 | 2,74 | 2,24 | | | 16. | Construction | 843 | 52,50 | 38,28 | 2,515 | 257,46 | 207,60 | III. | TRANSPORT OPERATORS | 14,370 | 152,45 | 116,58 | 18,648 | 211,22 | 164,36 | IV. | PROFESSIONAL AND OTHER SERVICES | 29,516 | 338,15 | 281,04 | 17,142 | 613,23 | 455,08 | V. | PERSONAL LOANS | 2,36,819 | 1066,89 | 928,53 | 3,96,378 | 1865,18 | 1459,75 | | | 1. | Loans for Purchase of Consumer Durables | 22,642 | 56,33 | 45,62 | 50,728 | 116,95 | 96,85 | | | 2 | Loans for Housing | 33,284 | 476,45 | 421,88 | 23,795 | 465,82 | 416,78 | | | 3. | Rest of the Personal Loans | 1,80,893 | 534,11 | 461,03 | 3,21,855 | 1282,40 | 946,11 | VI. | TRADE | 65,171 | 599,69 | 477,60 | 34,528 | 1752,75 | 897,60 | | | 1. | Wholesale Trade | 5,442 | 210,23 | 151,93 | 10,662 | 517,15 | 380,15 | | | 2. | Retail Trade | 59,729 | 389,47 | 325,67 | 23,866 | 1235,60 | 517,45 | VII. | FINANCE | 868 | 234,09 | 103,41 | 638 | 1199,92 | 902,83 | VIII.
| ALL OTHERS
| 72,986
| 381,71
| 335,19
| 1,27,812
| 1490,12
| 1276,39
| TOTAL BANK CREDIT | 5,58,923 | 4973,30 | 3997,69 | 6,73,879 | 16999,49 | 12636,72 | OF WHICH: | 1. Artisans & Village Industries | 7,940 | 32,25 | 28,29 | 4,433 | 28,00 | 24,17 |
| 2. Other Small Scale Industries
| 44,342
| 569,43
| 458,81
| 33,815
| 1421,95
| 1126,78
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