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Date : Sep 15, 2017
Table 12 : Changes in Financial Assets/ Liabilities of the Household Sector (At Current Prices)
(₹ Billion)
Year Currency Bank deposits Non-banking deposits Life insurance
fund
Provident
and pension
fund
Claims
on Government
Shares
& debentures
Units of
UTI
Trade Debt (Net) Changes
in financial assets (2 to 10)
1 2 3 4 5 6 7 8 9 10 11
1976-77 11.40 39.20 1.14 5.24 11.72 0.19 -0.05 0.20 -2.53 66.51
1977-78 7.03 35.21 2.27 5.92 13.16 3.25 2.01 0.34 2.35 71.54
1978-79 14.30 46.26 2.32 6.83 16.05 2.27 2.04 0.79 3.97 94.83
1979-80 13.32 46.59 4.77 7.73 17.48 5.31 2.53 0.41 4.35 102.49
1980-81 16.25 55.50 3.78 9.15 21.22 7.12 4.12 0.31 3.73 121.18
1981-82 9.65 51.94 8.94 10.37 24.80 17.84 5.10 1.14 6.43 136.21
1982-83 20.26 66.61 8.70 12.35 28.65 12.43 6.46 1.22 4.29 160.97
1983-84 27.76 79.78 10.19 13.76 30.52 19.76 5.55 2.22 -1.64 187.90
1984-85 29.38 98.59 9.60 15.56 37.59 31.07 7.62 5.67 0.41 235.49
1985-86 22.20 106.03 14.23 17.79 41.88 34.13 13.94 5.86 -0.44 255.62
1986-87 30.90 145.10 15.12 21.59 50.55 30.92 17.68 9.43 -2.80 318.49
1987-88 48.15 146.74 13.26 25.89 65.09 36.80 8.13 11.96 5.04 361.06
1988-89 42.56 147.47 15.80 34.23 75.52 54.78 11.36 14.27 3.59 399.58
1989-90 76.55 139.87 18.39 44.15 95.08 67.58 26.55 21.79 -7.63 482.33
1990-91 62.51 187.77 12.86 55.99 111.55 78.83 49.72 34.38 -4.53 589.08
1991-92 81.57 178.48 22.18 70.03 125.01 48.45 68.00 90.87 -4.14 680.45
1992-93 65.62 295.18 60.35 71.14 148.14 38.85 82.12 56.12 -13.98 803.54
1993-94 133.67 362.36 116.54 95.48 183.23 69.08 100.67 47.05 -11.90 1,096.18
1994-95 159.16 558.35 115.47 113.70 214.14 131.86 134.73 39.08 -11.48 1,455.01
1995-96 165.25 399.41 131.98 138.94 223.43 95.88 88.39 2.62 -2.52 1,243.37
1996-97 136.43 509.02 259.80 161.21 303.90 117.83 66.31 37.76 -7.08 1,585.19
1997-98 127.80 740.99 67.33 194.10 322.67 221.62 44.64 5.95 -7.70 1,717.40
1998-99 218.22 794.33 76.70 234.28 464.08 282.20 51.05 18.87 -68.70 2,071.03
1999-00 208.45 828.92 38.44 286.44 539.07 289.85 163.08 18.11 -10.23 2,362.13
2000-01 156.32 947.09 30.04 338.61 508.63 390.07 111.48 -9.34 1.83 2,474.75
2001-02 281.56 1,130.33 -3.47 412.37 442.23 519.38 98.34 -18.57 -1.83 2,860.34
2002-03 286.32 1,226.97 124.96 520.09 459.46 560.87 71.23 -16.18 0.00 3,233.72
2003-04 426.75 1,559.34 19.45 522.40 489.52 873.72 90.78 -85.86 -1.37 3,894.73
2004-05 369.77 1,750.45 0.83 679.86 557.94 1,064.20 81.13 -31.46 -1.07 4,471.65
2005-06 521.51 2,657.16 5.22 834.94 619.50 871.68 338.57 -4.44 -2.22 5,841.92
2006-07 671.94 4,292.82 45.84 1,148.51 725.03 191.98 508.47 -3.10 65.23 7,646.71
2007-08 812.78 3,890.08 12.86 1,698.48 715.44 -283.27 743.08 -3.24 137.65 7,723.85
2008-09 921.88 4,178.33 147.42 1,528.61 733.98 -275.51 -23.33 -27.37 84.88 7,268.89
2009-10 969.40 3,981.41 185.16 2,598.21 1,298.49 434.75 448.41 - -17.84 9,897.98
2010-11 1,371.31 5,482.99 50.99 2,101.02 1,411.39 295.45 17.29 - 68.23 10,798.67
2011-12 1,062.42 5,259.70 100.21 1,956.73 956.80 -218.89 165.22 - 45.09 9,327.28
2012-13 1,115.21 5,750.80 279.11 1,799.49 1,564.79 -71.09 170.27 - 31.83 10,640.41
2013-14 995.20 6,393.04 228.16 2,044.69 1,778.41 230.53 189.30 - 48.38 11,907.71
2014-15 1,333.45 6,027.27 335.24 2,992.96 1,887.77 9.69 198.19 - 41.76 12,826.33
2015-16 2,005.18 6,220.94 366.55 2,660.63 2,768.54 666.39 413.17 - 40.66 15,142.06
2016-17 -3,168.12 10,957.71 341.42 4,406.53 2,960.78 836.97 1,825.78 - 43.60 18,204.68
(Continued)

TABLE 12: CHANGES IN FINANCIAL ASSETS / LIABILITIES OF THE HOUSEHOLD SECTOR
(At Current Prices) (Concld.)
(₹ Billion)
Year Bank advances Loans & advances from other financial institutions Loans & advances from Government Loans & advances from co-operative
non-credit societies
Changes in financial liabilities
(12 to 15)
1 12 13 14 15 16
1976-77 12.32 0.87 1.18 0.19 14.56
1977-78 14.81 1.25 0.95 0.10 17.11
1978-79 21.25 3.52 1.81 0.80 27.38
1979-80 28.68 3.93 1.97 0.93 35.51
1980-81 30.93 1.82 1.51 0.82 35.08
1981-82 35.07 2.44 1.48 1.34 40.33
1982-83 29.46 3.49 1.33 1.03 35.31
1983-84 44.69 4.60 2.03 1.06 52.38
1984-85 50.02 4.20 1.97 1.14 57.33
1985-86 60.43 6.46 2.05 0.89 69.83
1986-87 73.45 5.22 4.35 2.08 85.10
1987-88 81.59 5.55 3.47 2.26 92.87
1988-89 114.36 7.13 4.74 2.03 128.26
1989-90 83.03 10.53 7.47 0.85 101.88
1990-91 74.29 11.54 6.11 0.73 92.67
1991-92 36.89 15.51 4.69 2.88 59.97
1992-93 114.21 28.97 4.43 2.95 150.56
1993-94 119.72 18.67 7.10 3.10 148.59
1994-95 216.18 24.09 4.17 3.26 247.70
1995-96 156.05 23.98 2.75 3.42 186.20
1996-97 136.75 25.93 2.29 3.60 168.57
1997-98 198.85 42.03 4.88 3.43 249.19
1998-99 207.93 46.88 9.44 3.48 267.73
1999-00 298.59 46.31 12.27 3.50 360.67
2000-01 254.39 47.41 13.19 2.80 317.79
2001-02 433.54 68.78 11.11 3.84 517.27
2002-03 543.88 52.47 2.16 4.23 602.74
2003-04 578.85 122.61 -2.69 1.05 699.82
2004-05 1119.71 83.10 -5.15 3.04 1200.69
2005-06 1755.64 83.98 -4.89 2.77 1837.50
2006-07 2736.66 93.62 -6.50 2.29 2826.06
2007-08 1795.02 86.82 -2.48 2.45 1881.81
2008-09 1547.35 88.12 -1.99 2.50 1635.98
2009-10 1944.43 88.99 -1.47 2.52 2034.48
2010-11 2690.10 88.04 -0.99 2.60 2779.75
2011-12 2725.09 173.10 3.01 - 2901.20
2012-13 3087.47 215.10 1.68 - 3304.25
2013-14 3023.36 556.78 6.65 - 3586.79
2014-15 2935.83 695.37 2.65 - 3633.85
2015-16 3470.59 837.75 9.21 - 4317.55
2016-17 4419.90 1321.82 6.10 - 5747.82
Notes : 1. Data for 2014-15 and 2015-16 are provisional and that for 2016-17 is based on preliminary estimates.
2. Deposits with co-operative non-credit societies are included in bank deposits up to 1999-00. Since 2000-01, these deposits are included in non-banking deposits.
3. Life Insurance Fund includes Central or State Governments employees' insurance funds and postal insurance funds.
4. Owing to changes in coverage of non-banking deposits, data prior to 1997-98 are not strictly comparable with those of 1997-98 and onwards.
5. Shares and Debentures include investment in shares and debentures of credit / non-credit societies and investment in mutual funds (other than Specified Undertaking of the UTI).
6. Since 2005-06, the data shown under 'Units of UTI' pertain to Administrator of the Specified Undertaking of the UTI. The UTI Mutual Fund is included in 'Shares and Debentures'.
7. The sum of components of changes in financial assets do not add up to the total due to rounding off.
8. Bank advances includes' advances by scheduled commercial banks and 'co-operative banks & societies'.
9. Loans and advances from other financial institutions' includes advances by non-banking finance companies, housing finance companies and insurance corporations.
10. Data for 'Loans & advances from co-operative non-credit societies' is not vailable from CSO from 2011-12.
Also see Notes on Tables.
Source : Central Statistics Office (CSO).

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