Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999 |
EASTERN REGION | | | | | | | STATE : BIHAR
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| (Amount in Rupees Lakh)
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 9,89,783 | 1043,69 | 885,74 | 2,74,228 | 480,91 | 425,69 | | | 1. | Direct Finance | 9,77,026 | 1009,15 | 855,29 | 2,71,896 | 450,46 | 403,39 | | | 2. | Indirect Finance | 12,757 | 34,54 | 30,45 | 2,332 | 30,46 | 22,30 | II. | INDUSTRY | 2,34,819 | 1320,06 | 1122,85 | 81,570 | 435,18 | 386,72 | | | 1. | Mining & Quarrying | 30 | 23,08 | 6,03 | 88 | 13,13 | 7,46 | | | 2. | Food Manufacturing & Processing | 2,949 | 100,26 | 71,48 | 1,937 | 70,14 | 53,90 | | | | (a) Rice Mills, Flour & Dal Mills | 1,925 | 15,64 | 14,42 | 1,040 | 26,26 | 20,95 | | | | (b) Sugar | 10 | 50,16 | 32,99 | 15 | 32,47 | 22,91 | | | | (c) Edible Oils & Vanaspati | 478 | 6,06 | 4,98 | 342 | 3,21 | 2,92 | | | | (d) Tea Processing | - | - | - | - | - | - | | | | (e) Processing of Fruits & Vegetables | 1 | 25 | 41 | 4 | 18 | 15 | | | | (f) Others | 535 | 28,16 | 18,68 | 536 | 8,01 | 6,97 | | | 3. | Beverage & Tobacco | 4 | 16 | 10 | 7 | 54 | 42 | | | 4. | Textiles | 869 | 10,53 | 9,59 | 544 | 8,91 | 7,76 | | | | (a) Cotton Textiles | 30 | 67 | 63 | 51 | 66 | 64 | | | | (b) Jute Textiles | 1 | 36 | 3 | 2 | 1,67 | 81 | | | | (c) Handloom Textiles & Khadi | 173 | 88 | 67 | 34 | 1,84 | 1,82 | | | | (d) Other Textiles | 665 | 8,63 | 8,26 | 457 | 4,74 | 4,50 | | | 5. | Paper, Paper Products & Printing | 97 | 9,34 | 10,52 | 247 | 4,15 | 3,82 | | | 6. | Leather & Leather Products | 205 | 1,00 | 1,01 | 266 | 4,03 | 3,50 | | | 7. | Rubber & Rubber Products | 28 | 4,94 | 2,66 | 46 | 1,89 | 1,53 | | | 8. | Chemicals & Chemical Products | 192 | 18,18 | 16,17 | 307 | 13,01 | 11,62 | | | | (a) Heavy Industrial Chemicals | 18 | 9,45 | 7,83 | 22 | 1,77 | 1,69 | | | | (b) Fertilisers | 2 | 1,52 | 1,78 | 4 | 56 | 31 | | | | (c) Drugs & Pharmaceuticals | 44 | 54 | 50 | 74 | 3,19 | 3,01 | | | | (d) Non-Edible Oils | 3 | 18 | 12 | 8 | 82 | 67 | | | | (e) Other Chemicals & Chemical Products | 125 | 6,49 | 5,95 | 199 | 6,67 | 5,93 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 23 | 24,66 | 4,75 | 55 | 11,76 | 11,50 | | | 10. | Manufacture of Cement & Cement Products | 71 | 4,15 | 4,29 | 122 | 7,63 | 8,38 | | | 11. | Basic Metals & Metal Products | 395 | 513,36 | 478,27 | 515 | 34,48 | 31,39 | | | | (a) Iron & Steel | 40 | 504,08 | 469,91 | 100 | 21,98 | 19,48 | | | | (b) Non-Ferrous Metals | 7 | 1,81 | 1,10 | 3 | 9 | 9 | | | | (c) Other Metal Products | 348 | 7,47 | 7,27 | 412 | 12,41 | 11,82 | | | 12. | Engineering | 332 | 95,90 | 82,87 | 664 | 18,37 | 16,43 | | | | (a) Heavy Engineering | 17 | 40,09 | 34,71 | 39 | 3,82 | 3,48 | | | | (b) Light Engineering | 176 | 45,93 | 39,65 | 294 | 10,04 | 8,99 | | | | (c) Electrical Machinery & Goods | 134 | 9,14 | 7,91 | 318 | 3,85 | 3,58 | | | | (d) Electronic Machinery & Goods | 5 | 75 | 59 | 13 | 66 | 38 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 511 | 224,03 | 167,33 | 612 | 27,76 | 23,62 | | | 14. | Other Industries | 2,28,497 | 281,06 | 259,09 | 75,717 | 213,11 | 200,75 | | | 15. | Electricity, Gas & Water | 10 | 6,17 | 5,66 | 24 | 2,51 | 2,07 | | | | (a) Electricity Generation & Transmission | 5 | 4,89 | 4,83 | 22 | 2,44 | 2,04 | | | | (b) Non-Conventional Energy | - | - | - | - | - | - | | | | (c) Gas, Steam & Water Supply | 5 | 1,28 | 83 | 2 | 7 | 4 | | | 16. | Construction | 606 | 3,24 | 3,03 | 419 | 3,77 | 2,57 | III. | TRANSPORT OPERATORS | 70,391 | 196,22 | 161,60 | 21,201 | 118,30 | 97,01 | IV. | PROFESSIONAL AND OTHER SERVICES | 73,029 | 85,05 | 70,71 | 19,016 | 65,37 | 54,05 | V. | PERSONAL LOANS | 2,34,268 | 450,08 | 379,80 | 1,49,755 | 402,34 | 354,22 | | | 1. | Loans for Purchase of Consumer Durables | 14,265 | 29,85 | 24,94 | 13,830 | 33,03 | 28,87 | | | 2. | Loans for Housing | 14,049 | 85,11 | 76,83 | 13,411 | 115,36 | 104,99 | | | 3. | Rest of the Personal Loans | 2,05,954 | 335,12 | 278,03 | 1,22,514 | 253,95 | 220,36 | VI. | TRADE | 6,83,668 | 655,35 | 569,20 | 2,49,877 | 500,69 | 434,07 | | | 1. | Wholesale Trade | 10,706 | 40,72 | 35,96 | 6,203 | 64,11 | 56,65 | | | 2. | Retail Trade | 6,72,962 | 614,63 | 533,25 | 2,43,674 | 436,58 | 377,41 | VII. | FINANCE | 1,074 | 5,27 | 4,78 | 381 | 12,01 | 7,96 | VIII.
| ALL OTHERS
| 1,04,607
| 145,79
| 121,15
| 45,808
| 127,88
| 114,45
| TOTAL BANK CREDIT | 23,91,639 | 3901,52 | 3315,84 | 8,41,836 | 2142,67 | 1874,16 | OF WHICH: | 1. Artisans & Village Industries | 1,59,041 | 150,09 | 134,68 | 40,512 | 63,25 | 59,66 |
| 2. Other Small Scale Industries
| 64,711
| 196,32
| 182,28
| 35,543
| 203,48
| 187,16
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EASTERN REGION | | | | | | | STATE : BIHAR
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|
|
| (Amount in Rupees Lakh)
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 7
| 8
| 9
| 10
| 11
| 12
| I. | AGRICULTURE | 47,918 | 188,04 | 170,60 | - | - | - | | | 1. | Direct Finance | 46,630 | 168,26 | 157,76 | - | - | - | | | 2. | Indirect Finance | 1,288 | 19,78 | 12,84 | - | - | - | II. | INDUSTRY | 42,375 | 1805,16 | 1597,88 | - | - | - | | | 1. | Mining & Quarrying | 179 | 136,08 | 125,28 | - | - | - | | | 2. | Food Manufacturing & Processing | 1,104 | 108,17 | 88,75 | - | - | - | | | | (a) Rice Mills, Flour & Dal Mills | 478 | 22,42 | 16,07 | - | - | - | | | | (b) Sugar | 4 | 43,89 | 32,92 | - | - | - | | | | (c) Edible Oils & Vanaspati | 212 | 6,84 | 6,73 | - | - | - | | | | (d) Tea Processing | - | - | - | - | - | - | | | | (e) Processing of Fruits & Vegetables | 6 | 63 | 61 | - | - | - | | | | (f) Others | 404 | 34,39 | 32,42 | - | - | - | | | 3. | Beverage & Tobacco | 18 | 5,30 | 5,42 | - | - | - | | | 4. | Textiles | 1,323 | 43,68 | 40,58 | - | - | - | | | | (a) Cotton Textiles | 153 | 8,33 | 7,67 | - | - | - | | | | (b) Jute Textiles | 14 | 1,73 | 1,69 | - | - | - | | | | (c) Handloom Textiles & Khadi | 151 | 3,50 | 3,70 | - | - | - | | | | (d) Other Textiles | 1,005 | 30,12 | 27,52 | - | - | - | | | 5. | Paper, Paper Products & Printing | 471 | 16,64 | 15,48 | - | - | - | | | 6. | Leather & Leather Products | 173 | 3,13 | 3,02 | - | - | - | | | 7. | Rubber & Rubber Products | 81 | 7,23 | 6,10 | - | - | - | | | 8. | Chemicals & Chemical Products | 719 | 79,13 | 62,00 | - | - | - | | | | (a) Heavy Industrial Chemicals | 22 | 12,47 | 8,85 | - | - | - | | | | (b) Fertilisers | 15 | 5,98 | 2,21 | - | - | - | | | | (c) Drugs & Pharmaceuticals | 233 | 28,53 | 26,46 | - | - | - | | | | (d) Non-Edible Oils | 7 | 70 | 60 | - | - | - | | | | (e) Other Chemicals & Chemical Products | 442 | 31,43 | 23,88 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 166 | 40,81 | 34,70 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 98 | 91,23 | 88,46 | - | - | - | | | 11. | Basic Metals & Metal Products | 1,007 | 568,04 | 512,02 | - | - | - | | | | (a) Iron & Steel | 295 | 526,16 | 474,26 | - | - | - | | | | (b) Non-Ferrous Metals | 33 | 4,18 | 3,45 | - | - | - | | | | (c) Other Metal Products | 679 | 37,71 | 34,31 | - | - | - | | | 12. | Engineering | 969 | 304,20 | 277,13 | - | - | - | | | | (a) Heavy Engineering | 112 | 238,90 | 224,45 | - | - | - | | | | (b) Light Engineering | 347 | 11,32 | 9,81 | - | - | - | | | | (c) Electrical Machinery & Goods | 419 | 45,16 | 35,49 | - | - | - | | | | (d) Electronic Machinery & Goods | 91 | 8,83 | 7,37 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 491 | 116,02 | 85,29 | - | - | - | | | 14. | Other Industries | 35,241 | 228,00 | 213,49 | - | - | - | | | 15. | Electricity, Gas & Water | 32 | 13,39 | 3,20 | - | - | - | | | | (a) Electricity Generation & Transmission | 8 | 12,40 | 2,53 | - | - | - | | | | (b) Non-Conventional Energy | 1 | 4 | 6 | - | - | - | | | | (c) Gas, Steam & Water Supply | 23 | 94 | 61 | - | - | - | | | 16. | Construction | 303 | 44,12 | 36,98 | - | - | - | III. | TRANSPORT OPERATORS | 10,449 | 105,90 | 89,78 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 11,691 | 116,22 | 100,06 | - | - | - | V. | PERSONAL LOANS | 1,66,479 | 651,47 | 576,76 | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 21,703 | 65,32 | 55,23 | - | - | - | | | 2. | Loans for Housing | 25,021 | 246,60 | 226,77 | - | - | - | | | 3. | Rest of the Personal Loans | 1,19,755 | 339,55 | 294,76 | - | - | - | VI. | TRADE | 67,887 | 535,79 | 485,83 | - | - | - | | | 1. | Wholesale Trade | 5,024 | 218,12 | 190,89 | - | - | - | | | 2. | Retail Trade | 62,863 | 317,66 | 294,94 | - | - | - | VII. | FINANCE | 491 | 68,10 | 65,92 | - | - | - | VIII.
| ALL OTHERS
| 46,834
| 233,50
| 216,77
| -
| -
| -
| TOTAL BANK CREDIT | 3,94,124 | 3704,17 | 3303,61 | - | - | - | OF WHICH: | 1. Artisans & Village Industries | 13,056 | 35,92 | 33,95 | - | - | - |
| 2. Other Small Scale Industries
| 24,946
| 360,91
| 323,65
| -
| -
| -
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