Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999 |
NORTHERN REGION | | | | | | | STATE : CHANDIGARH
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| (Amount in Rupees Lakh)
| | | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 338 | 23,31 | 17,47 | 157 | 30,11 | 26,04 | | | 1. | Direct Finance | 288 | 3,79 | 3,10 | 151 | 4,25 | 3,15 | | | 2. | Indirect Finance | 50 | 19,52 | 14,37 | 6 | 25,85 | 22,90 | II. | INDUSTRY | 232 | 156,76 | 93,28 | 391 | 107,52 | 80,78 | | | 1. | Mining & Quarrying | 1 | 5 | - | - | - | - | | | 2. | Food Manufacturing & Processing | 4 | 27 | 20 | 21 | 33,24 | 34,61 | | | | (a) | Rice Mills, Flour & Dal Mills | 1 | 4 | 3 | 4 | 71 | 39 | | | | (b) | Sugar | - | - | - | 7 | 30,65 | 26,80 | | | | (c) | Edible Oils & Vanaspati | 2 | 22 | 16 | 2 | 1,60 | 7,15 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | 1 | 1 | 1 | 8 | 28 | 27 | | | 3. | Beverage & Tobacco | 1 | 50 | 52 | 1 | 2,90 | 2,93 | | | 4. | Textiles | 6 | 6,51 | 4,95 | 17 | 22,81 | 18,52 | | | | (a) | Cotton Textiles | - | - | - | 9 | 15,79 | 10,88 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | 6 | 6,51 | 4,95 | 8 | 7,02 | 7,64 | | | 5. | Paper, Paper Products & Printing | 20 | 15,23 | 10,32 | 4 | 74 | 53 | | | 6. | Leather & Leather Products | 2 | 1,10 | 94 | 3 | 26 | 25 | | | 7. | Rubber & Rubber Products | - | - | - | 5 | 1,95 | 1,23 | | | 8. | Chemicals & Chemical Products | 27 | 73,58 | 24,54 | 17 | 6,12 | 5,72 | | | | (a) | Heavy Industrial Chemicals | 5 | 3,54 | 2,75 | 1 | 7 | 6 | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 5 | 67,05 | 19,15 | 14 | 5,98 | 5,60 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 17 | 2,99 | 2,64 | 2 | 7 | 6 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 1 | 42 | 42 | - | - | - | | | 11. | Basic Metals & Metal Products | 13 | 2,97 | 1,42 | 24 | 3,01 | 2,73 | | | | (a) | Iron & Steel | 4 | 90 | 53 | 9 | 1,71 | 1,58 | | | | (b) | Non-Ferrous Metals | 3 | 2,00 | 82 | - | - | - | | | | (c) | Other Metal Products | 6 | 8 | 7 | 15 | 1,30 | 1,15 | | | 12. | Engineering | 24 | 40,22 | 35,95 | 24 | 10,18 | 3,48 | | | | (a) | Heavy Engineering | - | - | - | 1 | 6 | 3 | | | | (b) | Light Engineering | 4 | 4,81 | 4,81 | 11 | 36 | 30 | | | | (c) | Electrical Machinery & Goods | 8 | 68 | 53 | 9 | 1,54 | 1,33 | | | | (d) | Electronic Machinery & Goods | 12 | 34,73 | 30,61 | 3 | 8,22 | 1,82 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 8 | 13 | 6 | 4 | 16 | 17 | | | 14. | Other Industries | 120 | 12,18 | 9,98 | 267 | 23,99 | 8,28 | | | 15. | Electricity, Gas & Water | 1 | 50 | 28 | 3 | 2,13 | 2,27 | | | | (a) | Electricity Generation & Transmission | 1 | 50 | 28 | 3 | 2,13 | 2,27 | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | | 16. | Construction | 4 | 3,10 | 3,69 | 1 | 2 | 6 | III. | TRANSPORT OPERATORS | 31 | 48 | 25 | 46 | 81 | 63 | IV. | PROFESSIONAL AND OTHER SERVICES | 58 | 1,02 | 65 | 110 | 1,27 | 1,05 | V. | PERSONAL LOANS | 1,003 | 5,20 | 4,05 | 1,732 | 11,90 | 10,01 | | | 1. | Loans for Purchase of Consumer Durables | 106 | 39 | 30 | 301 | 1,09 | 95 | | | 2. | Loans for Housing | 167 | 2,45 | 2,05 | 511 | 4,99 | 3,98 | | | 3. | Rest of the Personal Loans | 730 | 2,36 | 1,70 | 920 | 5,82 | 5,08 | VI. | TRADE | 375 | 24,20 | 24,01 | 347 | 10,09 | 7,58 | | | 1. | Wholesale Trade | 7 | 20,71 | 21,03 | 17 | 1,62 | 97 | | | 2. | Retail Trade | 368 | 3,49 | 2,98 | 330 | 8,47 | 6,62 | VII. | FINANCE | 1 | 10 | 8 | 7 | 7,07 | 6,59 | VIII.
| ALL OTHERS
| 466
| 3,98
| 2,13
| 1,240
| 6,55
| 5,97
| TOTAL BANK CREDIT | 2,504 | 215,05 | 141,91 | 4,030 | 175,31 | 138,65 | OF WHICH: | 1. Artisans & Village Industries | 36 | 1,10 | 1,00 | 4 | 18 | 18 |
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| 2. Other Small Scale Industries
| 127
| 13,27
| 11,25
| 296
| 7,93
| 7,29
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NORTHERN REGION | | | | | | | STATE : CHANDIGARH
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|
|
| (Amount in Rupees Lakh)
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 7
| 8
| 9
| 10
| 11
| 12
| I. | AGRICULTURE | 1,300 | 160,44 | 114,04 | - | - | - | | | 1. | Direct Finance | 1,002 | 32,23 | 28,69 | - | - | - | | | 2. | Indirect Finance | 298 | 128,21 | 85,35 | - | - | - | II. | INDUSTRY | 10,180 | 1474,07 | 1261,99 | - | - | - | | | 1. | Mining & Quarrying | 20 | 8,25 | 7,92 | - | - | - | | | 2. | Food Manufacturing & Processing | 172 | 169,13 | 149,26 | - | - | - | | | | (a) Rice Mills, Flour & Dal Mills | 42 | 42,70 | 38,37 | - | - | - | | | | (b) Sugar | 18 | 84,61 | 71,68 | - | - | - | | | | (c) Edible Oils & Vanaspati | 23 | 13,83 | 11,38 | - | - | - | | | | (d) Tea Processing | - | - | - | - | - | - | | | | (e) Processing of Fruits & Vegetables | 6 | 1,09 | 1,07 | - | - | - | | | | (f) Others | 83 | 26,91 | 26,76 | - | - | - | | | 3. | Beverage & Tobacco | 13 | 10,18 | 9,55 | - | - | - | | | 4. | Textiles | 297 | 218,94 | 191,81 | - | - | - | | | | (a) Cotton Textiles | 91 | 104,81 | 99,56 | - | - | - | | | | (b) Jute Textiles | 1 | 5 | 2 | - | - | - | | | | (c) Handloom Textiles & Khadi | 2 | 1 | 1 | - | - | - | | | | (d) Other Textiles | 203 | 114,07 | 92,22 | - | - | - | | | 5. | Paper, Paper Products & Printing | 211 | 23,32 | 19,94 | - | - | - | | | 6. | Leather & Leather Products | 31 | 20,67 | 14,65 | - | - | - | | | 7. | Rubber & Rubber Products | 54 | 8,62 | 8,63 | - | - | - | | | 8. | Chemicals & Chemical Products | 517 | 178,56 | 155,79 | - | - | - | | | | (a) Heavy Industrial Chemicals | 50 | 59,45 | 53,91 | - | - | - | | | | (b) Fertilisers | 13 | 12,10 | 11,83 | - | - | - | | | | (c) Drugs & Pharmaceuticals | 146 | 79,20 | 67,25 | - | - | - | | | | (d) Non-Edible Oils | 2 | 2,77 | 3,59 | - | - | - | | | | (e) Other Chemicals & Chemical Products | 306 | 25,04 | 19,22 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 8 | 65 | 46 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 32 | 4,53 | 4,82 | - | - | - | | | 11. | Basic Metals & Metal Products | 526 | 269,35 | 225,80 | - | - | - | | | | (a) Iron & Steel | 185 | 194,92 | 178,38 | - | - | - | | | | (b) Non-Ferrous Metals | 9 | 1,23 | 1,44 | - | - | - | | | | (c) Other Metal Products | 332 | 73,19 | 45,98 | - | - | - | | | 12. | Engineering | 575 | 257,19 | 252,68 | - | - | - | | | | (a) Heavy Engineering | 79 | 18,45 | 17,30 | - | - | - | | | | (b) Light Engineering | 297 | 46,13 | 41,83 | - | - | - | | | | (c) Electrical Machinery & Goods | 112 | 53,95 | 53,89 | - | - | - | | | | (d) Electronic Machinery & Goods | 87 | 138,67 | 139,65 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 242 | 104,35 | 68,54 | - | - | - | | | 14. | Other Industries | 7,320 | 138,44 | 115,11 | - | - | - | | | 15. | Electricity, Gas & Water | 37 | 21,87 | 19,91 | - | - | - | | | | (a) Electricity Generation & Transmission | 37 | 21,87 | 19,91 | - | - | - | | | | (b) Non-Conventional Energy | - | - | - | - | - | - | | | | (c) Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | 125 | 40,02 | 17,11 | - | - | - | III. | TRANSPORT OPERATORS | 745 | 13,54 | 11,90 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 1,504 | 261,58 | 234,65 | - | - | - | V. | PERSONAL LOANS | 49,930 | 262,91 | 226,13 | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 9,340 | 38,24 | 33,24 | - | - | - | | | 2. | Loans for Housing | 3,842 | 72,33 | 64,26 | - | - | - | | | 3. | Rest of the Personal Loans | 36,748 | 152,34 | 128,63 | - | - | - | VI. | TRADE | 6,475 | 2399,31 | 1723,48 | - | - | - | | | 1. | Wholesale Trade | 1,701 | 2302,11 | 1646,34 | - | - | - | | | 2. | Retail Trade | 4,774 | 97,21 | 77,14 | - | - | - | VII. | FINANCE | 35 | 64,63 | 54,61 | - | - | - | VIII.
| ALL OTHERS
| 17,118
| 285,52
| 268,05
| -
| -
| -
| TOTAL BANK CREDIT | 87,287 | 4922,01 | 3894,85 | - | - | - | OF WHICH: | 1. Artisans & Village Industries | 103 | 1,61 | 1,61 | - | - | - |
| 2. Other Small Scale Industries
| 3,146
| 166,74
| 138,79
| -
| -
| -
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