Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999 |
NORTHERN REGION | | | | | | | STATE : PUNJAB
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| (Amount in Rupees Lakh)
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 3,40,710 | 1406,45 | 1210,75 | 1,70,794 | 1045,73 | 887,96 | | | 1. | Direct Finance | 3,36,186 | 1334,59 | 1154,56 | 1,66,435 | 865,91 | 758,15 | | | 2. | Indirect Finance | 4,524 | 71,86 | 56,19 | 4,359 | 179,82 | 129,81 | II. | INDUSTRY | 39,577 | 783,10 | 604,94 | 35,176 | 1441,64 | 1136,70 | | | 1. | Mining & Quarrying | 50 | 3,56 | 2,45 | 88 | 8,40 | 6,26 | | | 2. | Food Manufacturing & Processing | 701 | 112,99 | 86,35 | 2,196 | 445,23 | 329,60 | | | | (a) Rice Mills, Flour & Dal Mills | 482 | 70,52 | 54,69 | 1,369 | 310,70 | 227,59 | | | | (b) Sugar | 3 | 5,25 | 5,12 | 18 | 36,38 | 24,58 | | | | (c) Edible Oils & Vanaspati | 39 | 2,60 | 1,73 | 472 | 41,28 | 30,93 | | | | (d) Tea Processing | 3 | 16,20 | 13,80 | 5 | 23 | 22 | | | | (e) Processing of Fruits & Vegetables | 2 | 13 | 12 | 11 | 11,60 | 11,89 | | | | (f) Others | 172 | 18,29 | 10,89 | 321 | 45,04 | 34,39 | | | 3. | Beverage & Tobacco | 16 | 9,11 | 7,25 | 30 | 6,89 | 4,77 | | | 4. | Textiles | 954 | 168,77 | 150,33 | 706 | 141,38 | 119,38 | | | | (a) Cotton Textiles | 162 | 55,10 | 61,61 | 212 | 107,52 | 92,41 | | | | (b) Jute Textiles | - | - | - | 2 | 13 | 8 | | | | (c) Handloom Textiles & Khadi | 164 | 1,28 | 1,07 | 200 | 4,36 | 4,11 | | | | (d) Other Textiles | 628 | 112,39 | 87,65 | 292 | 29,37 | 22,78 | | | 5. | Paper, Paper Products & Printing | 114 | 7,04 | 5,35 | 231 | 22,81 | 20,66 | | | 6. | Leather & Leather Products | 53 | 34 | 29 | 91 | 1,39 | 1,24 | | | 7. | Rubber & Rubber Products | 34 | 2,37 | 1,75 | 123 | 9,76 | 7,38 | | | 8. | Chemicals & Chemical Products | 249 | 177,25 | 124,05 | 480 | 78,26 | 62,63 | | | | (a) Heavy Industrial Chemicals | 3 | 1,83 | 81 | 18 | 20,46 | 18,42 | | | | (b) Fertilisers | 6 | 13,59 | 13,55 | 29 | 13,93 | 11,83 | | | | (c) Drugs & Pharmaceuticals | 52 | 116,96 | 81,68 | 55 | 5,57 | 3,57 | | | | (d) Non-Edible Oils | 2 | 14 | 10 | 16 | 5,51 | 3,80 | | | | (e) Other Chemicals & Chemical Products | 186 | 44,74 | 27,93 | 362 | 32,78 | 25,01 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 4 | 15 | 14 | 30 | 4,89 | 1,68 | | | 10. | Manufacture of Cement & Cement Products | 27 | 1,04 | 86 | 54 | 2,52 | 1,97 | | | 11. | Basic Metals & Metal Products | 301 | 40,25 | 31,19 | 2,056 | 286,25 | 238,87 | | | | (a) Iron & Steel | 59 | 23,08 | 15,61 | 953 | 208,15 | 174,03 | | | | (b) Non-Ferrous Metals | 4 | 94 | 68 | 5 | 38 | 36 | | | | (c) Other Metal Products | 238 | 16,23 | 14,90 | 1,098 | 77,72 | 64,48 | | | 12. | Engineering | 557 | 73,49 | 70,26 | 1,193 | 119,20 | 102,30 | | | | (a) Heavy Engineering | 23 | 3,73 | 1,60 | 104 | 14,91 | 10,46 | | | | (b) Light Engineering | 384 | 35,81 | 34,60 | 734 | 41,20 | 35,17 | | | | (c) Electrical Machinery & Goods | 123 | 9,41 | 9,08 | 297 | 49,80 | 44,70 | | | | (d) Electronic Machinery & Goods | 27 | 24,55 | 24,98 | 58 | 13,29 | 11,97 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 252 | 80,16 | 35,35 | 295 | 92,11 | 65,45 | | | 14. | Other Industries | 35,674 | 103,92 | 86,93 | 27,439 | 195,27 | 159,04 | | | 15. | Electricity, Gas & Water | 2 | 11 | 8 | 25 | 12,94 | 2,56 | | | | (a) Electricity Generation & Transmission | 1 | 6 | 3 | 14 | 10,99 | 97 | | | | (b) Non-Conventional Energy | - | - | - | 1 | 10 | 9 | | | | (c) Gas, Steam & Water Supply | 1 | 5 | 5 | 10 | 1,85 | 1,49 | | | 16. | Construction | 589 | 2,54 | 2,31 | 139 | 14,34 | 12,91 | III. | TRANSPORT OPERATORS | 11,900 | 48,75 | 35,79 | 5,940 | 48,86 | 36,84 | IV. | PROFESSIONAL AND OTHER SERVICES | 6,085 | 28,03 | 22,64 | 7,057 | 73,59 | 55,89 | V. | PERSONAL LOANS | 85,182 | 332,69 | 294,37 | 1,05,225 | 479,76 | 410,53 | | | 1. | Loans for Purchase of Consumer Durables | 8,119 | 22,48 | 19,30 | 11,484 | 34,41 | 29,01 | | | 2. | Loans for Housing | 9,524 | 89,53 | 80,16 | 15,921 | 152,26 | 128,96 | | | 3. | Rest of the Personal Loans | 67,539 | 220,69 | 194,91 | 77,820 | 293,08 | 252,56 | VI. | TRADE | 65,475 | 1471,65 | 1439,55 | 63,567 | 523,27 | 430,79 | | | 1. | Wholesale Trade | 3,782 | 1315,73 | 1312,19 | 5,691 | 149,36 | 127,20 | | | 2. | Retail Trade | 61,693 | 155,91 | 127,36 | 57,876 | 373,91 | 303,59 | VII. | FINANCE | 107 | 7,42 | 5,56 | 132 | 8,71 | 7,21 | VIII.
| ALL OTHERS
| 25,710
| 125,91
| 115,11
| 36,256
| 263,35
| 214,97
| TOTAL BANK CREDIT | 5,74,746 | 4204,00 | 3728,71 | 4,24,147 | 3884,90 | 3180,88 | OF WHICH: | 1. Artisans & Village Industries | 18,858 | 29,53 | 24,26 | 7,585 | 32,96 | 25,86 |
| 2. Other Small Scale Industries
| 17,178
| 277,78
| 221,07
| 20,568
| 559,11
| 414,49
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NORTHERN REGION | | | | | | | STATE : PUNJAB
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| (Amount in Rupees Lakh)
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 7
| 8
| 9
| 10
| 11
| 12
| I. | AGRICULTURE | 31,045 | 428,73 | 382,49 | 2,783 | 47,08 | 41,37 | | | 1. | Direct Finance | 29,868 | 199,89 | 173,46 | 2,652 | 34,90 | 30,66 | | | 2. | Indirect Finance | 1,177 | 228,84 | 209,03 | 131 | 12,18 | 10,71 | II. | INDUSTRY | 39,208 | 2008,81 | 1573,24 | 35,325 | 3243,92 | 2566,70 | | | 1. | Mining & Quarrying | 8 | 41 | 27 | 5 | 1,89 | 1,84 | | | 2. | Food Manufacturing & Processing | 775 | 405,46 | 263,47 | 305 | 90,45 | 91,08 | | | | (a) Rice Mills, Flour & Dal Mills | 473 | 285,35 | 200,65 | 56 | 36,87 | 44,00 | | | | (b) Sugar | 9 | 2,26 | 2,00 | 9 | 24,69 | 20,20 | | | | (c) Edible Oils & Vanaspati | 59 | 53,32 | 41,19 | 11 | 3,34 | 2,82 | | | | (d) Tea Processing | 7 | 45 | 43 | - | - | - | | | | (e) Processing of Fruits & Vegetables | 9 | 61 | 52 | 3 | 26 | 20 | | | | (f) Others | 218 | 63,48 | 18,68 | 226 | 25,29 | 23,87 | | | 3. | Beverage & Tobacco | 13 | 7,99 | 7,49 | 5 | 11,32 | 11,03 | | | 4. | Textiles | 3,400 | 455,52 | 398,62 | 6,795 | 1795,54 | 1386,06 | | | | (a) Cotton Textiles | 857 | 193,29 | 188,04 | 1,010 | 918,09 | 668,17 | | | | (b) Jute Textiles | 13 | 1,11 | 85 | 8 | 1,25 | 64 | | | | (c) Handloom Textiles & Khadi | 94 | 7,29 | 6,24 | 373 | 88,52 | 73,89 | | | | (d) Other Textiles | 2,436 | 253,84 | 203,48 | 5,404 | 787,68 | 643,35 | | | 5. | Paper, Paper Products & Printing | 620 | 84,40 | 62,03 | 286 | 59,42 | 56,27 | | | 6. | Leather & Leather Products | 316 | 40,88 | 32,44 | 21 | 67 | 57 | | | 7. | Rubber & Rubber Products | 794 | 76,23 | 65,95 | 152 | 89,89 | 73,57 | | | 8. | Chemicals & Chemical Products | 1,002 | 86,22 | 72,58 | 535 | 95,43 | 79,12 | | | | (a) Heavy Industrial Chemicals | 43 | 2,91 | 2,09 | 26 | 15,41 | 15,09 | | | | (b) Fertilisers | 33 | 21,26 | 20,79 | 6 | 28 | 28 | | | | (c) Drugs & Pharmaceuticals | 225 | 27,66 | 22,94 | 56 | 4,32 | 3,49 | | | | (d) Non-Edible Oils | 2 | 83 | 38 | 5 | 2,51 | 3,51 | | | | (e) Other Chemicals & Chemical Products | 699 | 33,57 | 26,39 | 442 | 72,93 | 56,75 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 60 | 4,44 | 3,08 | 33 | 61,54 | 24,77 | | | 10. | Manufacture of Cement & Cement Products | 74 | 2,01 | 1,50 | 27 | 1,67 | 1,57 | | | 11. | Basic Metals & Metal Products | 2,966 | 316,80 | 259,67 | 1,227 | 256,75 | 216,11 | | | | (a) Iron & Steel | 630 | 91,22 | 73,87 | 638 | 210,87 | 173,74 | | | | (b) Non-Ferrous Metals | 121 | 15,37 | 15,18 | 5 | 79 | 1,05 | | | | (c) Other Metal Products | 2,215 | 210,22 | 170,63 | 584 | 45,09 | 41,32 | | | 12. | Engineering | 2,026 | 125,86 | 102,02 | 1,496 | 68,87 | 58,22 | | | | (a) Heavy Engineering | 126 | 22,80 | 17,91 | 144 | 15,53 | 14,15 | | | | (b) Light Engineering | 1,437 | 55,74 | 49,64 | 1,155 | 40,41 | 32,32 | | | | (c) Electrical Machinery & Goods | 425 | 42,45 | 31,09 | 164 | 5,93 | 5,89 | | | | (d) Electronic Machinery & Goods | 38 | 4,86 | 3,39 | 33 | 7,00 | 5,86 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 331 | 27,87 | 23,30 | 3,181 | 515,66 | 403,33 | | | 14. | Other Industries | 26,644 | 278,89 | 204,49 | 21,200 | 180,64 | 152,63 | | | 15. | Electricity, Gas & Water | 14 | 88,98 | 70,41 | 25 | 9,07 | 5,99 | | | | (a) Electricity Generation & Transmission | 10 | 88,30 | 69,76 | 22 | 8,75 | 5,69 | | | | (b) Non-Conventional Energy | 1 | 29 | 29 | - | - | - | | | | (c) Gas, Steam & Water Supply | 3 | 39 | 36 | 3 | 32 | 29 | | | 16. | Construction | 165 | 6,85 | 5,91 | 32 | 5,12 | 4,54 | III. | TRANSPORT OPERATORS | 3,594 | 52,58 | 40,12 | 565 | 6,58 | 5,15 | IV. | PROFESSIONAL AND OTHER SERVICES | 7,498 | 88,98 | 69,29 | 1,497 | 52,04 | 45,45 | V. | PERSONAL LOANS | 1,10,706 | 562,89 | 488,43 | 32,088 | 196,73 | 173,46 | | | 1. | Loans for Purchase of Consumer Durables | 11,023 | 41,35 | 34,20 | 2,530 | 11,85 | 10,45 | | | 2. | Loans for Housing | 20,443 | 201,73 | 178,95 | 4,466 | 65,47 | 58,50 | | | 3. | Rest of the Personal Loans | 79,240 | 319,81 | 275,27 | 25,092 | 119,41 | 104,52 | VI. | TRADE | 41,347 | 624,19 | 496,27 | 7,146 | 242,51 | 186,89 | | | 1. | Wholesale Trade | 6,635 | 298,99 | 243,81 | 2,053 | 146,51 | 113,03 | | | 2. | Retail Trade | 34,712 | 325,19 | 252,46 | 5,093 | 96,00 | 73,86 | VII. | FINANCE | 311 | 35,41 | 26,90 | 160 | 8,07 | 5,85 | VIII.
| ALL OTHERS
| 45,737
| 288,99
| 250,50
| 26,258
| 176,76
| 155,97
| TOTAL BANK CREDIT | 2,79,446 | 4090,57 | 3327,25 | 1,05,822 | 3973,68 | 3180,84 | OF WHICH: | 1. Artisans & Village Industries | 3,758 | 40,27 | 32,56 | 616 | 4,90 | 4,34 |
| 2. Other Small Scale Industries
| 25,588
| 772,71
| 627,46
| 21,453
| 1231,70
| 990,19
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