Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999 |
NORTHERN REGION | | | | | | | STATE : JAMMU & KASHMIR
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|
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| (Amount in Rupees Lakh)
| | | | | RURAL
| SEMI-URBAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
|
|
|
| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 60,550 | 77,29 | 64,08 | 11,956 | 28,06 | 23,76 | | | 1. | Direct Finance | 59,599 | 75,04 | 62,25 | 11,900 | 27,59 | 23,28 | | | 2. | Indirect Finance | 951 | 2,25 | 1,83 | 56 | 48 | 48 | II. | INDUSTRY | 15,934 | 57,81 | 51,97 | 3,684 | 126,29 | 112,70 | | | 1. | Mining & Quarrying | 3 | 10 | 6 | 1 | 16 | 13 | | | 2. | Food Manufacturing & Processing | 210 | 8,27 | 7,20 | 141 | 23,23 | 21,41 | | | | (a) Rice Mills, Flour & Dal Mills | 113 | 4,90 | 4,38 | 81 | 15,36 | 13,65 | | | | (b) Sugar | - | - | - | 1 | 35 | | | | | (c) Edible Oils & Vanaspati | 40 | 1,08 | 1,00 | 35 | 6,32 | 6,64 | | | | (d) Tea Processing | - | - | - | - | - | - | | | | (e) Processing of Fruits & Vegetables | - | - | - | 1 | 2 | 3 | | | | (f) Others | 57 | 2,29 | 1,81 | 23 | 1,18 | 1,08 | | | 3. | Beverage & Tobacco | 3 | 28 | 28 | 4 | 2,12 | 2,00 | | | 4. | Textiles | 114 | 1,00 | 96 | 50 | 35,24 | 28,83 | | | | (a) Cotton Textiles | 2 | 2 | 2 | 9 | 30,63 | 24,55 | | | | (b) Jute Textiles | 1 | 7 | 6 | - | - | - | | | | (c) Handloom Textiles & Khadi | 28 | 9 | 6 | 4 | 7 | 8 | | | | (d) Other Textiles | 83 | 83 | 82 | 37 | 4,54 | 4,21 | | | 5. | Paper, Paper Products & Printing | 24 | 74 | 72 | 24 | 1,99 | 2,02 | | | 6. | Leather & Leather Products | 11 | 27 | 35 | 7 | 22 | 29 | | | 7. | Rubber & Rubber Products | 4 | 16 | 16 | 12 | 63 | 64 | | | 8. | Chemicals & Chemical Products | 21 | 96 | 95 | 37 | 17,12 | 14,78 | | | | (a) Heavy Industrial Chemicals | - | - | - | 2 | 71 | 57 | | | | (b) Fertilisers | - | - | - | - | - | - | | | | (c) Drugs & Pharmaceuticals | 5 | 16 | 16 | 6 | 97 | 98 | | | | (d) Non-Edible Oils | 1 | 2 | 2 | - | - | - | | | | (e) Other Chemicals & Chemical Products | 15 | 78 | 77 | 29 | 15,44 | 13,23 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 1 | 3 | 3 | | | 10. | Manufacture of Cement & Cement Products | 19 | 1,77 | 1,70 | 25 | 11,17 | 8,51 | | | 11. | Basic Metals & Metal Products | 57 | 1,19 | 1,05 | 102 | 10,05 | 10,52 | | | | (a) Iron & Steel | 3 | 18 | 16 | 26 | 6,08 | 5,68 | | | | (b) Non-Ferrous Metals | 2 | 7 | 7 | 1 | 4 | 4 | | | | (c) Other Metal Products | 52 | 94 | 82 | 75 | 3,93 | 4,80 | | | 12. | Engineering | 51 | 9,00 | 8,87 | 52 | 2,32 | 1,91 | | | | (a) Heavy Engineering | 2 | 1,12 | 2,01 | 4 | 14 | 13 | | | | (b) Light Engineering | 15 | 6,73 | 5,39 | 15 | 44 | 29 | | | | (c) Electrical Machinery & Goods | 29 | 82 | 75 | 28 | 1,47 | 1,22 | | | | (d) Electronic Machinery & Goods | 5 | 33 | 71 | 5 | 27 | 27 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 81 | 1,47 | 1,18 | 11 | 32 | 30 | | | 14. | Other Industries | 15,302 | 31,03 | 27,31 | 3,183 | 19,70 | 18,15 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) Non-Conventional Energy | - | - | - | - | - | - | | | | (c) Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | 34 | 1,56 | 1,20 | 34 | 2,00 | 3,18 | III. | TRANSPORT OPERATORS | 9,053 | 65,03 | 48,02 | 1,638 | 35,51 | 26,15 | IV. | PROFESSIONAL AND OTHER SERVICES | 1,974 | 8,74 | 6,05 | 432 | 7,70 | 7,57 | V. | PERSONAL LOANS | 37,545 | 102,82 | 91,71 | 10,570 | 45,63 | 40,10 | | | 1. | Loans for Purchase of Consumer Durables | 3,332 | 8,26 | 6,54 | 1,452 | 4,47 | 3,75 | | | 2. | Loans for Housing | 3,684 | 30,43 | 28,01 | 1,136 | 17,66 | 15,69 | | | 3. | Rest of the Personal Loans | 30,529 | 64,14 | 57,17 | 7,982 | 23,49 | 20,66 | VI. | TRADE | 37,373 | 104,24 | 87,25 | 9,436 | 57,12 | 48,65 | | | 1. | Wholesale Trade | 2,141 | 5,18 | 4,29 | 299 | 5,64 | 5,29 | | | 2. | Retail Trade | 35,232 | 99,06 | 82,96 | 9,137 | 51,48 | 43,35 | VII. | FINANCE | 116 | 1,70 | 1,19 | 12 | 86 | 73 | VIII.
| ALL OTHERS
| 5,176
| 15,14
| 14,58
| 1,786
| 13,34
| 11,51
| TOTAL BANK CREDIT | 1,67,721 | 432,77 | 364,86 | 39,514 | 314,51 | 271,15 | OF WHICH: | 1. Artisans & Village Industries | 11,558 | 12,44 | 10,56 | 1,610 | 2,93 | 2,61 |
| 2. Other Small Scale Industries
| 2,567
| 21,63
| 20,47
| 1,277
| 60,98
| 51,88
|
NORTHERN REGION | | | | | | | STATE : JAMMU & KASHMIR
|
|
|
| (Amount in Rupees Lakh)
| | | | | URBAN
| METROPOLITAN
| OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | | | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
|
|
|
| 7
| 8
| 9
| 10
| 11
| 12
| I. | AGRICULTURE | 2,717 | 58,27 | 52,52 | - | - | - | | | 1. | Direct Finance | 2,627 | 57,53 | 51,97 | - | - | - | | | 2. | Indirect Finance | 90 | 75 | 55 | - | - | - | II. | INDUSTRY | 14,629 | 254,03 | 237,55 | - | - | - | | | 1. | Mining & Quarrying | 9 | 2,97 | 4,17 | - | - | - | | | 2. | Food Manufacturing & Processing | 356 | 44,10 | 36,48 | - | - | - | | | | (a) Rice Mills, Flour & Dal Mills | 183 | 25,37 | 21,61 | - | - | - | | | | (b) Sugar | 1 | 5 | - | - | - | - | | | | (c) Edible Oils & Vanaspati | 48 | 4,69 | 3,72 | - | - | - | | | | (d) Tea Processing | 1 | 6 | 6 | - | - | - | | | | (e) Processing of Fruits & Vegetables | 5 | 27 | 15 | - | - | - | | | | (f) Others | 118 | 13,67 | 10,94 | - | - | - | | | 3. | Beverage & Tobacco | 11 | 3,57 | 3,53 | - | - | - | | | 4. | Textiles | 713 | 30,35 | 29,05 | - | - | - | | | | (a) Cotton Textiles | 19 | 4,35 | 3,72 | - | - | - | | | | (b) Jute Textiles | 1 | 5 | 2 | - | - | - | | | | (c) Handloom Textiles & Khadi | 54 | 1,38 | 1,38 | - | - | - | | | | (d) Other Textiles | 639 | 24,57 | 23,92 | - | - | - | | | 5. | Paper, Paper Products & Printing | 133 | 4,78 | 4,02 | - | - | - | | | 6. | Leather & Leather Products | 164 | 3,70 | 3,57 | - | - | - | | | 7. | Rubber & Rubber Products | 24 | 1,33 | 90 | - | - | - | | | 8. | Chemicals & Chemical Products | 170 | 18,40 | 19,32 | - | - | - | | | | (a) Heavy Industrial Chemicals | 3 | 30 | 18 | - | - | - | | | | (b) Fertilisers | 1 | 19 | 19 | - | - | - | | | | (c) Drugs & Pharmaceuticals | 61 | 7,25 | 7,27 | - | - | - | | | | (d) Non-Edible Oils | - | - | - | - | - | - | | | | (e) Other Chemicals & Chemical Products | 105 | 10,66 | 11,69 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 27 | 2,46 | 2,09 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 55 | 9,92 | 7,76 | - | - | - | | | 11. | Basic Metals & Metal Products | 266 | 28,15 | 32,75 | - | - | - | | | | (a) Iron & Steel | 45 | 13,90 | 19,16 | - | - | - | | | | (b) Non-Ferrous Metals | 7 | 29 | 34 | - | - | - | | | | (c) Other Metal Products | 214 | 13,96 | 13,25 | - | - | - | | | 12. | Engineering | 236 | 10,38 | 8,59 | - | - | - | | | | (a) Heavy Engineering | 3 | 44 | 16 | - | - | - | | | | (b) Light Engineering | 55 | 2,54 | 2,09 | - | - | - | | | | (c) Electrical Machinery & Goods | 159 | 6,21 | 5,24 | - | - | - | | | | (d) Electronic Machinery & Goods | 19 | 1,19 | 1,10 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 147 | 11,98 | 9,81 | - | - | - | | | 14. | Other Industries | 11,930 | 75,40 | 68,52 | - | - | - | | | 15. | Electricity, Gas & Water | 12 | 71 | 53 | - | - | - | | | | (a) Electricity Generation & Transmission | 8 | 46 | 32 | - | - | - | | | | (b) Non-Conventional Energy | 1 | 4 | 4 | - | - | - | | | | (c) Gas, Steam & Water Supply | 3 | 21 | 17 | - | - | - | | | 16. | Construction | 376 | 5,84 | 6,47 | - | - | - | III. | TRANSPORT OPERATORS | 3,128 | 68,90 | 55,53 | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 12,616 | 1156,74 | 1206,47 | - | - | - | V. | PERSONAL LOANS | 38,009 | 171,43 | 149,64 | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | 6,802 | 20,98 | 17,50 | - | - | - | | | 2. | Loans for Housing | 4,779 | 56,41 | 49,72 | - | - | - | | | 3. | Rest of the Personal Loans | 26,428 | 94,04 | 82,42 | - | - | - | VI. | TRADE | 17,156 | 199,55 | 171,39 | - | - | - | | | 1. | Wholesale Trade | 1,351 | 69,53 | 56,39 | - | - | - | | | 2. | Retail Trade | 15,805 | 130,02 | 115,00 | - | - | - | VII. | FINANCE | 116 | 5,73 | 5,11 | - | - | - | VIII.
| ALL OTHERS
| 8,783
| 107,50
| 82,89
| -
| -
| -
| TOTAL BANK CREDIT | 97,154 | 2022,14 | 1961,10 | - | - | - | OF WHICH: | 1. Artisans & Village Industries | 4,670 | 14,93 | 13,57 | - | - | - |
| 2. Other Small Scale Industries
| 5,144
| 131,43
| 118,52
| -
| -
| -
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