SOUTHERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 10,888 | 22,96 | 20,41 | 17,074 | 26,85 | 26,54 | | | 1. | Direct Finance | 10,840 | 21,94 | 19,34 | 17,045 | 25,31 | 25,18 | | | 2. | Indirect Finance | 48 | 1,03 | 1,07 | 29 | 1,54 | 1,36 | II. | INDUSTRY | 3,213 | 53,40 | 44,61 | 2,827 | 140,30 | 98,07 | | | 1. | Mining & Quarrying | 1 | 2 | 2 | 1 | 7 | 1 | | | 2. | Food Manufacturing & Processing | 89 | 2,00 | 1,82 | 87 | 31,49 | 21,19 | | | | (a) | Rice Mills, Flour & Dal Mills | 84 | 1,90 | 1,72 | 22 | 1,65 | 1,05 | | | | (b) | Sugar | 1 | 5 | 5 | 4 | 25,78 | 16,54 | | | | (c) | Edible Oils & Vanaspati | - | - | - | 6 | 1,94 | 1,03 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | 4 | 5 | 5 | 55 | 2,13 | 2,57 | | | 3. | Beverage & Tobacco | 1 | 15 | - | 8 | 38 | 20 | | | 4. | Textiles | 6 | 40 | 46 | 52 | 39,48 | 24,35 | | | | (a) | Cotton Textiles | - | - | - | 32 | 35,67 | 21,89 | | | | (b) | Jute Textiles | 1 | 30 | 35 | - | - | - | | | | (c) | Handloom Textiles & Khadi | 3 | 1 | 2 | 1 | 2 | 1 | | | | (d) | Other Textiles | 2 | 8 | 10 | 19 | 3,79 | 2,45 | | | 5. | Paper, Paper Products & Printing | 32 | 7,87 | 7,50 | 68 | 3,33 | 1,58 | | | 6. | Leather & Leather Products | 4 | 93 | 90 | 15 | 5,71 | 5,65 | | | 7. | Rubber & Rubber Products | 5 | 14 | 9 | 15 | 1,32 | 1,06 | | | 8. | Chemicals & Chemical Products | 41 | 6,77 | 4,54 | 135 | 20,50 | 16,36 | | | | (a) | Heavy Industrial Chemicals | 6 | 38 | 30 | 3 | 9,81 | 9,13 | | | | (b) | Fertilisers | - | - | - | 2 | 16 | 15 | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 18 | 46 | 33 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 35 | 6,38 | 4,23 | 112 | 10,06 | 6,75 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 4 | 41 | 47 | | | 10. | Manufacture of Cement & Cement Products | 1 | 3 | 3 | 4 | 5 | 4 | | | 11. | Basic Metals & Metal Products | 26 | 5,71 | 5,01 | 47 | 2,77 | 1,64 | | | | (a) | Iron & Steel | 1 | 15 | 15 | 4 | 65 | 23 | | | | (b) | Non-Ferrous Metals | 2 | 4,08 | 3,96 | 1 | 6 | 4 | | | | (c) | Other Metal Products | 23 | 1,48 | 90 | 42 | 2,06 | 1,38 | | | 12. | Engineering | 96 | 20,64 | 17,17 | 105 | 18,61 | 13,77 | | | | (a) | Heavy Engineering | - | - | - | 5 | 93 | 26 | | | | (b) | Light Engineering | 7 | 1,92 | 1,50 | 22 | 1,62 | 43 | | | | (c) | Electrical Machinery & Goods | 86 | 2,88 | 2,80 | 38 | 9,64 | 8,46 | | | | (d) | Electronic Machinery & Goods | 3 | 15,84 | 12,87 | 40 | 6,42 | 4,62 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 2 | 15 | 8 | 20 | 65 | 44 | | | 14. | Other Industries | 2,881 | 7,25 | 6,08 | 2,226 | 13,22 | 9,45 | | | 15. | Electricity, Gas & Water | 1 | 3 | 2 | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | 1 | 3 | 2 | - | - | - | | | 16. | Construction | 27 | 1,31 | 88 | 40 | 2,30 | 1,87 | III. | TRANSPORT OPERATORS | 199 | 1,44 | 96 | 367 | 2,61 | 2,16 | IV. | PROFESSIONAL AND OTHER SERVICES | 170 | 3,18 | 2,86 | 1,725 | 13,64 | 12,07 | V. | PERSONAL LOANS | 8,782 | 38,75 | 32,29 | 22,247 | 65,80 | 60,12 | | | 1. | Loans for Purchase of Consumer Durables | 1,127 | 1,66 | 1,44 | 1,587 | 3,19 | 2,89 | | | 2. | Loans for Housing | 577 | 19,98 | 15,73 | 1,238 | 19,30 | 18,60 | | | 3. | Rest of the Personal Loans | 7,078 | 17,10 | 15,12 | 19,422 | 43,30 | 38,64 | VI. | TRADE | 2,422 | 17,16 | 14,12 | 5,214 | 33,79 | 29,54 | | | 1. | Wholesale Trade | 735 | 3,10 | 2,70 | 109 | 6,68 | 5,57 | | | 2. | Retail Trade | 1,687 | 14,05 | 11,42 | 5,105 | 27,11 | 23,97 | VII. | FINANCE | 32 | 78 | 72 | 6 | 9 | 8 | VIII.
| ALL OTHERS
| 282
| 3,57
| 2,71
| 14,039
| 32,86
| 29,43
| TOTAL BANK CREDIT | 25,988 | 141,23 | 118,68 | 63,499 | 315,94 | 258,02 | OF WHICH: | 1. | Artisans & Village Industries | 158 | 97 | 84 | 647 | 1,05 | 94 |
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| Other Small Scale Industries
| 889
| 13,83
| 11,23
| 1,657
| 28,74
| 21,89
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | - | - | - | | | 1. | Direct Finance | - | - | - | - | - | - | | | 2. | Indirect Finance | - | - | - | - | - | - | II. | INDUSTRY | 7 | 22,89 | 5,33 | - | - | - | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | 2. | Food Manufacturing & Processing | - | - | - | - | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | - | - | - | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | - | - | - | - | - | - | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | - | - | - | - | - | - | | | 5. | Paper, Paper Products & Printing | 2 | 4,34 | 4,34 | - | - | - | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | 8. | Chemicals & Chemical Products | - | - | - | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | - | - | - | - | - | - | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | - | - | - | | | 12. | Engineering | 1 | 1,30 | 23 | - | - | - | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | 1 | 1,30 | 23 | - | - | - | | | | (c) | Electrical Machinery & Goods | - | - | - | - | - | - | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 1 | 45 | 45 | - | - | - | | | 14. | Other Industries | 3 | 16,81 | 31 | - | - | - | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | - | - | - | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | - | - | - | V. | PERSONAL LOANS | - | - | - | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | - | - | - | | | 2. | Loans for Housing | - | - | - | - | - | - | | | 3. | Rest of the Personal Loans | - | - | - | - | - | - | VI. | TRADE | - | - | - | - | - | - | | | 1. | Wholesale Trade | - | - | - | - | - | - | | | 2. | Retail Trade | - | - | - | - | - | - | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
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| TOTAL BANK CREDIT | 7 | 22,89 | 5,33 | - | - | - | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | - | - | - |
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| Other Small Scale Industries
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 559 | 1,24 | 1,11 | 28,521 | 51,05 | 48,06 | | | 1. | Direct Finance | 559 | 1,24 | 1,11 | 28,444 | 48,48 | 45,63 | | | 2. | Indirect Finance | - | - | - | 77 | 2,56 | 2,43 | II. | INDUSTRY | 456 | 57,32 | 46,46 | 6,503 | 273,91 | 194,46 | | | 1. | Mining & Quarrying | - | - | - | 2 | 9 | 3 | | | 2. | Food Manufacturing & Processing | 28 | 3,53 | 2,10 | 204 | 37,02 | 25,10 | | | | (a) | Rice Mills, Flour & Dal Mills | 2 | 2,15 | 1,30 | 108 | 5,70 | 4,07 | | | | (b) | Sugar | - | - | - | 5 | 25,83 | 16,59 | | | | (c) | Edible Oils & Vanaspati | 18 | 1,10 | 54 | 24 | 3,04 | 1,57 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | 8 | 28 | 26 | 67 | 2,45 | 2,88 | | | 3. | Beverage & Tobacco | 6 | 21 | 19 | 15 | 74 | 38 | | | 4. | Textiles | 22 | 8,48 | 7,11 | 80 | 48,36 | 31,91 | | | | (a) | Cotton Textiles | 6 | 96 | 57 | 38 | 36,63 | 22,45 | | | | (b) | Jute Textiles | - | - | - | 1 | 30 | 35 | | | | (c) | Handloom Textiles & Khadi | - | - | - | 4 | 3 | 3 | | | | (d) | Other Textiles | 16 | 7,52 | 6,54 | 37 | 11,39 | 9,08 | | | 5. | Paper, Paper Products & Printing | 22 | 2,60 | 2,20 | 124 | 18,14 | 15,62 | | | 6. | Leather & Leather Products | 11 | 57 | 50 | 30 | 7,22 | 7,05 | | | 7. | Rubber & Rubber Products | 9 | 2,07 | 1,03 | 29 | 3,53 | 2,18 | | | 8. | Chemicals & Chemical Products | 56 | 25,30 | 21,02 | 232 | 52,57 | 41,92 | | | | (a) | Heavy Industrial Chemicals | 5 | 3,35 | 3,75 | 14 | 13,55 | 13,18 | | | | (b) | Fertilisers | - | - | - | 2 | 16 | 15 | | | | (c) | Drugs & Pharmaceuticals | 9 | 6,00 | 3,57 | 27 | 6,46 | 3,89 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 42 | 15,96 | 13,71 | 189 | 32,40 | 24,69 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 4 | 41 | 47 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 5 | 9 | 8 | | | 11. | Basic Metals & Metal Products | 28 | 2,08 | 1,47 | 101 | 10,56 | 8,12 | | | | (a) | Iron & Steel | 3 | 95 | 70 | 8 | 1,75 | 1,07 | | | | (b) | Non-Ferrous Metals | - | - | - | 3 | 4,14 | 3,99 | | | | (c) | Other Metal Products | 25 | 1,13 | 78 | 90 | 4,67 | 3,05 | | | 12. | Engineering | 27 | 5,10 | 4,58 | 229 | 45,65 | 35,75 | | | | (a) | Heavy Engineering | 1 | 5 | 5 | 6 | 98 | 31 | | | | (b) | Light Engineering | 4 | 1,03 | 1,06 | 34 | 5,86 | 3,22 | | | | (c) | Electrical Machinery & Goods | 14 | 2,43 | 2,29 | 138 | 14,95 | 13,56 | | | | (d) | Electronic Machinery & Goods | 8 | 1,59 | 1,18 | 51 | 23,86 | 18,66 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 22 | 41 | 37 | 45 | 1,66 | 1,34 | | | 14. | Other Industries | 172 | 1,68 | 1,51 | 5,282 | 38,95 | 17,34 | | | 15. | Electricity, Gas & Water | 1 | 80 | 80 | 2 | 83 | 82 | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | 1 | 80 | 80 | 1 | 80 | 80 | | | | (c) | Gas, Steam & Water Supply | - | - | - | 1 | 3 | 2 | | | 16. | Construction | 52 | 4,50 | 3,59 | 119 | 8,11 | 6,34 | III. | TRANSPORT OPERATORS | 123 | 1,66 | 1,44 | 689 | 5,72 | 4,56 | IV. | PROFESSIONAL AND OTHER SERVICES | 328 | 3,16 | 2,89 | 2,223 | 19,98 | 17,82 | V. | PERSONAL LOANS | 2,623 | 9,55 | 8,81 | 33,652 | 114,10 | 101,22 | | | 1. | Loans for Purchase of Consumer Durables | 552 | 1,02 | 1,00 | 3,266 | 5,88 | 5,33 | | | 2. | Loans for Housing | 87 | 1,87 | 1,54 | 1,902 | 41,16 | 35,86 | | | 3. | Rest of the Personal Loans | 1,984 | 6,66 | 6,27 | 28,484 | 67,07 | 60,03 | VI. | TRADE | 630 | 30,01 | 23,02 | 8,266 | 80,96 | 66,67 | | | 1. | Wholesale Trade | 118 | 17,29 | 11,72 | 962 | 27,08 | 19,98 | | | 2. | Retail Trade | 512 | 12,72 | 11,30 | 7,304 | 53,89 | 46,69 | VII. | FINANCE | 3 | 9 | 7 | 41 | 95 | 88 | VIII.
| ALL OTHERS
| 681
| 7,99
| 6,92
| 15,002
| 44,42
| 39,07
| TOTAL BANK CREDIT | 5,403 | 111,02 | 90,72 | 94,897 | 591,09 | 472,74 | OF WHICH: | 1. | Artisans & Village Industries | 55 | 12 | 11 | 860 | 2,13 | 1,89 |
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| Other Small Scale Industries
| 255
| 17,14
| 12,18
| 2,803
| 64,04
| 49,64
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