SOUTHERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| (Amount in Rupees Lakh)
| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 3,28,666 | 584,25 | 513,34 | 4,10,710 | 784,96 | 685,93 | | | 1. | Direct Finance | 3,24,496 | 560,01 | 490,97 | 4,08,799 | 679,29 | 626,67 | | | 2. | Indirect Finance | 4,170 | 24,23 | 22,37 | 1,911 | 105,67 | 59,26 | II. | INDUSTRY | 98,902 | 1670,60 | 1450,25 | 61,708 | 1532,03 | 1240,26 | | | 1. | Mining & Quarrying | 77 | 16,78 | 15,15 | 41 | 2,66 | 2,03 | | | 2. | Food Manufacturing & Processing | 1,510 | 361,44 | 303,39 | 1,505 | 406,24 | 297,30 | | | | (a) | Rice Mills, Flour & Dal Mills | 391 | 20,37 | 17,89 | 316 | 12,99 | 10,83 | | | | (b) | Sugar | 2 | 1,41 | 1,36 | 1 | 3 | 3 | | | | (c) | Edible Oils & Vanaspati | 175 | 18,58 | 15,47 | 267 | 24,10 | 18,72 | | | | (d) | Tea Processing | 25 | 51,38 | 45,03 | 45 | 54,87 | 48,42 | | | | (e) | Processing of Fruits & Vegetables | 27 | 8,60 | 7,80 | 20 | 8,37 | 5,30 | | | | (f) | Others | 890 | 261,11 | 215,85 | 856 | 305,89 | 214,00 | | | 3. | Beverage & Tobacco | 22 | 4,18 | 2,57 | 37 | 8,60 | 7,35 | | | 4. | Textiles | 1,508 | 73,82 | 69,26 | 1,369 | 192,48 | 160,05 | | | | (a) | Cotton Textiles | 119 | 38,25 | 35,61 | 181 | 84,13 | 76,58 | | | | (b) | Jute Textiles | 4 | 63 | 63 | 2 | 14 | 16 | | | | (c) | Handloom Textiles & Khadi | 80 | 94 | 90 | 73 | 9,21 | 9,21 | | | | (d) | Other Textiles | 1,305 | 34,00 | 32,11 | 1,113 | 99,01 | 74,10 | | | 5. | Paper, Paper Products & Printing | 725 | 86,84 | 69,04 | 540 | 50,07 | 43,72 | | | 6. | Leather & Leather Products | 144 | 5,87 | 4,01 | 130 | 2,40 | 1,70 | | | 7. | Rubber & Rubber Products | 667 | 92,55 | 70,27 | 706 | 79,25 | 60,03 | | | 8. | Chemicals & Chemical Products | 992 | 205,26 | 191,33 | 1,197 | 167,28 | 115,18 | | | | (a) | Heavy Industrial Chemicals | 39 | 20,96 | 19,42 | 27 | 10,99 | 11,34 | | | | (b) | Fertilisers | 26 | 56,60 | 51,56 | 15 | 75,53 | 30,07 | | | | (c) | Drugs & Pharmaceuticals | 179 | 41,73 | 35,01 | 209 | 18,82 | 17,82 | | | | (d) | Non-Edible Oils | 9 | 8,25 | 9,52 | 4 | 58 | 58 | | | | (e) | Other Chemicals & Chemical Products | 739 | 77,73 | 75,82 | 942 | 61,36 | 55,38 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 24 | 17,27 | 7,99 | 14 | 4,01 | 3,25 | | | 10. | Manufacture of Cement & Cement Products | 134 | 7,38 | 2,20 | 152 | 5,56 | 3,24 | | | 11. | Basic Metals & Metal Products | 496 | 58,66 | 54,19 | 936 | 47,38 | 42,53 | | | | (a) | Iron & Steel | 78 | 37,07 | 38,62 | 63 | 12,65 | 12,04 | | | | (b) | Non-Ferrous Metals | 25 | 2,35 | 1,23 | 22 | 4,74 | 4,09 | | | | (c) | Other Metal Products | 393 | 19,23 | 14,34 | 851 | 29,99 | 26,40 | | | 12. | Engineering | 1,093 | 326,72 | 299,16 | 1,264 | 184,02 | 172,24 | | | | (a) | Heavy Engineering | 27 | 33,35 | 21,92 | 44 | 8,91 | 9,07 | | | | (b) | Light Engineering | 544 | 21,59 | 18,40 | 497 | 17,74 | 16,26 | | | | (c) | Electrical Machinery & Goods | 390 | 185,28 | 170,06 | 570 | 101,91 | 93,30 | | | | (d) | Electronic Machinery & Goods | 132 | 86,51 | 88,78 | 153 | 55,45 | 53,62 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 703 | 14,17 | 12,15 | 592 | 18,59 | 14,95 | | | 14. | Other Industries | 90,342 | 368,55 | 324,62 | 52,569 | 281,67 | 241,19 | | | 15. | Electricity, Gas & Water | 17 | 1,78 | 1,56 | 29 | 54,40 | 52,44 | | | | (a) | Electricity Generation & Transmission | 3 | 11 | 11 | 18 | 53,25 | 51,37 | | | | (b) | Non-Conventional Energy | 10 | 1,37 | 1,19 | 1 | 45 | 44 | | | | (c) | Gas, Steam & Water Supply | 4 | 29 | 25 | 10 | 70 | 63 | | | 16. | Construction | 448 | 29,34 | 23,36 | 627 | 27,41 | 23,06 | III. | TRANSPORT OPERATORS | 17,368 | 181,58 | 134,60 | 16,461 | 126,66 | 103,48 | IV. | PROFESSIONAL AND OTHER SERVICES | 13,811 | 163,50 | 140,89 | 62,550 | 250,32 | 195,72 | V. | PERSONAL LOANS | 2,95,652 | 1116,61 | 970,70 | 2,18,173 | 922,14 | 817,33 | | | 1. | Loans for Purchase of Consumer Durables | 46,955 | 92,73 | 77,63 | 23,947 | 56,34 | 48,33 | | | 2. | Loans for Housing | 34,739 | 430,35 | 375,52 | 39,213 | 332,59 | 289,27 | | | 3. | Rest of the Personal Loans | 2,13,958 | 593,53 | 517,55 | 1,55,013 | 533,21 | 479,73 | VI. | TRADE | 1,21,308 | 1016,54 | 937,91 | 99,003 | 826,87 | 670,36 | | | 1. | Wholesale Trade | 7,506 | 492,01 | 472,84 | 5,526 | 387,33 | 306,10 | | | 2. | Retail Trade | 1,13,802 | 524,53 | 465,07 | 93,477 | 439,54 | 364,26 | VII. | FINANCE | 3,866 | 35,44 | 31,21 | 796 | 92,01 | 80,46 | VIII.
| ALL OTHERS
| 1,59,697
| 496,12
| 446,36
| 1,69,097
| 639,30
| 539,25
| TOTAL BANK CREDIT | 10,39,270 | 5264,66 | 4625,26 | 10,38,498 | 5174,28 | 4332,79 | OF WHICH: | 1. | Artisans & Village Industries | 29,383 | 61,24 | 54,09 | 16,708 | 40,06 | 35,28 |
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| Other Small Scale Industries
| 54,560
| 434,78
| 382,37
| 32,881
| 473,40
| 372,66
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 3,22,825 | 296,51 | 297,64 | | | 1. | Direct Finance | - | - | - | 3,22,536 | 296,18 | 297,31 | | | 2. | Indirect Finance | - | - | - | 289 | 33 | 32 | II. | INDUSTRY | 20 | 42,10 | 33,61 | 25,040 | 38,47 | 35,40 | | | 1. | Mining & Quarrying | - | - | - | 9 | 51 | 53 | | | 2. | Food Manufacturing & Processing | 11 | 31,83 | 27,70 | 465 | 3,71 | 3,25 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 107 | 1,14 | 89 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | 94 | 89 | 85 | | | | (d) | Tea Processing | 5 | 5,86 | 2,94 | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | 6 | 25,97 | 24,76 | 264 | 1,68 | 1,51 | | | 3. | Beverage & Tobacco | - | - | - | 2 | 6 | 5 | | | 4. | Textiles | 2 | 3,46 | 43 | 234 | 1,61 | 1,41 | | | | (a) | Cotton Textiles | 2 | 3,46 | 43 | 32 | 24 | 18 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 7 | 13 | 12 | | | | (d) | Other Textiles | - | - | - | 195 | 1,24 | 1,11 | | | 5. | Paper, Paper Products & Printing | - | - | - | 52 | 57 | 54 | | | 6. | Leather & Leather Products | - | - | - | 15 | 11 | 11 | | | 7. | Rubber & Rubber Products | 4 | 5,67 | 4,53 | 19 | 27 | 28 | | | 8. | Chemicals & Chemical Products | 2 | 94 | 89 | 42 | 35 | 35 | | | | (a) | Heavy Industrial Chemicals | 1 | 93 | 89 | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 15 | 12 | 11 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 1 | - | - | 27 | 23 | 24 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 24 | 22 | 20 | | | 11. | Basic Metals & Metal Products | - | - | - | 72 | 72 | 62 | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | 72 | 72 | 62 | | | 12. | Engineering | - | - | - | 88 | 68 | 63 | | | | (a) | Heavy Engineering | - | - | - | 2 | 15 | 11 | | | | (b) | Light Engineering | - | - | - | 32 | 22 | 22 | | | | (c) | Electrical Machinery & Goods | - | - | - | 53 | 28 | 26 | | | | (d) | Electronic Machinery & Goods | - | - | - | 1 | 3 | 2 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 19 | 21 | 17 | | | 14. | Other Industries | 1 | 20 | 6 | 23,955 | 28,50 | 26,33 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 44 | 95 | 94 | III. | TRANSPORT OPERATORS | 2 | 1,25 | - | 1,691 | 19,08 | 13,77 | IV. | PROFESSIONAL AND OTHER SERVICES | 1 | 1,01 | 1,03 | 26,329 | 30,01 | 28,20 | V. | PERSONAL LOANS | 1,549 | 24,29 | 17,62 | 39,147 | 62,85 | 58,26 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 4,450 | 6,93 | 6,47 | | | 2. | Loans for Housing | 28 | 1,52 | 1,46 | 2,601 | 18,51 | 16,21 | | | 3. | Rest of the Personal Loans | 1,521 | 22,77 | 16,16 | 32,096 | 37,41 | 35,58 | VI. | TRADE | 18 | 4,37 | 3,98 | 1,61,462 | 167,29 | 159,37 | | | 1. | Wholesale Trade | 1 | 1 | - | 77 | 74 | 65 | | | 2. | Retail Trade | 17 | 4,36 | 3,98 | 1,61,385 | 166,55 | 158,73 | VII. | FINANCE | 3 | 7,42 | 3,13 | 8 | 9 | 6 | VIII.
| ALL OTHERS
| 729
| 23,94
| 16,56
| 19,420
| 19,32
| 17,69
| TOTAL BANK CREDIT | 2,322 | 104,38 | 75,92 | 5,95,922 | 633,63 | 610,39 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 15,120 | 14,62 | 13,71 |
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| Other Small Scale Industries
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| 6,99
| 7,980
| 16,66
| 14,93
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 1,17,330 | 373,43 | 349,43 | 11,79,531 | 2039,14 | 1846,33 | | | 1. | Direct Finance | 1,15,903 | 329,15 | 309,75 | 11,71,734 | 1864,63 | 1724,70 | | | 2. | Indirect Finance | 1,427 | 44,27 | 39,68 | 7,797 | 174,51 | 121,63 | II. | INDUSTRY | 37,571 | 1423,12 | 1110,70 | 2,23,241 | 4706,32 | 3870,21 | | | 1. | Mining & Quarrying | 75 | 6,85 | 5,25 | 202 | 26,80 | 22,95 | | | 2. | Food Manufacturing & Processing | 1,488 | 482,49 | 339,18 | 4,979 | 1285,72 | 970,82 | | | | (a) | Rice Mills, Flour & Dal Mills | 420 | 37,02 | 32,64 | 1,234 | 71,51 | 62,24 | | | | (b) | Sugar | 4 | 6,13 | 3,63 | 7 | 7,57 | 5,01 | | | | (c) | Edible Oils & Vanaspati | 311 | 18,69 | 14,96 | 847 | 62,26 | 50,01 | | | | (d) | Tea Processing | 12 | 9,92 | 8,19 | 87 | 122,03 | 104,59 | | | | (e) | Processing of Fruits & Vegetables | 13 | 1,16 | 98 | 60 | 18,14 | 14,08 | | | | (f) | Others | 728 | 409,57 | 278,78 | 2,744 | 1004,21 | 734,90 | | | 3. | Beverage & Tobacco | 69 | 15,59 | 19,77 | 130 | 28,43 | 29,75 | | | 4. | Textiles | 686 | 74,15 | 63,33 | 3,799 | 345,52 | 294,47 | | | | (a) | Cotton Textiles | 45 | 18,14 | 16,46 | 379 | 144,21 | 129,26 | | | | (b) | Jute Textiles | 2 | 1,00 | 1,21 | 8 | 1,77 | 2,00 | | | | (c) | Handloom Textiles & Khadi | 32 | 1,47 | 1,42 | 192 | 11,76 | 11,65 | | | | (d) | Other Textiles | 607 | 53,54 | 44,23 | 3,220 | 187,78 | 151,56 | | | 5. | Paper, Paper Products & Printing | 522 | 50,04 | 39,08 | 1,839 | 187,52 | 152,38 | | | 6. | Leather & Leather Products | 80 | 4,90 | 4,87 | 369 | 13,28 | 10,69 | | | 7. | Rubber & Rubber Products | 563 | 120,58 | 63,57 | 1,959 | 298,32 | 198,67 | | | 8. | Chemicals & Chemical Products | 727 | 82,35 | 70,64 | 2,960 | 456,18 | 378,38 | | | | (a) | Heavy Industrial Chemicals | 12 | 5,93 | 5,96 | 79 | 38,81 | 37,60 | | | | (b) | Fertilisers | 8 | 30,76 | 23,05 | 49 | 162,90 | 104,67 | | | | (c) | Drugs & Pharmaceuticals | 171 | 17,08 | 15,89 | 574 | 77,75 | 68,83 | | | | (d) | Non-Edible Oils | 4 | 46 | 58 | 17 | 9,29 | 10,67 | | | | (e) | Other Chemicals & Chemical Products | 532 | 28,11 | 25,17 | 2,241 | 167,44 | 156,60 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 16 | 1,76 | 2,04 | 54 | 23,04 | 13,28 | | | 10. | Manufacture of Cement & Cement Products | 136 | 18,24 | 17,94 | 446 | 31,40 | 23,58 | | | 11. | Basic Metals & Metal Products | 329 | 17,64 | 15,00 | 1,833 | 124,39 | 112,35 | | | | (a) | Iron & Steel | 38 | 9,23 | 7,32 | 179 | 58,95 | 57,97 | | | | (b) | Non-Ferrous Metals | 2 | 9 | 7 | 49 | 7,18 | 5,39 | | | | (c) | Other Metal Products | 289 | 8,32 | 7,61 | 1,605 | 58,26 | 48,98 | | | 12. | Engineering | 779 | 79,04 | 70,55 | 3,224 | 590,46 | 542,59 | | | | (a) | Heavy Engineering | 18 | 1,93 | 1,53 | 91 | 44,34 | 32,64 | | | | (b) | Light Engineering | 316 | 5,51 | 4,94 | 1,389 | 45,06 | 39,83 | | | | (c) | Electrical Machinery & Goods | 369 | 57,30 | 48,54 | 1,382 | 344,78 | 312,17 | | | | (d) | Electronic Machinery & Goods | 76 | 14,30 | 15,53 | 362 | 156,28 | 157,95 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 522 | 12,08 | 10,32 | 1,836 | 45,05 | 37,59 | | | 14. | Other Industries | 29,569 | 267,50 | 226,81 | 1,96,436 | 946,42 | 819,00 | | | 15. | Electricity, Gas & Water | 16 | 2,32 | 47 | 62 | 58,50 | 54,47 | | | | (a) | Electricity Generation & Transmission | 6 | 1,93 | 11 | 27 | 55,30 | 51,59 | | | | (b) | Non-Conventional Energy | - | - | - | 11 | 1,82 | 1,63 | | | | (c) | Gas, Steam & Water Supply | 10 | 38 | 36 | 24 | 1,38 | 1,25 | | | 16. | Construction | 1,994 | 187,58 | 161,88 | 3,113 | 245,28 | 209,24 | III. | TRANSPORT OPERATORS | 18,292 | 235,12 | 177,79 | 53,814 | 563,70 | 429,63 | IV. | PROFESSIONAL AND OTHER SERVICES | 31,879 | 279,43 | 233,67 | 1,34,570 | 724,27 | 599,51 | V. | PERSONAL LOANS | 2,47,009 | 1011,10 | 922,36 | 8,01,530 | 3136,99 | 2786,26 | | | 1. | Loans for Purchase of Consumer Durables | 13,384 | 31,32 | 24,49 | 88,736 | 187,33 | 156,91 | | | 2. | Loans for Housing | 33,166 | 395,74 | 354,11 | 1,09,747 | 1178,71 | 1036,56 | | | 3. | Rest of the Personal Loans | 2,00,459 | 584,04 | 543,76 | 6,03,047 | 1770,96 | 1592,79 | VI. | TRADE | 80,408 | 1095,17 | 826,87 | 4,62,199 | 3110,25 | 2598,49 | | | 1. | Wholesale Trade | 4,212 | 407,25 | 252,69 | 17,322 | 1287,34 | 1032,27 | | | 2. | Retail Trade | 76,196 | 687,92 | 574,18 | 4,44,877 | 1822,90 | 1566,22 | VII. | FINANCE | 472 | 37,54 | 30,47 | 5,145 | 172,50 | 145,33 | VIII.
| ALL OTHERS
| 2,48,942
| 618,33
| 554,56
| 5,97,885
| 1797,01
| 1574,42
| TOTAL BANK CREDIT | 7,81,903 | 5073,23 | 4205,83 | 34,57,915 | 16250,18 | 13850,18 | OF WHICH: | 1. | Artisans & Village Industries | 7,534 | 24,52 | 21,36 | 68,745 | 140,44 | 124,44 |
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| Other Small Scale Industries
| 24,488
| 664,69
| 489,33
| 1,19,910
| 1596,52
| 1266,28
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