SOUTHERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| (Amount in Rupees Lakh)
| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 2,97,907 | 1036,13 | 901,39 | 7,78,163 | 2474,79 | 2224,12 | | | 1. | Direct Finance | 2,94,466 | 934,09 | 814,48 | 7,73,262 | 1791,01 | 1633,65 | | | 2. | Indirect Finance | 3,441 | 102,05 | 86,91 | 4,901 | 683,79 | 590,47 | II. | INDUSTRY | 1,94,269 | 4564,77 | 3425,72 | 1,18,009 | 6006,47 | 4659,55 | | | 1. | Mining & Quarrying | 217 | 159,00 | 104,13 | 292 | 147,04 | 108,83 | | | 2. | Food Manufacturing & Processing | 1,320 | 241,08 | 202,65 | 2,567 | 614,11 | 470,20 | | | | (a) | Rice Mills, Flour & Dal Mills | 523 | 37,14 | 30,97 | 859 | 57,30 | 42,80 | | | | (b) | Sugar | 32 | 74,04 | 68,76 | 56 | 113,48 | 101,13 | | | | (c) | Edible Oils & Vanaspati | 229 | 36,41 | 27,23 | 233 | 26,83 | 25,64 | | | | (d) | Tea Processing | 2 | 11 | 11 | 11 | 5,49 | 2,01 | | | | (e) | Processing of Fruits & Vegetables | 20 | 3,11 | 3,01 | 83 | 34,68 | 26,37 | | | | (f) | Others | 514 | 90,27 | 72,56 | 1,325 | 376,32 | 272,25 | | | 3. | Beverage & Tobacco | 61 | 27,44 | 23,56 | 193 | 161,75 | 132,54 | | | 4. | Textiles | 2,088 | 396,38 | 313,10 | 2,568 | 570,99 | 423,36 | | | | (a) | Cotton Textiles | 197 | 67,67 | 47,73 | 267 | 124,66 | 98,53 | | | | (b) | Jute Textiles | 3 | 15 | 11 | 12 | 3,36 | 3,30 | | | | (c) | Handloom Textiles & Khadi | 289 | 19,22 | 15,71 | 126 | 11,37 | 10,65 | | | | (d) | Other Textiles | 1,599 | 309,34 | 249,55 | 2,163 | 431,60 | 310,88 | | | 5. | Paper, Paper Products & Printing | 740 | 88,87 | 59,56 | 1,370 | 146,08 | 115,28 | | | 6. | Leather & Leather Products | 232 | 87,98 | 57,32 | 246 | 41,44 | 33,43 | | | 7. | Rubber & Rubber Products | 248 | 49,00 | 30,71 | 360 | 84,23 | 45,53 | | | 8. | Chemicals & Chemical Products | 1,296 | 246,12 | 201,19 | 1,824 | 369,13 | 283,31 | | | | (a) | Heavy Industrial Chemicals | 40 | 12,42 | 9,77 | 104 | 17,86 | 15,29 | | | | (b) | Fertilisers | 29 | 43,75 | 25,87 | 45 | 56,65 | 32,99 | | | | (c) | Drugs & Pharmaceuticals | 221 | 87,79 | 79,37 | 338 | 85,03 | 71,48 | | | | (d) | Non-Edible Oils | 18 | 10,44 | 6,82 | 19 | 3,69 | 2,96 | | | | (e) | Other Chemicals & Chemical Products | 988 | 91,73 | 79,36 | 1,318 | 205,89 | 160,58 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 68 | 19,15 | 13,89 | 76 | 25,14 | 21,78 | | | 10. | Manufacture of Cement & Cement Products | 179 | 18,24 | 12,09 | 260 | 92,51 | 93,75 | | | 11. | Basic Metals & Metal Products | 1,914 | 455,86 | 344,86 | 2,217 | 576,97 | 473,54 | | | | (a) | Iron & Steel | 337 | 300,49 | 229,90 | 489 | 372,50 | 336,30 | | | | (b) | Non-Ferrous Metals | 70 | 23,40 | 19,77 | 98 | 58,77 | 24,40 | | | | (c) | Other Metal Products | 1,507 | 131,97 | 95,18 | 1,630 | 145,69 | 112,84 | | | 12. | Engineering | 2,668 | 1370,73 | 1125,77 | 4,123 | 1800,22 | 1322,85 | | | | (a) | Heavy Engineering | 232 | 307,60 | 253,87 | 338 | 623,31 | 396,20 | | | | (b) | Light Engineering | 1,201 | 495,14 | 393,72 | 2,104 | 467,84 | 397,42 | | | | (c) | Electrical Machinery & Goods | 851 | 198,48 | 167,21 | 1,120 | 184,45 | 143,05 | | | | (d) | Electronic Machinery & Goods | 384 | 369,52 | 310,97 | 561 | 524,63 | 386,19 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 900 | 133,00 | 78,01 | 1,143 | 280,59 | 186,58 | | | 14. | Other Industries | 1,81,408 | 971,76 | 638,19 | 97,656 | 676,62 | 596,08 | | | 15. | Electricity, Gas & Water | 114 | 271,50 | 196,28 | 119 | 291,77 | 246,45 | | | | (a) | Electricity Generation & Transmission | 69 | 245,60 | 186,27 | 79 | 288,12 | 243,51 | | | | (b) | Non-Conventional Energy | 8 | 23,99 | 8,30 | 15 | 92 | 84 | | | | (c) | Gas, Steam & Water Supply | 37 | 1,91 | 1,71 | 25 | 2,74 | 2,10 | | | 16. | Construction | 816 | 28,66 | 24,40 | 2,995 | 127,87 | 106,04 | III. | TRANSPORT OPERATORS | 10,322 | 173,36 | 116,03 | 37,254 | 372,78 | 299,34 | IV. | PROFESSIONAL AND OTHER SERVICES | 14,712 | 216,50 | 153,95 | 1,02,833 | 651,06 | 515,46 | V. | PERSONAL LOANS | 2,74,166 | 1202,43 | 1014,77 | 5,21,043 | 1917,20 | 1706,41 | | | 1. | Loans for Purchase of Consumer Durables | 38,248 | 82,56 | 67,60 | 45,414 | 106,96 | 88,68 | | | 2. | Loans for Housing | 23,801 | 496,33 | 428,72 | 56,981 | 660,12 | 600,46 | | | 3. | Rest of the Personal Loans | 2,12,117 | 623,54 | 518,46 | 4,18,648 | 1150,12 | 1017,27 | VI. | TRADE | 96,600 | 1481,15 | 725,11 | 2,02,282 | 1139,17 | 921,55 | | | 1. | Wholesale Trade | 6,829 | 326,89 | 258,85 | 14,834 | 393,92 | 288,39 | | | 2. | Retail Trade | 89,771 | 1154,26 | 466,26 | 1,87,448 | 745,25 | 633,16 | VII. | FINANCE | 844 | 149,83 | 138,24 | 1,189 | 819,27 | 680,75 | VIII.
| ALL OTHERS
| 82,590
| 865,64
| 787,54
| 2,29,858
| 1111,84
| 958,91
| TOTAL BANK CREDIT | 9,71,410 | 9689,81 | 7262,74 | 19,90,631 | 14492,59 | 11966,09 | OF WHICH: | 1. | Artisans & Village Industries | 13,293 | 60,09 | 52,41 | 33,869 | 70,05 | 63,83 |
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| Other Small Scale Industries
| 1,48,457
| 1148,48
| 921,53
| 67,417
| 1141,85
| 931,98
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 5,27,553 | 877,86 | 824,40 | | | 1. | Direct Finance | - | - | - | 5,13,996 | 855,08 | 805,47 | | | 2. | Indirect Finance | - | - | - | 13,557 | 22,78 | 18,93 | II. | INDUSTRY | 1,055 | 1635,63 | 1133,03 | 35,893 | 67,37 | 54,09 | | | 1. | Mining & Quarrying | - | - | - | 21 | 1,31 | 98 | | | 2. | Food Manufacturing & Processing | 23 | 46,79 | 13,77 | 391 | 5,60 | 4,26 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 157 | 1,77 | 1,41 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | 25 | 84 | 59 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 5 | 3,41 | 2,74 | - | - | - | | | | (f) | Others | 18 | 43,37 | 11,03 | 209 | 3,00 | 2,27 | | | 3. | Beverage & Tobacco | 9 | 12,36 | 6,41 | 5 | 19 | 14 | | | 4. | Textiles | 43 | 117,43 | 73,47 | 163 | 1,51 | 1,30 | | | | (a) | Cotton Textiles | 12 | 35,95 | 16,01 | 10 | 19 | 18 | | | | (b) | Jute Textiles | 4 | 22,50 | 15,80 | 1 | 4 | 4 | | | | (c) | Handloom Textiles & Khadi | - | - | - | 19 | 8 | 7 | | | | (d) | Other Textiles | 27 | 58,98 | 41,67 | 133 | 1,19 | 1,01 | | | 5. | Paper, Paper Products & Printing | 4 | 2,88 | 2,86 | 49 | 80 | 76 | | | 6. | Leather & Leather Products | - | - | - | 15 | 19 | 16 | | | 7. | Rubber & Rubber Products | 1 | 1,00 | 27 | 6 | 7 | 6 | | | 8. | Chemicals & Chemical Products | 45 | 144,05 | 81,66 | 66 | 65 | 55 | | | | (a) | Heavy Industrial Chemicals | 7 | 17,14 | 14,45 | - | - | - | | | | (b) | Fertilisers | 2 | 1,48 | 28 | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 15 | 20,58 | 17,96 | 18 | 18 | 15 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 21 | 104,85 | 48,97 | 48 | 47 | 40 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 3 | 1,15 | - | 1 | 3 | 3 | | | 10. | Manufacture of Cement & Cement Products | 2 | 13,33 | 13,34 | 10 | 13 | 12 | | | 11. | Basic Metals & Metal Products | 12 | 13,77 | 8,20 | 39 | 41 | 34 | | | | (a) | Iron & Steel | 2 | 4,50 | 59 | - | - | - | | | | (b) | Non-Ferrous Metals | 2 | 16 | 3 | - | - | - | | | | (c) | Other Metal Products | 8 | 9,11 | 7,58 | 39 | 41 | 34 | | | 12. | Engineering | 147 | 559,19 | 365,49 | 230 | 3,62 | 3,01 | | | | (a) | Heavy Engineering | 13 | 70,47 | 61,88 | 72 | 1,95 | 1,71 | | | | (b) | Light Engineering | 39 | 142,96 | 101,06 | 115 | 1,24 | 92 | | | | (c) | Electrical Machinery & Goods | 39 | 112,11 | 59,22 | 41 | 32 | 28 | | | | (d) | Electronic Machinery & Goods | 56 | 233,66 | 143,32 | 2 | 11 | 10 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 30 | 91,67 | 55,53 | 371 | 4,34 | 2,84 | | | 14. | Other Industries | 726 | 617,16 | 503,51 | 34,424 | 46,27 | 37,56 | | | 15. | Electricity, Gas & Water | - | - | - | 1 | 4 | 4 | | | | (a) | Electricity Generation & Transmission | - | - | - | 1 | 4 | 4 | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | 10 | 14,85 | 8,52 | 101 | 2,20 | 1,95 | III. | TRANSPORT OPERATORS | 5 | 82 | 58 | 10,681 | 76,71 | 53,95 | IV. | PROFESSIONAL AND OTHER SERVICES | 79 | 80,80 | 63,61 | 32,420 | 47,92 | 38,56 | V. | PERSONAL LOANS | 1,26,081 | 513,07 | 304,79 | 1,32,133 | 203,66 | 182,62 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 7,170 | 12,52 | 10,23 | | | 2. | Loans for Housing | 226 | 19,75 | 19,53 | 7,651 | 60,50 | 55,14 | | | 3. | Rest of the Personal Loans | 1,25,855 | 493,33 | 285,26 | 1,17,312 | 130,64 | 117,26 | VI. | TRADE | 15 | 46,97 | 16,65 | 1,06,239 | 168,67 | 144,20 | | | 1. | Wholesale Trade | 7 | 25,76 | 6,62 | 6,446 | 16,29 | 13,75 | | | 2. | Retail Trade | 8 | 21,22 | 10,03 | 99,793 | 152,38 | 130,45 | VII. | FINANCE | 16 | 133,35 | 71,72 | 22 | 28 | 18 | VIII.
| ALL OTHERS
| 3,696
| 71,30
| 48,63
| 99,847
| 89,00
| 82,22
| TOTAL BANK CREDIT | 1,30,947 | 2481,94 | 1639,01 | 9,44,788 | 1531,46 | 1380,22 | OF WHICH: | 1. | Artisans & Village Industries | 2 | 2 | 2 | 22,732 | 29,71 | 23,61 |
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| Other Small Scale Industries
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| 76,23
| 58,22
| 11,048
| 18,14
| 14,93
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 62,252 | 381,79 | 360,85 | 16,65,875 | 4770,58 | 4310,77 | | | 1. | Direct Finance | 61,077 | 350,91 | 331,55 | 16,42,801 | 3931,08 | 3585,15 | | | 2. | Indirect Finance | 1,175 | 30,88 | 29,30 | 23,074 | 839,50 | 725,62 | II. | INDUSTRY | 11,022 | 1459,97 | 1258,75 | 3,60,248 | 13734,20 | 10531,13 | | | 1. | Mining & Quarrying | 85 | 38,44 | 36,30 | 615 | 345,80 | 250,24 | | | 2. | Food Manufacturing & Processing | 603 | 205,07 | 173,83 | 4,904 | 1112,65 | 864,71 | | | | (a) | Rice Mills, Flour & Dal Mills | 200 | 26,63 | 21,32 | 1,739 | 122,85 | 96,51 | | | | (b) | Sugar | 21 | 12,01 | 10,01 | 109 | 199,54 | 179,91 | | | | (c) | Edible Oils & Vanaspati | 68 | 4,04 | 3,54 | 555 | 68,12 | 57,00 | | | | (d) | Tea Processing | 1 | 3 | 3 | 14 | 5,63 | 2,16 | | | | (e) | Processing of Fruits & Vegetables | 15 | 14,98 | 10,16 | 123 | 56,19 | 42,28 | | | | (f) | Others | 298 | 147,38 | 128,76 | 2,364 | 660,34 | 486,86 | | | 3. | Beverage & Tobacco | 61 | 47,59 | 44,61 | 329 | 249,33 | 207,25 | | | 4. | Textiles | 655 | 148,07 | 123,09 | 5,517 | 1234,38 | 934,32 | | | | (a) | Cotton Textiles | 126 | 18,71 | 17,08 | 612 | 247,18 | 179,53 | | | | (b) | Jute Textiles | 2 | 26 | 26 | 22 | 26,32 | 19,50 | | | | (c) | Handloom Textiles & Khadi | 27 | 8,07 | 7,54 | 461 | 38,74 | 33,96 | | | | (d) | Other Textiles | 500 | 121,03 | 98,22 | 4,422 | 922,14 | 701,33 | | | 5. | Paper, Paper Products & Printing | 271 | 33,14 | 20,25 | 2,434 | 271,77 | 198,71 | | | 6. | Leather & Leather Products | 27 | 6,28 | 5,79 | 520 | 135,89 | 96,70 | | | 7. | Rubber & Rubber Products | 63 | 7,77 | 5,80 | 678 | 142,07 | 82,37 | | | 8. | Chemicals & Chemical Products | 363 | 70,77 | 61,38 | 3,594 | 830,72 | 628,08 | | | | (a) | Heavy Industrial Chemicals | 16 | 4,50 | 3,29 | 167 | 51,92 | 42,79 | | | | (b) | Fertilisers | 7 | 55 | 68 | 83 | 102,43 | 59,82 | | | | (c) | Drugs & Pharmaceuticals | 80 | 34,03 | 27,96 | 672 | 227,60 | 196,92 | | | | (d) | Non-Edible Oils | 5 | 23 | 24 | 42 | 14,36 | 10,02 | | | | (e) | Other Chemicals & Chemical Products | 255 | 31,46 | 29,21 | 2,630 | 434,41 | 318,53 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 12 | 1,95 | 76 | 160 | 47,42 | 36,46 | | | 10. | Manufacture of Cement & Cement Products | 78 | 25,20 | 20,82 | 529 | 149,42 | 140,11 | | | 11. | Basic Metals & Metal Products | 351 | 119,35 | 105,29 | 4,533 | 1166,35 | 932,23 | | | | (a) | Iron & Steel | 140 | 96,59 | 84,84 | 968 | 774,08 | 651,63 | | | | (b) | Non-Ferrous Metals | 14 | 1,13 | 96 | 184 | 83,47 | 45,17 | | | | (c) | Other Metal Products | 197 | 21,63 | 19,49 | 3,381 | 308,80 | 235,43 | | | 12. | Engineering | 770 | 396,37 | 358,15 | 7,938 | 4130,14 | 3175,27 | | | | (a) | Heavy Engineering | 90 | 32,67 | 29,30 | 745 | 1036,00 | 742,96 | | | | (b) | Light Engineering | 309 | 82,14 | 78,18 | 3,768 | 1189,32 | 971,31 | | | | (c) | Electrical Machinery & Goods | 192 | 76,90 | 58,77 | 2,243 | 572,26 | 428,53 | | | | (d) | Electronic Machinery & Goods | 179 | 204,65 | 191,90 | 1,182 | 1332,56 | 1032,48 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 281 | 32,03 | 29,55 | 2,725 | 541,63 | 352,51 | | | 14. | Other Industries | 6,919 | 132,27 | 114,34 | 3,21,133 | 2444,08 | 1889,69 | | | 15. | Electricity, Gas & Water | 25 | 36,40 | 33,50 | 259 | 599,70 | 476,27 | | | | (a) | Electricity Generation & Transmission | 8 | 25,76 | 25,33 | 157 | 559,50 | 455,15 | | | | (b) | Non-Conventional Energy | 13 | 10,33 | 7,96 | 36 | 35,25 | 17,09 | | | | (c) | Gas, Steam & Water Supply | 4 | 31 | 22 | 66 | 4,95 | 4,03 | | | 16. | Construction | 458 | 159,28 | 125,29 | 4,380 | 332,86 | 266,20 | III. | TRANSPORT OPERATORS | 6,026 | 81,59 | 60,87 | 64,288 | 705,27 | 530,76 | IV. | PROFESSIONAL AND OTHER SERVICES | 12,055 | 318,69 | 268,15 | 1,62,099 | 1314,97 | 1039,73 | V. | PERSONAL LOANS | 1,28,394 | 476,13 | 408,90 | 11,81,817 | 4312,50 | 3617,50 | | | 1. | Loans for Purchase of Consumer Durables | 27,715 | 57,08 | 48,89 | 1,18,547 | 259,13 | 215,39 | | | 2. | Loans for Housing | 6,190 | 101,00 | 88,94 | 94,849 | 1337,69 | 1192,79 | | | 3. | Rest of the Personal Loans | 94,489 | 318,05 | 271,07 | 9,68,421 | 2715,68 | 2209,32 | VI. | TRADE | 37,618 | 586,42 | 492,95 | 4,42,754 | 3422,37 | 2300,46 | | | 1. | Wholesale Trade | 4,961 | 272,28 | 227,20 | 33,077 | 1035,12 | 794,81 | | | 2. | Retail Trade | 32,657 | 314,14 | 265,75 | 4,09,677 | 2387,25 | 1505,65 | VII. | FINANCE | 279 | 415,06 | 183,46 | 2,350 | 1517,79 | 1074,35 | VIII.
| ALL OTHERS
| 35,627
| 300,64
| 245,85
| 4,51,618
| 2438,41
| 2123,14
| TOTAL BANK CREDIT | 2,93,273 | 4020,28 | 3279,78 | 43,31,049 | 32216,09 | 25527,83 | OF WHICH: | 1. | Artisans & Village Industries | 1,153 | 4,86 | 4,29 | 71,049 | 164,72 | 144,17 |
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| Other Small Scale Industries
| 7,056
| 294,76
| 236,88
| 2,34,038
| 2679,45
| 2163,53
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