Publications

SOUTHERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

11,44,455

1800,01

1695,08

11,86,769

2529,24

2326,35

1.

Direct Finance

11,36,312

1670,44

1590,80

11,75,786

2090,68

1985,20

2.

Indirect Finance

8,143

129,57

104,27

10,983

438,56

341,15

II.

INDUSTRY

1,40,015

6446,68

5134,93

1,05,616

5320,47

4387,33

1.

Mining & Quarrying

273

98,84

65,87

344

66,29

57,50

2.

Food Manufacturing & Processing

4,026

799,84

609,19

3,228

681,11

525,65

(a)

Rice Mills, Flour & Dal Mills

2,794

301,76

228,30

2,076

213,89

129,88

(b)

Sugar

41

78,93

72,56

66

249,42

228,41

(c)

Edible Oils & Vanaspati

373

213,76

131,54

349

83,26

56,65

(d)

Tea Processing

5

21

15

8

1,57

1,48

(e)

Processing of Fruits & Vegetables

15

7,38

6,19

39

10,63

9,59

(f)

Others

798

197,80

170,45

690

122,34

99,63

3.

Beverage & Tobacco

104

60,18

54,64

262

376,47

235,51

4.

Textiles

2,173

385,44

378,93

1,811

461,30

413,41

(a)

Cotton Textiles

659

220,21

198,54

766

252,93

222,74

(b)

Jute Textiles

23

14,90

13,50

20

8,46

5,36

(c)

Handloom Textiles & Khadi

357

4,04

3,91

258

6,14

4,72

(d)

Other Textiles

1,134

146,28

162,98

767

193,77

180,59

5.

Paper, Paper Products & Printing

726

125,17

122,72

995

174,82

155,14

6.

Leather & Leather Products

325

70,34

79,36

200

10,55

9,90

7.

Rubber & Rubber Products

184

38,11

32,64

221

49,27

31,32

8.

Chemicals & Chemical Products

2,061

1239,27

916,25

1,849

697,52

597,09

(a)

Heavy Industrial Chemicals

149

58,52

53,78

101

24,82

22,90

(b)

Fertilisers

56

213,20

190,00

46

95,95

82,52

(c)

Drugs & Pharmaceuticals

901

614,93

445,29

567

366,61

303,27

(d)

Non-Edible Oils

62

36,01

28,74

45

22,25

21,72

(e)

Other Chemicals & Chemical Products

893

316,61

198,44

1,090

187,88

166,67

9.

Petroleum, Coal Products & Nuclear Fuels

49

54,02

40,14

57

157,66

153,39

10.

Manufacture of Cement & Cement Products

319

243,33

158,23

390

233,75

220,29

11.

Basic Metals & Metal Products

1,153

908,38

755,28

1,810

1019,12

853,22

(a)

Iron & Steel

419

599,61

469,06

383

851,51

702,17

(b)

Non-Ferrous Metals

98

97,46

93,21

59

25,93

22,88

(c)

Other Metal Products

636

211,32

193,00

1,368

141,68

128,18

12.

Engineering

2,693

740,13

647,67

2,269

385,42

319,33

(a)

Heavy Engineering

195

153,91

124,10

192

111,02

95,59

(b)

Light Engineering

1,421

196,58

156,59

1,004

101,91

87,48

(c)

Electrical Machinery & Goods

741

230,39

210,22

861

89,86

65,36

(d)

Electronic Machinery & Goods

336

159,25

156,77

212

82,62

70,91

13.

Vehicles, Vehicle Parts & Transport Equipments

1,329

225,15

237,79

565

45,48

36,68

14.

Other Industries

1,23,640

622,20

578,77

89,804

484,39

427,16

15.

Electricity, Gas & Water

673

772,72

410,61

111

358,46

250,95

(a)

Electricity Generation & Transmission

650

768,37

407,10

90

354,97

248,14

(b)

Non-Conventional Energy

5

1,78

1,62

7

1,89

1,46

(c)

Gas, Steam & Water Supply

18

2,58

1,89

14

1,59

1,35

16.

Construction

287

63,56

46,86

1,700

118,87

100,79

III.

TRANSPORT OPERATORS

15,673

166,32

137,51

24,434

218,28

183,92

IV.

PROFESSIONAL AND OTHER SERVICES

31,937

245,06

222,25

88,961

512,34

432,35

V.

PERSONAL LOANS

6,11,553

2002,36

1814,37

4,67,206

1706,78

1505,20

1.

Loans for Purchase of Consumer Durables

47,181

90,80

75,97

38,740

79,55

66,77

2.

Loans for Housing

52,042

727,08

661,52

51,887

653,03

569,68

3.

Rest of the Personal Loans

5,12,330

1184,48

1076,87

3,76,579

974,20

868,75

VI.

TRADE

1,74,995

977,10

846,61

1,89,519

1285,95

1167,13

1.

Wholesale Trade

13,183

347,98

290,22

10,366

653,79

639,69

2.

Retail Trade

1,61,812

629,12

556,39

1,79,153

632,16

527,44

VII.

FINANCE

7,410

162,81

135,44

1,860

192,78

166,30

VIII.

ALL OTHERS

1,29,769

700,37

610,54

4,70,116

1487,27

1333,75

TOTAL BANK CREDIT

22,55,807

12500,71

10596,72

25,34,481

13253,11

11502,34

OF WHICH:

1.

Artisans & Village Industries

35,495

77,80

71,31

31,753

70,89

62,05

2.

Other Small Scale Industries

52,875

1014,00

864,59

50,894

904,92

697,00

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

2

11,64

11,31

8,36,555

860,04

814,40

1.

Direct Finance

2

11,64

11,31

8,02,988

826,07

784,99

2.

Indirect Finance

-

-

-

33,567

33,98

29,41

II.

INDUSTRY

125

371,55

231,76

37,124

45,47

37,54

1.

Mining & Quarrying

1

2,50

2,50

11

39

36

2.

Food Manufacturing & Processing

7

43,43

18,65

169

5,45

3,14

(a)

Rice Mills, Flour & Dal Mills

-

-

-

76

1,69

1,43

(b)

Sugar

2

5,00

1,52

-

-

-

(c)

Edible Oils & Vanaspati

1

20,00

52

21

36

30

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

2

2,00

1,93

-

-

-

(f)

Others

2

16,43

14,69

72

3,40

1,42

3.

Beverage & Tobacco

5

7,69

5,85

-

-

-

4.

Textiles

15

30,69

28,02

152

1,27

90

(a)

Cotton Textiles

2

13,00

12,10

3

7

5

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

17

23

17

(d)

Other Textiles

13

17,69

15,92

132

97

67

5.

Paper, Paper Products & Printing

5

21,93

21,84

12

34

22

6.

Leather & Leather Products

-

-

-

4

2

2

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

32

128,69

76,26

26

57

48

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

3

36,29

35,97

1

4

3

(c)

Drugs & Pharmaceuticals

18

44,15

27,68

6

22

22

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

11

48,25

12,61

19

31

24

9.

Petroleum, Coal Products & Nuclear Fuels

2

75

52

3

11

7

10.

Manufacture of Cement & Cement Products

1

2,92

3,19

13

63

57

11.

Basic Metals & Metal Products

12

9,40

8,36

18

17

13

(a)

Iron & Steel

4

3,83

3,39

-

-

-

(b)

Non-Ferrous Metals

1

5

2

-

-

-

(c)

Other Metal Products

7

5,52

4,95

18

17

13

12.

Engineering

12

78,13

33,27

125

1,82

1,51

(a)

Heavy Engineering

-

-

-

41

99

92

(b)

Light Engineering

2

21,50

-

49

46

34

(c)

Electrical Machinery & Goods

2

6,20

4,01

32

23

16

(d)

Electronic Machinery & Goods

8

50,43

29,27

3

14

9

13.

Vehicles, Vehicle Parts & Transport Equipments

19

76

57

82

1,15

87

14.

Other Industries

12

42,92

30,97

36,465

31,67

27,58

15.

Electricity, Gas & Water

1

55

51

1

2

2

(a)

Electricity Generation & Transmission

1

55

51

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

2

2

16.

Construction

1

1,20

1,26

43

1,85

1,67

III.

TRANSPORT OPERATORS

2

2,01

1,82

7,516

28,56

21,90

IV.

PROFESSIONAL AND OTHER SERVICES

4

15,42

15,05

29,640

34,76

28,35

V.

PERSONAL LOANS

2,166

51,25

43,68

2,03,456

265,34

240,06

1.

Loans for Purchase of Consumer Durables

-

-

-

14,541

16,90

13,88

2.

Loans for Housing

20

3,37

1,82

24,209

57,61

54,95

3.

Rest of the Personal Loans

2,146

47,88

41,86

1,64,706

190,83

171,23

VI.

TRADE

4

3,37

4,08

1,12,612

113,23

95,46

1.

Wholesale Trade

2

2,35

3,23

7,689

10,34

9,47

2.

Retail Trade

2

1,03

85

1,04,923

102,89

85,98

VII.

FINANCE

2

61

28

12

16

15

VIII.

ALL OTHERS

3,553

54,95

41,62

1,83,856

164,40

155,70

TOTAL BANK CREDIT

5,858

510,81

349,60

14,10,771

1511,95

1393,55

OF WHICH:

1.

Artisans & Village Industries

-

-

-

30,780

26,34

22,28

2.

Other Small Scale Industries

4

3,65

93

5,249

8,07

6,98

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

59,276

436,21

357,49

32,27,057

5637,14

5204,62

1.

Direct Finance

55,839

229,99

205,99

31,70,927

4828,82

4578,30

2.

Indirect Finance

3,437

206,22

151,49

56,130

808,32

626,32

II.

INDUSTRY

6,096

1405,69

1292,60

2,88,976

13589,85

11084,16

1.

Mining & Quarrying

28

17,81

16,97

657

185,83

143,20

2.

Food Manufacturing & Processing

539

154,79

130,74

7,969

1684,61

1287,37

(a)

Rice Mills, Flour & Dal Mills

316

38,69

25,11

5,262

556,02

384,72

(b)

Sugar

17

52,78

52,49

126

386,13

354,99

(c)

Edible Oils & Vanaspati

78

36,05

29,22

822

353,42

218,23

(d)

Tea Processing

4

22

8

17

2,00

1,71

(e)

Processing of Fruits & Vegetables

5

3,84

3,63

61

23,85

21,33

(f)

Others

119

23,21

20,21

1,681

363,18

306,39

3.

Beverage & Tobacco

23

19,56

17,17

394

463,90

313,17

4.

Textiles

693

151,56

138,12

4,844

1030,25

959,37

(a)

Cotton Textiles

330

78,60

64,11

1,760

564,82

497,54

(b)

Jute Textiles

13

10,09

8,84

56

33,45

27,69

(c)

Handloom Textiles & Khadi

11

2,94

2,88

643

13,35

11,68

(d)

Other Textiles

339

59,92

62,29

2,385

418,63

422,45

5.

Paper, Paper Products & Printing

349

48,27

47,54

2,087

370,54

347,45

6.

Leather & Leather Products

35

4,14

2,63

564

85,05

91,92

7.

Rubber & Rubber Products

31

4,90

3,50

436

92,27

67,46

8.

Chemicals & Chemical Products

740

297,99

270,66

4,708

2364,03

1860,74

(a)

Heavy Industrial Chemicals

119

19,63

14,07

369

102,97

90,75

(b)

Fertilisers

8

51,04

46,82

114

396,52

355,34

(c)

Drugs & Pharmaceuticals

235

135,54

120,87

1,727

1161,45

897,34

(d)

Non-Edible Oils

8

86

82

115

59,12

51,27

(e)

Other Chemicals & Chemical Products

370

90,93

88,08

2,383

643,97

466,04

9.

Petroleum, Coal Products & Nuclear Fuels

10

2,87

2,70

121

215,41

196,81

10.

Manufacture of Cement & Cement Products

40

71,43

71,56

763

552,06

453,84

11.

Basic Metals & Metal Products

306

142,59

139,22

3,299

2079,66

1756,20

(a)

Iron & Steel

192

117,18

111,36

998

1572,12

1285,97

(b)

Non-Ferrous Metals

22

8,90

8,80

180

132,33

124,92

(c)

Other Metal Products

92

16,52

19,06

2,121

375,21

345,32

12.

Engineering

260

103,61

89,76

5,359

1309,11

1091,55

(a)

Heavy Engineering

26

21,61

21,05

454

287,54

241,66

(b)

Light Engineering

97

15,08

13,39

2,573

335,52

257,80

(c)

Electrical Machinery & Goods

97

52,41

42,02

1,733

379,09

321,76

(d)

Electronic Machinery & Goods

40

14,51

13,29

599

306,96

270,33

13.

Vehicles, Vehicle Parts & Transport Equipments

165

8,51

8,23

2,160

281,06

284,13

14.

Other Industries

2,539

165,95

162,05

2,52,460

1347,12

1226,53

15.

Electricity, Gas & Water

22

93,96

83,40

808

1225,72

745,48

(a)

Electricity Generation & Transmission

14

80,35

75,30

755

1204,25

731,05

(b)

Non-Conventional Energy

5

13,43

7,92

17

17,10

11,00

(c)

Gas, Steam & Water Supply

3

18

18

36

4,37

3,43

16.

Construction

316

117,74

108,36

2,347

303,23

258,94

III.

TRANSPORT OPERATORS

2,248

57,76

47,90

49,873

472,93

393,05

IV.

PROFESSIONAL AND OTHER SERVICES

7,684

125,96

108,81

1,58,226

933,55

806,80

V.

PERSONAL LOANS

59,135

222,47

195,27

13,43,516

4248,20

3798,58

1.

Loans for Purchase of Consumer Durables

7,782

10,93

9,09

1,08,244

198,17

165,71

2.

Loans for Housing

3,179

40,84

35,26

1,31,337

1481,94

1323,24

3.

Rest of the Personal Loans

48,174

170,69

150,92

11,03,935

2568,09

2309,62

VI.

TRADE

33,620

523,36

439,93

5,10,750

2903,01

2553,21

1.

Wholesale Trade

3,455

277,41

226,65

34,695

1291,87

1169,26

2.

Retail Trade

30,165

245,94

213,28

4,76,055

1611,14

1383,94

VII.

FINANCE

277

91,56

82,05

9,561

447,92

384,22

VIII.

ALL OTHERS

34,556

232,72

191,17

8,21,850

2639,71

2332,78

TOTAL BANK CREDIT

2,02,892

3095,72

2715,22

64,09,809

30872,31

26557,42

OF WHICH:

1.

Artisans & Village Industries

464

1,17

94

98,492

176,20

156,58

2.

Other Small Scale Industries

2,316

190,47

158,71

1,11,338

2121,11

1728,20