WESTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 242 | 1,02 | 69 | 155 | 4,98 | 4,41 | | | 1. | Direct Finance | 215 | 95 | 63 | 151 | 56 | 36 | | | 2. | Indirect Finance | 27 | 7 | 6 | 4 | 4,42 | 4,05 | II. | INDUSTRY | 455 | 80,17 | 53,27 | 421 | 161,11 | 132,22 | | | 1. | Mining & Quarrying | 1 | 4 | 2 | 3 | 10 | | | | 2. | Food Manufacturing & Processing | 102 | 1,50 | 1,18 | 8 | 3,31 | 3,26 | | | | (a) | Rice Mills, Flour & Dal Mills | 4 | 49 | 49 | - | - | - | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | 2 | 22 | 2 | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 5 | 2,52 | 2,49 | | | | (f) | Others | 96 | 79 | 67 | 3 | 79 | 77 | | | 3. | Beverage & Tobacco | 5 | 19 | 17 | 4 | 24 | 19 | | | 4. | Textiles | 16 | 6,36 | 4,89 | 69 | 51,59 | 45,03 | | | | (a) | Cotton Textiles | 4 | 89 | 73 | 18 | 6,10 | 4,63 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | 12 | 5,47 | 4,16 | 51 | 45,50 | 40,40 | | | 5. | Paper, Paper Products & Printing | 19 | 2,23 | 1,82 | 16 | 2,78 | 2,45 | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | 7. | Rubber & Rubber Products | 12 | 7,55 | 5,61 | 4 | 6,11 | 6,28 | | | 8. | Chemicals & Chemical Products | 65 | 23,21 | 15,83 | 148 | 60,35 | 46,08 | | | | (a) | Heavy Industrial Chemicals | - | - | - | 3 | 4,44 | 4,42 | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 10 | 2,26 | 1,50 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 65 | 23,21 | 15,83 | 135 | 53,65 | 40,17 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | 17 | 11,14 | 6,66 | 31 | 22,83 | 19,02 | | | | (a) | Iron & Steel | - | - | - | 3 | 4,05 | 3,43 | | | | (b) | Non-Ferrous Metals | 2 | 6,19 | 2,55 | 17 | 9,48 | 7,78 | | | | (c) | Other Metal Products | 15 | 4,95 | 4,10 | 11 | 9,30 | 7,82 | | | 12. | Engineering | 39 | 19,10 | 10,32 | 9 | 2,36 | 1,83 | | | | (a) | Heavy Engineering | 4 | 38 | 37 | 2 | 31 | 30 | | | | (b) | Light Engineering | 17 | 2,08 | 64 | 4 | 81 | 67 | | | | (c) | Electrical Machinery & Goods | 18 | 16,65 | 9,32 | - | - | - | | | | (d) | Electronic Machinery & Goods | - | - | - | 3 | 1,25 | 86 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 22 | 2,78 | 1,58 | - | - | - | | | 14. | Other Industries | 151 | 5,96 | 5,08 | 127 | 11,33 | 7,98 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | 6 | 12 | 10 | 2 | 10 | 9 | III. | TRANSPORT OPERATORS | 109 | 2,15 | 1,53 | 11 | 12 | 8 | IV. | PROFESSIONAL AND OTHER SERVICES | 84 | 1,40 | 1,19 | 132 | 84 | 75 | V. | PERSONAL LOANS | 1,394 | 5,41 | 5,05 | 588 | 2,94 | 2,50 | | | 1. | Loans for Purchase of Consumer Durables | 137 | 66 | 48 | 25 | 7 | 6 | | | 2. | Loans for Housing | 75 | 1,19 | 1,00 | 94 | 76 | 65 | | | 3. | Rest of the Personal Loans | 1,182 | 3,55 | 3,57 | 469 | 2,11 | 1,79 | VI. | TRADE | 329 | 5,99 | 2,66 | 219 | 1,68 | 1,62 | | | 1. | Wholesale Trade | 11 | 4,57 | 1,80 | 4 | 1,35 | 1,34 | | | 2. | Retail Trade | 318 | 1,42 | 86 | 215 | 32 | 28 | VII. | FINANCE | - | - | - | 2 | 1,09 | 4 | VIII.
| ALL OTHERS
| 248
| 3,49
| 2,14
| 71
| 68
| 46
| TOTAL BANK CREDIT | 2,861 | 99,64 | 66,54 | 1,599 | 173,44 | 142,06 | OF WHICH: | 1. | Artisans & Village Industries | 119 | 4,08 | 2,81 | 40 | 6 | 5 |
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| Other Small Scale Industries
| 134
| 30,98
| 22,39
| 176
| 42,73
| 30,06
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | - | - | - | | | 1. | Direct Finance | - | - | - | - | - | - | | | 2. | Indirect Finance | - | - | - | - | - | - | II. | INDUSTRY | 13 | 27,81 | 23,63 | - | - | - | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | 2. | Food Manufacturing & Processing | - | - | - | - | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | - | - | - | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | 1 | 11 | 11 | - | - | - | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | 1 | 11 | 11 | - | - | - | | | 5. | Paper, Paper Products & Printing | - | - | - | - | - | - | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | 8. | Chemicals & Chemical Products | 10 | 23,45 | 19,55 | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 3 | 7,23 | 7,98 | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 7 | 16,22 | 11,58 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | - | - | - | - | - | - | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | - | - | - | | | 12. | Engineering | - | - | - | - | - | - | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | - | - | - | | | | (c) | Electrical Machinery & Goods | - | - | - | - | - | - | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | - | - | - | | | 14. | Other Industries | 2 | 4,25 | 3,96 | - | - | - | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | - | - | - | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | - | - | - | V. | PERSONAL LOANS | - | - | - | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | - | - | - | | | 2. | Loans for Housing | - | - | - | - | - | - | | | 3. | Rest of the Personal Loans | - | - | - | - | - | - | VI. | TRADE | - | - | - | - | - | - | | | 1. | Wholesale Trade | - | - | - | - | - | - | | | 2. | Retail Trade | - | - | - | - | - | - | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
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| TOTAL BANK CREDIT | 13 | 27,81 | 23,63 | - | - | - | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | - | - | - |
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| Other Small Scale Industries
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 1 | 2 | 2 | 398 | 6,02 | 5,12 | | | 1. | Direct Finance | 1 | 2 | 2 | 367 | 1,53 | 1,01 | | | 2. | Indirect Finance | - | - | - | 31 | 4,49 | 4,11 | II. | INDUSTRY | 49 | 42,03 | 38,37 | 938 | 311,12 | 247,48 | | | 1. | Mining & Quarrying | - | - | - | 4 | 13 | 2 | | | 2. | Food Manufacturing & Processing | - | - | - | 110 | 4,81 | 4,44 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 4 | 49 | 49 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | 2 | 22 | 2 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 5 | 2,52 | 2,49 | | | | (f) | Others | - | - | - | 99 | 1,58 | 1,44 | | | 3. | Beverage & Tobacco | - | - | - | 9 | 43 | 36 | | | 4. | Textiles | 8 | 6,41 | 6,25 | 94 | 64,47 | 56,29 | | | | (a) | Cotton Textiles | - | - | - | 22 | 6,99 | 5,36 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | 8 | 6,41 | 6,25 | 72 | 57,48 | 50,93 | | | 5. | Paper, Paper Products & Printing | - | - | - | 35 | 5,01 | 4,27 | | | 6. | Leather & Leather Products | 1 | 5 | 3 | 1 | 5 | 3 | | | 7. | Rubber & Rubber Products | - | - | - | 16 | 13,66 | 11,89 | | | 8. | Chemicals & Chemical Products | 11 | 6,76 | 5,13 | 234 | 113,77 | 86,60 | | | | (a) | Heavy Industrial Chemicals | - | - | - | 3 | 4,44 | 4,42 | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 2 | 1,50 | 30 | 15 | 10,99 | 9,78 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 9 | 5,26 | 4,83 | 216 | 98,33 | 72,41 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | 7 | 3,85 | 4,15 | 55 | 37,82 | 29,83 | | | | (a) | Iron & Steel | - | - | - | 3 | 4,05 | 3,43 | | | | (b) | Non-Ferrous Metals | - | - | - | 19 | 15,67 | 10,33 | | | | (c) | Other Metal Products | 7 | 3,85 | 4,15 | 33 | 18,10 | 16,07 | | | 12. | Engineering | 11 | 15,97 | 14,87 | 59 | 37,44 | 27,02 | | | | (a) | Heavy Engineering | 1 | 50 | 20 | 7 | 1,19 | 87 | | | | (b) | Light Engineering | 5 | 9,58 | 9,29 | 26 | 12,46 | 10,60 | | | | (c) | Electrical Machinery & Goods | 3 | 5,75 | 5,22 | 21 | 22,40 | 14,54 | | | | (d) | Electronic Machinery & Goods | 2 | 14 | 15 | 5 | 1,39 | 1,01 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 22 | 2,78 | 1,58 | | | 14. | Other Industries | 10 | 5,19 | 5,07 | 290 | 26,73 | 22,09 | | | 15. | Electricity, Gas & Water | 1 | 3,80 | 2,87 | 1 | 3,80 | 2,87 | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | 1 | 3,80 | 2,87 | 1 | 3,80 | 2,87 | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 8 | 23 | 19 | III. | TRANSPORT OPERATORS | 1 | 2 | 2 | 121 | 2,29 | 1,63 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 216 | 2,24 | 1,94 | V. | PERSONAL LOANS | 3 | 1 | 1 | 1,985 | 8,37 | 7,56 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 162 | 74 | 54 | | | 2. | Loans for Housing | - | - | - | 169 | 1,95 | 1,65 | | | 3. | Rest of the Personal Loans | 3 | 1 | 1 | 1,654 | 5,68 | 5,37 | VI. | TRADE | 2 | 3 | 1 | 550 | 7,70 | 4,30 | | | 1. | Wholesale Trade | 1 | - | - | 16 | 5,92 | 3,15 | | | 2. | Retail Trade | 1 | 3 | 1 | 534 | 1,78 | 1,15 | VII. | FINANCE | - | - | - | 2 | 1,09 | 4 | VIII.
| ALL OTHERS
| 18
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| 337
| 4,24
| 2,67
| TOTAL BANK CREDIT | 74 | 42,19 | 38,50 | 4,547 | 343,07 | 270,73 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 159 | 4,14 | 2,86 |
| 2.
| Other Small Scale Industries
| 37
| 21,66
| 18,72
| 351
| 105,47
| 78,15
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