WESTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 354 | 47 | 31 | 818 | 4,24 | 3,20 | | | 1. | Direct Finance | 354 | 47 | 31 | 811 | 2,33 | 1,92 | | | 2. | Indirect Finance | - | - | - | 7 | 1,91 | 1,28 | II. | INDUSTRY | 206 | 26,72 | 13,71 | 344 | 64,08 | 52,91 | | | 1. | Mining & Quarrying | - | - | - | 1 | 10 | 10 | | | 2. | Food Manufacturing & Processing | - | - | - | 11 | 5,02 | 5,01 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 3 | 3 | 1 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 6 | 4,95 | 4,95 | | | | (f) | Others | - | - | - | 2 | 5 | 4 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | 5 | 11,25 | 2,19 | 61 | 30,81 | 28,33 | | | | (a) | Cotton Textiles | - | - | - | 3 | 93 | 89 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 2 | 19 | 20 | | | | (d) | Other Textiles | 5 | 11,25 | 2,19 | 56 | 29,70 | 27,24 | | | 5. | Paper, Paper Products & Printing | - | - | - | 28 | 7,37 | 5,42 | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | 7. | Rubber & Rubber Products | 1 | 50 | 34 | - | - | - | | | 8. | Chemicals & Chemical Products | 10 | 9,30 | 8,29 | 60 | 14,71 | 9,40 | | | | (a) | Heavy Industrial Chemicals | - | - | - | 8 | 81 | 9 | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 2 | 1,38 | 89 | 5 | 95 | 32 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 8 | 7,92 | 7,40 | 47 | 12,95 | 9,00 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 23 | 4,60 | 2,09 | - | - | - | | | 11. | Basic Metals & Metal Products | 4 | 42 | 30 | 31 | 2,97 | 1,93 | | | | (a) | Iron & Steel | 3 | 20 | 17 | 15 | 1,24 | 63 | | | | (b) | Non-Ferrous Metals | - | - | - | 5 | 1,28 | 93 | | | | (c) | Other Metal Products | 1 | 22 | 14 | 11 | 45 | 37 | | | 12. | Engineering | 8 | 31 | 20 | 20 | 1,68 | 1,34 | | | | (a) | Heavy Engineering | - | - | - | 1 | 5 | 5 | | | | (b) | Light Engineering | 2 | 26 | 15 | 6 | 32 | 8 | | | | (c) | Electrical Machinery & Goods | 6 | 6 | 5 | 10 | 1,09 | 1,03 | | | | (d) | Electronic Machinery & Goods | - | - | - | 3 | 22 | 18 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | - | - | - | | | 14. | Other Industries | 155 | 33 | 30 | 132 | 1,41 | 1,37 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | 53 | 74 | 60 | 123 | 2,46 | 1,80 | IV. | PROFESSIONAL AND OTHER SERVICES | 8 | 7 | 5 | 208 | 75 | 65 | V. | PERSONAL LOANS | 181 | 1,09 | 72 | 582 | 3,69 | 2,85 | | | 1. | Loans for Purchase of Consumer Durables | 6 | 5 | 4 | 40 | 11 | 9 | | | 2. | Loans for Housing | 22 | 33 | 17 | 42 | 50 | 33 | | | 3. | Rest of the Personal Loans | 153 | 71 | 51 | 500 | 3,08 | 2,44 | VI. | TRADE | 236 | 77 | 64 | 302 | 1,55 | 1,37 | | | 1. | Wholesale Trade | - | - | - | 27 | 16 | 8 | | | 2. | Retail Trade | 236 | 77 | 64 | 275 | 1,39 | 1,28 | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
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| TOTAL BANK CREDIT | 1,043 | 29,85 | 16,04 | 2,657 | 81,18 | 66,01 | OF WHICH: | 1. | Artisans & Village Industries | 81 | 12 | 8 | 96 | 52 | 32 |
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| Other Small Scale Industries
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| 3,13
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| 15,97
| 11,57
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | - | - | - | | | 1. | Direct Finance | - | - | - | - | - | - | | | 2. | Indirect Finance | - | - | - | - | - | - | II. | INDUSTRY | 4 | 8,60 | 5,21 | - | - | - | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | 2. | Food Manufacturing & Processing | - | - | - | - | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | - | - | - | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | 2 | 5,30 | 3,81 | - | - | - | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | 2 | 5,30 | 3,81 | - | - | - | | | 5. | Paper, Paper Products & Printing | - | - | - | - | - | - | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | 8. | Chemicals & Chemical Products | 2 | 3,30 | 1,40 | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 2 | 3,30 | 1,40 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | - | - | - | - | - | - | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | - | - | - | | | 12. | Engineering | - | - | - | - | - | - | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | - | - | - | | | | (c) | Electrical Machinery & Goods | - | - | - | - | - | - | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | - | - | - | | | 14. | Other Industries | - | - | - | - | - | - | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | - | - | - | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | - | - | - | V. | PERSONAL LOANS | - | - | - | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | - | - | - | | | 2. | Loans for Housing | - | - | - | - | - | - | | | 3. | Rest of the Personal Loans | - | - | - | - | - | - | VI. | TRADE | - | - | - | - | - | - | | | 1. | Wholesale Trade | - | - | - | - | - | - | | | 2. | Retail Trade | - | - | - | - | - | - | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
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| TOTAL BANK CREDIT | 4 | 8,60 | 5,21 | - | - | - | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | - | - | - |
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| Other Small Scale Industries
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 3 | 2,45 | 1,61 | 1,175 | 7,16 | 5,11 | | | 1. | Direct Finance | 3 | 2,45 | 1,61 | 1,168 | 5,24 | 3,84 | | | 2. | Indirect Finance | - | - | - | 7 | 1,91 | 1,28 | II. | INDUSTRY | 46 | 58,81 | 47,61 | 600 | 158,20 | 119,44 | | | 1. | Mining & Quarrying | - | - | - | 1 | 10 | 10 | | | 2. | Food Manufacturing & Processing | - | - | - | 11 | 5,02 | 5,01 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 3 | 3 | 1 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 6 | 4,95 | 4,95 | | | | (f) | Others | - | - | - | 2 | 5 | 4 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | 19 | 13,73 | 11,76 | 87 | 61,09 | 46,09 | | | | (a) | Cotton Textiles | 2 | 2,95 | 2,70 | 5 | 3,88 | 3,59 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 2 | 19 | 20 | | | | (d) | Other Textiles | 17 | 10,78 | 9,06 | 80 | 57,03 | 42,30 | | | 5. | Paper, Paper Products & Printing | 1 | 8 | 3 | 29 | 7,45 | 5,45 | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | 7. | Rubber & Rubber Products | - | - | - | 1 | 50 | 34 | | | 8. | Chemicals & Chemical Products | 16 | 20,50 | 14,93 | 88 | 47,81 | 34,01 | | | | (a) | Heavy Industrial Chemicals | - | - | - | 8 | 81 | 9 | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 2 | 75 | 27 | 9 | 3,08 | 1,48 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 14 | 19,75 | 14,66 | 71 | 43,92 | 32,45 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 1 | 3,00 | - | 1 | 3,00 | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 23 | 4,60 | 2,09 | | | 11. | Basic Metals & Metal Products | 4 | 19,29 | 19,61 | 39 | 22,68 | 21,84 | | | | (a) | Iron & Steel | 4 | 19,29 | 19,61 | 22 | 20,73 | 20,40 | | | | (b) | Non-Ferrous Metals | - | - | - | 5 | 1,28 | 93 | | | | (c) | Other Metal Products | - | - | - | 12 | 67 | 51 | | | 12. | Engineering | 2 | 1,17 | 1,16 | 30 | 3,16 | 2,70 | | | | (a) | Heavy Engineering | - | - | - | 1 | 5 | 5 | | | | (b) | Light Engineering | - | - | - | 8 | 58 | 23 | | | | (c) | Electrical Machinery & Goods | 2 | 1,17 | 1,16 | 18 | 2,32 | 2,24 | | | | (d) | Electronic Machinery & Goods | - | - | - | 3 | 22 | 18 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | - | - | - | | | 14. | Other Industries | 3 | 1,05 | 13 | 290 | 2,79 | 1,80 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | - | - | - | 176 | 3,19 | 2,40 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 216 | 82 | 69 | V. | PERSONAL LOANS | 19 | 38 | 37 | 782 | 5,16 | 3,95 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 46 | 16 | 13 | | | 2. | Loans for Housing | - | - | - | 64 | 82 | 50 | | | 3. | Rest of the Personal Loans | 19 | 38 | 37 | 672 | 4,17 | 3,32 | VI. | TRADE | 1 | 8 | 7 | 539 | 2,39 | 2,07 | | | 1. | Wholesale Trade | - | - | - | 27 | 16 | 8 | | | 2. | Retail Trade | 1 | 8 | 7 | 512 | 2,24 | 1,99 | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
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| TOTAL BANK CREDIT | 76 | 61,72 | 49,66 | 3,780 | 181,36 | 136,92 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 177 | 64 | 41 |
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| Other Small Scale Industries
| 21
| 9,11
| 5,73
| 195
| 33,79
| 21,84
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