WESTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 4,13,338 | 1027,82 | 815,02 | 7,10,571 | 3268,98 | 2579,23 | | | 1. | Direct Finance | 4,11,558 | 927,36 | 762,53 | 6,94,389 | 1986,47 | 1702,63 | | | 2. | Indirect Finance | 1,780 | 100,45 | 52,48 | 16,182 | 1282,51 | 876,60 | II. | INDUSTRY | 1,24,787 | 16507,96 | 13691,76 | 1,73,783 | 32794,49 | 23833,73 | | | 1. | Mining & Quarrying | 149 | 64,57 | 34,72 | 351 | 310,26 | 204,48 | | | 2. | Food Manufacturing & Processing | 940 | 397,11 | 312,12 | 3,796 | 1314,37 | 860,58 | | | | (a) | Rice Mills, Flour & Dal Mills | 392 | 85,27 | 62,04 | 855 | 144,54 | 103,76 | | | | (b) | Sugar | 6 | 11,44 | 15,42 | 64 | 258,91 | 194,36 | | | | (c) | Edible Oils & Vanaspati | 278 | 212,30 | 162,25 | 454 | 248,57 | 141,72 | | | | (d) | Tea Processing | 4 | 2,41 | 1,57 | 16 | 52,22 | 13,24 | | | | (e) | Processing of Fruits & Vegetables | 25 | 16,28 | 16,20 | 159 | 74,85 | 50,73 | | | | (f) | Others | 235 | 69,42 | 54,64 | 2,248 | 535,29 | 356,77 | | | 3. | Beverage & Tobacco | 25 | 31,40 | 30,31 | 232 | 148,83 | 120,84 | | | 4. | Textiles | 1,273 | 2478,76 | 2145,43 | 10,792 | 5434,96 | 3752,76 | | | | (a) | Cotton Textiles | 427 | 835,86 | 767,84 | 2,607 | 1881,09 | 1266,04 | | | | (b) | Jute Textiles | 3 | 10 | 10 | 25 | 4,47 | 3,15 | | | | (c) | Handloom Textiles & Khadi | 11 | 4,21 | 2,72 | 295 | 74,95 | 61,95 | | | | (d) | Other Textiles | 832 | 1638,58 | 1374,76 | 7,865 | 3474,45 | 2421,62 | | | 5. | Paper, Paper Products & Printing | 713 | 247,46 | 204,77 | 3,584 | 857,50 | 605,72 | | | 6. | Leather & Leather Products | 174 | 60,98 | 35,70 | 650 | 116,15 | 76,24 | | | 7. | Rubber & Rubber Products | 252 | 120,62 | 112,39 | 1,025 | 532,15 | 384,59 | | | 8. | Chemicals & Chemical Products | 1,987 | 2534,47 | 1931,25 | 10,006 | 5756,70 | 3984,49 | | | | (a) | Heavy Industrial Chemicals | 158 | 374,62 | 292,87 | 1,119 | 1506,08 | 959,49 | | | | (b) | Fertilisers | 64 | 549,73 | 424,89 | 113 | 187,58 | 144,78 | | | | (c) | Drugs & Pharmaceuticals | 383 | 509,18 | 348,54 | 1,879 | 1378,83 | 945,53 | | | | (d) | Non-Edible Oils | 47 | 12,10 | 9,21 | 58 | 156,22 | 120,82 | | | | (e) | Other Chemicals & Chemical Products | 1,335 | 1088,84 | 855,74 | 6,837 | 2528,00 | 1813,86 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 106 | 2687,79 | 2290,38 | 402 | 2017,18 | 1800,96 | | | 10. | Manufacture of Cement & Cement Products | 173 | 123,87 | 109,88 | 504 | 327,28 | 256,71 | | | 11. | Basic Metals & Metal Products | 1,726 | 1860,31 | 1666,82 | 7,854 | 4332,71 | 3491,22 | | | | (a) | Iron & Steel | 394 | 1397,26 | 1300,56 | 2,047 | 2463,31 | 2017,70 | | | | (b) | Non-Ferrous Metals | 80 | 123,69 | 118,52 | 442 | 729,62 | 631,74 | | | | (c) | Other Metal Products | 1,252 | 339,36 | 247,74 | 5,365 | 1139,78 | 841,78 | | | 12. | Engineering | 1,524 | 1341,17 | 1052,19 | 11,263 | 4240,50 | 2826,37 | | | | (a) | Heavy Engineering | 316 | 411,93 | 340,93 | 1,416 | 1632,36 | 973,86 | | | | (b) | Light Engineering | 330 | 345,34 | 305,55 | 5,668 | 844,05 | 548,77 | | | | (c) | Electrical Machinery & Goods | 617 | 360,42 | 237,66 | 2,990 | 1029,11 | 759,93 | | | | (d) | Electronic Machinery & Goods | 261 | 223,49 | 168,04 | 1,189 | 734,98 | 543,82 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 387 | 600,99 | 459,09 | 1,953 | 1261,91 | 1002,35 | | | 14. | Other Industries | 1,14,823 | 3422,37 | 2853,38 | 1,16,020 | 4290,96 | 3211,22 | | | 15. | Electricity, Gas & Water | 88 | 345,40 | 317,36 | 169 | 975,99 | 496,94 | | | | (a) | Electricity Generation & Transmission | 44 | 338,92 | 312,38 | 118 | 827,24 | 409,27 | | | | (b) | Non-Conventional Energy | 3 | 21 | 18 | 12 | 1,93 | 1,84 | | | | (c) | Gas, Steam & Water Supply | 41 | 6,27 | 4,80 | 39 | 146,81 | 85,83 | | | 16. | Construction | 447 | 190,68 | 135,98 | 5,182 | 877,03 | 758,25 | III. | TRANSPORT OPERATORS | 17,042 | 506,28 | 387,48 | 59,783 | 1221,85 | 1074,70 | IV. | PROFESSIONAL AND OTHER SERVICES | 24,719 | 270,46 | 200,39 | 1,14,705 | 2002,62 | 1623,33 | V. | PERSONAL LOANS | 2,46,945 | 1063,91 | 894,81 | 5,69,580 | 2809,74 | 2301,96 | | | 1. | Loans for Purchase of Consumer Durables | 10,808 | 27,18 | 20,74 | 34,001 | 105,74 | 84,52 | | | 2. | Loans for Housing | 37,015 | 475,87 | 416,33 | 95,548 | 965,46 | 828,86 | | | 3. | Rest of the Personal Loans | 1,99,122 | 560,86 | 457,74 | 4,40,031 | 1738,54 | 1388,58 | VI. | TRADE | 1,28,440 | 2044,32 | 1598,42 | 3,02,327 | 13061,62 | 11740,58 | | | 1. | Wholesale Trade | 17,412 | 1565,82 | 1189,34 | 46,357 | 11181,90 | 10251,96 | | | 2. | Retail Trade | 1,11,028 | 478,50 | 409,08 | 2,55,970 | 1879,71 | 1488,61 | VII. | FINANCE | 1,177 | 1184,67 | 805,13 | 4,085 | 3767,68 | 2561,27 | VIII.
| ALL OTHERS
| 1,31,529
| 1293,43
| 1122,55
| 2,29,026
| 3334,57
| 2560,10
| TOTAL BANK CREDIT | 10,87,977 | 23898,84 | 19515,57 | 21,63,860 | 62261,55 | 48274,89 | OF WHICH: | 1. | Artisans & Village Industries | 15,411 | 30,06 | 26,50 | 26,607 | 88,31 | 72,86 |
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| Other Small Scale Industries
| 49,131
| 2204,85
| 1791,19
| 89,313
| 3725,66
| 2715,17
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 25 | 117,49 | 93,48 | 1,89,179 | 234,24 | 221,01 | | | 1. | Direct Finance | 14 | 78,35 | 67,89 | 1,87,302 | 229,01 | 215,94 | | | 2. | Indirect Finance | 11 | 39,13 | 25,58 | 1,877 | 5,23 | 5,07 | II. | INDUSTRY | 10,187 | 12598,85 | 9101,84 | 8,402 | 22,06 | 18,95 | | | 1. | Mining & Quarrying | 4 | 50,92 | 1,79 | 9 | 30 | 21 | | | 2. | Food Manufacturing & Processing | 65 | 207,68 | 170,03 | 113 | 3,66 | 3,32 | | | | (a) | Rice Mills, Flour & Dal Mills | 2 | 2,01 | 2,01 | 48 | 1,08 | 83 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | 11 | 32,87 | 32,25 | 14 | 19 | 18 | | | | (d) | Tea Processing | 2 | 20,81 | 19,81 | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 5 | 5,31 | 5,18 | 2 | 10 | 3 | | | | (f) | Others | 45 | 146,69 | 110,79 | 49 | 2,30 | 2,27 | | | 3. | Beverage & Tobacco | 34 | 95,32 | 82,27 | - | - | - | | | 4. | Textiles | 291 | 1440,90 | 991,54 | 21 | 45 | 41 | | | | (a) | Cotton Textiles | 110 | 381,76 | 280,32 | 2 | 13 | 6 | | | | (b) | Jute Textiles | 4 | 2,40 | 2,24 | 4 | 16 | 22 | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | 177 | 1056,74 | 708,99 | 15 | 16 | 13 | | | 5. | Paper, Paper Products & Printing | 79 | 343,05 | 228,34 | 40 | 79 | 72 | | | 6. | Leather & Leather Products | 6 | 5,94 | 6,88 | 2 | 1 | 1 | | | 7. | Rubber & Rubber Products | 15 | 42,07 | 38,86 | 1 | 1 | 1 | | | 8. | Chemicals & Chemical Products | 769 | 2172,91 | 1596,53 | 22 | 40 | 31 | | | | (a) | Heavy Industrial Chemicals | 128 | 358,36 | 279,83 | - | - | - | | | | (b) | Fertilisers | 7 | 20,07 | 17,45 | 1 | 4 | - | | | | (c) | Drugs & Pharmaceuticals | 348 | 1145,79 | 802,46 | 9 | 21 | 19 | | | | (d) | Non-Edible Oils | 1 | 98 | 21 | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 285 | 647,71 | 496,57 | 12 | 15 | 12 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 46 | 478,00 | 147,75 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 30 | 193,12 | 177,31 | 3 | 6 | 5 | | | 11. | Basic Metals & Metal Products | 221 | 923,74 | 705,77 | 28 | 62 | 63 | | | | (a) | Iron & Steel | 123 | 745,73 | 595,21 | 2 | 7 | 11 | | | | (b) | Non-Ferrous Metals | 21 | 58,82 | 27,77 | - | - | - | | | | (c) | Other Metal Products | 77 | 119,19 | 82,79 | 26 | 55 | 52 | | | 12. | Engineering | 658 | 3164,17 | 2065,81 | 56 | 1,44 | 84 | | | | (a) | Heavy Engineering | 178 | 1286,52 | 722,46 | 10 | 86 | 32 | | | | (b) | Light Engineering | 205 | 689,58 | 477,97 | 26 | 45 | 41 | | | | (c) | Electrical Machinery & Goods | 159 | 527,72 | 362,87 | 20 | 12 | 11 | | | | (d) | Electronic Machinery & Goods | 116 | 660,36 | 502,52 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 118 | 928,17 | 800,75 | 189 | 3,04 | 2,58 | | | 14. | Other Industries | 7,736 | 1908,30 | 1541,51 | 7,865 | 10,19 | 8,84 | | | 15. | Electricity, Gas & Water | 33 | 359,62 | 360,39 | - | - | - | | | | (a) | Electricity Generation & Transmission | 24 | 316,49 | 316,66 | - | - | - | | | | (b) | Non-Conventional Energy | 1 | 4,60 | 5,65 | - | - | - | | | | (c) | Gas, Steam & Water Supply | 8 | 38,53 | 38,07 | - | - | - | | | 16. | Construction | 82 | 284,96 | 186,33 | 53 | 1,11 | 1,03 | III. | TRANSPORT OPERATORS | 80 | 419,56 | 280,24 | 7,074 | 27,74 | 20,55 | IV. | PROFESSIONAL AND OTHER SERVICES | 237 | 524,20 | 347,83 | 22,647 | 25,60 | 22,50 | V. | PERSONAL LOANS | 9,55,659 | 4674,91 | 2383,26 | 44,795 | 79,24 | 72,26 | | | 1. | Loans for Purchase of Consumer Durables | 2,751 | 2,35 | 2,35 | 8,218 | 14,06 | 11,64 | | | 2. | Loans for Housing | 4,976 | 164,24 | 161,10 | 3,704 | 21,95 | 21,14 | | | 3. | Rest of the Personal Loans | 9,47,932 | 4508,33 | 2219,82 | 32,873 | 43,22 | 39,47 | VI. | TRADE | 307 | 547,44 | 382,99 | 58,576 | 70,70 | 64,05 | | | 1. | Wholesale Trade | 172 | 345,17 | 233,08 | 2,117 | 3,82 | 3,66 | | | 2. | Retail Trade | 135 | 202,27 | 149,91 | 56,459 | 66,88 | 60,39 | VII. | FINANCE | 353 | 2793,68 | 1689,38 | 8 | 7 | 5 | VIII.
| ALL OTHERS
| 3,566
| 695,19
| 539,66
| 10,004
| 11,44
| 11,00
| TOTAL BANK CREDIT | 9,70,414 | 22371,32 | 14818,69 | 3,40,685 | 471,09 | 430,36 | OF WHICH: | 1. | Artisans & Village Industries | 1,001 | 1,47 | 1,47 | 5,454 | 5,78 | 5,06 |
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| Other Small Scale Industries
| 272
| 232,20
| 204,31
| 1,730
| 6,12
| 5,23
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 48,859 | 337,41 | 268,51 | 13,61,972 | 4985,94 | 3977,24 | | | 1. | Direct Finance | 46,649 | 213,78 | 177,55 | 13,39,912 | 3434,98 | 2926,55 | | | 2. | Indirect Finance | 2,210 | 123,63 | 90,96 | 22,060 | 1550,96 | 1050,69 | II. | INDUSTRY | 25,258 | 9354,90 | 7471,77 | 3,42,417 | 71278,26 | 54118,06 | | | 1. | Mining & Quarrying | 40 | 63,81 | 64,24 | 553 | 489,87 | 305,44 | | | 2. | Food Manufacturing & Processing | 629 | 325,25 | 299,08 | 5,543 | 2248,08 | 1645,13 | | | | (a) | Rice Mills, Flour & Dal Mills | 145 | 23,16 | 18,73 | 1,442 | 256,05 | 187,36 | | | | (b) | Sugar | 16 | 57,81 | 71,22 | 86 | 328,16 | 281,00 | | | | (c) | Edible Oils & Vanaspati | 128 | 67,47 | 53,89 | 885 | 561,39 | 390,29 | | | | (d) | Tea Processing | 9 | 13,11 | 13,11 | 31 | 88,55 | 47,73 | | | | (e) | Processing of Fruits & Vegetables | 15 | 14,46 | 12,83 | 206 | 111,00 | 84,98 | | | | (f) | Others | 316 | 149,24 | 129,29 | 2,893 | 902,94 | 653,77 | | | 3. | Beverage & Tobacco | 34 | 66,65 | 61,65 | 325 | 342,20 | 295,06 | | | 4. | Textiles | 2,513 | 980,61 | 824,20 | 14,890 | 10335,67 | 7714,34 | | | | (a) | Cotton Textiles | 1,342 | 407,40 | 355,86 | 4,488 | 3506,24 | 2670,13 | | | | (b) | Jute Textiles | 4 | 46 | 40 | 40 | 7,58 | 6,11 | | | | (c) | Handloom Textiles & Khadi | 5 | 9 | 11 | 311 | 79,26 | 64,78 | | | | (d) | Other Textiles | 1,162 | 572,66 | 467,83 | 10,051 | 6742,59 | 4973,32 | | | 5. | Paper, Paper Products & Printing | 589 | 165,10 | 123,04 | 5,005 | 1613,90 | 1162,60 | | | 6. | Leather & Leather Products | 93 | 11,29 | 7,97 | 925 | 194,36 | 126,79 | | | 7. | Rubber & Rubber Products | 191 | 47,90 | 45,21 | 1,484 | 742,74 | 581,05 | | | 8. | Chemicals & Chemical Products | 1,474 | 1425,62 | 1066,00 | 14,258 | 11890,10 | 8578,58 | | | | (a) | Heavy Industrial Chemicals | 188 | 198,20 | 149,13 | 1,593 | 2437,27 | 1681,32 | | | | (b) | Fertilisers | 33 | 135,57 | 93,34 | 218 | 892,98 | 680,46 | | | | (c) | Drugs & Pharmaceuticals | 243 | 284,98 | 240,88 | 2,862 | 3318,99 | 2337,60 | | | | (d) | Non-Edible Oils | 6 | 7,71 | 7,69 | 112 | 177,00 | 137,93 | | | | (e) | Other Chemicals & Chemical Products | 1,004 | 799,16 | 574,97 | 9,473 | 5063,85 | 3741,26 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 105 | 391,09 | 312,73 | 659 | 5574,06 | 4551,82 | | | 10. | Manufacture of Cement & Cement Products | 106 | 86,63 | 82,27 | 816 | 730,96 | 626,22 | | | 11. | Basic Metals & Metal Products | 1,029 | 933,32 | 812,76 | 10,858 | 8050,70 | 6677,19 | | | | (a) | Iron & Steel | 330 | 545,38 | 498,87 | 2,896 | 5151,75 | 4412,45 | | | | (b) | Non-Ferrous Metals | 121 | 87,02 | 82,63 | 664 | 999,15 | 860,65 | | | | (c) | Other Metal Products | 578 | 300,92 | 231,26 | 7,298 | 1899,80 | 1404,09 | | | 12. | Engineering | 2,040 | 938,00 | 767,14 | 15,541 | 9685,27 | 6712,35 | | | | (a) | Heavy Engineering | 288 | 193,96 | 155,00 | 2,208 | 3525,63 | 2192,56 | | | | (b) | Light Engineering | 780 | 210,72 | 171,00 | 7,009 | 2090,13 | 1503,70 | | | | (c) | Electrical Machinery & Goods | 588 | 167,33 | 122,84 | 4,374 | 2084,71 | 1483,41 | | | | (d) | Electronic Machinery & Goods | 384 | 365,98 | 318,30 | 1,950 | 1984,80 | 1532,68 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 409 | 79,74 | 64,33 | 3,056 | 2873,84 | 2329,10 | | | 14. | Other Industries | 12,923 | 2869,88 | 2069,83 | 2,59,367 | 12501,70 | 9684,78 | | | 15. | Electricity, Gas & Water | 70 | 140,82 | 127,44 | 360 | 1821,83 | 1302,13 | | | | (a) | Electricity Generation & Transmission | 55 | 127,08 | 113,16 | 241 | 1609,73 | 1151,47 | | | | (b) | Non-Conventional Energy | 2 | 12,20 | 12,42 | 18 | 18,94 | 20,09 | | | | (c) | Gas, Steam & Water Supply | 13 | 1,54 | 1,86 | 101 | 193,15 | 130,57 | | | 16. | Construction | 3,013 | 829,21 | 743,87 | 8,777 | 2182,99 | 1825,46 | III. | TRANSPORT OPERATORS | 7,006 | 309,75 | 248,80 | 90,985 | 2485,17 | 2011,77 | IV. | PROFESSIONAL AND OTHER SERVICES | 14,918 | 591,88 | 443,02 | 1,77,226 | 3414,76 | 2637,08 | V. | PERSONAL LOANS | 75,351 | 518,17 | 440,11 | 18,92,330 | 9145,98 | 6092,41 | | | 1. | Loans for Purchase of Consumer Durables | 1,858 | 7,81 | 6,78 | 57,636 | 157,14 | 126,03 | | | 2. | Loans for Housing | 11,462 | 162,49 | 139,60 | 1,52,705 | 1790,00 | 1567,03 | | | 3. | Rest of the Personal Loans | 62,031 | 347,88 | 293,73 | 16,81,989 | 7198,83 | 4399,35 | VI. | TRADE | 33,932 | 2063,58 | 1735,94 | 5,23,582 | 17787,66 | 15521,98 | | | 1. | Wholesale Trade | 4,883 | 1493,64 | 1277,99 | 70,941 | 14590,35 | 12956,04 | | | 2. | Retail Trade | 29,049 | 569,94 | 457,95 | 4,52,641 | 3197,31 | 2565,94 | VII. | FINANCE | 999 | 2954,30 | 2223,77 | 6,622 | 10700,40 | 7279,60 | VIII.
| ALL OTHERS
| 41,026
| 986,26
| 753,95
| 4,15,151
| 6320,88
| 4987,26
| TOTAL BANK CREDIT | 2,47,349 | 17116,25 | 13585,88 | 48,10,285 | 126119,06 | 96625,39 | OF WHICH: | 1. | Artisans & Village Industries | 2,366 | 14,28 | 12,56 | 50,839 | 139,91 | 118,45 |
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| Other Small Scale Industries
| 8,329
| 1217,75
| 989,97
| 1,48,775
| 7386,59
| 5705,86
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