WESTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| (Amount in Rupees Lakh)
| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 2,48,496 | 818,45 | 675,40 | 3,84,928 | 1637,47 | 1307,33 | | | 1. | Direct Finance | 2,46,778 | 670,09 | 562,03 | 3,81,423 | 1215,68 | 998,15 | | | 2. | Indirect Finance | 1,718 | 148,37 | 113,37 | 3,505 | 421,80 | 309,18 | II. | INDUSTRY | 65,467 | 6044,08 | 4687,89 | 1,00,326 | 9181,29 | 7086,28 | | | 1. | Mining & Quarrying | 109 | 25,21 | 20,96 | 312 | 56,77 | 47,21 | | | 2. | Food Manufacturing & Processing | 747 | 172,65 | 103,09 | 1,746 | 523,26 | 387,55 | | | | (a) | Rice Mills, Flour & Dal Mills | 76 | 17,28 | 13,97 | 349 | 57,38 | 45,15 | | | | (b) | Sugar | 4 | 2,32 | 96 | 3 | 1,28 | 1,65 | | | | (c) | Edible Oils & Vanaspati | 232 | 82,93 | 39,11 | 184 | 152,22 | 102,27 | | | | (d) | Tea Processing | 2 | 9,73 | 3,20 | 19 | 5,38 | 4,87 | | | | (e) | Processing of Fruits & Vegetables | 10 | 6,19 | 3,21 | 77 | 13,44 | 10,97 | | | | (f) | Others | 423 | 54,20 | 42,65 | 1,114 | 293,56 | 222,63 | | | 3. | Beverage & Tobacco | 41 | 3,19 | 2,51 | 186 | 46,57 | 16,11 | | | 4. | Textiles | 1,985 | 1061,06 | 767,23 | 8,715 | 1990,46 | 1486,50 | | | | (a) | Cotton Textiles | 555 | 793,45 | 557,38 | 1,983 | 1012,94 | 758,79 | | | | (b) | Jute Textiles | 8 | 66 | 12 | 10 | 3,86 | 2,28 | | | | (c) | Handloom Textiles & Khadi | 136 | 5,42 | 4,58 | 634 | 43,02 | 35,71 | | | | (d) | Other Textiles | 1,286 | 261,53 | 205,16 | 6,088 | 930,64 | 689,71 | | | 5. | Paper, Paper Products & Printing | 315 | 109,98 | 86,69 | 1,868 | 202,45 | 148,94 | | | 6. | Leather & Leather Products | 45 | 3,68 | 3,14 | 175 | 7,79 | 6,07 | | | 7. | Rubber & Rubber Products | 98 | 15,38 | 8,38 | 341 | 26,44 | 20,54 | | | 8. | Chemicals & Chemical Products | 1,824 | 1357,79 | 1019,99 | 6,773 | 2550,61 | 2010,60 | | | | (a) | Heavy Industrial Chemicals | 266 | 333,76 | 242,96 | 862 | 486,36 | 360,09 | | | | (b) | Fertilisers | 21 | 47,63 | 27,42 | 102 | 515,37 | 409,63 | | | | (c) | Drugs & Pharmaceuticals | 286 | 327,93 | 258,98 | 1,362 | 554,95 | 418,48 | | | | (d) | Non-Edible Oils | 33 | 77,11 | 73,30 | 66 | 69,01 | 64,28 | | | | (e) | Other Chemicals & Chemical Products | 1,218 | 571,35 | 417,34 | 4,381 | 924,93 | 758,12 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 81 | 775,63 | 735,95 | 183 | 205,64 | 184,58 | | | 10. | Manufacture of Cement & Cement Products | 81 | 187,63 | 159,92 | 277 | 223,42 | 188,21 | | | 11. | Basic Metals & Metal Products | 1,186 | 552,83 | 444,21 | 3,824 | 742,76 | 605,65 | | | | (a) | Iron & Steel | 364 | 226,09 | 179,56 | 1,157 | 399,06 | 323,32 | | | | (b) | Non-Ferrous Metals | 198 | 46,56 | 35,12 | 255 | 126,65 | 92,26 | | | | (c) | Other Metal Products | 624 | 280,17 | 229,52 | 2,412 | 217,04 | 190,07 | | | 12. | Engineering | 1,666 | 549,39 | 428,96 | 3,887 | 757,49 | 560,01 | | | | (a) | Heavy Engineering | 505 | 220,36 | 160,53 | 504 | 231,70 | 159,04 | | | | (b) | Light Engineering | 776 | 160,26 | 128,21 | 1,753 | 118,51 | 80,43 | | | | (c) | Electrical Machinery & Goods | 300 | 141,83 | 114,41 | 1,296 | 255,01 | 203,88 | | | | (d) | Electronic Machinery & Goods | 85 | 26,95 | 25,82 | 334 | 152,28 | 116,67 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 650 | 73,43 | 67,29 | 789 | 146,01 | 114,08 | | | 14. | Other Industries | 56,500 | 875,54 | 616,77 | 70,032 | 794,73 | 554,54 | | | 15. | Electricity, Gas & Water | 26 | 273,34 | 219,18 | 167 | 707,76 | 604,95 | | | | (a) | Electricity Generation & Transmission | 18 | 270,57 | 216,82 | 118 | 694,60 | 596,81 | | | | (b) | Non-Conventional Energy | - | - | - | 9 | 65 | 50 | | | | (c) | Gas, Steam & Water Supply | 8 | 2,77 | 2,36 | 40 | 12,52 | 7,65 | | | 16. | Construction | 113 | 7,37 | 3,62 | 1,051 | 199,14 | 150,75 | III. | TRANSPORT OPERATORS | 8,180 | 73,50 | 45,61 | 22,057 | 245,67 | 186,29 | IV. | PROFESSIONAL AND OTHER SERVICES | 13,319 | 117,91 | 93,32 | 53,755 | 385,12 | 293,79 | V. | PERSONAL LOANS | 1,39,466 | 623,13 | 517,53 | 3,18,960 | 1415,97 | 1120,29 | | | 1. | Loans for Purchase of Consumer Durables | 12,069 | 26,39 | 20,30 | 10,503 | 30,10 | 23,16 | | | 2. | Loans for Housing | 22,270 | 288,98 | 250,26 | 64,528 | 507,78 | 409,70 | | | 3. | Rest of the Personal Loans | 1,05,127 | 307,77 | 246,97 | 2,43,929 | 878,09 | 687,43 | VI. | TRADE | 50,638 | 633,87 | 452,37 | 1,08,146 | 1298,96 | 967,20 | | | 1. | Wholesale Trade | 5,591 | 440,84 | 301,94 | 9,246 | 797,81 | 600,54 | | | 2. | Retail Trade | 45,047 | 193,03 | 150,43 | 98,900 | 501,15 | 366,66 | VII. | FINANCE | 1,816 | 112,37 | 64,23 | 955 | 625,77 | 410,84 | VIII.
| ALL OTHERS
| 39,390
| 519,15
| 352,33
| 91,810
| 882,00
| 701,47
| TOTAL BANK CREDIT | 5,66,772 | 8942,46 | 6888,69 | 10,80,937 | 15672,25 | 12073,49 | OF WHICH: | 1. | Artisans & Village Industries | 21,176 | 59,32 | 46,86 | 26,807 | 64,53 | 49,28 |
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| Other Small Scale Industries
| 33,392
| 1100,35
| 797,38
| 42,571
| 1205,92
| 887,34
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 1 | 17,31 | 17,31 | 1,63,847 | 239,95 | 212,26 | | | 1. | Direct Finance | 1 | 17,31 | 17,31 | 1,63,403 | 237,82 | 210,34 | | | 2. | Indirect Finance | - | - | - | 444 | 2,13 | 1,92 | II. | INDUSTRY | 180 | 1136,22 | 800,42 | 11,240 | 18,25 | 14,01 | | | 1. | Mining & Quarrying | - | - | - | 6 | 32 | 29 | | | 2. | Food Manufacturing & Processing | 5 | 37,39 | 37,39 | 55 | 1,04 | 91 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 6 | 22 | 19 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | 4 | 27,62 | 27,62 | 3 | 5 | 3 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 1 | 9,77 | 9,77 | - | - | - | | | | (f) | Others | - | - | - | 46 | 77 | 69 | | | 3. | Beverage & Tobacco | 1 | 50 | 50 | 2 | 9 | 9 | | | 4. | Textiles | 21 | 215,47 | 192,74 | 15 | 22 | 6 | | | | (a) | Cotton Textiles | 12 | 178,04 | 163,03 | 1 | 15 | 3 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 1 | 3 | 2 | | | | (d) | Other Textiles | 9 | 37,44 | 29,71 | 13 | 4 | 2 | | | 5. | Paper, Paper Products & Printing | - | - | - | 15 | 45 | 45 | | | 6. | Leather & Leather Products | - | - | - | 7 | 3 | 2 | | | 7. | Rubber & Rubber Products | - | - | - | 2 | 4 | 1 | | | 8. | Chemicals & Chemical Products | 66 | 416,53 | 251,84 | 11 | 39 | 41 | | | | (a) | Heavy Industrial Chemicals | 11 | 88,34 | 75,90 | - | - | - | | | | (b) | Fertilisers | 1 | 18,00 | 6,43 | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 23 | 102,76 | 94,70 | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 31 | 207,42 | 74,82 | 11 | 39 | 41 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 2 | 20,25 | 2,55 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 3 | 8,34 | 6,18 | 6 | 22 | 23 | | | 11. | Basic Metals & Metal Products | 10 | 21,52 | 24,88 | 15 | 11 | 7 | | | | (a) | Iron & Steel | 5 | 13,19 | 18,62 | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | 5 | 8,33 | 6,25 | 15 | 11 | 7 | | | 12. | Engineering | 27 | 147,77 | 106,83 | 27 | 97 | 65 | | | | (a) | Heavy Engineering | 7 | 10,90 | 13,58 | 2 | 30 | 11 | | | | (b) | Light Engineering | 13 | 84,10 | 74,24 | 20 | 62 | 50 | | | | (c) | Electrical Machinery & Goods | 2 | 5,02 | 2,39 | 4 | 2 | 1 | | | | (d) | Electronic Machinery & Goods | 5 | 47,74 | 16,62 | 1 | 3 | 3 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 9 | 112,20 | 76,56 | 102 | 1,44 | 97 | | | 14. | Other Industries | 32 | 114,76 | 93,69 | 10,964 | 12,80 | 9,72 | | | 15. | Electricity, Gas & Water | 2 | 19,00 | - | 2 | 4 | 3 | | | | (a) | Electricity Generation & Transmission | 1 | 18,00 | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | 1 | 1,00 | - | 2 | 4 | 3 | | | 16. | Construction | 2 | 22,50 | 7,25 | 11 | 8 | 7 | III. | TRANSPORT OPERATORS | - | - | - | 5,765 | 31,91 | 22,29 | IV. | PROFESSIONAL AND OTHER SERVICES | 1 | 30 | 4 | 6,366 | 11,39 | 8,72 | V. | PERSONAL LOANS | 594 | 15,66 | 14,82 | 28,505 | 46,71 | 41,99 | | | 1. | Loans for Purchase of Consumer Durables | 1 | 10 | 10 | 3,925 | 7,28 | 5,41 | | | 2. | Loans for Housing | 6 | 39 | 38 | 3,285 | 8,20 | 8,21 | | | 3. | Rest of the Personal Loans | 587 | 15,18 | 14,34 | 21,295 | 31,23 | 28,37 | VI. | TRADE | 6 | 23,06 | 13,78 | 23,889 | 34,16 | 25,62 | | | 1. | Wholesale Trade | 6 | 23,06 | 13,78 | 1,138 | 3,90 | 3,04 | | | 2. | Retail Trade | - | - | - | 22,751 | 30,26 | 22,58 | VII. | FINANCE | 6 | 64,68 | 42,05 | 3 | 5 | 3 | VIII.
| ALL OTHERS
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| 1,695
| 3,35
| 2,88
| TOTAL BANK CREDIT | 788 | 1257,23 | 888,42 | 2,41,310 | 385,77 | 327,80 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 9,838 | 9,55 | 7,30 |
| 2.
| Other Small Scale Industries
| 20
| 40,06
| 32,35
| 1,030
| 3,21
| 2,70
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 107 | 22,93 | 20,29 | 7,97,379 | 2736,12 | 2232,59 | | | 1. | Direct Finance | 80 | 46 | 43 | 7,91,685 | 2141,35 | 1788,26 | | | 2. | Indirect Finance | 27 | 22,47 | 19,86 | 5,694 | 594,77 | 444,33 | II. | INDUSTRY | 2,571 | 1768,34 | 1481,28 | 1,79,784 | 18148,18 | 14069,88 | | | 1. | Mining & Quarrying | 14 | 81,25 | 58,55 | 441 | 163,54 | 127,02 | | | 2. | Food Manufacturing & Processing | 135 | 111,19 | 88,06 | 2,688 | 845,53 | 616,99 | | | | (a) | Rice Mills, Flour & Dal Mills | 13 | 2,92 | 1,97 | 444 | 77,80 | 61,28 | | | | (b) | Sugar | - | - | - | 7 | 3,61 | 2,61 | | | | (c) | Edible Oils & Vanaspati | 103 | 76,26 | 61,97 | 526 | 339,08 | 230,99 | | | | (d) | Tea Processing | - | - | - | 21 | 15,11 | 8,06 | | | | (e) | Processing of Fruits & Vegetables | 4 | 11,20 | 11,34 | 92 | 40,59 | 35,29 | | | | (f) | Others | 15 | 20,82 | 12,78 | 1,598 | 369,34 | 278,75 | | | 3. | Beverage & Tobacco | 1 | 4 | 4 | 231 | 50,39 | 19,24 | | | 4. | Textiles | 666 | 256,57 | 184,63 | 11,402 | 3523,77 | 2631,16 | | | | (a) | Cotton Textiles | 179 | 121,05 | 77,14 | 2,730 | 2105,63 | 1556,36 | | | | (b) | Jute Textiles | 1 | 15 | 12 | 19 | 4,67 | 2,52 | | | | (c) | Handloom Textiles & Khadi | 3 | 56 | 34 | 774 | 49,02 | 40,65 | | | | (d) | Other Textiles | 483 | 134,81 | 107,04 | 7,879 | 1364,46 | 1031,64 | | | 5. | Paper, Paper Products & Printing | 53 | 39,34 | 37,85 | 2,251 | 352,22 | 273,93 | | | 6. | Leather & Leather Products | 7 | 18 | 15 | 234 | 11,69 | 9,38 | | | 7. | Rubber & Rubber Products | 6 | 32 | 34 | 447 | 42,17 | 29,28 | | | 8. | Chemicals & Chemical Products | 280 | 312,29 | 267,95 | 8,954 | 4637,60 | 3550,81 | | | | (a) | Heavy Industrial Chemicals | 39 | 67,80 | 57,62 | 1,178 | 976,26 | 736,57 | | | | (b) | Fertilisers | 2 | 15,01 | 14,46 | 126 | 596,01 | 457,93 | | | | (c) | Drugs & Pharmaceuticals | 88 | 130,08 | 111,99 | 1,759 | 1115,73 | 884,15 | | | | (d) | Non-Edible Oils | 4 | 3,27 | 3,40 | 103 | 149,40 | 140,97 | | | | (e) | Other Chemicals & Chemical Products | 147 | 96,11 | 80,49 | 5,788 | 1800,20 | 1331,18 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 64 | 35,83 | 32,74 | 330 | 1037,35 | 955,82 | | | 10. | Manufacture of Cement & Cement Products | 8 | 20,62 | 24,37 | 375 | 440,22 | 378,92 | | | 11. | Basic Metals & Metal Products | 113 | 107,97 | 94,00 | 5,148 | 1425,19 | 1168,79 | | | | (a) | Iron & Steel | 53 | 88,21 | 75,00 | 1,579 | 726,55 | 596,50 | | | | (b) | Non-Ferrous Metals | 9 | 6,80 | 6,33 | 462 | 180,01 | 133,72 | | | | (c) | Other Metal Products | 51 | 12,96 | 12,66 | 3,107 | 518,62 | 438,57 | | | 12. | Engineering | 257 | 212,90 | 186,76 | 5,864 | 1668,52 | 1283,21 | | | | (a) | Heavy Engineering | 91 | 81,03 | 73,45 | 1,109 | 544,30 | 406,70 | | | | (b) | Light Engineering | 84 | 25,46 | 19,01 | 2,646 | 388,96 | 302,40 | | | | (c) | Electrical Machinery & Goods | 70 | 98,74 | 88,31 | 1,672 | 500,61 | 409,00 | | | | (d) | Electronic Machinery & Goods | 12 | 7,66 | 5,99 | 437 | 234,66 | 165,12 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 34 | 23,27 | 12,61 | 1,584 | 356,34 | 271,51 | | | 14. | Other Industries | 795 | 360,15 | 284,31 | 1,38,323 | 2157,98 | 1559,04 | | | 15. | Electricity, Gas & Water | 11 | 117,05 | 127,57 | 208 | 1117,20 | 951,74 | | | | (a) | Electricity Generation & Transmission | 9 | 108,33 | 118,76 | 146 | 1091,50 | 932,39 | | | | (b) | Non-Conventional Energy | 2 | 8,72 | 8,81 | 11 | 9,37 | 9,31 | | | | (c) | Gas, Steam & Water Supply | - | - | - | 51 | 16,34 | 10,05 | | | 16. | Construction | 127 | 89,38 | 81,34 | 1,304 | 318,47 | 243,03 | III. | TRANSPORT OPERATORS | 348 | 46,12 | 24,27 | 36,350 | 397,20 | 278,45 | IV. | PROFESSIONAL AND OTHER SERVICES | 412 | 44,54 | 39,83 | 73,853 | 559,26 | 435,69 | V. | PERSONAL LOANS | 7,048 | 71,87 | 59,60 | 4,94,573 | 2173,35 | 1754,23 | | | 1. | Loans for Purchase of Consumer Durables | 83 | 36 | 30 | 26,581 | 64,22 | 49,26 | | | 2. | Loans for Housing | 931 | 30,93 | 25,30 | 91,020 | 836,28 | 693,85 | | | 3. | Rest of the Personal Loans | 6,034 | 40,58 | 34,00 | 3,76,972 | 1272,85 | 1011,11 | VI. | TRADE | 3,369 | 339,82 | 276,51 | 1,86,048 | 2329,88 | 1735,49 | | | 1. | Wholesale Trade | 805 | 303,80 | 247,35 | 16,786 | 1569,42 | 1166,65 | | | 2. | Retail Trade | 2,564 | 36,02 | 29,17 | 1,69,262 | 760,46 | 568,84 | VII. | FINANCE | 236 | 153,48 | 103,70 | 3,016 | 956,34 | 620,86 | VIII.
| ALL OTHERS
| 2,764
| 40,61
| 36,24
| 1,35,659
| 1445,11
| 1092,92
| TOTAL BANK CREDIT | 16,855 | 2487,71 | 2041,72 | 19,06,662 | 28745,42 | 22220,12 | OF WHICH: | 1. | Artisans & Village Industries | 51 | 45 | 25 | 57,872 | 133,85 | 103,69 |
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| Other Small Scale Industries
| 826
| 182,30
| 152,79
| 77,839
| 2531,85
| 1872,57
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