WESTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 2,901 | 16,27 | 12,31 | 6,736 | 49,47 | 41,70 | | | 1. | Direct Finance | 2,890 | 15,09 | 11,21 | 6,567 | 43,93 | 37,29 | | | 2. | Indirect Finance | 11 | 1,18 | 1,10 | 169 | 5,54 | 4,40 | II. | INDUSTRY | 4,863 | 202,83 | 168,28 | 5,271 | 625,60 | 455,69 | | | 1. | Mining & Quarrying | 31 | 32,43 | 16,16 | 122 | 236,83 | 168,97 | | | 2. | Food Manufacturing & Processing | 22 | 4,50 | 3,38 | 229 | 33,81 | 19,20 | | | | (a) | Rice Mills, Flour & Dal Mills | 3 | 1,07 | 54 | 8 | 5 | 3 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | 1 | 80 | 82 | 4 | 9 | 9 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 3 | 22 | 22 | 13 | 3,19 | 82 | | | | (f) | Others | 15 | 2,41 | 1,81 | 204 | 30,49 | 18,26 | | | 3. | Beverage & Tobacco | 25 | 2,41 | 1,69 | 80 | 15,83 | 11,86 | | | 4. | Textiles | 13 | 2,61 | 2,00 | 58 | 3,34 | 2,85 | | | | (a) | Cotton Textiles | - | - | - | 2 | 4 | 3 | | | | (b) | Jute Textiles | - | - | - | 1 | 3 | 1 | | | | (c) | Handloom Textiles & Khadi | - | - | - | 2 | 5 | 4 | | | | (d) | Other Textiles | 13 | 2,61 | 2,00 | 53 | 3,22 | 2,77 | | | 5. | Paper, Paper Products & Printing | 46 | 4,02 | 3,47 | 102 | 3,45 | 2,56 | | | 6. | Leather & Leather Products | 9 | 80 | 96 | 7 | 50 | 49 | | | 7. | Rubber & Rubber Products | 26 | 4,37 | 3,41 | 23 | 38 | 33 | | | 8. | Chemicals & Chemical Products | 60 | 19,86 | 14,13 | 219 | 116,21 | 85,46 | | | | (a) | Heavy Industrial Chemicals | 1 | 7 | 5 | 13 | 12,94 | 4,83 | | | | (b) | Fertilisers | 3 | 11,05 | 6,52 | 4 | 32,34 | 13,40 | | | | (c) | Drugs & Pharmaceuticals | 9 | 1,13 | 93 | 60 | 49,55 | 48,49 | | | | (d) | Non-Edible Oils | - | - | - | 3 | 9 | 6 | | | | (e) | Other Chemicals & Chemical Products | 47 | 7,61 | 6,63 | 139 | 21,29 | 18,69 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 2 | 15 | 7 | 9 | 33,15 | 22,05 | | | 10. | Manufacture of Cement & Cement Products | 9 | 66 | 58 | 30 | 5,55 | 5,64 | | | 11. | Basic Metals & Metal Products | 91 | 41,96 | 35,42 | 192 | 34,01 | 27,97 | | | | (a) | Iron & Steel | 27 | 35,70 | 30,29 | 51 | 27,10 | 23,21 | | | | (b) | Non-Ferrous Metals | 9 | 2,91 | 2,27 | 9 | 2,18 | 91 | | | | (c) | Other Metal Products | 55 | 3,35 | 2,86 | 132 | 4,74 | 3,85 | | | 12. | Engineering | 42 | 10,86 | 13,69 | 236 | 44,94 | 32,57 | | | | (a) | Heavy Engineering | 5 | 63 | 73 | 17 | 10,40 | 5,23 | | | | (b) | Light Engineering | 4 | 1,38 | 4,22 | 115 | 17,78 | 14,87 | | | | (c) | Electrical Machinery & Goods | 27 | 4,93 | 3,86 | 86 | 4,01 | 3,31 | | | | (d) | Electronic Machinery & Goods | 6 | 3,92 | 4,88 | 18 | 12,75 | 9,16 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 25 | 36,25 | 36,50 | 86 | 21,43 | 18,04 | | | 14. | Other Industries | 4,420 | 39,96 | 31,83 | 3,362 | 50,33 | 40,23 | | | 15. | Electricity, Gas & Water | 8 | 33 | 31 | 8 | 3,21 | 2,52 | | | | (a) | Electricity Generation & Transmission | - | - | - | 7 | 2,76 | 2,21 | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | 8 | 33 | 31 | 1 | 45 | 31 | | | 16. | Construction | 34 | 1,67 | 4,67 | 508 | 22,65 | 14,93 | III. | TRANSPORT OPERATORS | 959 | 17,74 | 10,40 | 4,201 | 77,18 | 57,22 | IV. | PROFESSIONAL AND OTHER SERVICES | 910 | 19,57 | 13,59 | 5,107 | 81,11 | 62,36 | V. | PERSONAL LOANS | 10,699 | 49,95 | 41,60 | 34,012 | 179,82 | 155,31 | | | 1. | Loans for Purchase of Consumer Durables | 291 | 87 | 66 | 3,251 | 9,94 | 7,97 | | | 2. | Loans for Housing | 1,108 | 18,42 | 15,86 | 4,336 | 39,34 | 34,75 | | | 3. | Rest of the Personal Loans | 9,300 | 30,66 | 25,08 | 26,425 | 130,55 | 112,59 | VI. | TRADE | 1,753 | 39,70 | 27,97 | 6,423 | 81,63 | 58,79 | | | 1. | Wholesale Trade | 156 | 25,18 | 16,86 | 391 | 29,31 | 17,31 | | | 2. | Retail Trade | 1,597 | 14,52 | 11,11 | 6,032 | 52,32 | 41,48 | VII. | FINANCE | 12 | 19 | 13 | 75 | 28,57 | 27,36 | VIII.
| ALL OTHERS
| 3,431
| 18,64
| 14,46
| 15,012
| 83,28
| 59,47
| TOTAL BANK CREDIT | 25,528 | 364,89 | 288,74 | 76,837 | 1206,66 | 917,90 | OF WHICH: | 1. | Artisans & Village Industries | 550 | 1,27 | 95 | 829 | 3,18 | 2,74 |
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| Other Small Scale Industries
| 1,198
| 44,47
| 35,77
| 3,218
| 108,04
| 81,77
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | - | - | - | | | 1. | Direct Finance | - | - | - | - | - | - | | | 2. | Indirect Finance | - | - | - | - | - | - | II. | INDUSTRY | 5 | 7,84 | 2,53 | - | - | - | | | 1. | Mining & Quarrying | 1 | 1,24 | 4 | - | - | - | | | 2. | Food Manufacturing & Processing | - | - | - | - | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | - | - | - | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | - | - | - | - | - | - | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | - | - | - | - | - | - | | | 5. | Paper, Paper Products & Printing | - | - | - | - | - | - | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | 8. | Chemicals & Chemical Products | 1 | 60 | 20 | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 1 | 60 | 20 | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | - | - | - | - | - | - | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | - | - | - | | | 12. | Engineering | 3 | 6,00 | 2,29 | - | - | - | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | - | - | - | | | | (c) | Electrical Machinery & Goods | 2 | 3,00 | 2,09 | - | - | - | | | | (d) | Electronic Machinery & Goods | 1 | 3,00 | 20 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | - | - | - | | | 14. | Other Industries | - | - | - | - | - | - | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | - | - | - | - | - | - | IV. | PROFESSIONAL AND OTHER SERVICES | 2 | 1 | 1 | - | - | - | V. | PERSONAL LOANS | 34 | 28 | 37 | - | - | - | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | - | - | - | | | 2. | Loans for Housing | - | - | - | - | - | - | | | 3. | Rest of the Personal Loans | 34 | 28 | 37 | - | - | - | VI. | TRADE | - | - | - | - | - | - | | | 1. | Wholesale Trade | - | - | - | - | - | - | | | 2. | Retail Trade | - | - | - | - | - | - | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
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| TOTAL BANK CREDIT | 41 | 8,14 | 2,90 | - | - | - | OF WHICH: | 1. | Artisans & Village Industries | | | | - | - | - |
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| Other Small Scale Industries
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 10 | 17 | 14 | 9,647 | 65,90 | 54,15 | | | 1. | Direct Finance | 10 | 17 | 14 | 9,467 | 59,18 | 48,65 | | | 2. | Indirect Finance | - | - | - | 180 | 6,72 | 5,51 | II. | INDUSTRY | 1,634 | 165,72 | 121,73 | 11,773 | 1002,00 | 748,23 | | | 1. | Mining & Quarrying | 20 | 8,28 | 9,48 | 174 | 278,78 | 194,65 | | | 2. | Food Manufacturing & Processing | 10 | 11,72 | 10,68 | 261 | 50,03 | 33,27 | | | | (a) | Rice Mills, Flour & Dal Mills | 1 | 1 | 1 | 12 | 1,13 | 59 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | 5 | 89 | 91 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 16 | 3,41 | 1,04 | | | | (f) | Others | 9 | 11,71 | 10,67 | 228 | 44,60 | 30,74 | | | 3. | Beverage & Tobacco | 4 | 15 | 13 | 109 | 18,40 | 13,69 | | | 4. | Textiles | 12 | 20,11 | 19,33 | 83 | 26,05 | 24,18 | | | | (a) | Cotton Textiles | 5 | 11,71 | 11,25 | 7 | 11,75 | 11,29 | | | | (b) | Jute Textiles | - | - | - | 1 | 3 | 1 | | | | (c) | Handloom Textiles & Khadi | - | - | - | 2 | 5 | 4 | | | | (d) | Other Textiles | 7 | 8,40 | 8,07 | 73 | 14,22 | 12,84 | | | 5. | Paper, Paper Products & Printing | 3 | 11 | 11 | 151 | 7,58 | 6,14 | | | 6. | Leather & Leather Products | - | - | - | 16 | 1,30 | 1,45 | | | 7. | Rubber & Rubber Products | 1 | 1 | 1 | 50 | 4,77 | 3,75 | | | 8. | Chemicals & Chemical Products | 18 | 21,31 | 19,83 | 298 | 157,98 | 119,62 | | | | (a) | Heavy Industrial Chemicals | - | - | - | 14 | 13,01 | 4,88 | | | | (b) | Fertilisers | 2 | 14,95 | 14,87 | 9 | 58,34 | 34,79 | | | | (c) | Drugs & Pharmaceuticals | 3 | 1,90 | 1,09 | 72 | 52,58 | 50,51 | | | | (d) | Non-Edible Oils | 1 | 2 | 2 | 4 | 11 | 8 | | | | (e) | Other Chemicals & Chemical Products | 12 | 4,43 | 3,85 | 199 | 33,94 | 29,36 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 1 | 7,10 | 7,10 | 12 | 40,40 | 29,21 | | | 10. | Manufacture of Cement & Cement Products | 2 | 2,32 | 2,32 | 41 | 8,53 | 8,54 | | | 11. | Basic Metals & Metal Products | 16 | 48,87 | 7,93 | 299 | 124,84 | 71,32 | | | | (a) | Iron & Steel | 11 | 48,45 | 7,50 | 89 | 111,25 | 61,00 | | | | (b) | Non-Ferrous Metals | - | - | - | 18 | 5,09 | 3,18 | | | | (c) | Other Metal Products | 5 | 42 | 43 | 192 | 8,50 | 7,14 | | | 12. | Engineering | 6 | 16,55 | 16,54 | 287 | 78,34 | 65,10 | | | | (a) | Heavy Engineering | 1 | 3,52 | 3,52 | 23 | 14,54 | 9,48 | | | | (b) | Light Engineering | 1 | 9,50 | 9,50 | 120 | 28,66 | 28,59 | | | | (c) | Electrical Machinery & Goods | 3 | 3 | 2 | 118 | 11,97 | 9,29 | | | | (d) | Electronic Machinery & Goods | 1 | 3,50 | 3,50 | 26 | 23,17 | 17,74 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 24 | 9,45 | 9,42 | 135 | 67,12 | 63,96 | | | 14. | Other Industries | 1,412 | 11,11 | 11,01 | 9,194 | 101,40 | 83,07 | | | 15. | Electricity, Gas & Water | - | - | - | 16 | 3,53 | 2,83 | | | | (a) | Electricity Generation & Transmission | - | - | - | 7 | 2,76 | 2,21 | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | 9 | 78 | 63 | | | 16. | Construction | 105 | 8,65 | 7,84 | 647 | 32,97 | 27,45 | III. | TRANSPORT OPERATORS | 154 | 1,80 | 1,44 | 5,314 | 96,73 | 69,05 | IV. | PROFESSIONAL AND OTHER SERVICES | 253 | 54,92 | 52,22 | 6,272 | 155,61 | 128,17 | V. | PERSONAL LOANS | 3,568 | 22,95 | 19,62 | 48,313 | 253,00 | 216,90 | | | 1. | Loans for Purchase of Consumer Durables | 163 | 84 | 69 | 3,705 | 11,65 | 9,32 | | | 2. | Loans for Housing | 141 | 3,96 | 3,54 | 5,585 | 61,72 | 54,15 | | | 3. | Rest of the Personal Loans | 3,264 | 18,15 | 15,38 | 39,023 | 179,63 | 153,43 | VI. | TRADE | 369 | 6,82 | 5,97 | 8,545 | 128,15 | 92,72 | | | 1. | Wholesale Trade | 20 | 1,89 | 1,87 | 567 | 56,37 | 36,05 | | | 2. | Retail Trade | 349 | 4,94 | 4,09 | 7,978 | 71,78 | 56,68 | VII. | FINANCE | 14 | 53,07 | 33,07 | 101 | 81,84 | 60,57 | VIII.
| ALL OTHERS
| 1,531
| 26,47
| 15,09
| 19,974
| 128,40
| 89,02
| TOTAL BANK CREDIT | 7,533 | 331,93 | 249,27 | 1,09,939 | 1911,62 | 1458,82 | OF WHICH: | 1. | Artisans & Village Industries | 28 | 19 | 14 | 1,407 | 4,64 | 3,83 |
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| Other Small Scale Industries
| 82
| 9,27
| 6,92
| 4,500
| 165,38
| 124,86
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