CENTRAL REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 5,25,508 | 1689,40 | 1282,10 | 10,10,926 | 2348,71 | 1932,65 | | | 1. | Direct Finance | 5,21,650 | 1528,44 | 1201,03 | 10,02,580 | 2100,95 | 1726,83 | | | 2. | Indirect Finance | 3,858 | 160,97 | 81,07 | 8,346 | 247,76 | 205,83 | II. | INDUSTRY | 1,23,066 | 2817,40 | 2259,42 | 2,91,909 | 6556,23 | 5338,42 | | | 1. | Mining & Quarrying | 86 | 233,45 | 26,10 | 229 | 71,52 | 61,38 | | | 2. | Food Manufacturing & Processing | 2,371 | 589,33 | 557,17 | 6,388 | 1403,93 | 1125,93 | | | | (a) | Rice Mills, Flour & Dal Mills | 1,363 | 105,04 | 77,14 | 3,087 | 252,79 | 178,05 | | | | (b) | Sugar | 97 | 350,28 | 341,51 | 269 | 893,08 | 731,08 | | | | (c) | Edible Oils & Vanaspati | 300 | 44,66 | 32,47 | 944 | 91,76 | 68,90 | | | | (d) | Tea Processing | 4 | 37 | 31 | 17 | 15,90 | 10,12 | | | | (e) | Processing of Fruits & Vegetables | 7 | 52 | 47 | 59 | 9,57 | 8,66 | | | | (f) | Others | 600 | 88,45 | 105,27 | 2,012 | 140,82 | 129,12 | | | 3. | Beverage & Tobacco | 46 | 6,45 | 7,09 | 142 | 112,16 | 84,46 | | | 4. | Textiles | 2,427 | 444,61 | 369,17 | 8,475 | 891,07 | 777,05 | | | | (a) | Cotton Textiles | 396 | 52,29 | 46,39 | 1,081 | 222,01 | 215,73 | | | | (b) | Jute Textiles | 4 | 32 | 7 | 34 | 9,74 | 3,66 | | | | (c) | Handloom Textiles & Khadi | 398 | 8,52 | 7,25 | 1,045 | 52,93 | 46,61 | | | | (d) | Other Textiles | 1,629 | 383,47 | 315,46 | 6,315 | 606,39 | 511,06 | | | 5. | Paper, Paper Products & Printing | 630 | 151,93 | 130,62 | 2,242 | 301,95 | 261,70 | | | 6. | Leather & Leather Products | 477 | 61,73 | 54,22 | 1,614 | 257,81 | 193,91 | | | 7. | Rubber & Rubber Products | 162 | 26,82 | 25,34 | 756 | 125,55 | 115,37 | | | 8. | Chemicals & Chemical Products | 841 | 202,35 | 162,50 | 3,128 | 537,01 | 477,29 | | | | (a) | Heavy Industrial Chemicals | 45 | 5,23 | 4,45 | 142 | 82,78 | 67,95 | | | | (b) | Fertilisers | 35 | 58,16 | 44,99 | 84 | 64,36 | 65,38 | | | | (c) | Drugs & Pharmaceuticals | 237 | 42,84 | 38,30 | 660 | 116,49 | 106,27 | | | | (d) | Non-Edible Oils | 11 | 2,79 | 1,14 | 46 | 9,53 | 7,49 | | | | (e) | Other Chemicals & Chemical Products | 513 | 93,33 | 73,62 | 2,196 | 263,85 | 230,19 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 46 | 21,59 | 20,86 | 101 | 14,49 | 10,57 | | | 10. | Manufacture of Cement & Cement Products | 254 | 15,24 | 13,03 | 341 | 37,41 | 36,50 | | | 11. | Basic Metals & Metal Products | 1,171 | 263,19 | 212,04 | 4,281 | 749,46 | 571,87 | | | | (a) | Iron & Steel | 232 | 107,37 | 94,61 | 837 | 372,00 | 302,67 | | | | (b) | Non-Ferrous Metals | 117 | 29,69 | 21,39 | 298 | 60,83 | 46,79 | | | | (c) | Other Metal Products | 822 | 126,14 | 96,04 | 3,146 | 316,63 | 222,41 | | | 12. | Engineering | 1,242 | 302,02 | 267,45 | 3,479 | 739,07 | 539,51 | | | | (a) | Heavy Engineering | 122 | 43,71 | 34,96 | 225 | 118,36 | 91,15 | | | | (b) | Light Engineering | 454 | 41,14 | 36,31 | 1,538 | 81,43 | 65,48 | | | | (c) | Electrical Machinery & Goods | 572 | 80,95 | 72,24 | 1,459 | 334,96 | 225,20 | | | | (d) | Electronic Machinery & Goods | 94 | 136,21 | 123,94 | 257 | 204,32 | 157,67 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 520 | 97,84 | 78,20 | 1,272 | 100,37 | 85,45 | | | 14. | Other Industries | 1,12,176 | 377,65 | 316,76 | 2,54,079 | 1069,41 | 866,02 | | | 15. | Electricity, Gas & Water | 172 | 19,90 | 16,72 | 104 | 75,04 | 68,01 | | | | (a) | Electricity Generation & Transmission | 164 | 16,58 | 14,81 | 65 | 71,00 | 64,19 | | | | (b) | Non-Conventional Energy | - | - | - | 7 | 87 | 89 | | | | (c) | Gas, Steam & Water Supply | 8 | 3,32 | 1,91 | 32 | 3,17 | 2,93 | | | 16. | Construction | 445 | 3,30 | 2,15 | 5,278 | 69,99 | 63,39 | III. | TRANSPORT OPERATORS | 8,962 | 101,67 | 71,57 | 41,839 | 304,74 | 233,04 | IV. | PROFESSIONAL AND OTHER SERVICES | 11,418 | 65,39 | 48,39 | 87,559 | 388,85 | 326,57 | V. | PERSONAL LOANS | 2,79,605 | 949,94 | 809,24 | 4,37,886 | 1826,22 | 1538,49 | | | 1. | Loans for Purchase of Consumer Durables | 17,145 | 50,83 | 40,46 | 25,425 | 76,60 | 63,17 | | | 2. | Loans for Housing | 21,969 | 282,08 | 248,07 | 56,890 | 638,78 | 542,02 | | | 3. | Rest of the Personal Loans | 2,40,491 | 617,03 | 520,71 | 3,55,571 | 1110,84 | 933,31 | VI. | TRADE | 1,87,699 | 922,23 | 763,50 | 5,01,788 | 2220,06 | 1805,56 | | | 1. | Wholesale Trade | 9,149 | 310,25 | 242,69 | 27,710 | 641,83 | 488,55 | | | 2. | Retail Trade | 1,78,550 | 611,99 | 520,81 | 4,74,078 | 1578,23 | 1317,00 | VII. | FINANCE | 1,027 | 47,29 | 42,00 | 2,120 | 109,60 | 92,71 | VIII.
| ALL OTHERS
| 1,02,177
| 719,82
| 627,39
| 2,41,937
| 1887,61
| 1627,57
| TOTAL BANK CREDIT | 12,39,462 | 7313,13 | 5903,62 | 26,15,964 | 15642,03 | 12895,00 | OF WHICH: | 1. | Artisans & Village Industries | 44,600 | 78,01 | 64,58 | 1,11,593 | 262,67 | 222,27 |
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| Other Small Scale Industries
| 57,888
| 790,38
| 624,19
| 1,40,424
| 1962,02
| 1578,80
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 1 | 90 | 2 | 11,91,203 | 1334,32 | 1069,32 | | | 1. | Direct Finance | - | - | - | 11,66,708 | 1308,18 | 1046,52 | | | 2. | Indirect Finance | 1 | 90 | 2 | 24,495 | 26,14 | 22,80 | II. | INDUSTRY | 174 | 404,43 | 224,78 | 2,11,371 | 249,81 | 208,77 | | | 1. | Mining & Quarrying | - | - | - | 13 | 86 | 94 | | | 2. | Food Manufacturing & Processing | 7 | 3,91 | 3,46 | 1,260 | 15,82 | 12,89 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 667 | 10,64 | 8,49 | | | | (b) | Sugar | - | - | - | 4 | 16 | 12 | | | | (c) | Edible Oils & Vanaspati | 1 | 89 | 89 | 228 | 2,04 | 1,75 | | | | (d) | Tea Processing | - | - | - | 1 | 4 | 1 | | | | (e) | Processing of Fruits & Vegetables | 4 | 2,81 | 2,36 | 1 | 5 | 3 | | | | (f) | Others | 2 | 21 | 21 | 359 | 2,89 | 2,50 | | | 3. | Beverage & Tobacco | 1 | 2,00 | 1,92 | 6 | 20 | 14 | | | 4. | Textiles | 18 | 37,15 | 24,96 | 387 | 2,35 | 2,06 | | | | (a) | Cotton Textiles | 4 | 4,27 | 3,70 | 40 | 20 | 17 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 46 | 33 | 30 | | | | (d) | Other Textiles | 14 | 32,88 | 21,26 | 301 | 1,82 | 1,59 | | | 5. | Paper, Paper Products & Printing | 3 | 20 | 20 | 52 | 39 | 29 | | | 6. | Leather & Leather Products | 7 | 5,51 | 2,77 | 43 | 61 | 67 | | | 7. | Rubber & Rubber Products | 15 | 22,30 | 19,19 | 22 | 13 | 11 | | | 8. | Chemicals & Chemical Products | 34 | 91,49 | 35,76 | 167 | 1,89 | 1,57 | | | | (a) | Heavy Industrial Chemicals | 6 | 49,50 | 17,90 | - | - | - | | | | (b) | Fertilisers | 5 | 2,84 | 2,47 | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 5 | 22,49 | 3,70 | 20 | 28 | 28 | | | | (d) | Non-Edible Oils | - | - | - | 1 | 7 | 2 | | | | (e) | Other Chemicals & Chemical Products | 18 | 16,66 | 11,69 | 146 | 1,54 | 1,28 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 2 | 6 | 5 | | | 10. | Manufacture of Cement & Cement Products | 1 | 2,61 | 2,52 | 44 | 69 | 69 | | | 11. | Basic Metals & Metal Products | 15 | 33,83 | 30,30 | 487 | 2,54 | 2,06 | | | | (a) | Iron & Steel | 7 | 10,48 | 6,57 | - | - | - | | | | (b) | Non-Ferrous Metals | 5 | 22,28 | 22,27 | 3 | 12 | 4 | | | | (c) | Other Metal Products | 3 | 1,08 | 1,46 | 484 | 2,42 | 2,02 | | | 12. | Engineering | 35 | 113,12 | 52,54 | 376 | 3,91 | 3,39 | | | | (a) | Heavy Engineering | 1 | 24 | 25 | 22 | 57 | 50 | | | | (b) | Light Engineering | 11 | 30,39 | 10,32 | 251 | 2,61 | 2,31 | | | | (c) | Electrical Machinery & Goods | 3 | 1,63 | 1,62 | 102 | 69 | 57 | | | | (d) | Electronic Machinery & Goods | 20 | 80,85 | 40,34 | 1 | 4 | 1 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 20 | 53,85 | 39,33 | 394 | 4,80 | 3,62 | | | 14. | Other Industries | 17 | 16,74 | 11,62 | 2,08,000 | 214,01 | 178,80 | | | 15. | Electricity, Gas & Water | 1 | 21,70 | 23 | 2 | 7 | 4 | | | | (a) | Electricity Generation & Transmission | 1 | 21,70 | 23 | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | 2 | 7 | 4 | | | 16. | Construction | - | - | - | 116 | 1,49 | 1,45 | III. | TRANSPORT OPERATORS | - | - | - | 78,657 | 171,19 | 126,94 | IV. | PROFESSIONAL AND OTHER SERVICES | 6 | 12,51 | 12,53 | 1,21,952 | 121,33 | 100,55 | V. | PERSONAL LOANS | 2,745 | 18,86 | 15,79 | 1,81,170 | 307,79 | 263,17 | | | 1. | Loans for Purchase of Consumer Durables | 73 | 2,77 | 2,58 | 10,882 | 17,04 | 13,01 | | | 2. | Loans for Housing | 10 | 1,00 | 74 | 35,516 | 95,70 | 84,33 | | | 3. | Rest of the Personal Loans | 2,662 | 15,08 | 12,47 | 1,34,772 | 195,05 | 165,83 | VI. | TRADE | 20 | 8,17 | 4,86 | 4,48,391 | 472,26 | 386,25 | | | 1. | Wholesale Trade | 11 | 5,57 | 4,49 | 10,588 | 17,12 | 13,74 | | | 2. | Retail Trade | 9 | 2,59 | 37 | 4,37,803 | 455,14 | 372,51 | VII. | FINANCE | 6 | 11,06 | 10,40 | 45 | 1,65 | 1,32 | VIII.
| ALL OTHERS
| 28
| 36,65
| 12,59
| 51,775
| 56,58
| 48,91
| TOTAL BANK CREDIT | 2,980 | 492,57 | 280,98 | 22,84,564 | 2714,93 | 2205,22 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 1,64,564 | 161,08 | 133,85 |
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| Other Small Scale Industries
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| 20,36
| 5,23
| 39,376
| 54,67
| 46,23
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 10,611 | 27,54 | 20,31 | 27,38,249 | 5400,87 | 4304,41 | | | 1. | Direct Finance | 10,014 | 18,78 | 15,37 | 27,00,952 | 4956,35 | 3989,74 | | | 2. | Indirect Finance | 597 | 8,76 | 4,94 | 37,297 | 444,53 | 314,66 | II. | INDUSTRY | 7,878 | 396,44 | 325,57 | 6,34,398 | 10424,31 | 8356,96 | | | 1. | Mining & Quarrying | 3 | 57 | 64 | 331 | 306,41 | 89,07 | | | 2. | Food Manufacturing & Processing | 318 | 67,43 | 49,41 | 10,344 | 2080,42 | 1748,85 | | | | (a) | Rice Mills, Flour & Dal Mills | 204 | 44,37 | 30,51 | 5,321 | 412,85 | 294,19 | | | | (b) | Sugar | 8 | 2,62 | 2,08 | 378 | 1246,15 | 1074,79 | | | | (c) | Edible Oils & Vanaspati | 24 | 41 | 35 | 1,497 | 139,77 | 104,37 | | | | (d) | Tea Processing | - | - | - | 22 | 16,31 | 10,44 | | | | (e) | Processing of Fruits & Vegetables | 20 | 5,82 | 4,29 | 91 | 18,77 | 15,80 | | | | (f) | Others | 62 | 14,21 | 12,17 | 3,035 | 246,58 | 249,26 | | | 3. | Beverage & Tobacco | 5 | 2,21 | 1,09 | 200 | 123,02 | 94,69 | | | 4. | Textiles | 248 | 61,35 | 51,57 | 11,555 | 1436,53 | 1224,81 | | | | (a) | Cotton Textiles | 50 | 12,91 | 11,34 | 1,571 | 291,69 | 277,32 | | | | (b) | Jute Textiles | - | - | - | 38 | 10,06 | 3,72 | | | | (c) | Handloom Textiles & Khadi | 20 | 41 | 48 | 1,509 | 62,19 | 54,64 | | | | (d) | Other Textiles | 178 | 48,03 | 39,76 | 8,437 | 1072,59 | 889,12 | | | 5. | Paper, Paper Products & Printing | 151 | 17,31 | 16,00 | 3,078 | 471,79 | 408,81 | | | 6. | Leather & Leather Products | 48 | 12,00 | 8,86 | 2,189 | 337,66 | 260,43 | | | 7. | Rubber & Rubber Products | 21 | 2,09 | 2,09 | 976 | 176,90 | 162,11 | | | 8. | Chemicals & Chemical Products | 133 | 43,66 | 47,83 | 4,303 | 876,40 | 724,95 | | | | (a) | Heavy Industrial Chemicals | 7 | 25,35 | 30,70 | 200 | 162,85 | 121,00 | | | | (b) | Fertilisers | 2 | 13 | 15 | 126 | 125,48 | 113,00 | | | | (c) | Drugs & Pharmaceuticals | 19 | 91 | 89 | 941 | 183,02 | 149,43 | | | | (d) | Non-Edible Oils | 11 | 3,85 | 3,01 | 69 | 16,25 | 11,66 | | | | (e) | Other Chemicals & Chemical Products | 94 | 13,42 | 13,08 | 2,967 | 388,80 | 329,85 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 5 | 35 | 29 | 154 | 36,49 | 31,78 | | | 10. | Manufacture of Cement & Cement Products | 17 | 1,71 | 1,76 | 657 | 57,65 | 54,50 | | | 11. | Basic Metals & Metal Products | 147 | 29,56 | 22,41 | 6,101 | 1078,58 | 838,68 | | | | (a) | Iron & Steel | 45 | 17,30 | 11,37 | 1,121 | 507,15 | 415,21 | | | | (b) | Non-Ferrous Metals | 3 | 98 | 95 | 426 | 113,89 | 91,44 | | | | (c) | Other Metal Products | 99 | 11,28 | 10,09 | 4,554 | 457,54 | 332,02 | | | 12. | Engineering | 111 | 16,79 | 15,94 | 5,243 | 1174,90 | 878,82 | | | | (a) | Heavy Engineering | 8 | 6,60 | 6,57 | 378 | 169,48 | 133,43 | | | | (b) | Light Engineering | 31 | 71 | 56 | 2,285 | 156,29 | 114,99 | | | | (c) | Electrical Machinery & Goods | 60 | 6,86 | 6,19 | 2,196 | 425,09 | 305,82 | | | | (d) | Electronic Machinery & Goods | 12 | 2,62 | 2,62 | 384 | 424,04 | 324,58 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 81 | 29,63 | 26,43 | 2,287 | 286,49 | 233,04 | | | 14. | Other Industries | 6,542 | 58,85 | 52,39 | 5,80,814 | 1736,67 | 1425,59 | | | 15. | Electricity, Gas & Water | 3 | 17 | 20 | 282 | 116,87 | 85,19 | | | | (a) | Electricity Generation & Transmission | 1 | 3 | 5 | 231 | 109,31 | 79,28 | | | | (b) | Non-Conventional Energy | - | - | - | 7 | 87 | 89 | | | | (c) | Gas, Steam & Water Supply | 2 | 14 | 14 | 44 | 6,69 | 5,02 | | | 16. | Construction | 45 | 52,75 | 28,64 | 5,884 | 127,53 | 95,63 | III. | TRANSPORT OPERATORS | 2,499 | 11,49 | 8,02 | 1,31,957 | 589,09 | 439,57 | IV. | PROFESSIONAL AND OTHER SERVICES | 3,251 | 18,04 | 12,96 | 2,24,186 | 606,12 | 501,00 | V. | PERSONAL LOANS | 17,627 | 69,27 | 62,11 | 9,19,033 | 3172,08 | 2688,80 | | | 1. | Loans for Purchase of Consumer Durables | 465 | 1,34 | 1,01 | 53,990 | 148,58 | 120,23 | | | 2. | Loans for Housing | 1,354 | 13,23 | 11,24 | 1,15,739 | 1030,78 | 886,40 | | | 3. | Rest of the Personal Loans | 15,808 | 54,71 | 49,86 | 7,49,304 | 1992,71 | 1682,17 | VI. | TRADE | 13,901 | 111,72 | 88,77 | 11,51,799 | 3734,44 | 3048,94 | | | 1. | Wholesale Trade | 1,239 | 47,72 | 35,62 | 48,697 | 1022,49 | 785,09 | | | 2. | Retail Trade | 12,662 | 64,00 | 53,15 | 11,03,102 | 2711,96 | 2263,85 | VII. | FINANCE | 66 | 35,27 | 24,41 | 3,264 | 204,87 | 170,83 | VIII.
| ALL OTHERS
| 18,349
| 50,15
| 45,21
| 4,14,266
| 2750,81
| 2361,68
| TOTAL BANK CREDIT | 74,182 | 719,93 | 587,36 | 62,17,152 | 26882,60 | 21872,19 | OF WHICH: | 1. | Artisans & Village Industries | 2,746 | 3,58 | 2,85 | 3,23,503 | 505,34 | 423,55 |
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| Other Small Scale Industries
| 3,314
| 96,67
| 80,19
| 2,41,019
| 2924,11
| 2334,64
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