Publications

CENTRAL REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

3,15,313

1211,76

943,56

3,68,700

1593,60

1307,25

1.

Direct Finance

3,07,214

1103,20

886,77

3,64,995

1313,68

1120,68

2.

Indirect Finance

8,099

108,56

56,79

3,705

279,92

186,56

II.

INDUSTRY

66,094

3840,36

3055,91

98,941

3385,45

2648,85

1.

Mining & Quarrying

114

78,20

64,79

186

34,30

32,16

2.

Food Manufacturing & Processing

2,180

630,68

463,72

2,456

472,89

355,26

(a)

Rice Mills, Flour & Dal Mills

1,024

75,47

62,02

1,412

109,96

73,81

(b)

Sugar

16

25,59

14,00

11

1,49

1,54

(c)

Edible Oils & Vanaspati

634

455,80

334,81

325

303,89

249,70

(d)

Tea Processing

3

19

8

5

2,76

2,60

(e)

Processing of Fruits & Vegetables

8

11,49

11,17

13

2,52

1,46

(f)

Others

495

62,14

41,64

690

52,27

26,15

3.

Beverage & Tobacco

43

27,58

25,45

129

76,39

56,45

4.

Textiles

1,316

411,95

368,16

1,948

432,74

299,14

(a)

Cotton Textiles

456

272,86

228,90

366

141,70

85,96

(b)

Jute Textiles

6

1,91

60

15

3,44

2,02

(c)

Handloom Textiles & Khadi

50

1,92

1,83

110

2,33

1,78

(d)

Other Textiles

804

135,26

136,83

1,457

285,27

209,37

5.

Paper, Paper Products & Printing

617

57,95

47,95

893

75,38

58,28

6.

Leather & Leather Products

192

64,45

58,88

215

12,68

11,16

7.

Rubber & Rubber Products

116

38,85

37,86

174

79,35

73,92

8.

Chemicals & Chemical Products

1,014

331,15

256,32

2,109

402,71

252,17

(a)

Heavy Industrial Chemicals

23

18,56

13,81

91

71,33

44,95

(b)

Fertilisers

44

32,85

29,19

26

30,67

24,17

(c)

Drugs & Pharmaceuticals

165

49,72

47,05

329

87,01

77,36

(d)

Non-Edible Oils

8

9,03

1,04

13

2,00

1,01

(e)

Other Chemicals & Chemical Products

774

220,98

165,23

1,650

211,71

104,69

9.

Petroleum, Coal Products & Nuclear Fuels

41

20,06

22,13

87

17,57

11,80

10.

Manufacture of Cement & Cement Products

183

50,22

31,31

212

41,23

34,96

11.

Basic Metals & Metal Products

1,511

617,97

524,88

1,690

745,80

689,86

(a)

Iron & Steel

320

458,56

403,41

467

649,67

613,16

(b)

Non-Ferrous Metals

35

47,32

42,24

47

26,90

25,80

(c)

Other Metal Products

1,156

112,09

79,24

1,176

69,23

50,90

12.

Engineering

1,021

597,78

409,24

1,655

277,73

217,71

(a)

Heavy Engineering

84

94,74

64,27

129

39,88

24,86

(b)

Light Engineering

384

22,10

17,16

682

39,96

36,13

(c)

Electrical Machinery & Goods

494

472,72

319,40

753

172,11

131,49

(d)

Electronic Machinery & Goods

59

8,22

8,41

91

25,78

25,23

13.

Vehicles, Vehicle Parts & Transport Equipments

245

106,72

82,19

536

36,03

21,45

14.

Other Industries

57,132

564,89

456,68

84,153

559,59

441,95

15.

Electricity, Gas & Water

113

224,62

194,01

46

46,88

33,32

(a)

Electricity Generation & Transmission

98

220,70

191,02

27

44,72

31,80

(b)

Non-Conventional Energy

5

82

77

4

18

11

(c)

Gas, Steam & Water Supply

10

3,10

2,21

15

1,98

1,40

16.

Construction

256

17,29

12,34

2,452

74,18

59,27

III.

TRANSPORT OPERATORS

13,462

137,43

97,43

15,014

162,79

131,89

IV.

PROFESSIONAL AND OTHER SERVICES

19,403

113,48

81,20

56,136

317,14

244,12

V.

PERSONAL LOANS

2,03,247

761,31

628,48

1,89,301

767,01

655,08

1.

Loans for Purchase of Consumer Durables

26,114

59,85

45,86

17,617

46,37

37,56

2.

Loans for Housing

19,760

265,71

227,50

29,408

246,80

214,71

3.

Rest of the Personal Loans

1,57,373

435,75

355,12

1,42,276

473,85

402,81

VI.

TRADE

1,32,839

972,52

696,94

2,13,837

1214,77

992,38

1.

Wholesale Trade

10,793

529,29

331,39

11,695

388,20

305,69

2.

Retail Trade

1,22,046

443,23

365,55

2,02,142

826,57

686,70

VII.

FINANCE

865

36,40

28,60

2,205

64,84

49,19

VIII.

ALL OTHERS

53,119

252,74

205,60

80,408

558,09

470,91

TOTAL BANK CREDIT

8,04,342

7326,02

5737,72

10,24,542

8063,69

6499,67

OF WHICH:

1.

Artisans & Village Industries

20,036

40,24

33,91

30,558

69,27

60,81

2.

Other Small Scale Industries

33,306

721,38

529,00

55,665

736,09

565,66

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

3,92,721

592,76

486,46

1.

Direct Finance

-

-

-

3,86,263

577,33

475,53

2.

Indirect Finance

-

-

-

6,458

15,44

10,93

II.

INDUSTRY

28

91,35

53,19

75,475

79,54

64,45

1.

Mining & Quarrying

-

-

-

12

67

53

2.

Food Manufacturing & Processing

3

7,40

8,46

186

3,53

3,01

(a)

Rice Mills, Flour & Dal Mills

-

-

-

118

2,11

1,72

(b)

Sugar

-

-

-

1

3

3

(c)

Edible Oils & Vanaspati

3

7,40

8,46

20

74

70

(d)

Tea Processing

-

-

-

1

9

6

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

46

56

51

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

2

4,20

3,36

76

69

61

(a)

Cotton Textiles

-

-

-

9

21

21

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

3

4

3

(d)

Other Textiles

2

4,20

3,36

64

45

37

5.

Paper, Paper Products & Printing

2

4,16

4,16

63

72

59

6.

Leather & Leather Products

-

-

-

4

1

1

7.

Rubber & Rubber Products

3

31,60

5,99

9

17

14

8.

Chemicals & Chemical Products

2

1,40

6

22

38

31

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

2

1,40

6

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

10

10

5

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

12

28

26

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

2

-

10.

Manufacture of Cement & Cement Products

-

-

-

9

16

11

11.

Basic Metals & Metal Products

2

3,20

3,35

36

27

22

(a)

Iron & Steel

2

3,20

3,35

1

6

6

(b)

Non-Ferrous Metals

-

-

-

1

3

3

(c)

Other Metal Products

-

-

-

34

18

14

12.

Engineering

7

21,31

20,97

151

2,49

1,62

(a)

Heavy Engineering

-

-

-

30

1,41

74

(b)

Light Engineering

-

-

-

71

76

62

(c)

Electrical Machinery & Goods

3

8,38

8,21

49

30

27

(d)

Electronic Machinery & Goods

4

12,93

12,76

1

3

-

13.

Vehicles, Vehicle Parts & Transport Equipments

1

1,24

1,24

251

3,13

2,27

14.

Other Industries

1

84

84

74,635

66,64

54,53

15.

Electricity, Gas & Water

5

16,00

4,75

1

3

1

(a)

Electricity Generation & Transmission

5

16,00

4,75

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

3

1

16.

Construction

-

-

-

19

61

49

III.

TRANSPORT OPERATORS

-

-

-

16,551

55,57

37,97

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

23,250

26,35

22,05

V.

PERSONAL LOANS

-

-

-

88,755

153,84

133,05

1.

Loans for Purchase of Consumer Durables

-

-

-

9,672

16,42

12,77

2.

Loans for Housing

-

-

-

12,069

34,65

31,62

3.

Rest of the Personal Loans

-

-

-

67,014

102,77

88,66

VI.

TRADE

1

1,76

-

1,39,329

147,23

120,15

1.

Wholesale Trade

1

1,76

-

7,171

8,67

8,21

2.

Retail Trade

-

-

-

1,32,158

138,56

111,94

VII.

FINANCE

2

86

89

8

6

4

VIII.

ALL OTHERS

-

-

-

13,522

19,39

16,45

TOTAL BANK CREDIT

31

93,97

54,08

7,49,611

1074,73

880,63

OF WHICH:

1.

Artisans & Village Industries

-

-

-

63,935

53,90

43,75

2.

Other Small Scale Industries

1

84

84

9,739

14,19

11,99

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

1,337

19,62

18,40

10,78,071

3417,74

2755,67

1.

Direct Finance

1,283

7,00

6,48

10,59,755

3001,21

2489,46

2.

Indirect Finance

54

12,62

11,92

18,316

416,53

266,20

II.

INDUSTRY

2,081

469,45

329,32

2,42,619

7866,15

6151,72

1.

Mining & Quarrying

3

12,98

12,94

315

126,15

110,42

2.

Food Manufacturing & Processing

89

55,14

32,65

4,914

1169,64

863,11

(a)

Rice Mills, Flour & Dal Mills

24

1,54

1,33

2,578

189,09

138,88

(b)

Sugar

-

-

-

28

27,11

15,57

(c)

Edible Oils & Vanaspati

24

46,00

22,36

1,006

813,83

616,03

(d)

Tea Processing

-

-

-

9

3,04

2,74

(e)

Processing of Fruits & Vegetables

-

-

-

21

14,01

12,62

(f)

Others

41

7,60

8,96

1,272

122,57

77,26

3.

Beverage & Tobacco

2

5

2

174

104,02

81,93

4.

Textiles

190

124,61

96,61

3,532

974,19

767,87

(a)

Cotton Textiles

104

42,49

38,62

935

457,25

353,70

(b)

Jute Textiles

-

-

-

21

5,35

2,62

(c)

Handloom Textiles & Khadi

-

-

-

163

4,28

3,64

(d)

Other Textiles

86

82,13

57,99

2,413

507,30

407,92

5.

Paper, Paper Products & Printing

23

55

30

1,598

138,76

111,29

6.

Leather & Leather Products

8

12

11

419

77,27

70,16

7.

Rubber & Rubber Products

7

9,13

2,65

309

159,09

120,56

8.

Chemicals & Chemical Products

46

26,64

16,37

3,193

762,28

525,23

(a)

Heavy Industrial Chemicals

3

3,18

2,05

117

93,08

60,80

(b)

Fertilisers

-

-

-

72

64,92

53,42

(c)

Drugs & Pharmaceuticals

10

2,35

2,27

514

139,17

126,74

(d)

Non-Edible Oils

-

-

-

21

11,03

2,05

(e)

Other Chemicals & Chemical Products

33

21,10

12,05

2,469

454,07

282,23

9.

Petroleum, Coal Products & Nuclear Fuels

4

1,48

1,13

133

39,13

35,07

10.

Manufacture of Cement & Cement Products

2

6

6

406

91,68

66,44

11.

Basic Metals & Metal Products

91

107,52

71,55

3,330

1474,76

1289,86

(a)

Iron & Steel

45

103,39

70,13

835

1214,87

1090,10

(b)

Non-Ferrous Metals

7

3,64

92

90

77,89

68,98

(c)

Other Metal Products

39

49

50

2,405

182,00

130,77

12.

Engineering

66

39,67

21,35

2,900

938,98

670,90

(a)

Heavy Engineering

9

6,64

6,77

252

142,67

96,64

(b)

Light Engineering

15

2,91

2,93

1,152

65,73

56,84

(c)

Electrical Machinery & Goods

26

28,58

10,36

1,325

682,08

469,73

(d)

Electronic Machinery & Goods

16

1,53

1,29

171

48,50

47,69

13.

Vehicles, Vehicle Parts & Transport Equipments

19

25,52

18,26

1,052

172,64

125,41

14.

Other Industries

1,435

53,01

43,15

2,17,356

1244,98

997,15

15.

Electricity, Gas & Water

1

5

4

166

287,57

232,12

(a)

Electricity Generation & Transmission

1

5

4

131

281,47

227,62

(b)

Non-Conventional Energy

-

-

-

9

99

88

(c)

Gas, Steam & Water Supply

-

-

-

26

5,11

3,62

16.

Construction

95

12,93

12,11

2,822

105,00

84,20

III.

TRANSPORT OPERATORS

166

2,96

1,94

45,193

358,75

269,23

IV.

PROFESSIONAL AND OTHER SERVICES

711

35,61

36,07

99,500

492,58

383,45

V.

PERSONAL LOANS

4,972

30,88

23,29

4,86,275

1713,04

1439,90

1.

Loans for Purchase of Consumer Durables

167

67

49

53,570

123,32

96,68

2.

Loans for Housing

670

6,67

6,26

61,907

553,82

480,09

3.

Rest of the Personal Loans

4,135

23,54

16,54

3,70,798

1035,90

863,13

VI.

TRADE

3,178

142,64

126,76

4,89,184

2478,92

1936,23

1.

Wholesale Trade

268

53,94

48,98

29,928

981,85

694,26

2.

Retail Trade

2,910

88,70

77,78

4,59,256

1497,06

1241,96

VII.

FINANCE

19

1,94

1,43

3,099

104,11

80,15

VIII.

ALL OTHERS

1,345

20,52

18,12

1,48,394

850,74

711,08

TOTAL BANK CREDIT

13,809

723,62

555,33

25,92,335

17282,03

13727,42

OF WHICH:

1.

Artisans & Village Industries

205

1,96

1,77

1,14,734

165,37

140,23

2.

Other Small Scale Industries

614

62,70

40,57

99,325

1535,20

1148,06