Publications

EASTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

2,24,131

476,73

371,88

3,97,972

583,62

508,26

1.

Direct Finance

2,20,797

418,19

329,51

3,92,526

438,75

380,84

2.

Indirect Finance

3,334

58,54

42,37

5,446

144,87

127,41

II.

INDUSTRY

1,66,550

6314,84

4799,56

3,22,329

6811,94

5860,34

1.

Mining & Quarrying

73

967,20

710,02

178

288,21

254,72

2.

Food Manufacturing & Processing

1,012

368,85

270,24

2,435

677,68

545,55

(a)

Rice Mills, Flour & Dal Mills

459

34,56

27,57

848

58,50

49,90

(b)

Sugar

6

39,71

35,87

15

47,25

32,14

(c)

Edible Oils & Vanaspati

156

37,26

14,70

332

34,49

30,14

(d)

Tea Processing

79

210,12

156,43

402

464,11

374,49

(e)

Processing of Fruits & Vegetables

12

3,40

3,17

23

7,06

4,80

(f)

Others

300

43,80

32,51

815

66,27

54,09

3.

Beverage & Tobacco

45

419,34

159,01

50

27,85

17,44

4.

Textiles

1,983

667,02

475,14

3,415

770,99

597,31

(a)

Cotton Textiles

118

101,79

49,30

548

170,53

161,42

(b)

Jute Textiles

90

113,70

73,71

155

231,19

132,20

(c)

Handloom Textiles & Khadi

241

1,97

1,70

335

6,48

6,72

(d)

Other Textiles

1,534

449,57

350,43

2,377

362,79

296,97

5.

Paper, Paper Products & Printing

584

259,02

212,43

1,522

166,59

153,14

6.

Leather & Leather Products

567

127,70

71,43

1,143

244,68

181,67

7.

Rubber & Rubber Products

132

49,71

44,31

478

89,87

80,71

8.

Chemicals & Chemical Products

1,207

228,49

179,12

2,310

482,85

387,54

(a)

Heavy Industrial Chemicals

52

44,94

33,42

122

79,47

40,66

(b)

Fertilisers

23

24,46

20,33

29

45,31

47,79

(c)

Drugs & Pharmaceuticals

248

39,49

38,91

404

81,02

80,60

(d)

Non-Edible Oils

14

2,25

1,75

20

3,16

2,97

(e)

Other Chemicals & Chemical Products

870

117,35

84,72

1,735

273,89

215,53

9.

Petroleum, Coal Products & Nuclear Fuels

123

153,61

113,31

129

634,56

609,55

10.

Manufacture of Cement & Cement Products

118

18,61

13,77

229

54,23

67,75

11.

Basic Metals & Metal Products

897

1092,99

821,09

3,072

1145,96

965,47

(a)

Iron & Steel

293

806,24

664,85

698

749,38

640,62

(b)

Non-Ferrous Metals

71

165,64

77,86

124

104,01

68,40

(c)

Other Metal Products

533

121,11

78,38

2,250

292,57

256,44

12.

Engineering

2,097

1204,25

1096,88

4,117

860,11

759,88

(a)

Heavy Engineering

247

494,87

434,98

231

282,01

251,90

(b)

Light Engineering

870

277,57

256,71

1,860

126,68

107,49

(c)

Electrical Machinery & Goods

824

333,95

283,75

1,775

373,05

330,02

(d)

Electronic Machinery & Goods

156

97,85

121,43

251

78,38

70,47

13.

Vehicles, Vehicle Parts & Transport Equipments

566

88,50

75,90

620

119,52

108,64

14.

Other Industries

1,56,772

505,76

431,84

2,96,629

764,10

694,25

15.

Electricity, Gas & Water

38

133,05

84,34

166

341,65

305,30

(a)

Electricity Generation & Transmission

29

129,76

83,87

142

293,76

259,67

(b)

Non-Conventional Energy

1

3

3

9

42

31

(c)

Gas, Steam & Water Supply

8

3,25

44

15

47,47

45,31

16.

Construction

336

30,74

40,72

5,836

143,10

131,43

III.

TRANSPORT OPERATORS

8,661

91,99

69,73

22,977

241,09

200,18

IV.

PROFESSIONAL AND OTHER SERVICES

6,395

110,13

98,01

60,130

402,83

347,11

V.

PERSONAL LOANS

1,69,277

586,75

513,51

3,62,318

1426,03

1240,54

1.

Loans for Purchase of Consumer Durables

5,577

12,09

10,19

17,927

34,80

28,95

2.

Loans for Housing

25,613

287,34

259,10

74,741

693,23

609,61

3.

Rest of the Personal Loans

1,38,087

287,32

244,22

2,69,650

697,99

601,99

VI.

TRADE

1,44,598

544,00

418,97

2,46,352

1774,67

1378,33

1.

Wholesale Trade

9,096

268,02

180,72

22,845

1148,75

867,05

2.

Retail Trade

1,35,502

275,98

238,25

2,23,507

625,92

511,28

VII.

FINANCE

896

252,34

80,89

1,616

403,41

343,34

VIII.

ALL OTHERS

25,076

312,67

260,77

3,86,592

1536,47

1407,29

TOTAL BANK CREDIT

7,45,584

8689,45

6613,32

18,00,286

13180,06

11285,40

OF WHICH:

1.

Artisans & Village Industries

81,770

86,32

76,48

1,44,176

151,33

140,03

2.

Other Small Scale Industries

82,007

595,39

509,78

1,32,163

1079,13

926,39

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

42

12,47

12,13

2,46,674

160,46

140,12

1.

Direct Finance

27

2,43

2,44

2,45,198

158,00

138,09

2.

Indirect Finance

15

10,04

9,69

1,476

2,46

2,03

II.

INDUSTRY

4,630

2681,56

1530,89

2,45,541

152,93

135,77

1.

Mining & Quarrying

8

15,41

2,77

-

-

-

2.

Food Manufacturing & Processing

155

391,23

212,85

176

1,24

1,05

(a)

Rice Mills, Flour & Dal Mills

1

1

1

134

83

75

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

7

83,06

6,18

14

18

13

(d)

Tea Processing

84

279,53

173,23

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

63

28,63

33,43

28

24

17

3.

Beverage & Tobacco

27

148,78

34,66

1

1,09

57

4.

Textiles

334

286,69

136,65

76

98

86

(a)

Cotton Textiles

19

16,63

13,87

1

1

1

(b)

Jute Textiles

10

23,03

17,61

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

3

3

2

(d)

Other Textiles

305

247,03

105,16

72

95

83

5.

Paper, Paper Products & Printing

58

41,42

39,91

10

7

7

6.

Leather & Leather Products

71

60,93

44,08

1

1

-

7.

Rubber & Rubber Products

362

53,25

41,89

-

-

-

8.

Chemicals & Chemical Products

217

232,14

159,83

11

8

8

(a)

Heavy Industrial Chemicals

47

57,64

35,34

-

-

-

(b)

Fertilisers

5

59,50

59,15

-

-

-

(c)

Drugs & Pharmaceuticals

26

46,43

24,30

2

1

1

(d)

Non-Edible Oils

3

7

6

-

-

-

(e)

Other Chemicals & Chemical Products

136

68,50

40,98

9

7

6

9.

Petroleum, Coal Products & Nuclear Fuels

8

53,19

22,78

-

-

-

10.

Manufacture of Cement & Cement Products

16

51,44

20,27

3

1

1

11.

Basic Metals & Metal Products

243

460,38

228,13

19

13

11

(a)

Iron & Steel

58

136,57

76,11

-

-

-

(b)

Non-Ferrous Metals

45

176,85

75,96

-

-

-

(c)

Other Metal Products

140

146,96

76,06

19

13

11

12.

Engineering

375

368,66

291,97

21

15

19

(a)

Heavy Engineering

31

27,30

21,81

1

3

2

(b)

Light Engineering

137

20,74

16,01

5

4

3

(c)

Electrical Machinery & Goods

177

282,31

216,67

15

8

14

(d)

Electronic Machinery & Goods

30

38,31

37,48

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

21

22,92

15,85

7

10

9

14.

Other Industries

2,575

232,00

137,63

2,45,199

148,24

132,03

15.

Electricity, Gas & Water

28

205,42

103,60

-

-

-

(a)

Electricity Generation & Transmission

22

204,97

103,37

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

6

45

23

-

-

-

16.

Construction

132

57,71

38,01

17

83

73

III.

TRANSPORT OPERATORS

100

7,61

8,51

19,492

21,96

18,18

IV.

PROFESSIONAL AND OTHER SERVICES

582

86,44

63,65

25,206

17,11

15,82

V.

PERSONAL LOANS

94,917

624,41

342,65

1,42,224

214,09

186,12

1.

Loans for Purchase of Consumer Durables

276

3,52

3,10

25,432

51,31

42,78

2.

Loans for Housing

863

26,03

23,17

5,319

46,88

40,31

3.

Rest of the Personal Loans

93,778

594,86

316,38

1,11,473

115,90

103,04

VI.

TRADE

1,281

153,35

59,98

2,20,506

140,63

126,94

1.

Wholesale Trade

609

106,10

39,25

1,525

2,78

2,43

2.

Retail Trade

672

47,24

20,73

2,18,981

137,85

124,51

VII.

FINANCE

124

98,44

82,16

6

5

5

VIII.

ALL OTHERS

10,128

202,19

175,15

34,181

27,48

24,44

TOTAL BANK CREDIT

1,11,804

3866,48

2275,12

9,33,830

734,71

647,44

OF WHICH:

1.

Artisans & Village Industries

1

2

2

2,13,750

125,77

112,21

2.

Other Small Scale Industries

173

73,27

48,63

29,586

23,35

20,37

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

530

18,55

12,11

8,69,349

1251,84

1044,51

1.

Direct Finance

527

17,10

10,38

8,59,075

1034,47

861,27

2.

Indirect Finance

3

1,46

1,74

10,274

217,37

183,24

II.

INDUSTRY

1,387

1172,22

871,86

7,40,437

17133,48

13198,43

1.

Mining & Quarrying

21

89,51

65,96

280

1360,32

1033,47

2.

Food Manufacturing & Processing

53

89,95

73,30

3,831

1528,96

1103,00

(a)

Rice Mills, Flour & Dal Mills

-

-

-

1,442

93,91

78,23

(b)

Sugar

1

60

31

22

87,56

68,32

(c)

Edible Oils & Vanaspati

3

5

2

512

155,03

51,16

(d)

Tea Processing

39

87,58

72,35

604

1041,34

776,50

(e)

Processing of Fruits & Vegetables

1

25

26

36

10,70

8,23

(f)

Others

9

1,47

36

1,215

140,41

120,56

3.

Beverage & Tobacco

8

31,55

19,31

131

628,60

230,99

4.

Textiles

167

269,13

170,70

5,975

1994,81

1380,66

(a)

Cotton Textiles

23

26,20

15,74

709

315,15

240,34

(b)

Jute Textiles

48

102,88

47,27

303

470,79

270,80

(c)

Handloom Textiles & Khadi

3

17

18

582

8,65

8,62

(d)

Other Textiles

93

139,89

107,51

4,381

1200,22

860,90

5.

Paper, Paper Products & Printing

58

27,56

23,95

2,232

494,65

429,50

6.

Leather & Leather Products

146

34,39

26,64

1,928

467,70

323,82

7.

Rubber & Rubber Products

35

27,82

26,67

1,007

220,66

193,58

8.

Chemicals & Chemical Products

91

124,09

79,30

3,836

1067,64

805,87

(a)

Heavy Industrial Chemicals

9

71,46

36,56

230

253,51

145,98

(b)

Fertilisers

4

2,44

1,98

61

131,71

129,24

(c)

Drugs & Pharmaceuticals

11

3,83

3,50

691

170,79

147,32

(d)

Non-Edible Oils

2

28

31

39

5,75

5,08

(e)

Other Chemicals & Chemical Products

65

46,07

36,95

2,815

505,87

378,25

9.

Petroleum, Coal Products & Nuclear Fuels

17

60,57

45,80

277

901,92

791,44

10.

Manufacture of Cement & Cement Products

2

2,25

2,27

368

126,54

104,06

11.

Basic Metals & Metal Products

181

89,32

78,82

4,412

2788,78

2093,62

(a)

Iron & Steel

99

73,18

68,48

1,148

1765,37

1450,07

(b)

Non-Ferrous Metals

11

6,65

3,72

251

453,15

225,94

(c)

Other Metal Products

71

9,49

6,62

3,013

570,26

417,61

12.

Engineering

136

81,81

62,77

6,746

2514,98

2211,68

(a)

Heavy Engineering

20

35,85

31,09

530

840,06

739,80

(b)

Light Engineering

54

11,06

7,56

2,926

436,10

387,81

(c)

Electrical Machinery & Goods

47

29,39

19,34

2,838

1018,78

849,92

(d)

Electronic Machinery & Goods

15

5,51

4,77

452

220,04

234,15

13.

Vehicles, Vehicle Parts & Transport Equipments

24

12,46

4,40

1,238

243,50

204,87

14.

Other Industries

356

66,48

50,38

7,01,531

1716,58

1446,14

15.

Electricity, Gas & Water

25

108,23

98,90

257

788,35

592,14

(a)

Electricity Generation & Transmission

25

108,23

98,90

218

736,72

545,81

(b)

Non-Conventional Energy

-

-

-

10

45

35

(c)

Gas, Steam & Water Supply

-

-

-

29

51,17

45,98

16.

Construction

67

57,11

42,71

6,388

289,49

253,60

III.

TRANSPORT OPERATORS

140

14,79

14,51

51,370

377,44

311,11

IV.

PROFESSIONAL AND OTHER SERVICES

371

108,32

107,15

92,684

724,84

631,75

V.

PERSONAL LOANS

7,136

60,56

52,91

7,75,872

2911,85

2335,73

1.

Loans for Purchase of Consumer Durables

66

37

32

49,278

102,10

85,33

2.

Loans for Housing

476

16,36

15,96

1,07,012

1069,83

948,14

3.

Rest of the Personal Loans

6,594

43,83

36,63

6,19,582

1739,91

1302,26

VI.

TRADE

1,067

233,13

167,82

6,13,804

2845,77

2152,04

1.

Wholesale Trade

502

194,46

140,43

34,577

1720,11

1229,88

2.

Retail Trade

565

38,67

27,40

5,79,227

1125,66

922,16

VII.

FINANCE

227

447,99

227,98

2,869

1202,22

734,42

VIII.

ALL OTHERS

1,443

98,00

93,39

4,57,420

2176,81

1961,03

TOTAL BANK CREDIT

12,301

2153,56

1547,74

36,03,805

28624,26

22369,02

OF WHICH:

1.

Artisans & Village Industries

54

11

10

4,39,751

363,55

328,84

2.

Other Small Scale Industries

471

92,29

77,66

2,44,400

1863,42

1582,83