EASTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 2,33,992 | 314,19 | 273,92 | 2,68,975 | 377,01 | 322,07 | | | 1. | Direct Finance | 2,30,702 | 284,36 | 247,25 | 2,67,258 | 328,36 | 287,27 | | | 2. | Indirect Finance | 3,290 | 29,83 | 26,67 | 1,717 | 48,65 | 34,81 | II. | INDUSTRY | 58,882 | 668,58 | 528,90 | 61,641 | 875,05 | 782,43 | | | 1. | Mining & Quarrying | 75 | 25,76 | 20,21 | 110 | 70,01 | 60,58 | | | 2. | Food Manufacturing & Processing | 841 | 97,12 | 75,50 | 1,068 | 81,63 | 64,50 | | | | (a) | Rice Mills, Flour & Dal Mills | 433 | 59,24 | 41,17 | 410 | 30,60 | 23,28 | | | | (b) | Sugar | 7 | 6,76 | 8,82 | 6 | 8,06 | 5,89 | | | | (c) | Edible Oils & Vanaspati | 62 | 18,74 | 15,87 | 63 | 5,81 | 5,19 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 5 | 30 | 27 | 11 | 4,60 | 1,18 | | | | (f) | Others | 334 | 12,08 | 9,38 | 578 | 32,56 | 28,96 | | | 3. | Beverage & Tobacco | 25 | 3,84 | 3,95 | 15 | 5,16 | 4,55 | | | 4. | Textiles | 492 | 17,62 | 15,51 | 573 | 43,78 | 42,90 | | | | (a) | Cotton Textiles | 83 | 5,63 | 4,62 | 75 | 31,83 | 33,24 | | | | (b) | Jute Textiles | 3 | 20 | 15 | 6 | 3,77 | 2,53 | | | | (c) | Handloom Textiles & Khadi | 88 | 1,23 | 1,15 | 60 | 98 | 93 | | | | (d) | Other Textiles | 318 | 10,57 | 9,59 | 432 | 7,20 | 6,20 | | | 5. | Paper, Paper Products & Printing | 226 | 77,63 | 42,90 | 318 | 17,85 | 17,69 | | | 6. | Leather & Leather Products | 31 | 1,57 | 1,92 | 50 | 62 | 61 | | | 7. | Rubber & Rubber Products | 32 | 3,00 | 2,60 | 84 | 14,78 | 14,57 | | | 8. | Chemicals & Chemical Products | 326 | 45,53 | 38,53 | 282 | 36,33 | 34,23 | | | | (a) | Heavy Industrial Chemicals | 24 | 12,24 | 7,90 | 19 | 5,11 | 5,33 | | | | (b) | Fertilisers | 6 | 2,50 | 2,91 | 8 | 16,97 | 16,06 | | | | (c) | Drugs & Pharmaceuticals | 86 | 4,22 | 3,70 | 67 | 4,14 | 2,83 | | | | (d) | Non-Edible Oils | 1 | 7 | 8 | 3 | 29 | 26 | | | | (e) | Other Chemicals & Chemical Products | 209 | 26,50 | 23,94 | 185 | 9,83 | 9,74 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 24 | 1,19 | 1,06 | 19 | 2,50 | 1,33 | | | 10. | Manufacture of Cement & Cement Products | 112 | 44,88 | 33,43 | 252 | 53,82 | 42,12 | | | 11. | Basic Metals & Metal Products | 430 | 135,48 | 116,41 | 644 | 235,57 | 223,32 | | | | (a) | Iron & Steel | 106 | 83,31 | 69,22 | 147 | 170,31 | 159,47 | | | | (b) | Non-Ferrous Metals | 34 | 29,90 | 27,29 | 26 | 35,48 | 36,29 | | | | (c) | Other Metal Products | 290 | 22,26 | 19,89 | 471 | 29,78 | 27,56 | | | 12. | Engineering | 430 | 30,45 | 24,34 | 423 | 31,42 | 23,27 | | | | (a) | Heavy Engineering | 16 | 1,20 | 99 | 23 | 6,95 | 5,99 | | | | (b) | Light Engineering | 183 | 12,70 | 10,31 | 160 | 6,24 | 4,79 | | | | (c) | Electrical Machinery & Goods | 192 | 12,51 | 9,76 | 219 | 16,82 | 10,99 | | | | (d) | Electronic Machinery & Goods | 39 | 4,04 | 3,27 | 21 | 1,42 | 1,50 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 397 | 13,84 | 7,48 | 187 | 10,80 | 9,64 | | | 14. | Other Industries | 55,358 | 163,66 | 140,67 | 56,856 | 152,54 | 133,50 | | | 15. | Electricity, Gas & Water | 13 | 1,33 | 70 | 49 | 98,42 | 91,46 | | | | (a) | Electricity Generation & Transmission | 8 | 98 | 35 | 47 | 98,22 | 91,26 | | | | (b) | Non-Conventional Energy | 1 | 7 | 7 | 2 | 20 | 20 | | | | (c) | Gas, Steam & Water Supply | 4 | 27 | 28 | - | - | - | | | 16. | Construction | 70 | 5,68 | 3,71 | 711 | 19,81 | 18,17 | III. | TRANSPORT OPERATORS | 4,506 | 57,45 | 43,72 | 12,110 | 101,12 | 85,22 | IV. | PROFESSIONAL AND OTHER SERVICES | 3,062 | 22,20 | 17,35 | 56,156 | 181,55 | 172,39 | V. | PERSONAL LOANS | 1,45,561 | 415,36 | 365,06 | 1,26,972 | 379,97 | 336,67 | | | 1. | Loans for Purchase of Consumer Durables | 15,324 | 30,73 | 26,56 | 13,909 | 27,63 | 23,09 | | | 2. | Loans for Housing | 9,890 | 136,02 | 122,85 | 12,719 | 140,39 | 124,40 | | | 3. | Rest of the Personal Loans | 1,20,347 | 248,62 | 215,65 | 1,00,344 | 211,95 | 189,17 | VI. | TRADE | 1,49,215 | 313,43 | 270,58 | 1,84,696 | 400,40 | 356,86 | | | 1. | Wholesale Trade | 5,359 | 61,70 | 54,91 | 5,717 | 88,26 | 79,20 | | | 2. | Retail Trade | 1,43,856 | 251,73 | 215,67 | 1,78,979 | 312,13 | 277,67 | VII. | FINANCE | 1,251 | 21,10 | 13,71 | 711 | 22,84 | 18,46 | VIII.
| ALL OTHERS
| 22,323
| 144,84
| 127,23
| 1,01,443
| 237,94
| 213,82
| TOTAL BANK CREDIT | 6,18,792 | 1957,14 | 1640,45 | 8,12,704 | 2575,88 | 2287,92 | OF WHICH: | 1. | Artisans & Village Industries | 26,729 | 33,80 | 30,71 | 26,752 | 37,58 | 36,13 |
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| Other Small Scale Industries
| 23,639
| 205,38
| 170,30
| 32,422
| 189,86
| 173,67
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 2 | 5,31 | 2,07 | 3,17,259 | 279,76 | 232,71 | | | 1. | Direct Finance | - | - | - | 3,15,548 | 271,36 | 225,27 | | | 2. | Indirect Finance | 2 | 5,31 | 2,07 | 1,711 | 8,40 | 7,44 | II. | INDUSTRY | 8 | 14,65 | 9,77 | 64,019 | 54,00 | 45,21 | | | 1. | Mining & Quarrying | - | - | - | 3 | 68 | 28 | | | 2. | Food Manufacturing & Processing | - | - | - | 106 | 1,85 | 1,45 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 76 | 1,48 | 1,09 | | | | (b) | Sugar | - | - | - | 1 | 3 | 3 | | | | (c) | Edible Oils & Vanaspati | - | - | - | 2 | 1 | 1 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | 27 | 32 | 32 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | 3 | 3,40 | 3,39 | 46 | 70 | 66 | | | | (a) | Cotton Textiles | - | - | - | 6 | 9 | 9 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 5 | 6 | 6 | | | | (d) | Other Textiles | 3 | 3,40 | 3,39 | 35 | 55 | 51 | | | 5. | Paper, Paper Products & Printing | - | - | - | 17 | 21 | 17 | | | 6. | Leather & Leather Products | - | - | - | 2 | 2 | 3 | | | 7. | Rubber & Rubber Products | - | - | - | 2 | 1 | 1 | | | 8. | Chemicals & Chemical Products | 1 | 5,30 | 4,92 | 7 | 11 | 11 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 1 | 5,30 | 4,92 | 2 | 1 | 1 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 5 | 11 | 10 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 2 | 3,50 | - | 4 | 2 | 2 | | | 11. | Basic Metals & Metal Products | 1 | 2,00 | 95 | 13 | 2,18 | 2,20 | | | | (a) | Iron & Steel | 1 | 2,00 | 95 | 3 | 2,11 | 2,14 | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | 10 | 7 | 6 | | | 12. | Engineering | - | - | - | 13 | 16 | 12 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | 3 | 5 | 4 | | | | (c) | Electrical Machinery & Goods | - | - | - | 10 | 11 | 8 | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 10 | 14 | 13 | | | 14. | Other Industries | 1 | 45 | 51 | 63,791 | 47,86 | 39,98 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 5 | 7 | 6 | III. | TRANSPORT OPERATORS | - | - | - | 14,575 | 65,32 | 51,78 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 24,473 | 22,79 | 20,20 | V. | PERSONAL LOANS | - | - | - | 96,082 | 120,45 | 103,23 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 6,758 | 9,17 | 7,33 | | | 2. | Loans for Housing | - | - | - | 2,305 | 20,40 | 17,53 | | | 3. | Rest of the Personal Loans | - | - | - | 87,019 | 90,89 | 78,36 | VI. | TRADE | - | - | - | 1,87,874 | 155,79 | 127,33 | | | 1. | Wholesale Trade | - | - | - | 1,147 | 3,18 | 2,84 | | | 2. | Retail Trade | - | - | - | 1,86,727 | 152,61 | 124,49 | VII. | FINANCE | - | - | - | 5 | 6 | 5 | VIII.
| ALL OTHERS
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| 44,515
| 42,61
| 39,32
| TOTAL BANK CREDIT | 10 | 19,96 | 11,83 | 7,48,802 | 740,79 | 619,83 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 53,730 | 38,73 | 32,52 |
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| Other Small Scale Industries
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| 5,30
| 4,92
| 8,513
| 8,90
| 7,15
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 9 | 1,50 | 1,23 | 8,20,237 | 977,77 | 832,01 | | | 1. | Direct Finance | 9 | 1,50 | 1,23 | 8,13,517 | 885,58 | 761,02 | | | 2. | Indirect Finance | - | - | - | 6,720 | 92,19 | 70,99 | II. | INDUSTRY | 87 | 2,53 | 2,41 | 1,84,637 | 1614,80 | 1368,71 | | | 1. | Mining & Quarrying | - | - | - | 188 | 96,45 | 81,06 | | | 2. | Food Manufacturing & Processing | - | - | - | 2,015 | 180,61 | 141,46 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 919 | 91,33 | 65,54 | | | | (b) | Sugar | - | - | - | 14 | 14,86 | 14,73 | | | | (c) | Edible Oils & Vanaspati | - | - | - | 127 | 24,56 | 21,07 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 16 | 4,90 | 1,45 | | | | (f) | Others | - | - | - | 939 | 44,97 | 38,66 | | | 3. | Beverage & Tobacco | - | - | - | 40 | 9,00 | 8,49 | | | 4. | Textiles | 3 | 2 | 2 | 1,117 | 65,52 | 62,49 | | | | (a) | Cotton Textiles | - | - | - | 164 | 37,55 | 37,96 | | | | (b) | Jute Textiles | - | - | - | 9 | 3,97 | 2,68 | | | | (c) | Handloom Textiles & Khadi | - | - | - | 153 | 2,27 | 2,14 | | | | (d) | Other Textiles | 3 | 2 | 2 | 791 | 21,74 | 19,72 | | | 5. | Paper, Paper Products & Printing | 4 | 36 | 35 | 565 | 96,04 | 61,11 | | | 6. | Leather & Leather Products | - | - | - | 83 | 2,21 | 2,56 | | | 7. | Rubber & Rubber Products | - | - | - | 118 | 17,79 | 17,17 | | | 8. | Chemicals & Chemical Products | - | - | - | 616 | 87,27 | 77,79 | | | | (a) | Heavy Industrial Chemicals | - | - | - | 43 | 17,35 | 13,23 | | | | (b) | Fertilisers | - | - | - | 14 | 19,46 | 18,97 | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 156 | 13,67 | 11,46 | | | | (d) | Non-Edible Oils | - | - | - | 4 | 36 | 34 | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 399 | 36,44 | 33,78 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 43 | 3,69 | 2,39 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 370 | 102,22 | 75,56 | | | 11. | Basic Metals & Metal Products | - | - | - | 1,088 | 375,22 | 342,88 | | | | (a) | Iron & Steel | - | - | - | 257 | 257,73 | 231,78 | | | | (b) | Non-Ferrous Metals | - | - | - | 60 | 65,38 | 63,59 | | | | (c) | Other Metal Products | - | - | - | 771 | 52,11 | 47,51 | | | 12. | Engineering | 1 | 3 | 3 | 867 | 62,06 | 47,75 | | | | (a) | Heavy Engineering | - | - | - | 39 | 8,16 | 6,98 | | | | (b) | Light Engineering | - | - | - | 346 | 18,99 | 15,14 | | | | (c) | Electrical Machinery & Goods | - | - | - | 421 | 29,43 | 20,83 | | | | (d) | Electronic Machinery & Goods | 1 | 3 | 3 | 61 | 5,49 | 4,80 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 30 | 14 | 13 | 624 | 24,91 | 17,37 | | | 14. | Other Industries | 40 | 1,00 | 93 | 1,76,046 | 365,52 | 315,59 | | | 15. | Electricity, Gas & Water | - | - | - | 62 | 99,75 | 92,16 | | | | (a) | Electricity Generation & Transmission | - | - | - | 55 | 99,21 | 91,61 | | | | (b) | Non-Conventional Energy | - | - | - | 3 | 27 | 27 | | | | (c) | Gas, Steam & Water Supply | - | - | - | 4 | 27 | 28 | | | 16. | Construction | 9 | 97 | 95 | 795 | 26,54 | 22,89 | III. | TRANSPORT OPERATORS | 72 | 1,22 | 1,12 | 31,263 | 225,11 | 181,84 | IV. | PROFESSIONAL AND OTHER SERVICES | 33 | 3,11 | 1,42 | 83,724 | 229,65 | 211,35 | V. | PERSONAL LOANS | 898 | 5,60 | 5,07 | 3,69,513 | 921,38 | 810,02 | | | 1. | Loans for Purchase of Consumer Durables | 69 | 13 | 10 | 36,060 | 67,66 | 57,09 | | | 2. | Loans for Housing | 47 | 95 | 75 | 24,961 | 297,76 | 265,53 | | | 3. | Rest of the Personal Loans | 782 | 4,51 | 4,22 | 3,08,492 | 555,97 | 487,40 | VI. | TRADE | 226 | 7,48 | 6,35 | 5,22,011 | 877,10 | 761,12 | | | 1. | Wholesale Trade | 56 | 2,15 | 1,85 | 12,279 | 155,30 | 138,80 | | | 2. | Retail Trade | 170 | 5,32 | 4,50 | 5,09,732 | 721,79 | 622,32 | VII. | FINANCE | 4 | 1,94 | 1,84 | 1,971 | 45,94 | 34,06 | VIII.
| ALL OTHERS
| 99
| 2,94
| 2,61
| 1,68,380
| 428,33
| 382,97
| TOTAL BANK CREDIT | 1,428 | 26,31 | 22,05 | 21,81,736 | 5320,06 | 4582,09 | OF WHICH: | 1. | Artisans & Village Industries | 2 | 4 | 3 | 1,07,213 | 110,15 | 99,39 |
| 2.
| Other Small Scale Industries
| 82
| 1,52
| 1,43
| 64,657
| 410,97
| 357,47
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