EASTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 2,93,641 | 597,96 | 537,81 | 5,02,648 | 749,39 | 670,42 | | | 1. | Direct Finance | 2,88,117 | 561,54 | 513,03 | 4,93,764 | 703,87 | 632,42 | | | 2. | Indirect Finance | 5,524 | 36,42 | 24,78 | 8,884 | 45,53 | 38,00 | II. | INDUSTRY | 70,690 | 1240,72 | 1029,81 | 1,60,071 | 2200,03 | 1981,07 | | | 1. | Mining & Quarrying | 176 | 76,03 | 58,70 | 119 | 96,16 | 79,97 | | | 2. | Food Manufacturing & Processing | 1,954 | 154,12 | 116,02 | 3,948 | 122,10 | 96,37 | | | | (a) | Rice Mills, Flour & Dal Mills | 1,207 | 32,86 | 24,58 | 2,180 | 29,56 | 25,40 | | | | (b) | Sugar | 12 | 83,74 | 58,01 | 17 | 42,78 | 30,81 | | | | (c) | Edible Oils & Vanaspati | 261 | 5,94 | 4,58 | 763 | 10,10 | 10,02 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 2 | 10 | 7 | 9 | 95 | 1,10 | | | | (f) | Others | 472 | 31,48 | 28,78 | 979 | 38,70 | 29,05 | | | 3. | Beverage & Tobacco | 8 | 38 | 33 | 18 | 5,44 | 5,55 | | | 4. | Textiles | 1,120 | 28,34 | 24,91 | 1,604 | 34,70 | 32,95 | | | | (a) | Cotton Textiles | 123 | 4,90 | 4,67 | 111 | 4,76 | 4,27 | | | | (b) | Jute Textiles | 4 | 38 | 39 | 13 | 3,37 | 2,13 | | | | (c) | Handloom Textiles & Khadi | 264 | 1,88 | 1,58 | 94 | 4,34 | 4,61 | | | | (d) | Other Textiles | 729 | 21,18 | 18,26 | 1,386 | 22,22 | 21,95 | | | 5. | Paper, Paper Products & Printing | 296 | 9,61 | 8,20 | 507 | 20,39 | 21,55 | | | 6. | Leather & Leather Products | 338 | 5,42 | 4,83 | 305 | 2,73 | 2,70 | | | 7. | Rubber & Rubber Products | 36 | 3,59 | 2,90 | 119 | 10,46 | 7,39 | | | 8. | Chemicals & Chemical Products | 462 | 52,08 | 44,28 | 744 | 58,06 | 45,40 | | | | (a) | Heavy Industrial Chemicals | 28 | 10,34 | 7,32 | 34 | 13,35 | 11,05 | | | | (b) | Fertilisers | 11 | 2,33 | 2,31 | 10 | 5,73 | 1,99 | | | | (c) | Drugs & Pharmaceuticals | 174 | 16,43 | 15,24 | 175 | 15,80 | 14,71 | | | | (d) | Non-Edible Oils | 11 | 91 | 67 | 7 | 79 | 72 | | | | (e) | Other Chemicals & Chemical Products | 238 | 22,07 | 18,75 | 518 | 22,39 | 16,93 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 56 | 31,66 | 12,12 | 184 | 45,41 | 38,67 | | | 10. | Manufacture of Cement & Cement Products | 183 | 21,69 | 21,26 | 106 | 81,28 | 79,83 | | | 11. | Basic Metals & Metal Products | 506 | 150,30 | 110,07 | 1,408 | 964,57 | 910,60 | | | | (a) | Iron & Steel | 138 | 119,76 | 81,06 | 296 | 931,46 | 881,59 | | | | (b) | Non-Ferrous Metals | 9 | 1,40 | 93 | 34 | 4,67 | 3,72 | | | | (c) | Other Metal Products | 359 | 29,14 | 28,09 | 1,078 | 28,44 | 25,29 | | | 12. | Engineering | 806 | 213,43 | 201,22 | 1,115 | 184,71 | 156,91 | | | | (a) | Heavy Engineering | 108 | 172,40 | 168,00 | 57 | 95,43 | 81,72 | | | | (b) | Light Engineering | 220 | 8,72 | 7,58 | 571 | 58,33 | 50,74 | | | | (c) | Electrical Machinery & Goods | 406 | 24,49 | 19,28 | 451 | 28,58 | 22,52 | | | | (d) | Electronic Machinery & Goods | 72 | 7,82 | 6,36 | 36 | 2,37 | 1,93 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 805 | 206,28 | 158,19 | 784 | 159,70 | 116,37 | | | 14. | Other Industries | 63,809 | 279,42 | 259,97 | 1,47,867 | 356,90 | 342,00 | | | 15. | Electricity, Gas & Water | 51 | 5,94 | 4,66 | 15 | 16,12 | 6,26 | | | | (a) | Electricity Generation & Transmission | 24 | 3,78 | 3,29 | 11 | 15,96 | 6,11 | | | | (b) | Non-Conventional Energy | - | - | - | 1 | 4 | 6 | | | | (c) | Gas, Steam & Water Supply | 27 | 2,16 | 1,38 | 3 | 12 | 9 | | | 16. | Construction | 84 | 2,44 | 2,15 | 1,228 | 41,30 | 38,55 | III. | TRANSPORT OPERATORS | 9,243 | 100,12 | 80,83 | 35,462 | 235,18 | 197,91 | IV. | PROFESSIONAL AND OTHER SERVICES | 4,512 | 38,33 | 33,26 | 65,832 | 202,36 | 170,67 | V. | PERSONAL LOANS | 1,85,791 | 579,62 | 509,21 | 2,53,163 | 756,09 | 670,31 | | | 1. | Loans for Purchase of Consumer Durables | 27,057 | 74,26 | 63,41 | 17,469 | 44,26 | 37,69 | | | 2. | Loans for Housing | 14,449 | 171,85 | 156,96 | 35,240 | 248,34 | 226,51 | | | 3. | Rest of the Personal Loans | 1,44,285 | 333,50 | 288,84 | 2,00,454 | 463,49 | 406,10 | VI. | TRADE | 2,20,378 | 608,60 | 543,45 | 3,70,232 | 804,16 | 709,85 | | | 1. | Wholesale Trade | 7,891 | 168,74 | 157,19 | 11,568 | 147,53 | 120,51 | | | 2. | Retail Trade | 2,12,487 | 439,86 | 386,26 | 3,58,664 | 656,63 | 589,34 | VII. | FINANCE | 1,072 | 14,14 | 10,37 | 866 | 70,50 | 68,02 | VIII.
| ALL OTHERS
| 25,146
| 149,07
| 138,14
| 1,33,259
| 326,50
| 287,90
| TOTAL BANK CREDIT | 8,10,473 | 3328,56 | 2882,89 | 15,21,533 | 5344,21 | 4756,15 | OF WHICH: | 1. | Artisans & Village Industries | 30,431 | 65,74 | 61,71 | 71,447 | 112,26 | 108,01 |
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| Other Small Scale Industries
| 30,872
| 371,57
| 332,66
| 79,769
| 375,24
| 348,53
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 5,15,637 | 365,27 | 273,78 | | | 1. | Direct Finance | - | - | - | 5,13,668 | 362,44 | 270,96 | | | 2. | Indirect Finance | - | - | - | 1,969 | 2,83 | 2,82 | II. | INDUSTRY | - | - | - | 1,27,759 | 87,87 | 72,95 | | | 1. | Mining & Quarrying | - | - | - | 2 | 11 | 8 | | | 2. | Food Manufacturing & Processing | - | - | - | 73 | 1,69 | 1,41 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 41 | 1,24 | 1,13 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | 8 | 6 | 4 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | 24 | 38 | 24 | | | 3. | Beverage & Tobacco | - | - | - | 3 | 17 | 6 | | | 4. | Textiles | - | - | - | 12 | 9 | 7 | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | - | - | - | 12 | 9 | 7 | | | 5. | Paper, Paper Products & Printing | - | - | - | 7 | 6 | 4 | | | 6. | Leather & Leather Products | - | - | - | 1 | 1 | 1 | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | 8. | Chemicals & Chemical Products | - | - | - | 5 | 3 | 4 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 1 | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 4 | 3 | 3 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 1 | 4 | 3 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 2 | 4 | 4 | | | 11. | Basic Metals & Metal Products | - | - | - | 2 | 1 | 2 | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | 2 | 1 | 2 | | | 12. | Engineering | - | - | - | 13 | 7 | 5 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | 3 | 2 | 1 | | | | (c) | Electrical Machinery & Goods | - | - | - | 10 | 5 | 4 | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 23 | 29 | 24 | | | 14. | Other Industries | - | - | - | 1,27,615 | 85,27 | 70,86 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | - | - | - | 57,299 | 84,71 | 69,32 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 33,312 | 25,24 | 20,25 | V. | PERSONAL LOANS | - | - | - | 1,10,745 | 164,96 | 128,54 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 5,245 | 9,60 | 7,87 | | | 2. | Loans for Housing | - | - | - | 2,768 | 26,27 | 24,58 | | | 3. | Rest of the Personal Loans | - | - | - | 1,02,732 | 129,09 | 96,10 | VI. | TRADE | - | - | - | 4,10,618 | 275,02 | 232,29 | | | 1. | Wholesale Trade | - | - | - | 2,428 | 5,07 | 4,33 | | | 2. | Retail Trade | - | - | - | 4,08,190 | 269,95 | 227,96 | VII. | FINANCE | - | - | - | 6 | 3 | 3 | VIII.
| ALL OTHERS
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| 38,611
| 30,74
| 25,51
| TOTAL BANK CREDIT | - | - | - | 12,93,987 | 1033,83 | 822,68 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 1,10,714 | 71,24 | 58,55 |
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| Other Small Scale Industries
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| 14,488
| 12,76
| 11,16
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 3 | 2 | 2 | 13,11,929 | 1712,64 | 1482,03 | | | 1. | Direct Finance | 3 | 2 | 2 | 12,95,552 | 1627,87 | 1416,43 | | | 2. | Indirect Finance | - | - | - | 16,377 | 84,78 | 65,60 | II. | INDUSTRY | 244 | 31,79 | 23,62 | 3,58,764 | 3560,41 | 3107,45 | | | 1. | Mining & Quarrying | - | - | - | 297 | 172,29 | 138,76 | | | 2. | Food Manufacturing & Processing | 15 | 66 | 32 | 5,990 | 278,57 | 214,13 | | | | (a) | Rice Mills, Flour & Dal Mills | 15 | 66 | 32 | 3,443 | 64,32 | 51,44 | | | | (b) | Sugar | - | - | - | 29 | 126,53 | 88,82 | | | | (c) | Edible Oils & Vanaspati | - | - | - | 1,032 | 16,11 | 14,64 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 11 | 1,05 | 1,17 | | | | (f) | Others | - | - | - | 1,475 | 70,56 | 58,07 | | | 3. | Beverage & Tobacco | - | - | - | 29 | 6,00 | 5,95 | | | 4. | Textiles | - | - | - | 2,736 | 63,12 | 57,93 | | | | (a) | Cotton Textiles | - | - | - | 234 | 9,66 | 8,94 | | | | (b) | Jute Textiles | - | - | - | 17 | 3,75 | 2,52 | | | | (c) | Handloom Textiles & Khadi | - | - | - | 358 | 6,22 | 6,19 | | | | (d) | Other Textiles | - | - | - | 2,127 | 43,49 | 40,28 | | | 5. | Paper, Paper Products & Printing | 5 | 8 | 4 | 815 | 30,13 | 29,82 | | | 6. | Leather & Leather Products | - | - | - | 644 | 8,16 | 7,53 | | | 7. | Rubber & Rubber Products | - | - | - | 155 | 14,05 | 10,29 | | | 8. | Chemicals & Chemical Products | 7 | 15 | 7 | 1,218 | 110,32 | 89,79 | | | | (a) | Heavy Industrial Chemicals | - | - | - | 62 | 23,69 | 18,37 | | | | (b) | Fertilisers | - | - | - | 21 | 8,06 | 4,30 | | | | (c) | Drugs & Pharmaceuticals | 1 | 4 | 2 | 351 | 32,27 | 29,98 | | | | (d) | Non-Edible Oils | - | - | - | 18 | 1,70 | 1,39 | | | | (e) | Other Chemicals & Chemical Products | 6 | 11 | 6 | 766 | 44,59 | 35,76 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 3 | 12 | 13 | 244 | 77,23 | 50,95 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 291 | 103,01 | 101,13 | | | 11. | Basic Metals & Metal Products | 1 | 1,00 | 1,00 | 1,917 | 1115,89 | 1021,68 | | | | (a) | Iron & Steel | 1 | 1,00 | 1,00 | 435 | 1052,22 | 963,64 | | | | (b) | Non-Ferrous Metals | - | - | - | 43 | 6,07 | 4,64 | | | | (c) | Other Metal Products | - | - | - | 1,439 | 57,60 | 53,40 | | | 12. | Engineering | 31 | 20,27 | 18,24 | 1,965 | 418,48 | 376,42 | | | | (a) | Heavy Engineering | 3 | 14,98 | 12,92 | 168 | 282,81 | 262,64 | | | | (b) | Light Engineering | 23 | 21 | 12 | 817 | 67,28 | 58,45 | | | | (c) | Electrical Machinery & Goods | 4 | 5,03 | 5,15 | 871 | 58,15 | 46,99 | | | | (d) | Electronic Machinery & Goods | 1 | 5 | 5 | 109 | 10,24 | 8,34 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 2 | 1,55 | 1,44 | 1,614 | 367,82 | 276,24 | | | 14. | Other Industries | 164 | 57 | 50 | 3,39,455 | 722,17 | 673,33 | | | 15. | Electricity, Gas & Water | - | - | - | 66 | 22,06 | 10,93 | | | | (a) | Electricity Generation & Transmission | - | - | - | 35 | 19,74 | 9,40 | | | | (b) | Non-Conventional Energy | - | - | - | 1 | 4 | 6 | | | | (c) | Gas, Steam & Water Supply | - | - | - | 30 | 2,28 | 1,47 | | | 16. | Construction | 16 | 7,39 | 1,88 | 1,328 | 51,13 | 42,58 | III. | TRANSPORT OPERATORS | 37 | 42 | 33 | 1,02,041 | 420,42 | 348,39 | IV. | PROFESSIONAL AND OTHER SERVICES | 80 | 69 | 64 | 1,03,736 | 266,63 | 224,82 | V. | PERSONAL LOANS | 803 | 3,22 | 2,72 | 5,50,502 | 1503,88 | 1310,78 | | | 1. | Loans for Purchase of Consumer Durables | 27 | 8 | 6 | 49,798 | 128,20 | 109,03 | | | 2. | Loans for Housing | 24 | 61 | 54 | 52,481 | 447,07 | 408,59 | | | 3. | Rest of the Personal Loans | 752 | 2,54 | 2,12 | 4,48,223 | 928,61 | 793,16 | VI. | TRADE | 204 | 4,05 | 3,50 | 10,01,432 | 1691,83 | 1489,10 | | | 1. | Wholesale Trade | 46 | 1,61 | 1,47 | 21,933 | 322,95 | 283,50 | | | 2. | Retail Trade | 158 | 2,43 | 2,03 | 9,79,499 | 1368,88 | 1205,60 | VII. | FINANCE | 2 | 71 | 24 | 1,946 | 85,38 | 78,66 | VIII.
| ALL OTHERS
| 233
| 85
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| 1,97,249
| 507,16
| 452,37
| TOTAL BANK CREDIT | 1,606 | 41,76 | 31,88 | 36,27,599 | 9748,36 | 8493,60 | OF WHICH: | 1. | Artisans & Village Industries | 17 | 1 | 1 | 2,12,609 | 249,25 | 228,28 |
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| Other Small Scale Industries
| 71
| 1,14
| 74
| 1,25,200
| 760,71
| 693,09
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