NORTH-EASTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 17,149 | 17,90 | 18,63 | 38,406 | 32,59 | 28,67 | | | 1. | Direct Finance | 17,041 | 17,53 | 18,41 | 38,286 | 31,80 | 27,95 | | | 2. | Indirect Finance | 108 | 37 | 22 | 120 | 80 | 71 | II. | INDUSTRY | 7,671 | 13,16 | 14,51 | 19,076 | 30,74 | 28,72 | | | 1. | Mining & Quarrying | 2 | 7 | 7 | - | - | - | | | 2. | Food Manufacturing & Processing | 18 | 44 | 36 | 44 | 80 | 73 | | | | (a) | Rice Mills, Flour & Dal Mills | 7 | 10 | 10 | 14 | 8 | 6 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | 1 | 2 | - | 1 | - | - | | | | (d) | Tea Processing | 2 | 9 | 7 | 1 | 27 | 36 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | 8 | 22 | 19 | 28 | 45 | 31 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | 47 | 28 | 27 | 48 | 4,49 | 4,48 | | | | (a) | Cotton Textiles | 2 | 1 | 1 | 7 | 3 | 2 | | | | (b) | Jute Textiles | - | - | - | 6 | 4,07 | 4,07 | | | | (c) | Handloom Textiles & Khadi | 3 | 2 | 2 | 8 | 9 | 8 | | | | (d) | Other Textiles | 42 | 25 | 24 | 27 | 31 | 31 | | | 5. | Paper, Paper Products & Printing | 7 | 8 | 6 | 12 | 20 | 16 | | | 6. | Leather & Leather Products | 6 | 3 | 2 | 4 | 3 | 3 | | | 7. | Rubber & Rubber Products | 9 | 17 | 19 | 8 | 17 | 13 | | | 8. | Chemicals & Chemical Products | 10 | 24 | 18 | 13 | 65 | 64 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 4 | 3 | 3 | 2 | 4 | 4 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 6 | 21 | 16 | 11 | 60 | 60 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 5 | 29 | 26 | 5 | 2 | 2 | | | 11. | Basic Metals & Metal Products | 16 | 42 | 32 | 25 | 67 | 64 | | | | (a) | Iron & Steel | 1 | 15 | 12 | - | - | - | | | | (b) | Non-Ferrous Metals | 2 | 9 | 6 | 1 | 6 | 5 | | | | (c) | Other Metal Products | 13 | 18 | 14 | 24 | 62 | 59 | | | 12. | Engineering | 28 | 32 | 33 | 15 | 32 | 30 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | 21 | 26 | 28 | 3 | 3 | 3 | | | | (c) | Electrical Machinery & Goods | 7 | 6 | 5 | 8 | 10 | 9 | | | | (d) | Electronic Machinery & Goods | - | - | - | 4 | 20 | 19 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 9 | 4 | 4 | 24 | 1,05 | 80 | | | 14. | Other Industries | 7,505 | 10,50 | 12,16 | 16,661 | 18,62 | 17,40 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | 9 | 28 | 26 | 2,217 | 3,72 | 3,38 | III. | TRANSPORT OPERATORS | 587 | 7,18 | 5,30 | 422 | 6,23 | 5,69 | IV. | PROFESSIONAL AND OTHER SERVICES | 114 | 54 | 43 | 1,696 | 4,33 | 4,34 | V. | PERSONAL LOANS | 6,215 | 12,47 | 10,87 | 6,571 | 17,00 | 14,14 | | | 1. | Loans for Purchase of Consumer Durables | 410 | 91 | 77 | 381 | 63 | 58 | | | 2. | Loans for Housing | 248 | 2,07 | 1,99 | 1,865 | 5,69 | 4,46 | | | 3. | Rest of the Personal Loans | 5,557 | 9,50 | 8,11 | 4,325 | 10,67 | 9,10 | VI. | TRADE | 11,443 | 31,93 | 27,03 | 8,390 | 24,68 | 21,93 | | | 1. | Wholesale Trade | 853 | 12,26 | 9,46 | 864 | 5,04 | 4,40 | | | 2. | Retail Trade | 10,590 | 19,68 | 17,57 | 7,526 | 19,64 | 17,53 | VII. | FINANCE | - | - | - | 6 | 46 | 49 | VIII.
| ALL OTHERS
| 838
| 1,24
| 1,06
| 39,410
| 51,14
| 44,24
| TOTAL BANK CREDIT | 44,017 | 84,42 | 77,83 | 1,13,977 | 167,17 | 148,22 | OF WHICH: | 1. | Artisans & Village Industries | 3,223 | 2,85 | 2,64 | 4,703 | 4,54 | 4,47 |
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| Other Small Scale Industries
| 4,471
| 7,64
| 6,94
| 4,503
| 10,17
| 9,68
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 36,009 | 27,59 | 24,88 | | | 1. | Direct Finance | - | - | - | 35,822 | 26,11 | 23,93 | | | 2. | Indirect Finance | - | - | - | 187 | 1,48 | 95 | II. | INDUSTRY | - | - | - | 15,082 | 12,06 | 12,58 | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | 2. | Food Manufacturing & Processing | - | - | - | 11 | 22 | 25 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 6 | 6 | 4 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | 5 | 16 | 21 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | - | - | - | - | - | - | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | - | - | - | - | - | - | | | 5. | Paper, Paper Products & Printing | - | - | - | 2 | 1 | 3 | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | 7. | Rubber & Rubber Products | - | - | - | 2 | 3 | 3 | | | 8. | Chemicals & Chemical Products | - | - | - | 2 | 1 | 2 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 1 | 1 | 1 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 1 | - | 1 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | - | - | - | 3 | 2 | 2 | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | 3 | 2 | 2 | | | 12. | Engineering | - | - | - | 3 | 9 | 18 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | 1 | - | - | | | | (c) | Electrical Machinery & Goods | - | - | - | 2 | 8 | 18 | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | - | - | - | | | 14. | Other Industries | - | - | - | 14,987 | 11,23 | 11,37 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 72 | 46 | 69 | III. | TRANSPORT OPERATORS | - | - | - | 1,620 | 3,38 | 2,91 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 6,044 | 4,55 | 4,54 | V. | PERSONAL LOANS | - | - | - | 9,959 | 16,95 | 13,55 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 1,034 | 1,62 | 1,35 | | | 2. | Loans for Housing | - | - | - | 690 | 4,95 | 3,70 | | | 3. | Rest of the Personal Loans | - | - | - | 8,235 | 10,38 | 8,50 | VI. | TRADE | - | - | - | 61,549 | 39,94 | 40,85 | | | 1. | Wholesale Trade | - | - | - | 3 | 3 | 1 | | | 2. | Retail Trade | - | - | - | 61,546 | 39,91 | 40,84 | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
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| TOTAL BANK CREDIT | - | - | - | 1,30,310 | 104,54 | 99,39 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 11,706 | 8,32 | 8,22 |
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| Other Small Scale Industries
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| 3,186
| 2,85
| 3,23
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 91,564 | 78,09 | 72,18 | | | 1. | Direct Finance | - | - | - | 91,149 | 75,44 | 70,30 | | | 2. | Indirect Finance | - | - | - | 415 | 2,65 | 1,88 | II. | INDUSTRY | - | - | - | 41,829 | 55,96 | 55,82 | | | 1. | Mining & Quarrying | - | - | - | 2 | 7 | 7 | | | 2. | Food Manufacturing & Processing | - | - | - | 73 | 1,46 | 1,34 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 27 | 25 | 20 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | 2 | 2 | - | | | | (d) | Tea Processing | - | - | - | 3 | 36 | 43 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | 41 | 83 | 71 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | - | - | - | 95 | 4,77 | 4,75 | | | | (a) | Cotton Textiles | - | - | - | 9 | 4 | 3 | | | | (b) | Jute Textiles | - | - | - | 6 | 4,07 | 4,07 | | | | (c) | Handloom Textiles & Khadi | - | - | - | 11 | 10 | 10 | | | | (d) | Other Textiles | - | - | - | 69 | 56 | 54 | | | 5. | Paper, Paper Products & Printing | - | - | - | 21 | 28 | 25 | | | 6. | Leather & Leather Products | - | - | - | 10 | 6 | 5 | | | 7. | Rubber & Rubber Products | - | - | - | 19 | 37 | 35 | | | 8. | Chemicals & Chemical Products | - | - | - | 25 | 89 | 84 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 7 | 8 | 8 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 18 | 81 | 76 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 10 | 31 | 28 | | | 11. | Basic Metals & Metal Products | - | - | - | 44 | 1,12 | 98 | | | | (a) | Iron & Steel | - | - | - | 1 | 15 | 12 | | | | (b) | Non-Ferrous Metals | - | - | - | 3 | 15 | 11 | | | | (c) | Other Metal Products | - | - | - | 40 | 82 | 75 | | | 12. | Engineering | - | - | - | 46 | 72 | 81 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | 25 | 29 | 31 | | | | (c) | Electrical Machinery & Goods | - | - | - | 17 | 23 | 32 | | | | (d) | Electronic Machinery & Goods | - | - | - | 4 | 20 | 19 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 33 | 1,09 | 84 | | | 14. | Other Industries | - | - | - | 39,153 | 40,35 | 40,93 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 2,298 | 4,45 | 4,32 | III. | TRANSPORT OPERATORS | - | - | - | 2,629 | 16,78 | 13,90 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 7,854 | 9,42 | 9,32 | V. | PERSONAL LOANS | - | - | - | 22,745 | 46,42 | 38,56 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 1,825 | 3,16 | 2,69 | | | 2. | Loans for Housing | - | - | - | 2,803 | 12,71 | 10,15 | | | 3. | Rest of the Personal Loans | - | - | - | 18,117 | 30,55 | 25,71 | VI. | TRADE | - | - | - | 81,382 | 96,55 | 89,81 | | | 1. | Wholesale Trade | - | - | - | 1,720 | 17,33 | 13,87 | | | 2. | Retail Trade | - | - | - | 79,662 | 79,23 | 75,93 | VII. | FINANCE | - | - | - | 6 | 46 | 49 | VIII.
| ALL OTHERS
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| 40,295
| 52,45
| 45,36
| TOTAL BANK CREDIT | - | - | - | 2,88,304 | 356,13 | 325,44 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 19,632 | 15,70 | 15,33 |
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| Other Small Scale Industries
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| 12,160
| 20,66
| 19,85
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