NORTH-EASTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 11,847 | 15,69 | 14,72 | 5,119 | 6,99 | 6,79 | | | 1. | Direct Finance | 11,688 | 14,06 | 13,09 | 5,113 | 6,64 | 6,45 | | | 2. | Indirect Finance | 159 | 1,63 | 1,63 | 6 | 34 | 34 | II. | INDUSTRY | 2,900 | 20,98 | 17,72 | 1,024 | 24,67 | 23,93 | | | 1. | Mining & Quarrying | 1 | 8 | 8 | 1 | 3 | 3 | | | 2. | Food Manufacturing & Processing | 102 | 4,87 | 1,92 | 32 | 1,46 | 1,44 | | | | (a) | Rice Mills, Flour & Dal Mills | 50 | 1,20 | 1,12 | 10 | 94 | 98 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | 1 | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | 1 | 6 | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | 51 | 3,67 | 80 | 21 | 46 | 47 | | | 3. | Beverage & Tobacco | 4 | 20 | 17 | 2 | 35 | 23 | | | 4. | Textiles | 72 | 44 | 44 | 12 | 19 | 18 | | | | (a) | Cotton Textiles | 8 | 3 | 3 | 2 | 12 | 10 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | 17 | 8 | 8 | 4 | 3 | 3 | | | | (d) | Other Textiles | 47 | 33 | 33 | 6 | 4 | 4 | | | 5. | Paper, Paper Products & Printing | 14 | 13 | 11 | 4 | 5 | 5 | | | 6. | Leather & Leather Products | 3 | 4 | 4 | 1 | - | - | | | 7. | Rubber & Rubber Products | - | - | - | 4 | 4 | 4 | | | 8. | Chemicals & Chemical Products | 5 | 17 | 13 | 8 | 10,74 | 11,14 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 4 | 14 | 11 | 3 | 3 | 3 | | | | (d) | Non-Edible Oils | 1 | 3 | 2 | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 5 | 10,71 | 11,11 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 4 | 13 | 12 | - | - | - | | | 11. | Basic Metals & Metal Products | 3 | 35 | 35 | 5 | 33 | 20 | | | | (a) | Iron & Steel | - | - | - | 1 | 25 | 14 | | | | (b) | Non-Ferrous Metals | 1 | 30 | 30 | - | - | - | | | | (c) | Other Metal Products | 2 | 5 | 5 | 4 | 8 | 6 | | | 12. | Engineering | 19 | 1,21 | 1,17 | 7 | 17 | 10 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | 4 | 15 | 7 | | | | (c) | Electrical Machinery & Goods | 16 | 88 | 84 | 3 | 2 | 2 | | | | (d) | Electronic Machinery & Goods | 3 | 33 | 33 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 39 | 54 | 55 | 6 | 4 | 4 | | | 14. | Other Industries | 2,631 | 12,68 | 12,53 | 930 | 9,20 | 8,78 | | | 15. | Electricity, Gas & Water | - | - | - | 1 | 20 | 16 | | | | (a) | Electricity Generation & Transmission | - | - | - | 1 | 20 | 16 | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | 3 | 16 | 11 | 11 | 1,87 | 1,53 | III. | TRANSPORT OPERATORS | 390 | 3,35 | 2,87 | 219 | 2,89 | 2,79 | IV. | PROFESSIONAL AND OTHER SERVICES | 332 | 1,62 | 1,40 | 294 | 1,82 | 1,84 | V. | PERSONAL LOANS | 5,166 | 12,84 | 11,98 | 1,733 | 10,59 | 9,64 | | | 1. | Loans for Purchase of Consumer Durables | 83 | 20 | 21 | 171 | 49 | 46 | | | 2. | Loans for Housing | 224 | 2,76 | 2,68 | 182 | 1,37 | 1,18 | | | 3. | Rest of the Personal Loans | 4,859 | 9,88 | 9,09 | 1,380 | 8,73 | 8,00 | VI. | TRADE | 3,533 | 13,90 | 12,69 | 1,377 | 8,66 | 8,34 | | | 1. | Wholesale Trade | 88 | 76 | 55 | 70 | 1,01 | 82 | | | 2. | Retail Trade | 3,445 | 13,14 | 12,14 | 1,307 | 7,65 | 7,52 | VII. | FINANCE | 1 | 1,44 | 9 | 1 | 3 | 3 | VIII.
| ALL OTHERS
| 320
| 2,21
| 2,55
| 1,626
| 15,18
| 14,44
| TOTAL BANK CREDIT | 24,489 | 72,04 | 64,02 | 11,393 | 70,83 | 67,80 | OF WHICH: | 1. | Artisans & Village Industries | 759 | 1,64 | 1,53 | 241 | 1,02 | 1,05 |
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| Other Small Scale Industries
| 2,068
| 11,57
| 11,37
| 695
| 5,23
| 5,10
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 135 | 8 | 6 | | | 1. | Direct Finance | - | - | - | 135 | 8 | 6 | | | 2. | Indirect Finance | - | - | - | - | - | - | II. | INDUSTRY | - | - | - | 26 | 2 | 2 | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | 2. | Food Manufacturing & Processing | - | - | - | - | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | - | - | - | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | - | - | - | - | - | - | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | - | - | - | - | - | - | | | 5. | Paper, Paper Products & Printing | - | - | - | - | - | - | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | 8. | Chemicals & Chemical Products | - | - | - | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | - | - | - | - | - | - | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | - | - | - | | | 12. | Engineering | - | - | - | - | - | - | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | - | - | - | | | | (c) | Electrical Machinery & Goods | - | - | - | - | - | - | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | - | - | - | | | 14. | Other Industries | - | - | - | 26 | 2 | 2 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | - | - | - | 7 | 14 | 11 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | - | - | - | V. | PERSONAL LOANS | - | - | - | 995 | 74 | 61 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 740 | 38 | 32 | | | 2. | Loans for Housing | - | - | - | - | - | - | | | 3. | Rest of the Personal Loans | - | - | - | 255 | 36 | 29 | VI. | TRADE | - | - | - | 61 | 8 | 8 | | | 1. | Wholesale Trade | - | - | - | - | - | - | | | 2. | Retail Trade | - | - | - | 61 | 8 | 8 | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
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| TOTAL BANK CREDIT | - | - | - | 1,328 | 1,13 | 95 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | - | - | - |
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| Other Small Scale Industries
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 242 | 22 | 24 | 17,343 | 22,97 | 21,81 | | | 1. | Direct Finance | 242 | 22 | 24 | 17,178 | 21,00 | 19,83 | | | 2. | Indirect Finance | - | - | - | 165 | 1,97 | 1,97 | II. | INDUSTRY | 13 | 21 | 21 | 3,963 | 45,88 | 41,88 | | | 1. | Mining & Quarrying | - | - | - | 2 | 10 | 11 | | | 2. | Food Manufacturing & Processing | - | - | - | 134 | 6,33 | 3,37 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 60 | 2,15 | 2,10 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | 1 | - | - | | | | (d) | Tea Processing | - | - | - | 1 | 6 | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | 72 | 4,13 | 1,27 | | | 3. | Beverage & Tobacco | - | - | - | 6 | 55 | 40 | | | 4. | Textiles | 2 | 2 | 2 | 86 | 65 | 64 | | | | (a) | Cotton Textiles | - | - | - | 10 | 15 | 13 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 21 | 11 | 11 | | | | (d) | Other Textiles | 2 | 2 | 2 | 55 | 39 | 40 | | | 5. | Paper, Paper Products & Printing | - | - | - | 18 | 18 | 16 | | | 6. | Leather & Leather Products | - | - | - | 4 | 4 | 5 | | | 7. | Rubber & Rubber Products | - | - | - | 4 | 4 | 4 | | | 8. | Chemicals & Chemical Products | - | - | - | 13 | 10,92 | 11,27 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 7 | 17 | 14 | | | | (d) | Non-Edible Oils | - | - | - | 1 | 3 | 2 | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 5 | 10,71 | 11,11 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 4 | 13 | 12 | | | 11. | Basic Metals & Metal Products | 1 | 1 | 1 | 9 | 69 | 56 | | | | (a) | Iron & Steel | - | - | - | 1 | 25 | 14 | | | | (b) | Non-Ferrous Metals | - | - | - | 1 | 30 | 30 | | | | (c) | Other Metal Products | 1 | 1 | 1 | 7 | 14 | 12 | | | 12. | Engineering | 1 | 2 | 2 | 27 | 1,40 | 1,29 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | 1 | 2 | 2 | 5 | 17 | 9 | | | | (c) | Electrical Machinery & Goods | - | - | - | 19 | 90 | 86 | | | | (d) | Electronic Machinery & Goods | - | - | - | 3 | 33 | 33 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 45 | 57 | 59 | | | 14. | Other Industries | 7 | 3 | 2 | 3,594 | 21,93 | 21,35 | | | 15. | Electricity, Gas & Water | - | - | - | 1 | 20 | 16 | | | | (a) | Electricity Generation & Transmission | - | - | - | 1 | 20 | 16 | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | 2 | 13 | 14 | 16 | 2,16 | 1,77 | III. | TRANSPORT OPERATORS | 6 | 11 | 6 | 622 | 6,49 | 5,82 | IV. | PROFESSIONAL AND OTHER SERVICES | 8 | 29 | 29 | 634 | 3,74 | 3,53 | V. | PERSONAL LOANS | 233 | 65 | 63 | 8,127 | 24,82 | 22,86 | | | 1. | Loans for Purchase of Consumer Durables | 17 | 2 | 1 | 1,011 | 1,10 | 1,00 | | | 2. | Loans for Housing | 2 | 2 | 2 | 408 | 4,15 | 3,89 | | | 3. | Rest of the Personal Loans | 214 | 60 | 60 | 6,708 | 19,57 | 17,98 | VI. | TRADE | 13 | 6 | 5 | 4,984 | 22,70 | 21,16 | | | 1. | Wholesale Trade | - | - | - | 158 | 1,78 | 1,37 | | | 2. | Retail Trade | 13 | 6 | 5 | 4,826 | 20,92 | 19,79 | VII. | FINANCE | - | - | - | 2 | 1,47 | 13 | VIII.
| ALL OTHERS
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| 2,095
| 17,59
| 17,19
| TOTAL BANK CREDIT | 560 | 1,66 | 1,61 | 37,770 | 145,66 | 134,37 | OF WHICH: | 1. | Artisans & Village Industries | 2 | - | - | 1,002 | 2,66 | 2,58 |
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| Other Small Scale Industries
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| 2,798
| 16,89
| 16,57
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