NORTH-EASTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| (Amount in Rupees Lakh)
| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 3,121 | 5,06 | 4,74 | 221 | 1,13 | 1,08 | | | 1. | Direct Finance | 3,038 | 4,02 | 3,95 | 221 | 1,13 | 1,08 | | | 2. | Indirect Finance | 83 | 1,04 | 80 | - | - | - | II. | INDUSTRY | 2,677 | 9,22 | 8,72 | 93 | 2,61 | 3,89 | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | 2. | Food Manufacturing & Processing | 86 | 1,53 | 1,27 | 1 | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | 17 | 67 | 42 | - | - | - | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | 69 | 86 | 86 | 1 | - | - | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | 62 | 50 | 52 | 6 | 6 | 7 | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 5 | 4 | 4 | | | | (d) | Other Textiles | 62 | 50 | 52 | 1 | 3 | 3 | | | 5. | Paper, Paper Products & Printing | 41 | 18 | 18 | 4 | 16 | 15 | | | 6. | Leather & Leather Products | - | - | - | 1 | 1 | 1 | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | 8. | Chemicals & Chemical Products | 3 | 16 | 13 | 1 | 1 | 1 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | 2 | 13 | 10 | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 1 | 3 | 3 | 1 | 1 | 1 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 1 | 6 | 4 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 1 | 5 | 5 | - | - | - | | | 11. | Basic Metals & Metal Products | 14 | 40 | 33 | 4 | 1,93 | 3,06 | | | | (a) | Iron & Steel | - | - | - | 3 | 1,92 | 3,06 | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | 14 | 40 | 33 | 1 | 1 | 1 | | | 12. | Engineering | 13 | 14 | 15 | 2 | 7 | 6 | | | | (a) | Heavy Engineering | - | - | - | 1 | 4 | 3 | | | | (b) | Light Engineering | 8 | 7 | 7 | 1 | 3 | 3 | | | | (c) | Electrical Machinery & Goods | 5 | 7 | 7 | - | - | - | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 1 | 2 | 2 | - | - | - | | | 14. | Other Industries | 2,452 | 6,10 | 5,95 | 74 | 37 | 52 | | | 15. | Electricity, Gas & Water | 1 | 4 | 4 | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | 1 | 4 | 4 | - | - | - | | | 16. | Construction | 2 | 5 | 4 | - | - | - | III. | TRANSPORT OPERATORS | 247 | 3,77 | 2,98 | 63 | 1,02 | 79 | IV. | PROFESSIONAL AND OTHER SERVICES | 185 | 1,39 | 1,20 | 59 | 20 | 16 | V. | PERSONAL LOANS | 7,868 | 16,84 | 16,06 | 477 | 3,48 | 2,77 | | | 1. | Loans for Purchase of Consumer Durables | 1,065 | 1,60 | 1,51 | 10 | 9 | 8 | | | 2. | Loans for Housing | 318 | 5,25 | 5,23 | 32 | 96 | 83 | | | 3. | Rest of the Personal Loans | 6,485 | 9,99 | 9,32 | 435 | 2,42 | 1,86 | VI. | TRADE | 3,388 | 15,56 | 14,09 | 136 | 3,10 | 2,64 | | | 1. | Wholesale Trade | 60 | 3,11 | 2,85 | 2 | 18 | 6 | | | 2. | Retail Trade | 3,328 | 12,46 | 11,25 | 134 | 2,93 | 2,58 | VII. | FINANCE | 2 | 1,54 | 4 | - | - | - | VIII.
| ALL OTHERS
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| TOTAL BANK CREDIT | 17,719 | 54,54 | 48,78 | 1,076 | 12,06 | 11,72 | OF WHICH: | 1. | Artisans & Village Industries | 1,091 | 2,59 | 2,55 | 3 | 2 | 2 |
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| Other Small Scale Industries
| 1,595
| 6,05
| 5,76
| 85
| 59
| 76
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 3,337 | 2,97 | 2,72 | | | 1. | Direct Finance | - | - | - | 3,337 | 2,97 | 2,72 | | | 2. | Indirect Finance | - | - | - | - | - | - | II. | INDUSTRY | - | - | - | 1,005 | 91 | 89 | | | 1. | Mining & Quarrying | - | - | - | 1 | 5 | 5 | | | 2. | Food Manufacturing & Processing | - | - | - | 1 | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | 1 | - | - | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | - | - | - | - | - | - | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | - | - | - | - | - | - | | | 5. | Paper, Paper Products & Printing | - | - | - | - | - | - | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | 8. | Chemicals & Chemical Products | - | - | - | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | - | - | - | - | - | - | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | - | - | - | | | 12. | Engineering | - | - | - | - | - | - | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | - | - | - | | | | (c) | Electrical Machinery & Goods | - | - | - | - | - | - | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | - | - | - | | | 14. | Other Industries | - | - | - | 1,003 | 86 | 84 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | - | - | - | 172 | 3,45 | 2,53 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 65 | 12 | 11 | V. | PERSONAL LOANS | - | - | - | 828 | 2,74 | 2,70 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 403 | 92 | 85 | | | 2. | Loans for Housing | - | - | - | 79 | 1,00 | 1,14 | | | 3. | Rest of the Personal Loans | - | - | - | 346 | 82 | 71 | VI. | TRADE | - | - | - | 1,635 | 3,13 | 2,40 | | | 1. | Wholesale Trade | - | - | - | 3 | 12 | 6 | | | 2. | Retail Trade | - | - | - | 1,632 | 3,01 | 2,34 | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
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| TOTAL BANK CREDIT | - | - | - | 7,183 | 13,52 | 11,55 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 308 | 21 | 22 |
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| Other Small Scale Industries
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 6,679 | 9,16 | 8,55 | | | 1. | Direct Finance | - | - | - | 6,596 | 8,12 | 7,75 | | | 2. | Indirect Finance | - | - | - | 83 | 1,04 | 80 | II. | INDUSTRY | - | - | - | 3,775 | 12,74 | 13,50 | | | 1. | Mining & Quarrying | - | - | - | 1 | 5 | 5 | | | 2. | Food Manufacturing & Processing | - | - | - | 88 | 1,54 | 1,28 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 17 | 67 | 42 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | 71 | 87 | 86 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | - | - | - | 68 | 57 | 59 | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 5 | 4 | 4 | | | | (d) | Other Textiles | - | - | - | 63 | 53 | 55 | | | 5. | Paper, Paper Products & Printing | - | - | - | 45 | 34 | 33 | | | 6. | Leather & Leather Products | - | - | - | 1 | 1 | 1 | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | 8. | Chemicals & Chemical Products | - | - | - | 4 | 16 | 14 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | 2 | 13 | 10 | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 2 | 4 | 3 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 1 | 6 | 4 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 1 | 5 | 5 | | | 11. | Basic Metals & Metal Products | - | - | - | 18 | 2,32 | 3,39 | | | | (a) | Iron & Steel | - | - | - | 3 | 1,92 | 3,06 | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | 15 | 40 | 34 | | | 12. | Engineering | - | - | - | 15 | 21 | 20 | | | | (a) | Heavy Engineering | - | - | - | 1 | 4 | 3 | | | | (b) | Light Engineering | - | - | - | 9 | 10 | 10 | | | | (c) | Electrical Machinery & Goods | - | - | - | 5 | 7 | 7 | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 1 | 2 | 2 | | | 14. | Other Industries | - | - | - | 3,529 | 7,33 | 7,32 | | | 15. | Electricity, Gas & Water | - | - | - | 1 | 4 | 4 | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | 1 | 4 | 4 | | | 16. | Construction | - | - | - | 2 | 5 | 4 | III. | TRANSPORT OPERATORS | - | - | - | 482 | 8,24 | 6,30 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 309 | 1,70 | 1,48 | V. | PERSONAL LOANS | - | - | - | 9,173 | 23,06 | 21,53 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 1,478 | 2,61 | 2,44 | | | 2. | Loans for Housing | - | - | - | 429 | 7,22 | 7,20 | | | 3. | Rest of the Personal Loans | - | - | - | 7,266 | 13,24 | 11,89 | VI. | TRADE | - | - | - | 5,159 | 21,80 | 19,13 | | | 1. | Wholesale Trade | - | - | - | 65 | 3,40 | 2,97 | | | 2. | Retail Trade | - | - | - | 5,094 | 18,39 | 16,17 | VII. | FINANCE | - | - | - | 2 | 1,54 | 4 | VIII.
| ALL OTHERS
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| 399
| 1,88
| 1,52
| TOTAL BANK CREDIT | - | - | - | 25,978 | 80,12 | 72,05 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 1,402 | 2,82 | 2,79 |
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| Other Small Scale Industries
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| 2,243
| 7,27
| 7,13
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