NORTH-EASTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
|
|
|
|
| (Amount in Rupees Lakh)
| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
|
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
|
| standing
|
|
| standing
|
|
|
|
| 1
| 2
| 3
| 4
| 5
| 6
| I. | AGRICULTURE | 13,913 | 14,95 | 12,81 | 3,566 | 4,13 | 3,99 | | | 1. | Direct Finance | 13,379 | 14,12 | 12,14 | 3,359 | 3,88 | 3,73 | | | 2. | Indirect Finance | 534 | 83 | 68 | 207 | 26 | 26 | II. | INDUSTRY | 4,658 | 34,45 | 24,23 | 1,347 | 30,17 | 30,01 | | | 1. | Mining & Quarrying | 8 | 2,36 | 2,41 | 3 | 14 | 14 | | | 2. | Food Manufacturing & Processing | 71 | 3,93 | 2,99 | 20 | 48 | 69 | | | | (a) | Rice Mills, Flour & Dal Mills | 37 | 2,74 | 2,04 | 6 | 36 | 57 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | 3 | 30 | 20 | 1 | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 1 | 3 | - | - | - | - | | | | (f) | Others | 30 | 86 | 75 | 13 | 11 | 12 | | | 3. | Beverage & Tobacco | 1 | 3 | 1 | - | - | - | | | 4. | Textiles | 25 | 43 | 34 | 17 | 14 | 13 | | | | (a) | Cotton Textiles | - | - | - | 3 | 3 | 3 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | 3 | 2 | 2 | - | - | - | | | | (d) | Other Textiles | 22 | 41 | 32 | 14 | 11 | 10 | | | 5. | Paper, Paper Products & Printing | 13 | 46 | 43 | 12 | 24 | 25 | | | 6. | Leather & Leather Products | 5 | 4 | 2 | 2 | 2 | 2 | | | 7. | Rubber & Rubber Products | 1 | 3 | 1 | 1 | 1 | - | | | 8. | Chemicals & Chemical Products | 13 | 1,77 | 89 | 2 | 18 | 11 | | | | (a) | Heavy Industrial Chemicals | 2 | 1,14 | 37 | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 11 | 63 | 52 | 2 | 18 | 11 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 6 | 56 | 41 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 5 | 67 | 53 | 5 | 41 | 30 | | | 11. | Basic Metals & Metal Products | 32 | 5,18 | 2,51 | 16 | 13 | 11 | | | | (a) | Iron & Steel | 8 | 1,11 | 1,07 | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | 24 | 4,08 | 1,43 | 16 | 13 | 11 | | | 12. | Engineering | 20 | 1,44 | 1,36 | 51 | 58 | 49 | | | | (a) | Heavy Engineering | 1 | 3 | 1 | - | - | - | | | | (b) | Light Engineering | 5 | 28 | 26 | 1 | 3 | 2 | | | | (c) | Electrical Machinery & Goods | 7 | 16 | 14 | 49 | 52 | 44 | | | | (d) | Electronic Machinery & Goods | 7 | 97 | 96 | 1 | 3 | 3 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 28 | 2,12 | 1,51 | 2 | 7 | 7 | | | 14. | Other Industries | 4,418 | 14,48 | 10,13 | 1,159 | 4,07 | 4,13 | | | 15. | Electricity, Gas & Water | 1 | 9 | 7 | 3 | 21,22 | 21,22 | | | | (a) | Electricity Generation & Transmission | 1 | 9 | 7 | 2 | 21,18 | 21,18 | | | | (b) | Non-Conventional Energy | - | - | - | 1 | 4 | 5 | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | 11 | 87 | 60 | 54 | 2,49 | 2,34 | III. | TRANSPORT OPERATORS | 630 | 8,32 | 6,01 | 201 | 3,21 | 2,72 | IV. | PROFESSIONAL AND OTHER SERVICES | 294 | 4,00 | 3,06 | 722 | 2,88 | 2,51 | V. | PERSONAL LOANS | 9,992 | 30,70 | 25,95 | 4,988 | 18,64 | 16,60 | | | 1. | Loans for Purchase of Consumer Durables | 1,545 | 3,46 | 2,43 | 629 | 1,57 | 1,32 | | | 2. | Loans for Housing | 423 | 7,95 | 7,21 | 324 | 3,89 | 3,59 | | | 3. | Rest of the Personal Loans | 8,024 | 19,29 | 16,31 | 4,035 | 13,19 | 11,70 | VI. | TRADE | 5,303 | 30,63 | 24,33 | 2,146 | 20,87 | 18,38 | | | 1. | Wholesale Trade | 368 | 7,68 | 6,49 | 103 | 8,77 | 7,62 | | | 2. | Retail Trade | 4,935 | 22,95 | 17,84 | 2,043 | 12,10 | 10,76 | VII. | FINANCE | 26 | 7 | 7 | 18 | 6,83 | 5,44 | VIII.
| ALL OTHERS
| 805
| 4,73
| 3,44
| 3,469
| 15,76
| 14,59
| TOTAL BANK CREDIT | 35,621 | 127,86 | 99,91 | 16,457 | 102,50 | 94,24 | OF WHICH: | 1. | Artisans & Village Industries | 2,323 | 3,85 | 3,45 | 416 | 85 | 85 |
| 2.
| Other Small Scale Industries
| 2,287
| 19,90
| 12,25
| 559
| 2,85
| 3,11
|
|
|
|
|
|
|
|
|
|
| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
|
| standing
|
|
| standing
|
|
|
|
| 7
| 8
| 9
| 10
| 11
| 12
| I. | AGRICULTURE | - | - | - | 14,109 | 10,81 | 10,24 | | | 1. | Direct Finance | - | - | - | 14,109 | 10,81 | 10,24 | | | 2. | Indirect Finance | - | - | - | - | - | - | II. | INDUSTRY | - | - | - | 1,567 | 1,89 | 1,68 | | | 1. | Mining & Quarrying | - | - | - | 2 | 14 | 8 | | | 2. | Food Manufacturing & Processing | - | - | - | 13 | 12 | 12 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | 13 | 12 | 12 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | - | - | - | - | - | - | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | - | - | - | - | - | - | | | 5. | Paper, Paper Products & Printing | - | - | - | 3 | 6 | 5 | | | 6. | Leather & Leather Products | - | - | - | 1 | - | - | | | 7. | Rubber & Rubber Products | - | - | - | 2 | 4 | 4 | | | 8. | Chemicals & Chemical Products | - | - | - | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | - | - | - | 1 | - | - | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | 1 | - | - | | | 12. | Engineering | - | - | - | - | - | - | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | - | - | - | | | | (c) | Electrical Machinery & Goods | - | - | - | - | - | - | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 1 | 2 | 1 | | | 14. | Other Industries | - | - | - | 1,537 | 1,29 | 1,26 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 7 | 23 | 12 | III. | TRANSPORT OPERATORS | - | - | - | 565 | 4,85 | 3,80 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 44 | 14 | 11 | V. | PERSONAL LOANS | - | - | - | 1,331 | 3,18 | 3,09 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 390 | 70 | 61 | | | 2. | Loans for Housing | - | - | - | 62 | 86 | 89 | | | 3. | Rest of the Personal Loans | - | - | - | 879 | 1,62 | 1,59 | VI. | TRADE | - | - | - | 2,016 | 4,13 | 3,86 | | | 1. | Wholesale Trade | - | - | - | 15 | 27 | 23 | | | 2. | Retail Trade | - | - | - | 2,001 | 3,86 | 3,63 | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
| -
| -
| -
| 892
| 71
| 72
| TOTAL BANK CREDIT | - | - | - | 20,524 | 25,72 | 23,52 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 414 | 35 | 32 |
| 2.
| Other Small Scale Industries
| -
| -
| -
| 1,012
| 1,10
| 1,02
|
|
|
|
|
|
|
|
|
|
| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
|
| standing
|
|
| standing
|
|
|
|
| 13
| 14
| 15
| 16
| 17
| 18
| I. | AGRICULTURE | 1 | - | - | 31,589 | 29,90 | 27,04 | | | 1. | Direct Finance | 1 | - | - | 30,848 | 28,81 | 26,10 | | | 2. | Indirect Finance | - | - | - | 741 | 1,09 | 94 | II. | INDUSTRY | 41 | 98 | 91 | 7,613 | 67,49 | 56,84 | | | 1. | Mining & Quarrying | - | - | - | 13 | 2,63 | 2,63 | | | 2. | Food Manufacturing & Processing | - | - | - | 104 | 4,53 | 3,80 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 43 | 3,10 | 2,62 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | 4 | 30 | 20 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 1 | 3 | - | | | | (f) | Others | - | - | - | 56 | 1,09 | 99 | | | 3. | Beverage & Tobacco | - | - | - | 1 | 3 | 1 | | | 4. | Textiles | - | - | - | 42 | 57 | 47 | | | | (a) | Cotton Textiles | - | - | - | 3 | 3 | 3 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 3 | 2 | 2 | | | | (d) | Other Textiles | - | - | - | 36 | 52 | 42 | | | 5. | Paper, Paper Products & Printing | - | - | - | 28 | 76 | 73 | | | 6. | Leather & Leather Products | - | - | - | 8 | 6 | 4 | | | 7. | Rubber & Rubber Products | - | - | - | 4 | 7 | 6 | | | 8. | Chemicals & Chemical Products | - | - | - | 15 | 1,95 | 1,00 | | | | (a) | Heavy Industrial Chemicals | - | - | - | 2 | 1,14 | 37 | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 13 | 81 | 63 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 6 | 56 | 41 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 10 | 1,07 | 83 | | | 11. | Basic Metals & Metal Products | 1 | 10 | 11 | 50 | 5,41 | 2,73 | | | | (a) | Iron & Steel | - | - | - | 8 | 1,11 | 1,07 | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | 1 | 10 | 11 | 42 | 4,31 | 1,65 | | | 12. | Engineering | - | - | - | 71 | 2,02 | 1,86 | | | | (a) | Heavy Engineering | - | - | - | 1 | 3 | 1 | | | | (b) | Light Engineering | - | - | - | 6 | 30 | 28 | | | | (c) | Electrical Machinery & Goods | - | - | - | 56 | 68 | 58 | | | | (d) | Electronic Machinery & Goods | - | - | - | 8 | 1,01 | 99 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 31 | 2,22 | 1,59 | | | 14. | Other Industries | 37 | 10 | 10 | 7,151 | 19,94 | 15,63 | | | 15. | Electricity, Gas & Water | - | - | - | 4 | 21,30 | 21,30 | | | | (a) | Electricity Generation & Transmission | - | - | - | 3 | 21,27 | 21,25 | | | | (b) | Non-Conventional Energy | - | - | - | 1 | 4 | 5 | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | 3 | 78 | 71 | 75 | 4,37 | 3,76 | III. | TRANSPORT OPERATORS | 4 | 7 | 4 | 1,400 | 16,45 | 12,58 | IV. | PROFESSIONAL AND OTHER SERVICES | 10 | 10 | 6 | 1,070 | 7,12 | 5,74 | V. | PERSONAL LOANS | 210 | 1,69 | 1,70 | 16,521 | 54,21 | 47,33 | | | 1. | Loans for Purchase of Consumer Durables | 29 | 6 | 4 | 2,593 | 5,79 | 4,39 | | | 2. | Loans for Housing | 3 | 7 | 6 | 812 | 12,77 | 11,74 | | | 3. | Rest of the Personal Loans | 178 | 1,56 | 1,60 | 13,116 | 35,66 | 31,20 | VI. | TRADE | 21 | 64 | 57 | 9,486 | 56,28 | 47,15 | | | 1. | Wholesale Trade | - | - | - | 486 | 16,72 | 14,34 | | | 2. | Retail Trade | 21 | 64 | 57 | 9,000 | 39,55 | 32,81 | VII. | FINANCE | - | - | - | 44 | 6,89 | 5,50 | VIII.
| ALL OTHERS
| 100
| 23
| 20
| 5,266
| 21,43
| 18,95
| TOTAL BANK CREDIT | 387 | 3,70 | 3,49 | 72,989 | 259,78 | 221,15 | OF WHICH: | 1. | Artisans & Village Industries | 5 | 4 | 4 | 3,158 | 5,08 | 4,67 |
| 2.
| Other Small Scale Industries
| 32
| 6
| 6
| 3,890
| 23,89
| 16,44
|
|