NORTH-EASTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| (Amount in Rupees Lakh)
| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 3,956 | 6,25 | 5,62 | 8,822 | 16,03 | 15,99 | | | 1. | Direct Finance | 3,956 | 6,25 | 5,62 | 8,467 | 15,36 | 15,46 | | | 2. | Indirect Finance | - | - | - | 355 | 67 | 53 | II. | INDUSTRY | 5,408 | 16,92 | 16,98 | 14,497 | 41,62 | 44,31 | | | 1. | Mining & Quarrying | - | - | - | 1 | 9 | 9 | | | 2. | Food Manufacturing & Processing | 38 | 78 | 50 | 117 | 1,90 | 1,81 | | | | (a) | Rice Mills, Flour & Dal Mills | 15 | 36 | 20 | 29 | 44 | 44 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | 1 | 7 | 7 | 2 | 46 | 50 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | 2 | 7 | 7 | 1 | 9 | 10 | | | | (f) | Others | 20 | 28 | 16 | 85 | 92 | 78 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | 100 | 72 | 77 | 783 | 3,90 | 4,28 | | | | (a) | Cotton Textiles | 1 | 24 | 25 | 36 | 24 | 26 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | 82 | 34 | 36 | 405 | 2,17 | 2,39 | | | | (d) | Other Textiles | 17 | 15 | 15 | 342 | 1,49 | 1,63 | | | 5. | Paper, Paper Products & Printing | 11 | 12 | 14 | 8 | 10 | 12 | | | 6. | Leather & Leather Products | 5 | 4 | 5 | 11 | 7 | 8 | | | 7. | Rubber & Rubber Products | - | - | - | 1 | 8 | 8 | | | 8. | Chemicals & Chemical Products | 2 | 5 | 5 | 12 | 74 | 91 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 8 | 66 | 82 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 2 | 5 | 5 | 4 | 8 | 9 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 3 | 5 | 2 | 6 | 2 | 3 | | | 11. | Basic Metals & Metal Products | 14 | 1,07 | 80 | 60 | 66 | 67 | | | | (a) | Iron & Steel | 1 | 1,00 | 73 | 1 | 5 | 4 | | | | (b) | Non-Ferrous Metals | - | - | - | 1 | 9 | 5 | | | | (c) | Other Metal Products | 13 | 7 | 7 | 58 | 52 | 58 | | | 12. | Engineering | 15 | 36 | 35 | 29 | 43 | 42 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | 9 | 10 | 10 | | | | (c) | Electrical Machinery & Goods | 12 | 20 | 19 | 19 | 30 | 30 | | | | (d) | Electronic Machinery & Goods | 3 | 16 | 16 | 1 | 3 | 2 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 5 | 33 | 18 | 12 | 9 | 11 | | | 14. | Other Industries | 5,215 | 13,40 | 14,13 | 13,015 | 29,89 | 31,94 | | | 15. | Electricity, Gas & Water | - | - | - | 2 | 24 | 25 | | | | (a) | Electricity Generation & Transmission | - | - | - | 2 | 24 | 25 | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 440 | 3,40 | 3,53 | III. | TRANSPORT OPERATORS | 85 | 1,68 | 1,46 | 282 | 4,93 | 4,69 | IV. | PROFESSIONAL AND OTHER SERVICES | 222 | 61 | 53 | 1,509 | 5,49 | 5,73 | V. | PERSONAL LOANS | 4,577 | 11,13 | 9,73 | 2,843 | 13,13 | 11,57 | | | 1. | Loans for Purchase of Consumer Durables | 245 | 61 | 42 | 361 | 94 | 75 | | | 2. | Loans for Housing | 268 | 3,06 | 2,84 | 451 | 4,48 | 4,11 | | | 3. | Rest of the Personal Loans | 4,064 | 7,46 | 6,47 | 2,031 | 7,71 | 6,71 | VI. | TRADE | 1,949 | 9,84 | 9,83 | 2,706 | 18,24 | 17,27 | | | 1. | Wholesale Trade | 14 | 41 | 38 | 114 | 1,95 | 1,72 | | | 2. | Retail Trade | 1,935 | 9,43 | 9,45 | 2,592 | 16,29 | 15,55 | VII. | FINANCE | - | - | - | 11 | 46 | 24 | VIII.
| ALL OTHERS
| 530
| 7,63
| 4,26
| 14,132
| 34,36
| 36,66
| TOTAL BANK CREDIT | 16,727 | 54,05 | 48,41 | 44,802 | 134,26 | 136,45 | OF WHICH: | 1. | Artisans & Village Industries | 2,440 | 6,15 | 6,40 | 6,119 | 14,24 | 14,99 |
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| Other Small Scale Industries
| 2,998
| 8,93
| 9,43
| 5,405
| 14,28
| 15,44
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 2,015 | 1,94 | 1,82 | | | 1. | Direct Finance | - | - | - | 2,015 | 1,94 | 1,82 | | | 2. | Indirect Finance | - | - | - | - | - | - | II. | INDUSTRY | - | - | - | 861 | 94 | 93 | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | 2. | Food Manufacturing & Processing | - | - | - | 9 | 4 | 4 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 2 | 1 | 1 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | 7 | 3 | 3 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | - | - | - | 8 | 3 | 3 | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 7 | 3 | 3 | | | | (d) | Other Textiles | - | - | - | 1 | - | - | | | 5. | Paper, Paper Products & Printing | - | - | - | 3 | 3 | 2 | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | 8. | Chemicals & Chemical Products | - | - | - | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | - | - | - | - | - | - | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | - | - | - | | | 12. | Engineering | - | - | - | 1 | 1 | 1 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | - | - | - | | | | (c) | Electrical Machinery & Goods | - | - | - | 1 | 1 | 1 | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | - | - | - | | | 14. | Other Industries | - | - | - | 839 | 81 | 84 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 1 | 2 | - | III. | TRANSPORT OPERATORS | - | - | - | 212 | 1,34 | 1,06 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 29 | 17 | 20 | V. | PERSONAL LOANS | - | - | - | 584 | 86 | 78 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 1 | - | - | | | 2. | Loans for Housing | - | - | - | 39 | 10 | 6 | | | 3. | Rest of the Personal Loans | - | - | - | 544 | 76 | 72 | VI. | TRADE | - | - | - | 1,733 | 1,89 | 1,65 | | | 1. | Wholesale Trade | - | - | - | - | - | - | | | 2. | Retail Trade | - | - | - | 1,733 | 1,89 | 1,65 | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
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| TOTAL BANK CREDIT | - | - | - | 5,542 | 7,22 | 6,52 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 603 | 38 | 41 |
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| Other Small Scale Industries
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 14,793 | 24,22 | 23,44 | | | 1. | Direct Finance | - | - | - | 14,438 | 23,55 | 22,90 | | | 2. | Indirect Finance | - | - | - | 355 | 67 | 53 | II. | INDUSTRY | - | - | - | 20,766 | 59,48 | 62,22 | | | 1. | Mining & Quarrying | - | - | - | 1 | 9 | 9 | | | 2. | Food Manufacturing & Processing | - | - | - | 164 | 2,72 | 2,36 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 46 | 80 | 65 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | 3 | 53 | 57 | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 3 | 16 | 17 | | | | (f) | Others | - | - | - | 112 | 1,24 | 97 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | - | - | - | 891 | 4,66 | 5,08 | | | | (a) | Cotton Textiles | - | - | - | 37 | 48 | 51 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 494 | 2,54 | 2,78 | | | | (d) | Other Textiles | - | - | - | 360 | 1,64 | 1,78 | | | 5. | Paper, Paper Products & Printing | - | - | - | 22 | 25 | 28 | | | 6. | Leather & Leather Products | - | - | - | 16 | 11 | 13 | | | 7. | Rubber & Rubber Products | - | - | - | 1 | 8 | 8 | | | 8. | Chemicals & Chemical Products | - | - | - | 14 | 79 | 96 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 8 | 66 | 82 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 6 | 13 | 14 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 9 | 7 | 5 | | | 11. | Basic Metals & Metal Products | - | - | - | 74 | 1,73 | 1,47 | | | | (a) | Iron & Steel | - | - | - | 2 | 1,05 | 77 | | | | (b) | Non-Ferrous Metals | - | - | - | 1 | 9 | 5 | | | | (c) | Other Metal Products | - | - | - | 71 | 60 | 65 | | | 12. | Engineering | - | - | - | 45 | 80 | 78 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | 9 | 10 | 10 | | | | (c) | Electrical Machinery & Goods | - | - | - | 32 | 51 | 50 | | | | (d) | Electronic Machinery & Goods | - | - | - | 4 | 19 | 18 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 17 | 41 | 29 | | | 14. | Other Industries | - | - | - | 19,069 | 44,10 | 46,90 | | | 15. | Electricity, Gas & Water | - | - | - | 2 | 24 | 25 | | | | (a) | Electricity Generation & Transmission | - | - | - | 2 | 24 | 25 | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 441 | 3,42 | 3,54 | III. | TRANSPORT OPERATORS | - | - | - | 579 | 7,95 | 7,21 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 1,760 | 6,27 | 6,46 | V. | PERSONAL LOANS | - | - | - | 8,004 | 25,12 | 22,07 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 607 | 1,55 | 1,16 | | | 2. | Loans for Housing | - | - | - | 758 | 7,64 | 7,01 | | | 3. | Rest of the Personal Loans | - | - | - | 6,639 | 15,93 | 13,90 | VI. | TRADE | - | - | - | 6,388 | 29,97 | 28,76 | | | 1. | Wholesale Trade | - | - | - | 128 | 2,36 | 2,10 | | | 2. | Retail Trade | - | - | - | 6,260 | 27,61 | 26,65 | VII. | FINANCE | - | - | - | 11 | 46 | 24 | VIII.
| ALL OTHERS
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| 14,770
| 42,07
| 40,99
| TOTAL BANK CREDIT | - | - | - | 67,071 | 195,53 | 191,39 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 9,162 | 20,77 | 21,81 |
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| Other Small Scale Industries
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| 8,640
| 23,62
| 25,29
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