NORTH-EASTERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| (Amount in Rupees Lakh)
| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 31,521 | 69,23 | 54,78 | 82,365 | 165,98 | 152,92 | | | 1. | Direct Finance | 30,522 | 57,22 | 46,67 | 81,367 | 139,83 | 129,95 | | | 2. | Indirect Finance | 999 | 12,01 | 8,11 | 998 | 26,15 | 22,97 | II. | INDUSTRY | 27,355 | 538,93 | 409,92 | 56,086 | 570,65 | 493,46 | | | 1. | Mining & Quarrying | 12 | 9,12 | 8,32 | 17 | 4,72 | 3,29 | | | 2. | Food Manufacturing & Processing | 388 | 121,07 | 72,33 | 1,082 | 179,75 | 141,87 | | | | (a) | Rice Mills, Flour & Dal Mills | 158 | 12,99 | 10,10 | 325 | 13,52 | 11,76 | | | | (b) | Sugar | - | - | - | 4 | 1,23 | 1,64 | | | | (c) | Edible Oils & Vanaspati | 31 | 11,90 | 9,51 | 69 | 23,83 | 11,42 | | | | (d) | Tea Processing | 61 | 83,69 | 41,47 | 176 | 133,31 | 109,78 | | | | (e) | Processing of Fruits & Vegetables | 1 | 9 | 9 | 3 | 38 | 38 | | | | (f) | Others | 137 | 12,39 | 11,14 | 505 | 7,49 | 6,90 | | | 3. | Beverage & Tobacco | 5 | 1,14 | 42 | 7 | 72 | 50 | | | 4. | Textiles | 791 | 39,55 | 37,82 | 1,523 | 21,61 | 20,97 | | | | (a) | Cotton Textiles | 38 | 15,33 | 13,89 | 110 | 3,86 | 4,90 | | | | (b) | Jute Textiles | 1 | 2 | 2 | 9 | 65 | 69 | | | | (c) | Handloom Textiles & Khadi | 296 | 1,81 | 1,76 | 689 | 6,15 | 6,43 | | | | (d) | Other Textiles | 456 | 22,39 | 22,15 | 715 | 10,95 | 8,96 | | | 5. | Paper, Paper Products & Printing | 171 | 6,82 | 5,33 | 353 | 8,19 | 7,01 | | | 6. | Leather & Leather Products | 33 | 2,29 | 2,07 | 47 | 60 | 58 | | | 7. | Rubber & Rubber Products | 14 | 1,35 | 1,30 | 36 | 2,42 | 2,34 | | | 8. | Chemicals & Chemical Products | 219 | 24,20 | 21,34 | 213 | 29,11 | 17,16 | | | | (a) | Heavy Industrial Chemicals | 3 | 37 | 37 | 4 | 1,89 | 1,89 | | | | (b) | Fertilisers | 2 | 90 | 14 | 5 | 1,19 | 1,31 | | | | (c) | Drugs & Pharmaceuticals | 55 | 3,05 | 2,05 | 57 | 7,15 | 6,89 | | | | (d) | Non-Edible Oils | 3 | 10 | 11 | 3 | 30 | 16 | | | | (e) | Other Chemicals & Chemical Products | 156 | 19,77 | 18,68 | 144 | 18,58 | 6,92 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 12 | 11,57 | 6,80 | 18 | 12,65 | 12,73 | | | 10. | Manufacture of Cement & Cement Products | 82 | 21,16 | 19,05 | 179 | 9,95 | 9,94 | | | 11. | Basic Metals & Metal Products | 317 | 55,36 | 46,21 | 657 | 29,04 | 22,72 | | | | (a) | Iron & Steel | 108 | 36,48 | 29,74 | 39 | 19,46 | 13,52 | | | | (b) | Non-Ferrous Metals | 13 | 4,43 | 3,42 | 1 | 9 | 8 | | | | (c) | Other Metal Products | 196 | 14,46 | 13,05 | 617 | 9,48 | 9,12 | | | 12. | Engineering | 211 | 109,01 | 88,96 | 517 | 37,82 | 30,71 | | | | (a) | Heavy Engineering | 27 | 60,32 | 49,23 | 14 | 4,69 | 1,76 | | | | (b) | Light Engineering | 55 | 10,15 | 9,94 | 144 | 16,89 | 12,50 | | | | (c) | Electrical Machinery & Goods | 115 | 21,44 | 13,44 | 324 | 8,89 | 8,76 | | | | (d) | Electronic Machinery & Goods | 14 | 17,09 | 16,35 | 35 | 7,35 | 7,69 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 148 | 22,94 | 7,29 | 182 | 5,05 | 4,85 | | | 14. | Other Industries | 24,913 | 105,75 | 85,41 | 50,149 | 207,49 | 198,36 | | | 15. | Electricity, Gas & Water | 22 | 5,66 | 5,50 | 18 | 1,11 | 71 | | | | (a) | Electricity Generation & Transmission | 21 | 4,66 | 4,41 | 11 | 93 | 58 | | | | (b) | Non-Conventional Energy | 1 | 1,00 | 1,09 | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | 7 | 18 | 13 | | | 16. | Construction | 17 | 1,94 | 1,77 | 1,088 | 20,40 | 19,71 | III. | TRANSPORT OPERATORS | 2,271 | 27,17 | 23,30 | 6,349 | 69,64 | 63,48 | IV. | PROFESSIONAL AND OTHER SERVICES | 2,300 | 27,60 | 23,36 | 20,995 | 63,44 | 59,04 | V. | PERSONAL LOANS | 62,523 | 193,02 | 173,73 | 61,279 | 213,17 | 187,96 | | | 1. | Loans for Purchase of Consumer Durables | 13,187 | 23,11 | 21,05 | 6,731 | 15,59 | 13,18 | | | 2. | Loans for Housing | 5,545 | 81,33 | 74,75 | 6,687 | 67,03 | 59,97 | | | 3. | Rest of the Personal Loans | 43,791 | 88,57 | 77,93 | 47,861 | 130,55 | 114,81 | VI. | TRADE | 39,406 | 248,15 | 218,94 | 78,885 | 307,21 | 271,11 | | | 1. | Wholesale Trade | 2,375 | 124,54 | 115,30 | 3,883 | 66,86 | 54,66 | | | 2. | Retail Trade | 37,031 | 123,62 | 103,64 | 75,002 | 240,35 | 216,45 | VII. | FINANCE | 283 | 2,07 | 1,78 | 262 | 8,63 | 7,11 | VIII.
| ALL OTHERS
| 10,000
| 26,10
| 24,26
| 95,305
| 336,56
| 315,10
| TOTAL BANK CREDIT | 1,75,659 | 1132,26 | 930,06 | 4,01,526 | 1735,28 | 1550,18 | OF WHICH: | 1. | Artisans & Village Industries | 8,452 | 15,87 | 15,54 | 19,655 | 35,74 | 35,52 |
| 2.
| Other Small Scale Industries
| 18,718
| 170,48
| 143,83
| 30,004
| 186,30
| 167,32
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 66,949 | 64,98 | 58,34 | | | 1. | Direct Finance | - | - | - | 66,879 | 60,02 | 55,98 | | | 2. | Indirect Finance | - | - | - | 70 | 4,97 | 2,36 | II. | INDUSTRY | 6 | 31,79 | 9,86 | 16,423 | 20,75 | 21,09 | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | 2. | Food Manufacturing & Processing | 5 | 31,71 | 9,82 | 116 | 2,55 | 2,48 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 72 | 1,52 | 1,52 | | | | (b) | Sugar | - | - | - | 1 | 6 | 4 | | | | (c) | Edible Oils & Vanaspati | - | - | - | 6 | 12 | 9 | | | | (d) | Tea Processing | 5 | 31,71 | 9,82 | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 9 | 43 | 42 | | | | (f) | Others | - | - | - | 28 | 43 | 41 | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | - | - | - | 30 | 28 | 33 | | | | (a) | Cotton Textiles | - | - | - | 11 | 11 | 15 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 8 | 11 | 11 | | | | (d) | Other Textiles | - | - | - | 11 | 6 | 7 | | | 5. | Paper, Paper Products & Printing | - | - | - | 17 | 46 | 48 | | | 6. | Leather & Leather Products | - | - | - | 1 | - | 1 | | | 7. | Rubber & Rubber Products | - | - | - | 1 | 2 | 2 | | | 8. | Chemicals & Chemical Products | - | - | - | 22 | 54 | 59 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 13 | 33 | 32 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 9 | 20 | 27 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 6 | 2 | 3 | | | 11. | Basic Metals & Metal Products | - | - | - | 21 | 27 | 25 | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | 21 | 27 | 25 | | | 12. | Engineering | - | - | - | 43 | 19 | 18 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | 3 | 4 | 3 | | | | (c) | Electrical Machinery & Goods | - | - | - | 40 | 15 | 15 | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 9 | 26 | 24 | | | 14. | Other Industries | 1 | 8 | 4 | 16,112 | 15,61 | 15,77 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 45 | 55 | 72 | III. | TRANSPORT OPERATORS | - | - | - | 7,919 | 30,94 | 25,75 | IV. | PROFESSIONAL AND OTHER SERVICES | 1 | 22 | 25 | 10,423 | 11,78 | 10,37 | V. | PERSONAL LOANS | 62 | 21 | 19 | 27,149 | 48,49 | 42,76 | | | 1. | Loans for Purchase of Consumer Durables | 7 | 11 | 11 | 5,818 | 10,78 | 8,86 | | | 2. | Loans for Housing | - | - | - | 1,116 | 14,07 | 13,12 | | | 3. | Rest of the Personal Loans | 55 | 10 | 8 | 20,215 | 23,65 | 20,77 | VI. | TRADE | 4 | 8,70 | 1,51 | 47,514 | 51,68 | 48,49 | | | 1. | Wholesale Trade | 4 | 8,70 | 1,51 | 129 | 2,92 | 2,58 | | | 2. | Retail Trade | - | - | - | 47,385 | 48,76 | 45,91 | VII. | FINANCE | - | - | - | 1 | 1 | 1 | VIII.
| ALL OTHERS
| 59
| 1,00
| 97
| 5,457
| 5,73
| 4,99
| TOTAL BANK CREDIT | 132 | 41,91 | 12,78 | 1,81,835 | 234,37 | 211,80 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 9,572 | 9,33 | 9,47 |
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| Other Small Scale Industries
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| 8,59
| 8,77
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 51 | 21 | 18 | 1,80,886 | 300,41 | 266,22 | | | 1. | Direct Finance | 50 | 17 | 14 | 1,78,818 | 257,24 | 232,75 | | | 2. | Indirect Finance | 1 | 4 | 4 | 2,068 | 43,16 | 33,47 | II. | INDUSTRY | 240 | 18,04 | 16,93 | 1,00,110 | 1180,16 | 951,25 | | | 1. | Mining & Quarrying | - | - | - | 29 | 13,85 | 11,61 | | | 2. | Food Manufacturing & Processing | 8 | 1,18 | 1,18 | 1,599 | 336,26 | 227,67 | | | | (a) | Rice Mills, Flour & Dal Mills | 3 | 44 | 45 | 558 | 28,48 | 23,83 | | | | (b) | Sugar | - | - | - | 5 | 1,29 | 1,67 | | | | (c) | Edible Oils & Vanaspati | - | - | - | 106 | 35,84 | 21,03 | | | | (d) | Tea Processing | 1 | 70 | 70 | 243 | 249,40 | 161,77 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 13 | 90 | 89 | | | | (f) | Others | 4 | 4 | 3 | 674 | 20,35 | 18,48 | | | 3. | Beverage & Tobacco | - | - | - | 12 | 1,86 | 91 | | | 4. | Textiles | 14 | 13 | 9 | 2,358 | 61,58 | 59,23 | | | | (a) | Cotton Textiles | - | - | - | 159 | 19,30 | 18,94 | | | | (b) | Jute Textiles | - | - | - | 10 | 68 | 71 | | | | (c) | Handloom Textiles & Khadi | - | - | - | 993 | 8,07 | 8,31 | | | | (d) | Other Textiles | 14 | 13 | 9 | 1,196 | 33,53 | 31,27 | | | 5. | Paper, Paper Products & Printing | 6 | 7 | 6 | 547 | 15,54 | 12,88 | | | 6. | Leather & Leather Products | 2 | 1 | 1 | 83 | 2,90 | 2,66 | | | 7. | Rubber & Rubber Products | 2 | 10 | 10 | 53 | 3,90 | 3,76 | | | 8. | Chemicals & Chemical Products | 1 | 3 | 3 | 455 | 53,87 | 39,12 | | | | (a) | Heavy Industrial Chemicals | - | - | - | 7 | 2,25 | 2,26 | | | | (b) | Fertilisers | - | - | - | 7 | 2,09 | 1,45 | | | | (c) | Drugs & Pharmaceuticals | 1 | 3 | 3 | 126 | 10,57 | 9,29 | | | | (d) | Non-Edible Oils | - | - | - | 6 | 40 | 26 | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 309 | 38,55 | 25,86 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 1 | 26 | 33 | 31 | 24,48 | 19,86 | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 267 | 31,13 | 29,02 | | | 11. | Basic Metals & Metal Products | 4 | 1,18 | 1,02 | 999 | 85,85 | 70,20 | | | | (a) | Iron & Steel | 4 | 1,18 | 1,02 | 151 | 57,13 | 44,27 | | | | (b) | Non-Ferrous Metals | - | - | - | 14 | 4,52 | 3,51 | | | | (c) | Other Metal Products | - | - | - | 834 | 24,21 | 22,42 | | | 12. | Engineering | 5 | 13 | 6 | 776 | 147,15 | 119,90 | | | | (a) | Heavy Engineering | - | - | - | 41 | 65,01 | 50,99 | | | | (b) | Light Engineering | 4 | 4 | 3 | 206 | 27,12 | 22,51 | | | | (c) | Electrical Machinery & Goods | - | - | - | 479 | 30,49 | 22,34 | | | | (d) | Electronic Machinery & Goods | 1 | 8 | 3 | 50 | 24,52 | 24,06 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 3 | 1,46 | 1,73 | 342 | 29,72 | 14,11 | | | 14. | Other Industries | 194 | 13,50 | 12,33 | 91,369 | 342,42 | 311,91 | | | 15. | Electricity, Gas & Water | - | - | - | 40 | 6,76 | 6,21 | | | | (a) | Electricity Generation & Transmission | - | - | - | 32 | 5,59 | 4,99 | | | | (b) | Non-Conventional Energy | - | - | - | 1 | 1,00 | 1,09 | | | | (c) | Gas, Steam & Water Supply | - | - | - | 7 | 18 | 13 | | | 16. | Construction | - | - | - | 1,150 | 22,89 | 22,19 | III. | TRANSPORT OPERATORS | 175 | 6,06 | 4,26 | 16,714 | 133,81 | 116,79 | IV. | PROFESSIONAL AND OTHER SERVICES | 129 | 2,88 | 2,72 | 33,848 | 105,91 | 95,74 | V. | PERSONAL LOANS | 1,464 | 5,81 | 5,13 | 1,52,477 | 460,70 | 409,76 | | | 1. | Loans for Purchase of Consumer Durables | 113 | 19 | 14 | 25,856 | 49,78 | 43,34 | | | 2. | Loans for Housing | 60 | 1,09 | 89 | 13,408 | 163,52 | 148,74 | | | 3. | Rest of the Personal Loans | 1,291 | 4,54 | 4,10 | 1,13,213 | 247,40 | 217,68 | VI. | TRADE | 365 | 4,69 | 3,66 | 1,66,174 | 620,43 | 543,72 | | | 1. | Wholesale Trade | 23 | 1,73 | 1,42 | 6,414 | 204,74 | 175,47 | | | 2. | Retail Trade | 342 | 2,96 | 2,25 | 1,59,760 | 415,68 | 368,25 | VII. | FINANCE | 1 | 2 | 2 | 547 | 10,73 | 8,92 | VIII.
| ALL OTHERS
| 354
| 2,43
| 2,20
| 1,11,175
| 371,82
| 347,52
| TOTAL BANK CREDIT | 2,779 | 40,15 | 35,10 | 7,61,931 | 3183,96 | 2739,92 | OF WHICH: | 1. | Artisans & Village Industries | 23 | 9 | 9 | 37,702 | 61,03 | 60,62 |
| 2.
| Other Small Scale Industries
| 187
| 8,22
| 7,59
| 55,023
| 373,67
| 327,54
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