NORTHERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| (Amount in Rupees Lakh)
| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 4,766 | 7,36 | 6,42 | 953 | 1,75 | 1,65 | | | 1. | Direct Finance | 4,314 | 6,05 | 5,25 | 951 | 1,11 | 1,00 | | | 2. | Indirect Finance | 452 | 1,31 | 1,17 | 2 | 64 | 64 | II. | INDUSTRY | 1,266 | 12,85 | 12,51 | 204 | 10,43 | 9,52 | | | 1. | Mining & Quarrying | - | - | - | 1 | 12 | 12 | | | 2. | Food Manufacturing & Processing | 23 | 5,26 | 5,30 | 4 | 2,12 | 2,41 | | | | (a) | Rice Mills, Flour & Dal Mills | 8 | 6 | 6 | 1 | - | - | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | 2 | 3,20 | 3,38 | 2 | 2,09 | 2,38 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | 13 | 2,00 | 1,87 | 1 | 3 | 3 | | | 3. | Beverage & Tobacco | - | - | - | 1 | 40 | 34 | | | 4. | Textiles | 24 | 21 | 16 | 12 | 3,05 | 2,11 | | | | (a) | Cotton Textiles | - | - | - | 1 | 5 | 5 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | 5 | 2 | 2 | 1 | 1 | 1 | | | | (d) | Other Textiles | 19 | 20 | 14 | 10 | 2,99 | 2,06 | | | 5. | Paper, Paper Products & Printing | 5 | 6 | 6 | - | - | - | | | 6. | Leather & Leather Products | - | - | - | 3 | 1,27 | 1,25 | | | 7. | Rubber & Rubber Products | 1 | 1 | 1 | 2 | 17 | 17 | | | 8. | Chemicals & Chemical Products | 3 | 7 | 6 | 3 | 42 | 29 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | 3 | 7 | 6 | 2 | 37 | 27 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 1 | 5 | 2 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | 1 | 1 | 2 | - | - | - | | | 11. | Basic Metals & Metal Products | 16 | 31 | 26 | - | - | - | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | 16 | 31 | 26 | - | - | - | | | 12. | Engineering | 5 | 6 | 6 | 2 | 1,52 | 1,52 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | 1 | 2 | 2 | - | - | - | | | | (c) | Electrical Machinery & Goods | 3 | 2 | 1 | 1 | 8 | 8 | | | | (d) | Electronic Machinery & Goods | 1 | 3 | 3 | 1 | 1,44 | 1,44 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 18 | 28 | 24 | 2 | 10 | 9 | | | 14. | Other Industries | 1,167 | 6,45 | 6,22 | 174 | 1,27 | 1,22 | | | 15. | Electricity, Gas & Water | 1 | 4 | 4 | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | 1 | 4 | 4 | - | - | - | | | 16. | Construction | 2 | 8 | 8 | - | - | - | III. | TRANSPORT OPERATORS | 391 | 3,95 | 3,48 | 82 | 1,16 | 90 | IV. | PROFESSIONAL AND OTHER SERVICES | 252 | 1,17 | 1,14 | 61 | 1,15 | 1,03 | V. | PERSONAL LOANS | 4,602 | 11,92 | 10,43 | 797 | 2,68 | 2,43 | | | 1. | Loans for Purchase of Consumer Durables | 339 | 1,22 | 1,06 | 24 | 8 | 8 | | | 2. | Loans for Housing | 18 | 69 | 73 | 130 | 90 | 90 | | | 3. | Rest of the Personal Loans | 4,245 | 10,01 | 8,64 | 643 | 1,70 | 1,46 | VI. | TRADE | 935 | 12,13 | 11,58 | 157 | 6,84 | 4,86 | | | 1. | Wholesale Trade | 65 | 70 | 62 | 10 | 2,05 | 90 | | | 2. | Retail Trade | 870 | 11,44 | 10,97 | 147 | 4,79 | 3,96 | VII. | FINANCE | 1 | 5 | 5 | 1 | 5 | 3 | VIII.
| ALL OTHERS
| 584
| 3,37
| 2,84
| 534
| 1,82
| 92
| TOTAL BANK CREDIT | 12,797 | 52,79 | 48,45 | 2,789 | 25,87 | 21,34 | OF WHICH: | 1. | Artisans & Village Industries | 587 | 76 | 60 | 78 | 32 | 25 |
| 2.
| Other Small Scale Industries
| 642
| 3,09
| 2,86
| 93
| 1,94
| 1,92
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 22,218 | 10,13 | 9,09 | | | 1. | Direct Finance | - | - | - | 22,218 | 10,13 | 9,09 | | | 2. | Indirect Finance | - | - | - | - | - | - | II. | INDUSTRY | - | - | - | 2,507 | 1,34 | 1,26 | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | 2. | Food Manufacturing & Processing | - | - | - | - | - | - | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | - | - | - | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | - | - | - | | | 3. | Beverage & Tobacco | - | - | - | - | - | - | | | 4. | Textiles | - | - | - | - | - | - | | | | (a) | Cotton Textiles | - | - | - | - | - | - | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | - | - | - | - | - | - | | | 5. | Paper, Paper Products & Printing | - | - | - | - | - | - | | | 6. | Leather & Leather Products | - | - | - | - | - | - | | | 7. | Rubber & Rubber Products | - | - | - | - | - | - | | | 8. | Chemicals & Chemical Products | - | - | - | - | - | - | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | - | - | - | - | - | - | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | - | - | - | | | 12. | Engineering | - | - | - | - | - | - | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | - | - | - | - | - | - | | | | (c) | Electrical Machinery & Goods | - | - | - | - | - | - | | | | (d) | Electronic Machinery & Goods | - | - | - | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | - | - | - | | | 14. | Other Industries | - | - | - | 2,507 | 1,34 | 1,26 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | - | - | - | III. | TRANSPORT OPERATORS | - | - | - | 1,619 | 2,23 | 1,94 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 255 | 8 | 8 | V. | PERSONAL LOANS | - | - | - | 3,899 | 3,76 | 3,72 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 746 | 1,08 | 1,04 | | | 2. | Loans for Housing | - | - | - | - | - | - | | | 3. | Rest of the Personal Loans | - | - | - | 3,153 | 2,68 | 2,68 | VI. | TRADE | - | - | - | 2,140 | 3,79 | 3,33 | | | 1. | Wholesale Trade | - | - | - | 1 | 5 | 6 | | | 2. | Retail Trade | - | - | - | 2,139 | 3,74 | 3,27 | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
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| 1,687
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| TOTAL BANK CREDIT | - | - | - | 34,325 | 21,88 | 19,97 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 562 | 41 | 36 |
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| Other Small Scale Industries
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| 1,945
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 27,937 | 19,24 | 17,16 | | | 1. | Direct Finance | - | - | - | 27,483 | 17,29 | 15,34 | | | 2. | Indirect Finance | - | - | - | 454 | 1,95 | 1,81 | II. | INDUSTRY | 1 | 1,50 | 5 | 3,978 | 26,12 | 23,34 | | | 1. | Mining & Quarrying | - | - | - | 1 | 12 | 12 | | | 2. | Food Manufacturing & Processing | - | - | - | 27 | 7,39 | 7,72 | | | | (a) | Rice Mills, Flour & Dal Mills | - | - | - | 9 | 6 | 6 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | - | - | - | | | | (d) | Tea Processing | - | - | - | 4 | 5,29 | 5,76 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | - | - | - | 14 | 2,03 | 1,89 | | | 3. | Beverage & Tobacco | - | - | - | 1 | 40 | 34 | | | 4. | Textiles | - | - | - | 36 | 3,26 | 2,27 | | | | (a) | Cotton Textiles | - | - | - | 1 | 5 | 5 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | 6 | 2 | 2 | | | | (d) | Other Textiles | - | - | - | 29 | 3,19 | 2,20 | | | 5. | Paper, Paper Products & Printing | - | - | - | 5 | 6 | 6 | | | 6. | Leather & Leather Products | - | - | - | 3 | 1,27 | 1,25 | | | 7. | Rubber & Rubber Products | - | - | - | 3 | 18 | 18 | | | 8. | Chemicals & Chemical Products | - | - | - | 6 | 49 | 36 | | | | (a) | Heavy Industrial Chemicals | - | - | - | - | - | - | | | | (b) | Fertilisers | - | - | - | - | - | - | | | | (c) | Drugs & Pharmaceuticals | - | - | - | 5 | 44 | 33 | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | - | - | - | 1 | 5 | 2 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | 1 | 1 | 2 | | | 11. | Basic Metals & Metal Products | - | - | - | 16 | 31 | 26 | | | | (a) | Iron & Steel | - | - | - | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | - | - | - | 16 | 31 | 26 | | | 12. | Engineering | 1 | 1,50 | 5 | 8 | 3,08 | 1,63 | | | | (a) | Heavy Engineering | - | - | - | - | - | - | | | | (b) | Light Engineering | 1 | 1,50 | 5 | 2 | 1,52 | 7 | | | | (c) | Electrical Machinery & Goods | - | - | - | 4 | 10 | 9 | | | | (d) | Electronic Machinery & Goods | - | - | - | 2 | 1,47 | 1,47 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 20 | 38 | 33 | | | 14. | Other Industries | - | - | - | 3,848 | 9,06 | 8,70 | | | 15. | Electricity, Gas & Water | - | - | - | 1 | 4 | 4 | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | 1 | 4 | 4 | | | 16. | Construction | - | - | - | 2 | 8 | 8 | III. | TRANSPORT OPERATORS | - | - | - | 2,092 | 7,34 | 6,32 | IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 568 | 2,39 | 2,25 | V. | PERSONAL LOANS | - | - | - | 9,298 | 18,35 | 16,59 | | | 1. | Loans for Purchase of Consumer Durables | - | - | - | 1,109 | 2,37 | 2,18 | | | 2. | Loans for Housing | - | - | - | 148 | 1,60 | 1,63 | | | 3. | Rest of the Personal Loans | - | - | - | 8,041 | 14,38 | 12,78 | VI. | TRADE | 2 | 33 | 25 | 3,234 | 23,09 | 20,02 | | | 1. | Wholesale Trade | 2 | 33 | 25 | 78 | 3,12 | 1,83 | | | 2. | Retail Trade | - | - | - | 3,156 | 19,97 | 18,20 | VII. | FINANCE | - | - | - | 2 | 10 | 8 | VIII.
| ALL OTHERS
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| 2,805
| 5,74
| 4,31
| TOTAL BANK CREDIT | 3 | 1,83 | 30 | 49,914 | 102,36 | 90,07 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 1,227 | 1,50 | 1,20 |
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| Other Small Scale Industries
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| 2,680
| 5,95
| 5,68
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