NORTHERN REGION | Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 |
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| | | | | | STATE BANK OF INDIA | NATIONALISED BANKS | | | | | | AND ITS ASSOCIATES
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| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 2,06,970 | 1180,45 | 1037,71 | 2,66,088 | 1602,90 | 1361,06 | | | 1. | Direct Finance | 2,02,475 | 1062,89 | 934,90 | 2,60,716 | 1243,37 | 1070,43 | | | 2. | Indirect Finance | 4,495 | 117,56 | 102,81 | 5,372 | 359,53 | 290,64 | II. | INDUSTRY | 60,176 | 2387,00 | 1955,23 | 78,012 | 4335,79 | 3399,49 | | | 1. | Mining & Quarrying | 26 | 71 | 64 | 124 | 13,47 | 10,12 | | | 2. | Food Manufacturing & Processing | 1,488 | 316,24 | 265,71 | 2,381 | 644,23 | 463,76 | | | | (a) | Rice Mills, Flour & Dal Mills | 865 | 206,39 | 170,47 | 1,467 | 477,69 | 338,39 | | | | (b) | Sugar | 11 | 23,51 | 18,27 | 27 | 44,99 | 33,56 | | | | (c) | Edible Oils & Vanaspati | 414 | 50,60 | 43,32 | 133 | 40,10 | 29,05 | | | | (d) | Tea Processing | - | - | - | 12 | 68 | 65 | | | | (e) | Processing of Fruits & Vegetables | 4 | 11,01 | 11,68 | 21 | 1,59 | 1,05 | | | | (f) | Others | 194 | 24,74 | 21,96 | 721 | 79,19 | 61,06 | | | 3. | Beverage & Tobacco | 11 | 6,03 | 5,05 | 49 | 27,22 | 23,63 | | | 4. | Textiles | 3,872 | 745,67 | 616,20 | 7,806 | 1559,07 | 1230,68 | | | | (a) | Cotton Textiles | 698 | 271,00 | 228,28 | 1,455 | 788,87 | 613,56 | | | | (b) | Jute Textiles | 7 | 67 | 47 | 15 | 1,42 | 1,10 | | | | (c) | Handloom Textiles & Khadi | 397 | 82,50 | 68,77 | 434 | 18,95 | 16,55 | | | | (d) | Other Textiles | 2,770 | 391,50 | 318,67 | 5,902 | 749,83 | 599,47 | | | 5. | Paper, Paper Products & Printing | 250 | 40,52 | 37,49 | 978 | 123,39 | 95,69 | | | 6. | Leather & Leather Products | 92 | 9,19 | 7,96 | 384 | 34,04 | 26,56 | | | 7. | Rubber & Rubber Products | 433 | 78,74 | 63,49 | 644 | 81,05 | 67,43 | | | 8. | Chemicals & Chemical Products | 643 | 128,90 | 106,16 | 1,525 | 160,22 | 135,21 | | | | (a) | Heavy Industrial Chemicals | 19 | 14,57 | 14,63 | 67 | 23,41 | 20,84 | | | | (b) | Fertilisers | 22 | 20,52 | 18,46 | 50 | 28,37 | 27,82 | | | | (c) | Drugs & Pharmaceuticals | 63 | 2,99 | 2,48 | 291 | 29,50 | 23,24 | | | | (d) | Non-Edible Oils | 2 | 1,95 | 1,42 | 23 | 7,03 | 6,37 | | | | (e) | Other Chemicals & Chemical Products | 537 | 88,88 | 69,17 | 1,094 | 71,91 | 56,94 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 53 | 5,80 | 2,59 | 68 | 23,22 | 21,83 | | | 10. | Manufacture of Cement & Cement Products | 43 | 1,22 | 1,03 | 135 | 5,72 | 4,57 | | | 11. | Basic Metals & Metal Products | 1,788 | 323,79 | 281,48 | 4,623 | 549,07 | 442,62 | | | | (a) | Iron & Steel | 723 | 189,12 | 159,47 | 1,488 | 324,14 | 261,22 | | | | (b) | Non-Ferrous Metals | 112 | 14,00 | 14,19 | 23 | 3,48 | 3,07 | | | | (c) | Other Metal Products | 953 | 120,68 | 107,82 | 3,112 | 221,45 | 178,32 | | | 12. | Engineering | 1,806 | 140,32 | 120,36 | 3,354 | 222,14 | 192,74 | | | | (a) | Heavy Engineering | 128 | 9,50 | 7,97 | 245 | 37,32 | 30,41 | | | | (b) | Light Engineering | 1,431 | 73,03 | 63,87 | 2,210 | 86,50 | 75,04 | | | | (c) | Electrical Machinery & Goods | 217 | 50,58 | 44,09 | 780 | 56,72 | 46,42 | | | | (d) | Electronic Machinery & Goods | 30 | 7,21 | 4,43 | 119 | 41,60 | 40,87 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 1,678 | 253,12 | 185,30 | 2,268 | 389,39 | 283,90 | | | 14. | Other Industries | 47,909 | 244,15 | 200,02 | 52,780 | 457,39 | 358,89 | | | 15. | Electricity, Gas & Water | 26 | 90,63 | 59,97 | 38 | 20,10 | 18,74 | | | | (a) | Electricity Generation & Transmission | 23 | 90,36 | 59,71 | 24 | 17,75 | 16,76 | | | | (b) | Non-Conventional Energy | - | - | - | 2 | 39 | 38 | | | | (c) | Gas, Steam & Water Supply | 3 | 27 | 26 | 12 | 1,97 | 1,60 | | | 16. | Construction | 58 | 1,97 | 1,80 | 855 | 26,06 | 23,12 | III. | TRANSPORT OPERATORS | 3,032 | 30,45 | 21,63 | 13,079 | 114,98 | 87,45 | IV. | PROFESSIONAL AND OTHER SERVICES | 4,223 | 53,39 | 37,21 | 17,015 | 179,55 | 148,21 | V. | PERSONAL LOANS | 1,06,564 | 431,07 | 369,32 | 2,07,011 | 1072,32 | 935,93 | | | 1. | Loans for Purchase of Consumer Durables | 7,598 | 26,55 | 22,39 | 23,599 | 75,67 | 63,29 | | | 2. | Loans for Housing | 11,368 | 144,50 | 123,61 | 36,512 | 358,94 | 318,35 | | | 3. | Rest of the Personal Loans | 87,598 | 260,01 | 223,31 | 1,46,900 | 637,71 | 554,28 | VI. | TRADE | 53,462 | 401,85 | 322,34 | 1,05,434 | 2354,87 | 2146,24 | | | 1. | Wholesale Trade | 7,437 | 146,65 | 115,61 | 9,380 | 1721,56 | 1646,08 | | | 2. | Retail Trade | 46,025 | 255,20 | 206,73 | 96,054 | 633,31 | 500,15 | VII. | FINANCE | 98 | 14,17 | 11,68 | 583 | 42,26 | 32,27 | VIII.
| ALL OTHERS
| 35,757
| 190,47
| 164,85
| 94,793
| 630,88
| 541,20
| TOTAL BANK CREDIT | 4,70,282 | 4688,86 | 3919,97 | 7,82,015 | 10333,56 | 8651,85 | OF WHICH: | 1. | Artisans & Village Industries | 9,874 | 54,47 | 43,91 | 13,572 | 46,78 | 37,44 |
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| Other Small Scale Industries
| 31,165
| 1043,76
| 826,93
| 50,631
| 1725,42
| 1366,31
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| | | | | | FOREIGN BANKS
| REGIONAL RURAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | - | - | - | 71,819 | 121,78 | 104,76 | | | 1. | Direct Finance | - | - | - | 71,550 | 121,17 | 104,29 | | | 2. | Indirect Finance | - | - | - | 269 | 61 | 47 | II. | INDUSTRY | 180 | 495,46 | 329,10 | 10,145 | 11,29 | 10,01 | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | 2. | Food Manufacturing & Processing | 7 | 62,43 | 17,47 | 39 | 1,05 | 94 | | | | (a) | Rice Mills, Flour & Dal Mills | 1 | 3 | 3 | 11 | 71 | 61 | | | | (b) | Sugar | - | - | - | - | - | - | | | | (c) | Edible Oils & Vanaspati | - | - | - | 21 | 28 | 28 | | | | (d) | Tea Processing | 3 | 16,20 | 13,80 | - | - | - | | | | (e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | | | | (f) | Others | 3 | 46,20 | 3,65 | 7 | 6 | 5 | | | 3. | Beverage & Tobacco | 4 | 2,06 | 1,86 | - | - | - | | | 4. | Textiles | 58 | 165,61 | 140,57 | 3 | 24 | 21 | | | | (a) | Cotton Textiles | 34 | 137,74 | 112,91 | 3 | 24 | 21 | | | | (b) | Jute Textiles | - | - | - | - | - | - | | | | (c) | Handloom Textiles & Khadi | - | - | - | - | - | - | | | | (d) | Other Textiles | 24 | 27,87 | 27,65 | - | - | - | | | 5. | Paper, Paper Products & Printing | 2 | 5,96 | 7,97 | 7 | 21 | 21 | | | 6. | Leather & Leather Products | - | - | - | 1 | 1 | 1 | | | 7. | Rubber & Rubber Products | 8 | 17,57 | 17,37 | 2 | 1 | 1 | | | 8. | Chemicals & Chemical Products | 50 | 142,13 | 93,41 | 6 | 34 | 33 | | | | (a) | Heavy Industrial Chemicals | 1 | 1,00 | - | - | - | - | | | | (b) | Fertilisers | - | - | - | 2 | 17 | 17 | | | | (c) | Drugs & Pharmaceuticals | 28 | 121,85 | 85,82 | - | - | - | | | | (d) | Non-Edible Oils | - | - | - | - | - | - | | | | (e) | Other Chemicals & Chemical Products | 21 | 19,28 | 7,59 | 4 | 17 | 17 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 3 | 41,70 | 5,02 | - | - | - | | | 10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | | | 11. | Basic Metals & Metal Products | 4 | 2,55 | 1,78 | 2 | 3 | 3 | | | | (a) | Iron & Steel | 2 | 50 | 48 | - | - | - | | | | (b) | Non-Ferrous Metals | - | - | - | - | - | - | | | | (c) | Other Metal Products | 2 | 2,05 | 1,30 | 2 | 3 | 3 | | | 12. | Engineering | 12 | 6,21 | 6,26 | 11 | 14 | 13 | | | | (a) | Heavy Engineering | 4 | 2,01 | 1,01 | 1 | 8 | 8 | | | | (b) | Light Engineering | 3 | 3,50 | 4,55 | 3 | 3 | 2 | | | | (c) | Electrical Machinery & Goods | - | - | - | 7 | 4 | 3 | | | | (d) | Electronic Machinery & Goods | 5 | 69 | 69 | - | - | - | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 11 | 43,55 | 32,17 | 6 | 7 | 6 | | | 14. | Other Industries | 21 | 5,71 | 5,21 | 10,064 | 9,13 | 8,03 | | | 15. | Electricity, Gas & Water | - | - | - | - | - | - | | | | (a) | Electricity Generation & Transmission | - | - | - | - | - | - | | | | (b) | Non-Conventional Energy | - | - | - | - | - | - | | | | (c) | Gas, Steam & Water Supply | - | - | - | - | - | - | | | 16. | Construction | - | - | - | 4 | 6 | 6 | III. | TRANSPORT OPERATORS | - | - | - | 5,816 | 6,70 | 5,41 | IV. | PROFESSIONAL AND OTHER SERVICES | 4 | 31 | 10 | 757 | 1,84 | 1,60 | V. | PERSONAL LOANS | 237 | 4,67 | 4,35 | 14,259 | 23,12 | 21,84 | | | 1. | Loans for Purchase of Consumer Durables | 116 | 3,17 | 3,25 | 1,582 | 2,02 | 1,86 | | | 2. | Loans for Housing | 2 | 4 | 4 | 2,332 | 3,15 | 2,89 | | | 3. | Rest of the Personal Loans | 119 | 1,46 | 1,07 | 10,345 | 17,95 | 17,09 | VI. | TRADE | 13 | 2,57 | 1,23 | 16,962 | 19,31 | 16,42 | | | 1. | Wholesale Trade | 6 | 2,34 | 1,01 | 938 | 1,93 | 1,73 | | | 2. | Retail Trade | 7 | 23 | 22 | 16,024 | 17,38 | 14,70 | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
| 49
| 1,85
| 1,81
| 533
| 1,37
| 1,11
| TOTAL BANK CREDIT | 483 | 504,86 | 336,59 | 1,20,291 | 185,40 | 161,15 | OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 7,345 | 6,27 | 5,54 |
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| Other Small Scale Industries
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| 15,92
| 13,89
| 2,635
| 3,48
| 3,19
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| | | | | | OTHER SCHEDULED | ALL SCHEDULED | | | | | | COMMERCIAL BANKS
| COMMERCIAL BANKS
| | | | | | No. of | Credit | Amount | No. of | Credit | Amount | OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | | | | | |
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| I. | AGRICULTURE | 455 | 22,87 | 19,05 | 5,45,332 | 2927,99 | 2522,58 | | | 1. | Direct Finance | 400 | 7,87 | 7,22 | 5,35,141 | 2435,29 | 2116,83 | | | 2. | Indirect Finance | 55 | 15,00 | 11,83 | 10,191 | 492,70 | 405,74 | II. | INDUSTRY | 773 | 247,92 | 187,74 | 1,49,286 | 7477,46 | 5881,58 | | | 1. | Mining & Quarrying | 1 | 8 | 5 | 151 | 14,26 | 10,81 | | | 2. | Food Manufacturing & Processing | 62 | 30,17 | 22,62 | 3,977 | 1054,13 | 770,50 | | | | (a) | Rice Mills, Flour & Dal Mills | 36 | 18,62 | 17,43 | 2,380 | 703,45 | 526,93 | | | | (b) | Sugar | 1 | 8 | 7 | 39 | 68,58 | 51,89 | | | | (c) | Edible Oils & Vanaspati | 13 | 9,56 | 4,02 | 581 | 100,53 | 76,67 | | | | (d) | Tea Processing | - | - | - | 15 | 16,88 | 14,45 | | | | (e) | Processing of Fruits & Vegetables | - | - | - | 25 | 12,60 | 12,74 | | | | (f) | Others | 12 | 1,91 | 1,10 | 937 | 152,10 | 87,83 | | | 3. | Beverage & Tobacco | - | - | - | 64 | 35,30 | 30,54 | | | 4. | Textiles | 116 | 90,62 | 66,74 | 11,855 | 2561,21 | 2054,38 | | | | (a) | Cotton Textiles | 51 | 76,15 | 55,27 | 2,241 | 1274,00 | 1010,23 | | | | (b) | Jute Textiles | 1 | 40 | - | 23 | 2,49 | 1,57 | | | | (c) | Handloom Textiles & Khadi | - | - | - | 831 | 101,45 | 85,32 | | | | (d) | Other Textiles | 64 | 14,07 | 11,47 | 8,760 | 1183,28 | 957,26 | | | 5. | Paper, Paper Products & Printing | 14 | 3,59 | 2,95 | 1,251 | 173,67 | 144,31 | | | 6. | Leather & Leather Products | 4 | 4 | 3 | 481 | 43,28 | 34,55 | | | 7. | Rubber & Rubber Products | 16 | 89 | 35 | 1,103 | 178,26 | 148,66 | | | 8. | Chemicals & Chemical Products | 42 | 5,57 | 3,27 | 2,266 | 437,16 | 338,39 | | | | (a) | Heavy Industrial Chemicals | 3 | 1,63 | 93 | 90 | 40,61 | 36,40 | | | | (b) | Fertilisers | - | - | - | 74 | 49,05 | 46,45 | | | | (c) | Drugs & Pharmaceuticals | 6 | 17 | 14 | 388 | 154,51 | 111,68 | | | | (d) | Non-Edible Oils | - | - | - | 25 | 8,98 | 7,78 | | | | (e) | Other Chemicals & Chemical Products | 33 | 3,77 | 2,20 | 1,689 | 184,01 | 136,07 | | | 9. | Petroleum, Coal Products & Nuclear Fuels | 3 | 29 | 23 | 127 | 71,02 | 29,67 | | | 10. | Manufacture of Cement & Cement Products | 4 | 30 | 30 | 182 | 7,24 | 5,89 | | | 11. | Basic Metals & Metal Products | 133 | 24,62 | 19,94 | 6,550 | 900,06 | 745,85 | | | | (a) | Iron & Steel | 67 | 19,57 | 16,08 | 2,280 | 533,32 | 437,26 | | | | (b) | Non-Ferrous Metals | - | - | - | 135 | 17,48 | 17,26 | | | | (c) | Other Metal Products | 66 | 5,06 | 3,86 | 4,135 | 349,26 | 291,33 | | | 12. | Engineering | 89 | 18,62 | 13,31 | 5,272 | 387,42 | 332,80 | | | | (a) | Heavy Engineering | 19 | 8,07 | 4,65 | 397 | 56,98 | 44,12 | | | | (b) | Light Engineering | 63 | 10,10 | 8,25 | 3,710 | 173,16 | 151,73 | | | | (c) | Electrical Machinery & Goods | 5 | 25 | 21 | 1,009 | 107,59 | 90,76 | | | | (d) | Electronic Machinery & Goods | 2 | 20 | 20 | 156 | 49,70 | 46,20 | | | 13. | Vehicles, Vehicle Parts & Transport Equipments | 96 | 29,67 | 26,00 | 4,059 | 715,80 | 527,44 | | | 14. | Other Industries | 183 | 42,34 | 30,93 | 1,10,957 | 758,71 | 603,08 | | | 15. | Electricity, Gas & Water | 2 | 36 | 33 | 66 | 111,09 | 79,04 | | | | (a) | Electricity Generation & Transmission | - | - | - | 47 | 108,10 | 76,46 | | | | (b) | Non-Conventional Energy | - | - | - | 2 | 39 | 38 | | | | (c) | Gas, Steam & Water Supply | 2 | 36 | 33 | 17 | 2,60 | 2,20 | | | 16. | Construction | 8 | 76 | 69 | 925 | 28,85 | 25,67 | III. | TRANSPORT OPERATORS | 72 | 4,64 | 3,41 | 21,999 | 156,78 | 117,90 | IV. | PROFESSIONAL AND OTHER SERVICES | 138 | 7,53 | 6,14 | 22,137 | 242,62 | 193,26 | V. | PERSONAL LOANS | 5,130 | 40,89 | 35,36 | 3,33,201 | 1572,07 | 1366,79 | | | 1. | Loans for Purchase of Consumer Durables | 261 | 2,67 | 2,17 | 33,156 | 110,08 | 92,96 | | | 2. | Loans for Housing | 140 | 2,36 | 1,68 | 50,354 | 509,00 | 446,57 | | | 3. | Rest of the Personal Loans | 4,729 | 35,86 | 31,50 | 2,49,691 | 952,99 | 827,26 | VI. | TRADE | 1,664 | 83,02 | 67,27 | 1,77,535 | 2861,62 | 2553,50 | | | 1. | Wholesale Trade | 400 | 38,11 | 31,80 | 18,161 | 1910,60 | 1796,23 | | | 2. | Retail Trade | 1,264 | 44,91 | 35,47 | 1,59,374 | 951,02 | 757,27 | VII. | FINANCE | 29 | 3,18 | 1,57 | 710 | 59,61 | 45,52 | VIII.
| ALL OTHERS
| 2,829
| 30,43
| 27,58
| 1,33,961
| 855,00
| 736,55
| TOTAL BANK CREDIT | 11,090 | 440,48 | 348,12 | 13,84,161 | 16153,16 | 13417,68 | OF WHICH: | 1. | Artisans & Village Industries | 26 | 16 | 12 | 30,817 | 107,67 | 87,02 |
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| Other Small Scale Industries
| 341
| 52,72
| 42,90
| 84,787
| 2841,30
| 2253,22
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