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Date : Jun 27, 2016
Table 113 : State-Wise Credit-Deposit Ratio of Regional Rural Banks
(Per cent)
Regions/States/Union Territories 1990 1991 1992 1993 1994 1995 1996 1997
NORTHERN REGION 70.1 58.1 54.4 50.5 46.2 42.8 40.5 38.9
Haryana 78.5 78.4 66.7 59.0 54.0 47.6 42.3 43.7
Himachal Pradesh 34.5 34.5 32.1 28.6 27.2 28.3 27.4 23.4
Jammu and Kashmir 33.3 41.3 34.6 36.2 36.1 30.1 26.3 25.5
Punjab 70.0 68.5 66.5 62.4 57.6 53.9 51.8 45.7
Rajasthan 80.8 52.9 53.2 49.9 44.8 42.9 42.4 40.5
Chandigarh - - - - - - - -
Delhi - - - - - - - -
NORTH-EASTERN REGION 104.2 84.8 82.1 80.4 66.6 57.2 55.4 48.2
Arunachal Pradesh 35.0 25.5 25.4 26.6 32.4 31.2 31.2 45.3
Assam 100.0 77.1 76.6 78.9 64.0 55.6 51.7 50.0
Manipur 200.0 116.9 110.4 130.0 101.8 75.6 64.9 53.3
Meghalaya 45.5 41.3 34.8 27.1 23.1 21.2 25.0 23.4
Mizoram 80.0 48.6 53.5 43.8 37.8 29.8 30.6 33.0
Nagaland 89.5 94.1 82.6 52.0 53.3 45.6 44.5 50.7
Tripura 148.9 123.8 119.6 117.6 101.0 85.0 86.4 57.8
EASTERN REGION 71.0 67.0 65.1 63.3 56.1 51.4 46.9 42.0
Bihar 60.7 56.7 57.3 57.6 52.0 47.0 40.6 36.3
Jharkhand - - - - - - - -
Orissa 140.3 127.8 108.9 92.0 74.3 65.2 63.5 60.4
Sikkim - - - - - - - -
West Bengal 55.1 57.9 57.6 57.5 52.6 50.4 47.3 40.4
Andaman & Nicobar Islands - - - - - - - -
CENTRAL REGION 62.8 59.3 59.0 53.5 47.9 45.8 43.2 38.4
Chhattisgarh - - - - - - - -
Madhya Pradesh 85.3 74.4 76.5 70.9 59.0 49.1 46.0 40.2
Uttar Pradesh 56.5 55.2 54.5 49.1 45.0 44.9 42.3 37.8
Uttarakhand - - - - - - - -
WESTERN REGION 107.1 96.0 92.1 86.9 76.2 60.6 61.7 60.4
Goa - - - - - - - -
Gujarat 73.5 72.0 73.7 65.4 70.8 61.0 60.5 58.4
Maharashtra 126.0 114.4 106.3 107.0 80.4 60.6 62.5 62.0
Dadra & Nagar Haveli - - - - - - - -
Daman & Diu - - - - - - - -
SOUTHERN REGION 144.4 123.7 115.9 111.9 102.5 92.8 93.0 93.8
Andhra Pradesh 127.7 114.4 115.2 110.9 100.9 84.3 82.8 85.8
Telangana - - - - - - - -
Karnataka 144.0 113.4 103.2 104.0 96.1 94.6 93.6 92.3
Kerala 225.0 184.2 155.5 138.6 129.6 120.7 132.6 132.6
Tamil Nadu 146.2 124.3 109.1 104.5 91.6 88.1 88.3 90.3
Lakshadweep - - - - - - - -
Puducherry - - - - - - - -
ALL INDIA 83.7 74.7 72.4 68.6 61.5 56.9 54.1 50.7

TABLE 113: STATE-WISE CREDIT-DEPOSIT RATIO OF REGIONAL RURAL BANKS (Contd.)
(As at end-March)
(Per cent)
Regions/States/Union Territories 1998 1999 2000 2001 2002 2003 2004 2005 2006
NORTHERN REGION 39.4 37.8 37.8 38.1 38.4 40.8 42.9 49.7 52.2
Haryana 47.5 48.3 48.0 50.2 50.9 52.6 57.3 61.4 58.0
Himachal Pradesh 23.3 22.1 23.5 24.7 24.5 24.0 25.5 29.1 34.5
Jammu and Kashmir 23.8 21.9 18.2 17.1 16.7 18.8 20.9 21.7 24.1
Punjab 45.0 40.9 37.6 36.5 38.3 41.9 46.3 51.9 54.7
Rajasthan 40.9 39.1 41.3 41.2 41.8 45.2 45.2 55.2 58.9
Chandigarh - - - - - - - - -
Delhi - - - - - - - - -
NORTH-EASTERN REGION 42.6 34.5 30.3 31.2 30.9 34.4 37.3 41.3 46.4
Arunachal Pradesh 81.6 84.5 111.6 123.0 91.2 79.5 58.9 53.1 46.8
Assam 40.9 32.2 27.3 27.7 29.5 34.1 38.4 44.6 49.8
Manipur 55.7 43.2 34.8 39.2 54.9 54.7 51.6 64.9 74.5
Meghalaya 27.3 28.5 26.9 28.0 24.6 26.1 26.1 24.5 27.0
Mizoram 36.5 30.8 35.8 37.8 33.5 33.7 40.6 55.3 63.8
Nagaland 27.5 37.8 29.6 28.1 38.7 47.4 38.5 46.2 43.8
Tripura 50.6 37.0 32.0 33.1 30.0 33.0 34.1 33.9 40.8
EASTERN REGION 37.4 33.8 30.9 31.4 32.5 35.2 38.4 42.5 44.4
Bihar 31.6 27.6 23.1 21.8 21.3 24.8 29.4 32.8 36.0
Jharkhand - - - 28.5 26.3 26.0 25.7 29.6 30.6
Orissa 56.4 52.9 50.4 50.6 54.4 56.0 58.6 64.4 66.1
Sikkim - - - - - - - - -
West Bengal 35.7 33.0 31.6 32.1 34.3 37.4 39.5 43.5 44.6
Andaman & Nicobar Islands - - - - - - - - -
CENTRAL REGION 35.8 31.8 31.1 31.2 31.5 34.4 37.0 41.6 44.5
Chhattisgarh - - - 25.5 23.4 29.5 27.6 30.2 32.6
Madhya Pradesh 41.7 35.5 33.6 33.9 35.9 39.5 42.6 48.1 49.2
Uttar Pradesh 32.6 30.6 30.2 30.8 31.1 33.3 36.5 41.3 44.7
Uttarakhand - - - 35.7 34.1 37.1 33.7 35.8 39.1
WESTERN REGION 57.5 56.1 53.5 49.1 49.5 48.5 45.8 51.0 50.4
Goa - - - - - - - - -
Gujarat 55.8 54.7 56.8 48.8 46.4 48.9 45.5 46.4 50.2
Maharashtra 58.8 57.2 50.8 49.3 52.4 48.0 46.1 55.4 50.5
Dadra & Nagar Haveli - - - - - - - - -
Daman & Diu - - - - - - - - -
SOUTHERN REGION 87.3 79.9 75.9 78.1 77.5 78.5 80.2 91.5 94.9
Andhra Pradesh 75.1 69.1 64.4 66.4 65.7 70.2 71.8 86.1 89.4
Telangana - - - - - - - - -
Karnataka 92.7 83.7 81.0 81.9 83.5 83.4 84.2 91.7 94.0
Kerala 128.1 122.5 117.3 121.2 110.3 95.0 94.6 103.9 109.5
Tamil Nadu 74.6 65.9 59.5 63.4 70.3 76.3 85.6 98.9 100.9
Lakshadweep - - - - - - - - -
Puducherry - - - - - - - - -
ALL INDIA 46.2 424.7 40.9 41.6 41.9 44.4 46.8 53.0 55.9

TABLE 113: STATE-WISE CREDIT-DEPOSIT RATIO OF REGIONAL RURAL BANKS (Concld.)
(As at end-March)
(Per cent)
Regions/States/Union Territories 2007 2008 2009 2010 2011 2012 2013 2014 2015
NORTHERN REGION 54.3 60.4 59.4 65.5 65.7 66.8 67.3 68.6 70.4
Haryana 53.1 60.3 68.2 74.1 69.0 69.4 65.4 66.8 70.0
Himachal Pradesh 38.5 40.5 41.4 41.6 42.6 42.8 43.4 39.3 33.3
Jammu and Kashmir 27.6 33.4 33.7 35.2 35.5 38.8 39.6 43.6 45.2
Punjab 54.7 63.1 62.2 67.0 69.4 74.8 79.9 82.2 86.5
Rajasthan 64.1 68.9 61.4 68.1 71.8 72.3 74.7 75.9 77.1
Chandigarh - - - - - - - - -
Delhi - - - - - - - - -
NORTH-EASTERN REGION 49.4 49.9 44.5 44.1 45.1 46.8 49.4 49.2 47.4
Arunachal Pradesh 34.6 25.6 18.9 20.1 21.5 17.1 21.6 18.0 25.0
Assam 53.4 52.6 48.3 47.5 48.0 53.7 56.4 55.8 53.2
Manipur 74.5 60.0 41.7 36.6 34.7 27.1 34.6 38.5 50.0
Meghalaya 29.6 30.7 29.5 35.0 31.9 34.4 37.9 45.9 54.5
Mizoram 64.9 63.7 53.9 48.4 54.0 41.7 44.7 50.2 50.0
Nagaland 50.0 47.1 33.3 27.3 26.2 28.0 30.0 33.6 0
Tripura 43.7 47.9 41.3 41.0 44.0 42.4 44.4 40.7 39.0
EASTERN REGION 46.9 46.1 41.8 42.8 45.5 48.9 50.8 53.1 53.4
Bihar 40.5 42.0 39.3 41.6 43.5 46.7 49.1 54.4 55.2
Jharkhand 30.4 30.2 25.9 29.0 31.7 35.0 37.1 39.7 40.4
Orissa 66.7 62.0 52.5 51.2 54.4 58.2 61.1 59.8 59.8
Sikkim - - - - - - - - -
West Bengal 46.0 44.5 41.7 41.6 45.2 48.3 49.1 50.0 50.0
Andaman & Nicobar Islands - - - - - - - - -
CENTRAL REGION 46.9 47.8 46.2 46.7 46.7 50.6 51.6 54.9 56.5
Chhattisgarh 33.3 31.6 30.0 32.2 32.5 33.0 33.7 31.8 31.1
Madhya Pradesh 51.8 53.4 50.2 52.2 52.1 53.1 56.1 56.3 61.3
Uttar Pradesh 47.3 48.1 46.6 46.2 46.5 51.9 52.5 57.3 58.4
Uttarakhand 40.0 46.6 54.5 60.9 55.5 55.1 57.6 61.3 62.1
WESTERN REGION 52.4 53.4 49.7 49.0 48.7 52.9 60.6 62.0 62.4
Goa - - - - - - - - -
Gujarat 54.1 55.1 49.1 46.6 44.3 46.2 52.2 53.7 54.3
Maharashtra 50.7 51.9 50.3 51.3 52.9 59.5 68.9 70.3 70.2
Dadra & Nagar Haveli - - - - - - - - -
Daman & Diu - - - - - - - - -
SOUTHERN REGION 97.0 98.4 91.6 95.0 96.6 102.9 105.8 104.8 98.8
Andhra Pradesh 87.6 95.6 92.9 96.4 100.4 109.8 118.1 116.4 100.7
Telangana - - - - - - - - 102.8
Karnataka 97.9 94.5 84.8 84.4 81.3 87.0 85.5 85.0 85.8
Kerala 117.5 113.3 100.6 108.7 115.4 111.2 110.9 118.1 123.8
Tamil Nadu 106.6 103.0 100.8 115.1 120.9 128.8 133.5 123.0 106.9
Lakshadweep - - - - - - - - -
Puducherry - - 66.7 107.3 106.5 120.0 117.6 110.0 100.0
ALL INDIA 58.7 60.2 56.5 58.6 59.9 63.7 66.2 68.1 68.1
‘-’: Nil/Not Applicable/Negligible.
Source : Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, RBI, Various Issues.

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