| OTHER SCHEDULED COMMERCIAL BANKS |
(Amount in Rs. lakh)
| | | For the year ended 31st March
| | | | | Karur Vysya | Lakshmi Vilas | Lord Krishna | Nainital | Items | | | Bank
| Bank
| Bank
| Bank
| | | | | 1998
| 1999
| 1998
| 1999
| 1998
| 1999
| 1998
| 1999
|
|
|
| (41)
| (42)
| (43)
| (44)
| (45)
| (46)
| (47)
| (48)
| Income | | | | | | | | | | I. | Interest Earned | 26688 | 33762 | 15499 | 18684 | 10083 | 9688 | 3608 | 4265 | | | a) | Interest/discount on advances/bills | 16239 | 19321 | 9611 | 11266 | 6810 | 6074 | 1159 | 1189 | | | b) | Income on investments | 9508 | 12620 | 5262 | 6317 | 2832 | 3466 | 1389 | 1786 | | | c) | Interest on balances with | 901 | 1674 | 385 | 773 | 304 | 148 | 1044 | 1281 | | | | RBI and other inter-bank funds | | | | | | | | | | | d) | Others | 40 | 147 | 241 | 328 | 137 | - | 16 | 9 | | | | | | | | | | | | | II. | Other income | 6557 | 4073 | 3488 | 3859 | 1337 | 1369 | 162 | 199 | | | a) | Commission, exchange and brokerage | 2795 | 3448 | 2186 | 2374 | 605 | 522 | 124 | 139 | | | b) | Net profit on sale of investments | 2771 | (761) | 502 | 503 | 60 | 241 | 1 | 3 | | | c) | Net profit on revaluation of investments | - | - | - | - | - | - | - | - | | | d) | Net profit on sale of land, building & | 2 | 3 | 2 | (3) | 1 | - | - | - | | | | other assets | | | | | | | | | | | e) | Net profit on exchange transaction | 517 | 594 | 391 | 339 | - | - | - | - | | | f) | Miscellaneous income | 472
| 789
| 407
| 646
| 671
| 606
| 36
| 58
|
| Total(I+II)
| 33244
| 37836
| 18988
| 22543
| 11420
| 11057
| 3770
| 4464
| Expenditure & Provisions | | | | | | | | | III. | Interest expended | 18404 | 24691 | 11329 | 14343 | 8369 | 8486 | 2247 | 2566 | | | a) | Interest on deposits | 17335 | 23042 | 10568 | 13549 | 7431 | 7607 | 2240 | 2564 | | | b) | Interest on RBI/inter-bank borrowings | 509 | 703 | 110 | 720 | 54 | 3 | 6 | 2 | | | c) | Others | 559 | 947 | 650 | 74 | 885 | 876 | 2 | - | | | | | | | | | | | | | IV. | Operating expenses | 6526 | 6979 | 4866 | 5777 | 1780 | 1853 | 998 | 1111 | | | a) | Payments to and provisions for employees | 3770 | 4109 | 2624 | 3233 | 780 | 944 | 719 | 813 | | | b) | Rent, taxes and lighting | 312 | 339 | 344 | 400 | 234 | 317 | 87 | 90 | | | c) | Printing and stationery | 126 | 134 | 87 | 96 | 21 | 21 | 17 | 13 | | | d) | Advertisement and publicity | 184 | 122 | 47 | 32 | 41 | 10 | 3 | 4 | | | e) | Depreciation on bank's property | 1182 | 1229 | 751 | 697 | 393 | 276 | 16 | 18 | | | f) | Directors' fees, allowances and expenses | 11 | 11 | 1 | 6 | 4 | 6 | 2 | 3 | | | g) | Auditors' fees and expenses | 11 | 10 | 6 | 8 | 2 | 2 | 5 | 2 | | | h) | Law charges | 3 | 11 | 5 | 6 | 1 | 7 | 7 | 5 | | | i) | Postage, telegrams, telephones, etc. | 267 | 303 | 167 | 192 | 40 | 50 | 23 | 29 | | | j) | Repairs and maintenance | 94 | 119 | 21 | 23 | 18 | 6 | 7 | 6 | | | k) | Insurance | 109 | 135 | 63 | 84 | 36 | 34 | 16 | 17 | | | l) | Other expenditure | 457 | 458 | 749 | 999 | 209 | 181 | 97 | 111 | | | | | | | | | | | | | V. | Provisions and contingencies | 3960 | 2461 | 634 | 990 | 865 | 589 | 366 | 475 | | | Total expenses@ | 24930 | 31671 | 16194 | 20120 | 10150 | 10340 | 3246 | 3677 | | | | | | | | | | | | | VI. | Profit | 4354
| 3704
| 2159
| 1433
| 405
| 128
| 158
| 312
|
| Total (III+IV+V+VI)
| 33244
| 37836
| 18988
| 22543
| 11420
| 11057
| 3770
| 4464
|
| | OTHER SCHEDULED COMMERCIAL BANKS |
(Amount in Rs. lakh)
| | | For the year ended 31st March
| | | | | Nedungadi | Ratnakar | Sangli | SBI Commercial & | Items | | | Bank
| Bank
| Bank
| Intl.Bank
| | | | | 1998
| 1999
| 1998
| 1999
| 1998
| 1999
| 1998
| 1999
|
|
|
| (49)
| (50)
| (51)
| (52)
| (53)
| (54)
| (55)
| (56)
| Income | | | | | | | | | | I. | Interest Earned | 10220 | 14685 | 3303 | 4023 | 11072 | 11314 | 5349 | 6860 | | | a) | Interest/discount on advances/bills | 6787 | 9152 | 2107 | 2475 | 4717 | 4578 | 2811 | 3060 | | | b) | Income on investments | 3236 | 5222 | 1082 | 1431 | 5238 | 5084 | 1449 | 2033 | | | c) | Interest on balances with | 197 | 268 | 115 | 101 | 990 | 1427 | 700 | 826 | | | | RBI and other inter-bank funds | | | | | | | | | | | d) | Others | - | 43 | - | 17 | 127 | 225 | 389 | 941 | | | | | | | | | | | | | II. | Other income | 1661 | 1700 | 358 | 347 | 2514 | 1599 | 1274 | 1318 | | | a) | Commission, exchange and brokerage | 638 | 828 | 143 | 163 | 646 | 1189 | 407 | 428 | | | b) | Net profit on sale of investments | 379 | 91 | 142 | 99 | 1437 | 47 | 449 | 27 | | | c) | Net profit on revaluation of investments | - | - | - | - | - | - | - | - | | | d) | Net profit on sale of land, building & | 1 | 2 | 1 | 1 | - | 1 | - | 2 | | | | other assets | | | | | | | | | | | e) | Net profit on exchange transaction | 299 | 381 | - | - | 197 | 122 | 281 | 366 | | | f) | Miscellaneous income | 344
| 399
| 71
| 84
| 234
| 240
| 137
| 496
|
| Total(I+II)
| 11881
| 16385
| 3661
| 4370
| 13586
| 12914
| 6623
| 8178
| Expenditure & Provisions | | | | | | | | | III. | Interest expended | 7210 | 11360 | 2249 | 2799 | 7158 | 7863 | 4584 | 6035 | | | a) | Interest on deposits | 6838 | 10736 | 2045 | 2604 | 7039 | 7789 | 3714 | 5476 | | | b) | Interest on RBI/inter-bank borrowings | 25 | 195 | 108 | 86 | 93 | 53 | 530 | 467 | | | c) | Others | 347 | 429 | 96 | 109 | 27 | 21 | 340 | 91 | | | | | | | | | | | | | IV. | Operating expenses | 2852 | 3729 | 952 | 1138 | 3573 | 3804 | 600 | 748 | | | a) | Payments to and provisions for employees | 1912 | 2305 | 627 | 757 | 2751 | 3013 | 182 | 228 | | | b) | Rent, taxes and lighting | 175 | 288 | 96 | 117 | 261 | 281 | 80 | 95 | | | c) | Printing and stationery | 52 | 56 | 22 | 16 | 36 | 34 | 15 | 18 | | | d) | Advertisement and publicity | 42 | 29 | 4 | 6 | 3 | 2 | 6 | 7 | | | e) | Depreciation on bank's property | 90 | 101 | 69 | 115 | 129 | 82 | 98 | 109 | | | f) | Directors' fees, allowances and expenses | 9 | 8 | 1 | 2 | 1 | 1 | 8 | 3 | | | g) | Auditors' fees and expenses | 6 | 7 | 4 | 4 | 5 | 5 | 2 | 2 | | | h) | Law charges | 2 | 3 | 2 | 5 | 4 | 6 | 60 | 33 | | | i) | Postage, telegrams, telephones, etc. | 30 | 45 | 24 | 25 | 49 | 58 | - | 3 | | | j) | Repairs and maintenance | 2 | 6 | 5 | 6 | 31 | 27 | 19 | 26 | | | k) | Insurance | 36 | 48 | 13 | 19 | 50 | 52 | 37 | 49 | | | l) | Other expenditure | 496 | 833 | 84 | 64 | 254 | 242 | 93 | 174 | | | | | | | | | | | | | V. | Provisions and contingencies | 1094 | 487 | 160 | 129 | 2451 | 825 | 26 | 414 | | | Total expenses@ | 10061 | 15089 | 3201 | 3937 | 10732 | 11668 | 5184 | 6782 | | | | | | | | | | | | | VI. | Profit | 726
| 808
| 300
| 304
| 402
| 421
| 1412
| 981
|
| Total (III+IV+V+VI)
| 11881
| 16385
| 3661
| 4370
| 13586
| 12914
| 6623
| 8178
|
Notes | : | 1. @Excluding 'Provisions and Contingencies'. | | | : | 2. Figures in bracket indicate loss. | - | : | Nil or negligible. | Source | : | Annual accounts of banks. |
OTHER SCHEDULED COMMERCIAL BANKS |
(Amount in Rs. lakh)
| | | For the year ended 31st March
| | | | | South Indian | Tamilnad Mercantile | Times | United Western | Items | | | Bank
| Bank
| Bank
| Bank
| | | | | 1998
| 1999
| 1998
| 1999
| 1998
| 1999
| 1998
| 1999
|
|
|
| (57)
| (58)
| (59)
| (60)
| (61)
| (62)
| (63)
| (64)
| I. | Interest Earned | 33869 | 39989 | 20768 | 24586 | 21395 | 28640 | 25942 | 33537 | | | a) | Interest/discount on advances/bills | 20428 | 23690 | 12167 | 12774 | 12746 | 15646 | 16224 | 20678 | | | b) | Income on investments | 12592 | 14823 | 8036 | 10991 | 8042 | 11688 | 8713 | 11183 | | | c) | Interest on balances with | 849 | 1477 | 518 | 643 | 564 | 1306 | 982 | 1560 | | | | RBI and other inter-bank funds | | | | | | | | | | | d) | Others | - | - | 47 | 179 | 44 | - | 24 | 116 | | | | | | | | | | | | | II. | Other income | 2604 | 3690 | 3900 | 4201 | 4533 | 4060 | 7515 | 5316 | | | a) | Commission, exchange and brokerage | 1179 | 1510 | 2245 | 2447 | 1465 | 2334 | 2093 | 2440 | | | b) | Net profit on sale of investments | 188 | 280 | 121 | 45 | 2553 | 610 | 2949 | 415 | | | c) | Net profit on revaluation of investments | - | - | - | - | (10) | - | - | - | | | d) | Net profit on sale of land, building & | 8 | 11 | 5 | - | (1) | (5) | 1 | 1 | | | | other assets | | | | | | | | | | | e) | Net profit on exchange transaction | 514 | 821 | 731 | 684 | 499 | 748 | 692 | 721 | | | f) | Miscellaneous income | 715
| 1068
| 798
| 1026
| 27
| 373
| 1781
| 1738
|
| Total(I+II)
| 36473
| 43679
| 24667
| 28786
| 25928
| 32700
| 33457
| 38853
| Expenditure & Provisions | | | | | | | | | III. | Interest expended | 26145 | 31178 | 13696 | 17356 | 17721 | 23204 | 18865 | 24527 | | | a) | Interest on deposits | 24901 | 29532 | 12859 | 16535 | 16573 | 21729 | 17957 | 23403 | | | b) | Interest on RBI/inter-bank borrowings | 98 | 366 | 27 | 46 | 608 | 964 | 908 | 1124 | | | c) | Others | 1146 | 1280 | 811 | 774 | 540 | 512 | - | - | | | | | | | | | | | | | IV. | Operating expenses | 7337 | 8983 | 4582 | 5508 | 4345 | 5648 | 6661 | 7944 | | | a) | Payments to and provisions for employees | 5396 | 6378 | 2646 | 3387 | 1169 | 1486 | 4222 | 5481 | | | b) | Rent, taxes and lighting | 603 | 709 | 365 | 410 | 649 | 791 | 484 | 546 | | | c) | Printing and stationery | 167 | 152 | 146 | 157 | 282 | 251 | 152 | 149 | | | d) | Advertisement and publicity | 33 | 42 | 94 | 60 | 183 | 190 | 28 | 32 | | | e) | Depreciation on bank's property | 238 | 290 | 294 | 342 | 523 | 661 | 875 | 675 | | | f) | Directors' fees, allowances and expenses | 2 | 3 | 6 | 12 | 11 | 5 | 4 | 7 | | | g) | Auditors' fees and expenses | 11 | 13 | 13 | 16 | 8 | 10 | 26 | 29 | | | h) | Law charges | 5 | 8 | 51 | 11 | 16 | 34 | 14 | 63 | | | i) | Postage, telegrams, telephones, etc. | 184 | 222 | 169 | 142 | 196 | 243 | 136 | 143 | | | j) | Repairs and maintenance | 52 | 66 | 166 | 239 | 415 | 589 | 90 | 85 | | | k) | Insurance | 134 | 171 | 84 | 100 | 100 | 129 | 122 | 152 | | | l) | Other expenditure | 511 | 928 | 549 | 634 | 795 | 1259 | 508 | 581 | | | | | | | | | | | | | V. | Provisions and contingencies | 916 | 2910 | 2574 | 2419 | 1381 | 1053 | 4578 | 2670 | | | Total expenses@ | 33482 | 40161 | 18278 | 22864 | 22066 | 28852 | 25526 | 32471 | | | | | | | | | | | | | VI. | Profit | 2074
| 608
| 3815
| 3503
| 2481
| 2794
| 3353
| 3711
|
| Total (III+IV+V+VI)
| 36473
| 43679
| 24667
| 28786
| 25928
| 32700
| 33457
| 38853
|
| | OTHER SCHEDULED COMMERCIAL BANKS |
(Amount in Rs. lakh)
| | | For the year ended 31st March
| | | | | UTI | Vysya | Items | | Bank
| Bank
| | | | | 1998
| 1999
| 1998
| 1999
|
|
|
| (65)
| (66)
| (67)
| (68)
| Income | | | | |
I. | Interest Earned | 25561 | 37328 | 64473 | 72549 |
| | a) | Interest/discount on advances/bills | 16059 | 23682 | 37187 | 32470 | | | b) | Income on investments | 8802 | 11673 | 22774 | 26340 | | | c) | Interest on balances with | 585 | 1767 | 3881 | 9610 | | | | RBI and other inter-bank funds | | | | | | | d) | Others | 115 | 206 | 632 | 4128 | | | | | | | | | II. | Other income | 6090 | 4663 | 13906 | 11161 | | | a) | Commission, exchange and brokerage | 1747 | 3272 | 4789 | 5403 | | | b) | Net profit on sale of investments | 3252 | 648 | 5987 | 1777 | | | c) | Net profit on revaluation of investments | - | - | - | - | | | d) | Net profit on sale of land, building & | - | (15) | 2 | 2 | | | | others assets | | | | | | | e) | Net profit on exchange transaction | 285 | 454 | 1578 | 2668 | | | f) | Miscellaneous income | 806
| 304
| 1551
| 1312
|
| Total(I+II)
| 31651
| 41991
| 78379
| 83710
| Expenditure & Provisions | | | | | III. | Interest expended | 22219 | 30063 | 54094 | 63049 | | | a) | Interest on deposits | 20537 | 26203 | 52373 | 61195 | | | b) | Interest on RBI/inter-bank borrowings | 914 | 1483 | 632 | 960 | | | c) | Others | 768 | 2377 | 1089 | 894 | | | | | | | | | IV. | Operating expenses | 3976 | 5103 | 12777 | 14473 | | | a) | Payments to and provisions for employees | 829 | 1202 | 7293 | 8674 | | | b) | Rent, taxes and lighting | 1089 | 1265 | 1585 | 1491 | | | c) | Printing and stationery | 108 | 142 | 304 | 342 | | | d) | Advertisement and publicity | 60 | 83 | 154 | 128 | | | e) | Depreciation on bank's property | 851 | 995 | 824 | 859 | | | f) | Directors' fees, allowances and expenses | 4 | 1 | 26 | 23 | | | g) | Auditors' fees and expenses | 9 | 17 | 28 | 39 | | | h) | Law charges | 16 | 29 | 25 | 34 | | | i) | Postage, telegrams, telephones, etc. | 158 | 175 | 370 | 464 | | | j) | Repairs and maintenance | 154 | 450 | 394 | 475 | | | k) | Insurance | 149 | 208 | 275 | 317 | | | l) | Other expenditure | 548 | 537 | 1499 | 1626 | | | | | | | | | V. | Provisions and contingencies | 3695 | 3718 | 3957 | 3135 | | | Total expenses@ | 26195 | 35166 | 66871 | 77522 | | | | | | | | VI. | Profit | 1762
| 3107
| 7552
| 3054
|
| Total (III+IV+V+VI)
| 31651
| 41991
| 78379
| 83710
|
Notes | : | 1. @Excluding 'Provisions and Contingencies'. | | | : | 2. Figures in bracket indicate loss. | - | : | Nil or negligible. | Source | : | Annual accounts of banks. |
|