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Date : Nov 08, 2012

Table B3 : Bank-wise Capital Adequacy Ratio (CRAR) of Scheduled Commercial Banks – 2011 and 2012

(Per cent)
Bank Name	CRAR (as on March 31)
	2011						2012
	Basel-I			Basel-II			Basel-I			Basel-II
	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)	(12)
SBI and its Associates
State Bank of India	6.93	3.76	10.69	7.77	4.21	11.98	8.50	3.55	12.05	9.79	4.07	13.86
State Bank of Bikaner & Jaipur	7.68	3.64	11.32	7.92	3.76	11.68	9.09	3.72	12.81	9.76	4.00	13.76
State Bank of Hyderabad	8.54	4.81	13.35	9.12	5.13	14.25	8.79	3.60	12.39	9.62	3.94	13.56
State Bank of Mysore	9.08	3.70	12.78	9.78	3.98	13.76	8.17	3.05	11.22	9.18	3.37	12.55
State Bank of Patiala	7.91	4.34	12.25	8.66	4.75	13.41	7.54	3.25	10.79	8.60	3.70	12.30
State Bank of Travancore	7.77	3.05	10.82	9.00	3.54	12.54	7.72	3.46	11.18	9.35	4.20	13.55
Nationalised Banks $
Allahabad Bank	..	..	..	8.57	4.39	12.96	..	..	..	9.13	3.70	12.83
Andhra Bank	9.07	4.41	13.48	9.68	4.70	14.38	8.45	3.89	12.34	9.03	4.15	13.18
Bank of Baroda	8.96	4.06	13.02	9.99	4.53	14.52	..	..	..	10.83	3.84	14.67
Bank of India	7.80	3.62	11.42	8.33	3.84	12.17	8.29	3.28	11.57	8.59	3.36	11.95
Bank of Maharashtra	7.05	4.70	11.75	8.02	5.33	13.35	7.50	3.75	11.25	8.31	4.12	12.43
Canara Bank	..	..	..	10.87	4.51	15.38	..	..	..	10.35	3.41	13.76
Central Bank of India	5.81	4.93	10.74	6.31	5.33	11.64	7.50	4.46	11.96	7.79	4.61	12.40
Corporation Bank	7.95	4.95	12.90	8.69	5.42	14.11	7.65	4.29	11.94	8.33	4.67	13.00
Dena Bank	..	..	..	9.77	3.64	13.41	..	..	..	8.86	2.65	11.51
IDBI Bank Ltd.	7.14	5.02	12.16	8.03	5.61	13.64	7.37	5.47	12.84	8.38	6.20	14.58
Indian Bank	10.43	2.40	12.83	11.02	2.54	13.56	10.47	2.20	12.67	11.13	2.34	13.47
Indian Overseas Bank	7.45	5.83	13.28	8.16	6.39	14.55	7.49	4.46	11.95	8.35	4.97	13.32
Oriental Bank of Commerce	9.69	2.61	12.30	11.21	3.02	14.23	8.78	2.23	11.01	10.12	2.57	12.69
Punjab and Sind Bank	7.70	4.24	11.94	8.35	4.59	12.94	8.26	4.55	12.81	8.55	4.71	13.26
Punjab National Bank	7.99	3.77	11.76	8.44	3.98	12.42	8.52	3.07	11.59	9.28	3.35	12.63
Syndicate Bank	7.26	3.94	11.20	9.31	3.73	13.04	..	..	..	8.94	3.30	12.24
UCO Bank	7.38	4.49	11.87	8.52	5.19	13.71	7.23	3.80	11.03	8.09	4.26	12.35
Union Bank of India	..	..	..	8.69	4.26	12.95	..	..	..	8.37	3.48	11.85
United Bank of India	7.61	3.55	11.16	8.90	4.15	13.05	7.26	3.22	10.48	8.79	3.90	12.69
Vijaya Bank	8.96	3.63	12.59	9.88	4.00	13.88	8.13	2.83	10.96	9.68	3.38	13.06
Old Private Sector Banks
Catholic Syrian Bank	..	..	..	9.42	1.80	11.22	..	..	..	8.83	2.25	11.08
City Union Bank	10.30	0.79	11.09	11.84	0.91	12.75	10.06	0.75	10.81	11.69	0.88	12.57
Note : $ includes IDBI Bank Ltd. Source : Annual accounts of banks.

TABLE B3: BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 (Contd.)
(Per cent)
Bank Name	CRAR (as on March 31)
	2011						2012
	Basel-I			Basel-II			Basel-I			Basel-II
	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)	(12)
Dhanlaxmi Bank	8.62	2.19	10.81	9.41	2.39	11.80	6.88	1.91	8.79	7.42	2.07	9.49
Federal Bank	13.79	1.60	15.39	15.63	1.16	16.79	12.74	1.09	13.83	15.86	0.78	16.64
ING Vysya Bank	..	..	..	9.36	3.58	12.94	..	..	..	11.23	2.77	14.00
Jammu & Kashmir Bank	10.99	2.31	13.30	11.33	2.39	13.72	10.43	2.10	12.53	11.12	2.24	13.36
Karnataka Bank	..	..	..	11.27	2.06	13.33	..	..	..	10.86	1.98	12.84
Karur Vysya Bank	..	..	..	13.07	1.34	14.41	..	..	..	13.12	1.21	14.33
Lakshmi Vilas Bank	9.88	2.21	12.09	10.78	2.41	13.19	8.17	3.91	12.08	8.86	4.24	13.10
Nainital Bank	16.90	0.59	17.49	15.80	0.55	16.35	13.79	0.44	14.23	14.62	0.47	15.09
Ratnakar Bank	58.91	0.51	59.42	55.93	0.48	56.41	22.33	0.36	22.69	22.83	0.37	23.20
SBI Comm. & Intl. Bank	29.13	0.76	29.89	27.44	0.72	28.16	..	..	..	..	..	..
South Indian Bank	10.60	2.57	13.17	11.27	2.74	14.01	9.60	2.04	11.64	11.54	2.46	14.00
Tamilnad Mercantile Bank	13.25	0.62	13.87	14.46	0.67	15.13	12.13	0.62	12.75	13.98	0.71	14.69
New Private Sector Banks
Axis Bank	..	..	..	9.41	3.24	12.65	..	..	..	9.45	4.21	13.66
Development Credit Bank	..	..	..	11.10	2.15	13.25	..	..	..	13.81	1.60	15.41
HDFC Bank	11.56	3.76	15.32	12.23	3.99	16.22	11.04	4.67	15.71	11.60	4.92	16.52
ICICI Bank	11.77	5.86	17.63	13.17	6.37	19.54	11.09	5.17	16.26	12.68	5.84	18.52
IndusInd Bank	11.13	3.26	14.39	12.29	3.60	15.89	..	..	..	11.37	2.48	13.85
Kotak Mahindra Bank	16.91	1.82	18.73	17.99	1.93	19.92	14.84	1.67	16.51	15.74	1.78	17.52
Yes Bank	..	..	..	9.70	6.80	16.50	..	..	..	9.90	8.00	17.90
Foreign Banks
AB Bank	36.89	0.79	37.68	29.94	0.63	30.57	46.27	1.05	47.32	33.60	0.76	34.36
Abu Dhabi Commercial Bank	..	..	..	44.26	0.99	45.25	..	..	..	80.00	0.88	80.88
American Express Banking Corp.	..	..	..	23.26	0.35	23.61	..	..	..	18.70	0.60	19.30
Antwerp Diamond Bank	27.23	13.51	40.74	22.54	11.19	33.73	20.71	9.64	30.35	17.47	8.13	25.60
Australia And New Zealand Banking Group	..	..	..	..	..	..	28.20	0.37	28.57	25.17	0.33	25.50
Bank Internasional Indonesia	515.51	..	515.51	..	..	..	457.82	..	457.82	..	..	..
Bank of America	15.60	0.43	16.03	14.12	0.39	14.51	18.71	0.41	19.12	17.21	0.38	17.59
Bank of Bahrain & Kuwait	..	..	..	22.89	0.39	23.28	..	..	..	38.18	0.42	38.60
Bank of Ceylon	56.03	1.83	57.86	40.76	1.33	42.09	..	..	..	95.31	1.27	96.58
Bank of Nova Scotia	16.64	1.95	18.59	10.56	1.24	11.80	16.44	7.56	24.00	10.23	4.70	14.93
Source : Annual accounts of banks.

TABLE B3: BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF SCHEDULED COMMERCIAL BANKS - 2011 AND 2012 (Concld.)
(Per cent)
Bank Name	CRAR (as on March 31)
	2011						2012
	Basel-I			Basel-II			Basel-I			Basel-II
	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)	(12)
Bank of Tokyo-Mitsubishi UFJ	..	..	..	57.76	0.91	58.67	..	..	..	44.83	6.77	51.60
BNP Paribas	10.42	4.25	14.67	8.46	3.46	11.92	11.91	3.87	15.78	11.09	3.61	14.70
Barclays Bank	..	..	..	14.36	0.53	14.89	..	..	..	14.45	0.54	14.99
Chinatrust Commercial Bank	43.63	0.58	44.21	36.27	0.00	36.27	53.05	0.52	53.57	44.34	0.44	44.78
Citibank	..	..	..	16.49	0.82	17.31	..	..	..	15.15	0.88	16.03
Commonwealth Bank of Australia	160.28	0.11	160.39	143.86	0.10	143.96	86.76	0.21	86.97	78.10	0.19	78.29
Credit Agricole	..	..	..	10.77	3.21	13.98	..	..	..	10.48	3.86	14.34
Credit Suisse AG	476.41	0.00	476.41	453.59	0.00	453.59	157.65	0.71	158.36	117.49	0.53	118.02
DBS Bank	7.96	4.15	12.11	9.84	5.14	14.98	8.43	4.58	13.01	9.32	5.06	14.38
Deutsche Bank	..	..	..	14.30	0.73	15.03	..	..	..	13.27	0.85	14.12
FirstRand Bank	..	..	..	94.61	0.20	94.81	..	..	..	61.22	0.25	61.47
Hongkong & Shanghai Banking Corporation	..	..	..	16.69	1.34	18.03	..	..	..	14.83	1.21	16.04
Industrial And Commercial Bank of China	..	..	..	..	..	..	..	..	..	241.00	0.09	241.09
JPMorgan Chase Bank	..	..	..	22.33	0.66	22.99	..	..	..	23.41	0.55	23.96
JSC VTB Bank	..	..	..	123.59	0.00	123.59	..	..	..	86.52	0.44	86.96
Krung Thai Bank	74.43	5.16	79.59	69.93	1.25	71.18	76.42	5.19	81.61	61.32	1.25	62.57
Mashreqbank	..	..	..	57.82	1.25	59.07	..	..	..	54.81	0.56	55.37
Mizuho Corporate Bank	94.86	0.43	95.29	86.86	0.39	87.25	66.63	0.37	67.00	59.94	0.33	60.27
National Australia Bank	..	..	..	0.00	..	0.00	..	..	..	423.74	0.00	423.74
Oman International Bank	..	..	..	45.47	0.17	45.64	..	..	..	37.23	14.78	52.01
Rabobank International	..	..	..	..	..	..	116.92	0.37	117.29	123.47	0.39	123.86
Royal Bank of Scotland	..	..	..	8.33	3.32	11.65	..	..	..	9.38	3.08	12.46
Sberbank	..	..	..	..	..	..	..	..	..	329.86	0.00	329.86
Shinhan Bank	70.92	1.25	72.17	49.51	1.22	50.73	55.73	1.25	56.98	39.35	0.91	40.26
Societe Generale	17.85	0.71	18.56	15.62	0.61	16.23	39.69	0.88	40.57	35.82	0.79	36.61
Sonali Bank	39.87	0.45	40.32	21.36	0.24	21.60	..	..	..	16.50	0.31	16.81
Standard Chartered Bank	10.83	3.65	14.48	8.90	2.98	11.88	9.48	3.33	12.81	8.19	2.86	11.05
State Bank of Mauritius	44.26	1.61	45.87	44.07	1.59	45.66	35.06	1.43	36.49	37.52	1.50	39.02
UBS AG	75.13	0.18	75.31	89.79	0.22	90.01	49.70	0.13	49.83	53.61	0.14	53.75
United Overseas Bank	..	..	..	341.49	0.00	341.49	..	..	..	306.12	0.00	306.12
Woori Bank	..	..	..	..	..	..	..	..	..	421.70	0.00	421.70
Source : Annual accounts of banks.