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Document - Appendix Table IV.8 : Credit-Deposit Ratio and Investment plus Credit-Deposit Ratio of Scheduled Commercial Banks –Region/State-wise () or PDF - Appendix Table IV.8 : Credit-Deposit Ratio and Investment plus Credit-Deposit Ratio of Scheduled Commercial Banks –Region/State-wise ()
Date : Nov 08, 2012
Appendix Table IV.8 : Credit-Deposit Ratio and Investment plus Credit-Deposit Ratio of Scheduled Commercial Banks –Region/State-wise

(Per cent)

Sr.
No.

Region/State/Union Territory

Credit-Deposit Ratio

Investment plus Credit-Deposit Ratio @

Investment plus
Credit plus
RIDF-Deposit
Ratio @

March
2010

March
2011

March
2012

March
2010

March
2011

March
2011

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Utilisation

As per
Sanction

As per
Utilisation

1

2

3

4

5

6

7

8

9

10

11

12

13

 

ALL INDIA

73.3

73.3

75.6

75.6

78.1

79.8

79.8

81.2

81.2

82.4

82.4

1

NORTHERN REGION

74.4

74.9

82.5

83.4

90.1

79.4

80.0

87.2

88.1

89.4

90.4

 

Haryana

63.3

76.1

71.7

85.6

102.1

70.1

82.9

78.5

92.4

79.3

93.2

 

Himachal Pradesh

42.2

51.0

41.6

48.6

37.2

64.2

73.0

58.0

65.0

61.1

68.2

 

Jammu & Kashmir

46.4

47.8

38.1

35.7

34.3

58.3

59.7

48.4

46.1

52.4

50.0

 

Punjab

71.5

73.0

77.8

92.9

81.6

82.7

84.2

88.5

103.6

89.7

104.7

 

Rajasthan

88.4

96.6

90.4

95.8

90.1

105.7

114.0

105.8

111.2

108.0

113.4

 

Chandigarh

131.1

133.7

121.6

119.8

113.6

131.1

133.7

121.6

119.8

121.6

119.8

 

Delhi

74.6

70.6

86.8

80.8

95.3

74.6

70.6

86.8

80.8

89.6

83.6

2

NORTH-EASTERN REGION

35.5

39.1

33.8

36.3

33.8

45.7

49.3

42.6

45.1

44.4

47.0

 

Arunachal Pradesh

27.5

34.4

23.7

27.4

22.5

33.5

40.3

28.2

31.9

34.1

37.8

 

Assam

37.8

40.5

36.5

38.9

37.3

46.5

49.2

43.8

46.2

45.2

47.6

 

Manipur

42.1

44.8

34.8

36.6

30.1

66.7

69.5

54.9

56.7

55.4

57.2

 

Meghalaya

25.6

32.7

24.4

29.6

25.3

34.1

41.2

32.1

37.3

34.2

39.3

 

Mizoram

53.2

57.7

46.0

49.8

38.1

72.9

77.5

64.9

68.6

68.4

72.2

 

Nagaland

30.3

40.2

26.1

27.5

26.8

56.2

66.1

48.0

49.4

48.0

49.4

 

Tripura

30.7

31.6

32.2

33.2

31.3

37.9

38.7

40.0

41.0

43.2

44.2

3

EASTERN REGION

50.8

53.5

51.4

53.3

50.0

59.9

62.6

59.2

61.1

60.4

62.4

 

Bihar

29.0

29.7

29.5

31.6

29.1

38.1

38.8

36.9

39.0

38.4

40.5

 

Jharkhand

35.1

36.8

34.4

35.6

33.6

42.8

44.5

40.9

42.0

42.8

44.0

 

Orissa

54.4

58.1

52.5

55.7

46.9

57.8

61.5

54.9

58.0

56.8

60.0

 

Sikkim

37.2

49.5

37.9

62.4

32.0

52.1

64.4

51.0

75.4

55.0

79.5

 

West Bengal

61.5

64.8

63.7

65.1

62.9

72.6

75.9

73.6

75.0

74.4

75.8

 

Andaman & Nicobar Islands

36.5

41.1

38.1

39.1

38.0

36.5

41.1

38.1

39.1

38.1

39.1

4

CENTRAL REGION

47.3

51.0

46.7

50.9

47.3

55.6

59.4

53.2

57.4

54.5

58.8

 

Chhattisgarh

52.3

55.1

52.3

56.1

53.5

55.4

58.3

52.6

56.4

53.5

57.3

 

Madhya Pradesh

60.6

63.7

55.6

60.1

57.2

69.9

73.1

63.3

67.8

65.1

69.6

 

Uttar Pradesh

43.3

47.4

44.0

48.2

44.0

51.9

56.0

50.7

55.0

51.8

56.1

 

Uttaranchal

33.7

38.2

35.4

39.1

35.6

43.5

47.9

44.3

48.0

46.1

49.8

5

WESTERN REGION

79.1

74.7

79.5

74.1

83.1

83.1

78.8

83.0

77.6

83.4

78.0

 

Goa

26.5

27.9

29.1

31.1

28.9

31.8

33.2

29.6

31.6

30.3

32.2

 

Gujarat

65.3

75.2

66.2

74.4

69.7

75.9

85.8

76.1

84.3

77.7

85.9

 

Maharashtra

82.9

75.8

83.0

75.0

87.1

85.8

78.6

85.5

77.5

85.7

77.6

 

Dadra & Nagar Haveli

60.0

92.9

34.8

56.2

34.4

60.0

92.9

34.8

56.2

34.8

56.2

 

Daman & Diu

20.2

44.7

21.3

43.8

17.2

20.2

44.7

21.3

43.8

21.3

43.8

6

SOUTHERN REGION

92.7

94.8

94.5

98.3

94.8

101.6

103.7

102.2

106.0

103.2

107.0

 

Andhra Pradesh

105.1

109.7

109.7

114.9

110.4

117.1

121.6

120.3

125.5

121.8

127.0

 

Karnataka

77.6

80.4

72.7

76.3

70.7

82.7

85.6

76.8

80.4

77.5

81.1

 

Kerala

63.1

64.5

73.1

73.8

75.5

73.5

74.9

81.5

82.2

82.2

83.0

 

Tamil Nadu

113.8

113.5

115.1

119.4

116.2

123.1

122.8

123.5

127.7

124.5

128.7

 

Lakshadweep

7.3

7.7

8.7

8.8

9.7

7.3

7.7

8.7

8.8

8.7

8.8

 

Puducherry

57.2

59.2

62.7

63.7

71.6

71.7

73.7

77.1

78.1

78.2

79.2

@: Bank’s State-wise investment represent their holdings of State-level securities, such as, State Government loans and shares, bonds, debentures, etc. of regional rural banks, co-operative institutions, State electricity boards, municipal corporations, municipalities and port trusts, state financial corporations, housing boards, state industrial development corporations, road transport corporations and other government and quasi-government bodies. All-India investments plus credit-deposit ratio is worked out by excluding investments in Central Government and other securities not mentioned above.
Notes: 1. Deposits and Credit (as per place of sanction and utilisation) data for 2010 and 2011 are based on BSR-1 and 2 Surveys.
2. Deposits and credit data (as per sanction) for 2012 are based on BSR 7 as on March 31,2012.
3. The investment figures are based on BSR-5 survey as on March 31,2010 and March 31,2011.
4. RIDF outstanding data are based on information provided by NABARD.