ABBF | Advisory Board on Bank Frauds | IT | Information Technology |
| | | | |
ACLF | Additional Collateralised Lending | LAB | Local Area Bank |
| | Facility | | |
| | | LAF | Liquidity Adjustment Facility |
ADFC | Agricultural Development Finance | | |
| | Company | LBS | Lead Bank Scheme |
| | | | |
AIDBs | All India Development Banks | LC | Loan Company |
| | | | |
AIFI | All India Financial Institution | LCs | Letters of Credit |
| | | | |
ALCO | Asset-Liability Committees | LCVs | Light Commercial Vehicles |
| | | | |
ALM | Asset-Liability Management | LIBOR | London Inter-Bank Offer Rate |
| | | | |
AMC | Asset Management Committee | LIC | Life Insurance Corporation of India |
| | | | |
APEC | Asia Pacific Economic Co- | LTPLR | Long-Term Prime Lending Rate |
| | operation | | |
| | | MBCs | Mutual Benefit Companies |
ARC | Asset Reconstruction Company | | |
| | | MBFC | Mutual Benefit Financial Company |
ARDR | Agriculture and Rural Debt Relief | | |
| | | MFs | Mutual Funds |
ARF | Asset Reconstruction Fund | | |
| | | MLI | Minimum Level of Involvement |
ARF | Automatic Refinance Facility | | |
| | | MICR | Magnetic Ink Character |
ATM | Automated Teller Machine | | Recognition |
| | | | |
BER | Burden Efficiency Ratio | MIS | Management Information System |
| | | | |
BFS | Board for Financial Supervision | MMMFs | Money Market Mutual Funds |
| | | | |
BIS | Bank for International Settlement | MOF | Ministry of Finance |
| | | | |
CV | Coefficient of Variation | MoU | Memorandum of Understanding |
| | | | |
CABBF | Central Advisory Board on Bank | MTPLR | Medium - Term Prime Lending |
| | Frauds | | Rate |
| | | | |
CAMELS | Capital Adequacy, Asset Quality, | MTPS | Multiple Transfer Price System |
| | Management, Earnings, Liquidity | | |
| | and Systems | NABARD | National Bank for Agriculture and |
| | | | Rural Development |
CAMELSC | Capital Adequacy, Asset Quality, | NAV | Net Asset Value |
| | Management, Earnings, Liquidity, | | |
| | Systems and Controls and | NBC | Net Bank Credit |
| | Compliance | | |
| | | NBFCs | Non-Banking Finance Companies |
CBI | Central Bureau of Investigation | | |
| | | NCDC | National Co-operative |
CCBs | Central Co-operative Banks | | Development Corporation |
| | | | |
C-D Ratio | Credit - Deposit Ratio | NGO | Non-Government Organisation |
| | | | |
CD | Certificate of Deposit | NHB | National Housing Bank |
| | | | |
CDF | Co-operative Development Fund | NHC (LTO) | National Housing Credit (Long |
| | | | Term Operations) |
CIS | Collective Investment Scheme | | |
| | | NIC (LTO) | National Industrial Credit (Long |
CLB | Company Law Board | | Term Operations) |
| | | | |
CLF | Collateralised Lending Facility | | |
| | | NOF | Net Owned Funds |
COR | Certificate of Registration | | |
| | | NPA | Non-Performing Asset |
CP | Commercial Paper | | |
| | | NRC (LTO) | National Rural Credit (Long Term |
CPPD | Computer Policy and Planning | | Operations) |
| | Department | | |
| | | NRE | Non-Resident External Accounts |
CRAR | Capital to Risk-Weighted Assets | | |
| | Ratio | NSE | National Stock Exchange |
| | | | |
CRR | Cash Reserve Ratio | OMO | Open Market Operations |
| | | | |
CVC | Central Vigilance Commission | OP | Operating Profit |
| | | | |
DAP | Development Action Plan | PACS | Primary Agricultural Credit |
| | | | Societies |
DCA | Department of Company Affairs | | |
| | | PAO | Pay and Accounts Officer |
DDO | Drawing and Disbursement Officer | | |
| | | PCARDBs | Primary Co-operative Agriculture |
DEA | Data Envelopment Analysis | | and Rural Development Banks |
| | | | |
DFIs | Developmental Financial | PCB | Primary Co-operative Bank |
| | Institutions | | |
| | | PCFC | Pre-shipment Credit in Foreign |
DICGC | Deposit Insurance and Credit | | Currency |
| | Guarantee Corporation | | |
| | | PDs | Primary Dealers |
DoT | Department of Telecommunication | | |
| | | PEP | Productivity, Efficiency and |
DP | Discussion Paper | | Profitability |
| | | | |
DRTs | Debt Recovery Tribunals | PFIs | Public Financial Institutions |
| | | | |
DTP | Development of Tribal Population | PLR | Prime Lending Rate |
| | | | |
DvP | Delivery versus Payment | PMRY | Prime Minister’s Rozgar Yojna |
| | | | |
ECGC | Export Credit Guarantee | PSBs | Public Sector Banks |
| | Corporation | | |
| | | PSU | Public Sector Undertaking |
ECNOS | Export Credit Not Otherwise | | |
| | Specified | RAM | Ratio Analysis Model |
| | | | |
ECR | Export Credit Refinance | RCTC | Risk Capital and Technology |
| | | | Finance Corporation |
EFT | Electronic Funds Transfer | | |
| | | RFI | Rural Financial Institution |
EFTPoS | Electronic Funds Transfer at Point | | |
| | of Sale | RIB | Resurgent India Bonds |
| | | | |
EL/HP | Equipment Leasing and Hire | RIDF | Rural Infrastructure Development |
| | Purchase Finance Companies | | Fund |
| | | | |
ELC | Equipment Leasing Company | RNBCs | Residuary Non-Banking |
| | | | Companies |
EPS | Earning Per Share | | |
| | | RRA | Regulations Review Authority |
EXIM Bank | Export Import Bank of India | | |
| | | RRB | Regional Rural Bank |
FCNR (B) | Foreign Currency Non-Resident | | |
| | Accounts (Banks) | RTGS | Real Time Gross Settlement |
| | | | |
FEDAI | Foreign Exchange Dealers’ | SAC | Settlement Advisory Committee |
| | Association of India | | |
| | | SAO | Seasonal Agricultural Operation |
FIIs | Foreign Institutional Investors | | |
| | | SBI | State Bank of India |
FIs | Financial Institutions | | |
| | | SCARDBs | State Co-operative Agriculture and |
FPB | Focal Point Branch | | Rural Development Banks |
| | | | |
FRAs | Forward Rates Agreements | SCB | Scheduled Commercial Bank |
| | | | |
GATs | General Agreement on Trade in | SCRA | Securities Contracts (Regulation) |
| | Services | | Act |
| | | | |
GDP | Gross Domestic Product | SDs | Satellite Dealers |
| | | | |
GIC | General Insurance Corporation | SEBI | Securities and Exchange Board of |
| | | | India |
GLC | General Line of Credit | | |
| | | SFCs | State Financial Corporations |
GOI | Government of India | | |
| | | SGL | Subsidiary General Ledger |
GRF | General Refinance Facility | | |
| | | SGSY | Swarnajayanti Gram Swarojgar |
HFCs | Housing Finance Companies | | Yojna |
| | | | |
HUDCO | Housing and Urban Development | SHG | Self Help Group |
| | Corporation Ltd. | | |
| | | SIDBI | Small Industries Development |
IBA | Indian Banks’ Association | | Bank of India |
| | | | |
IC | Investment Company | SIDCs | State Industrial Development |
| | | | Corporations |
ICAI | Institute of Chartered Accountants | | |
| | of India | SLR | Statutory Liquidity Ratio |
| | | | |
I-D Ratio | Investment Deposit Ratio | SPNS | Shared Payment Network System |
| | | | |
IDBI | Industrial Development Bank of | SRTO | Small Road Transport Operators |
| | India | | |
| | | SSI | Small Scale Industry |
IDC | Institutional Development Cell | | |
| | | StCBs | State Co-operative Banks |
IDFC | Infrastructure Development | | |
| | Finance Company | STPLR | Short-Term Prime Lending Rate |
| | | | |
IDRBT | Institute for Development and | STRIPS | Separate Trading of Registered |
| | Research in Banking Technology | | Interest and Principal Securities |
| | | | |
IFCI | Industrial Finance Corporation of | SWIFT | Society for Worldwide Inter-bank |
| | India | | Financial Telecommunication |
| | | | |
IIBI | Industrial Investment Bank of India | TFCI | Tourism Finance Corporation of |
| | Ltd. | | India |
| | | | |
ILAF | Interim Liquidity Adjustment | TPM | Transfer Price Mechanism |
| | Facility | | |
| | | UTI | Unit Trust of India |
IMF | International Monetary Fund | | |
| | | UTPS | Unitary Transfer Pricing System |
INFINET | Indian Financial Network | | |
| | | VaR | Value at Risk |
IRDP | Integrated Rural Development | | |
| | Programme | VSAT | Very Small Aperture Terminal |
| | | | |
IRS | Interest Rates Swaps | WTO | World Trade Organisation |
| | | | |
| | | Y2K | Year 2000 |