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Date : Nov 14, 2011

Table B3 : Bank-wise Capital Adequacy Ratio (CRAR) of Scheduled Commercial Banks - 2010 and 2011

(Per cent)
Bank Name	CRAR ( as on March 31 )
	2010						2011
	Basel-I			Basel-II			Basel-I			Basel-II
	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)	(12)
State Bank of India & its Associates
State Bank of India	8.46	3.54	12.00	9.45	3.94	13.39	6.93	3.76	10.69	7.77	4.21	11.98
State Bank of Bikaner & Jaipur	7.50	4.44	11.94	8.35	4.95	13.30	7.68	3.64	11.32	7.92	3.76	11.68
State Bank of Hyderabad	7.95	5.76	13.71	8.64	6.26	14.90	8.54	4.81	13.35	9.12	5.13	14.25
State Bank of Indore	7.66	4.42	12.08	8.58	4.95	13.53
State Bank of Mysore	7.40	4.72	12.12	7.59	4.83	12.42	9.08	3.7	12.78	9.78	3.98	13.76
State Bank of Patiala	7.66	4.79	12.45	8.16	5.10	13.26	7.91	4.34	12.25	8.66	4.75	13.41
State Bank of Travancore	8.00	3.89	11.89	9.24	4.50	13.74	7.77	3.05	10.82	9	3.54	12.54
Nationalised Banks $
Allahabad Bank	8.04	4.94	12.98	8.12	5.50	13.62	..	..	..	8.57	4.39	12.96
Andhra Bank	7.81	5.49	13.30	8.18	5.75	13.93	9.07	4.41	13.48	9.68	4.7	14.38
Bank of Baroda	8.22	4.62	12.84	9.20	5.16	14.36	8.96	4.06	13.02	9.99	4.53	14.52
Bank of India	8.29	4.34	12.63	8.48	4.46	12.94	7.8	3.62	11.42	8.33	3.84	12.17
Bank of Maharashtra	5.68	5.65	11.33	6.41	6.37	12.78	7.05	4.7	11.75	8.02	5.33	13.35
Canara Bank	7.29	4.18	11.47	8.54	4.89	13.43	..	..	..	10.87	4.51	15.38
Central Bank of India	6.03	4.78	10.81	6.83	5.40	12.23	5.81	4.93	10.74	6.31	5.33	11.64
Corporation Bank	9.03	5.97	15.00	9.25	6.12	15.37	7.95	4.95	12.9	8.69	5.42	14.11
Dena Bank	6.80	3.84	10.65	8.16	4.61	12.77	..	..	..	9.77	3.64	13.41
Indian Bank	10.65	1.51	12.16	11.13	1.58	12.71	10.43	2.4	12.83	11.02	2.54	13.56
Indian Overseas Bank	8.36	5.90	14.26	8.67	6.11	14.78	7.45	5.83	13.28	8.16	6.39	14.55
Oriental Bank of Commerce	8.02	2.81	10.83	9.28	3.26	12.54	9.69	2.61	12.3	11.21	3.02	14.23
Punjab & Sind Bank	6.89	4.85	11.74	7.68	5.42	13.10	7.7	4.24	11.94	8.35	4.59	12.94
Punjab National Bank	8.38	4.59	12.97	9.11	5.05	14.16	7.99	3.77	11.76	8.44	3.98	12.42
Syndicate Bank	7.26	3.94	11.20	8.24	4.46	12.70	7.26	3.94	11.2	9.31	3.73	13.04
Union Bank of India	7.36	4.25	11.61	7.91	4.60	12.51	..	..	..	8.69	4.26	12.95
United Bank of India	7.02	4.00	11.02	8.16	4.64	12.80	7.61	3.55	11.16	8.9	4.15	13.05
UCO Bank	6.06	5.29	11.35	7.05	6.16	13.21	7.38	4.49	11.87	8.52	5.19	13.71
Vijaya Bank	7.28	4.51	11.79	7.69	4.81	12.50	8.96	3.63	12.59	9.88	4	13.88
IDBI Bank Ltd.	5.97	4.86	10.83	6.24	5.07	11.31	7.14	5.02	12.16	8.03	5.61	13.64
Note : $ Includes IDBI Bank Ltd.
Source : Annual Accounts of Banks.

TABLE B3 : BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF SCHEDULED COMMERCIAL BANKS - 2010 AND 2011 (Contd.)
(Per cent)
Bank Name	CRAR ( as on March 31 )
	2010						2011
	Basel-I			Basel-II			Basel-I			Basel-II
	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)	(12)
Old Private Sector Banks
Bank of Rajasthan	3.87	3.87	7.74	3.76	3.76	7.52
Catholic Syrian Bank	7.20	2.45	9.65	8.07	2.75	10.82	..	..	..	9.42	1.80	11.22
City Union Bank	11.15	0.94	12.09	12.41	1.05	13.46	10.30	0.79	11.09	11.84	0.91	12.75
Dhanlaxmi Bank	8.45	4.02	12.47	8.80	4.19	12.99	8.62	2.19	10.81	9.41	2.39	11.8
Federal Bank	15.27	2.00	17.27	16.92	1.44	18.36	13.79	1.6	15.39	15.63	1.16	16.79
ING Vysya Bank	8.84	4.10	12.94	10.11	4.80	14.91	..	..	..	9.36	3.58	12.94
Jammu & Kashmir Bank	11.91	2.90	14.81	12.79	3.10	15.89	10.99	2.31	13.3	11.33	2.39	13.72
Karnataka Bank	9.56	2.29	11.85	9.98	2.39	12.37	..	..	..	11.27	2.06	13.33
Karur Vysya Bank	11.10	1.38	12.48	12.88	1.61	14.49	..	..	..	13.07	1.34	14.41
Lakshmi Vilas Bank	11.52	2.69	14.21	12.01	2.81	14.82	9.88	2.21	12.09	10.78	2.41	13.19
Nainital Bank	14.23	1.30	15.53	14.38	1.30	15.68	16.9	0.59	17.49	15.8	0.55	16.35
Ratnakar Bank	35.43	0.58	36.01	33.53	0.54	34.07	58.91	0.51	59.42	55.93	0.48	56.41
SBI Commercial & International Bank	31.17	0.83	32.00	26.60	0.71	27.31	29.13	0.76	29.89	27.44	0.72	28.16
South Indian Bank	11.89	2.84	14.73	12.42	2.97	15.39	10.6	2.57	13.17	11.27	2.74	14.01
Tamilnad Mercantile Bank	13.47	0.62	14.09	14.86	0.68	15.54	13.25	0.62	13.87	14.46	0.67	15.13
New Private Sector Banks
Axis Bank	10.65	4.40	15.05	11.18	4.62	15.80	..	..	..	9.41	3.24	12.65
Development Credit Bank	12.34	3.02	15.36	11.93	2.92	14.85	..	..	..	11.10	2.15	13.25
HDFC Bank	12.50	3.95	16.45	13.26	4.18	17.44	11.56	3.76	15.32	12.23	3.99	16.22
ICICI Bank	13.48	5.66	19.14	13.96	5.45	19.41	11.77	5.86	17.63	13.17	6.37	19.54
IndusInd Bank	8.43	4.97	13.40	9.65	5.68	15.33	11.13	3.26	14.39	12.29	3.60	15.89
Kotak Mahindra Bank	15.17	2.88	18.05	15.42	2.93	18.35	16.91	1.82	18.73	17.99	1.93	19.92
Yes Bank	10.76	6.49	17.25	12.90	7.70	20.60	..	..	..	9.70	6.80	16.50
Source : Annual Accounts of Banks.

TABLE B3 : BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF SCHEDULED COMMERCIAL BANKS - 2010 AND 2011 (Concld.)
(Per cent)
Bank Name	CRAR ( as on March 31 )
	2010						2011
	Basel-I			Basel-II			Basel-I			Basel-II
	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total	Tier-I	Tier-II	Total
	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)	(12)
Foreign Banks
Abu Dhabi Commercial Bank	49.79	1.12	50.91	43.81	0.98	44.79	..	..	..	44.26	0.99	45.25
American Express Banking Corp.	26.28	1.25	27.53	17.85	1.25	19.10	..	..	..	23.26	0.35	23.61
Antwerp Diamond Bank	46.72	0.36	47.08	33.46	0.26	33.72	27.23	13.51	40.74	22.54	11.19	33.73
AB Bank	42.94	0.58	43.52	29.61	0.40	30.01	36.89	0.79	37.68	29.94	0.63	30.57
Bank Internasional Indonesia	531.80	0.00	531.80	..	..	..	..	..	..	..	..	..
Bank of America	16.58	0.58	17.16	14.97	0.52	15.49	15.6	0.43	16.03	14.12	0.39	14.51
Bank of Bahrain and Kuwait	26.12	0.60	26.72	24.45	0.56	25.01	..	..	..	22.89	0.39	23.28
Bank of Ceylon	81.09	2.21	83.30	49.49	1.36	50.85	56.03	1.83	57.86	40.76	1.33	42.09
Bank of Nova Scotia	17.22	3.32	20.54	11.03	2.12	13.15	16.64	1.95	18.59	10.56	1.24	11.80
Bank of Tokyo-Mitsubishi UFJ	48.28	0.54	48.82	67.40	0.76	68.16	..	..	..	57.76	0.91	58.67
Barclays Bank	15.14	0.47	15.61	16.47	0.52	16.99	..	..	..	14.36	0.53	14.89
BNP Paribas	11.29	5.08	16.37	10.89	4.89	15.78	10.42	4.25	14.67	8.46	3.46	11.92
Chinatrust Commercial bank	34.20	0.97	35.17	30.70	0.42	31.12	..	..	..	22.92	0	22.92
Citibank	19.76	0.99	20.75	17.27	0.87	18.14	..	..	18.32	16.49	0.82	17.31
Commonwealth Bank of Australia							160.28	0.11	160.39	143.86	0.1	143.96
Credit Agricole	15.82	5.15	20.97	14.71	4.79	19.50	..	..	14.63	10.77	3.21	13.98
DBS Bank	8.96	4.68	13.64	11.14	5.82	16.96	7.96	4.15	12.11	9.84	5.14	14.98
Deutsche Bank	15.89	0.69	16.58	15.77	0.68	16.45	..	..	15.12	14.3	0.73	15.03
FirstRand Bank	120.12	0.07	120.19	74.69	0.04	74.73	..	..	109.74	94.61	0.2	94.81
Hong Kong & Shanghai Banking Corpn.	14.37	1.21	15.58	16.63	1.40	18.03	..	..	..	16.69	1.34	18.03
JPMorgan Chase Bank	23.72	0.74	24.46	22.92	0.71	23.63	..	..	..	22.33	0.66	22.99
JSC VTB Bank	302.36	0.00	302.36	225.93	0.00	225.93	..	..	..	123.59	0	123.59
Krung Thai Bank	64.46	1.25	65.71	59.77	1.25	61.02	74.43	5.16	79.59	69.93	1.25	71.18
Mashreq Bank	124.32	3.04	127.36	76.96	1.25	78.21	..	..	..	57.82	1.25	59.07
MIZUHO Corporate Bank	40.43	0.40	40.83	38.60	0.38	38.98	94.86	0.43	95.29	86.86	0.39	87.25
Oman International Bank	44.96	1.25	46.21	39.83	1.25	41.08	..	..	..	45.47	0.17	45.64
Royal Bank Scotland	8.50	4.89	13.39	7.94	4.56	12.50	..	..	..	8.33	3.32	11.65
Shinhan Bank	56.95	1.25	58.20	39.89	0.96	40.85	70.92	1.25	72.17	49.51	1.22	50.73
Societe Generale	28.27	1.05	29.32	21.96	0.81	22.77	17.85	0.71	18.56	15.62	0.61	16.23
Sonali Bank	46.71	0.52	47.23	19.81	0.22	20.03	39.87	0.45	40.32	21.36	0.24	21.6
Standard Chartered Bank	10.65	4.16	14.81	8.94	3.47	12.41	10.83	3.65	14.48	8.9	2.98	11.88
State Bank of Mauritius	32.54	2.56	35.10	31.91	2.49	34.40	44.26	1.61	45.87	44.07	1.59	45.66
UBS AG	107.19	0.02	107.21	157.83	0.03	157.86	75.13	0.18	75.31	89.79	0.22	90.01
United Overseas Bank							..	..	..	341.49	0	341.49
Source : Annual Accounts of Banks.