(Amount in ` crore) |
Sector |
April
2010 |
May
2010 |
June
2010 |
July
2010 |
August
2010 |
September
2010 |
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
Non-food Credit (1+2+3+4) |
3010638 |
3021481 |
3100217 |
3135490 |
3139296 |
3199151 |
1. Agriculture & Allied Activities |
404354 |
399494 |
402222 |
396394 |
395386 |
401933 |
2. Industry (Micro & Small, Medium and Large) |
1299891 |
1308721 |
1366864 |
1385889 |
1387579 |
1417200 |
2.1 Micro & Small |
207321 |
206430 |
208793 |
210621 |
211607 |
213741 |
2.2 Medium |
134248 |
134924 |
142023 |
147527 |
148166 |
148768 |
2.3 Large |
958322 |
967367 |
1016048 |
1027741 |
1027806 |
1054691 |
3. Services |
722606 |
724263 |
738263 |
747691 |
747454 |
764823 |
3.1 Transport Operators |
52540 |
52170 |
52372 |
54034 |
53128 |
53876 |
3.2 Computer Software |
13258 |
13623 |
12696 |
13863 |
13975 |
15281 |
3.3 Tourism, Hotels & Restaurants |
20103 |
21262 |
21843 |
22270 |
22905 |
24343 |
3.4 Shipping |
8943 |
8977 |
9077 |
9394 |
9365 |
9036 |
3.5 Professional Services |
47404 |
49549 |
50195 |
51717 |
51399 |
53370 |
3.6 Trade |
162492 |
160985 |
166176 |
167930 |
168515 |
170606 |
3.6.1 Wholesale Trade (other than food procurement) |
87396 |
87890 |
90830 |
92623 |
93081 |
93550 |
3.6.2 Retail Trade |
75096 |
73095 |
75346 |
75306 |
75434 |
77056 |
3.7 Commercial Real Estate |
93957 |
95659 |
92023 |
99251 |
99044 |
101662 |
3.8 Non-Banking Financial Companies (NBFCs) |
111700 |
111037 |
117160 |
111301 |
112684 |
125667 |
3.9 Other Services |
212209 |
211000 |
216720 |
217929 |
216437 |
210982 |
4. Personal Loans |
583788 |
589003 |
592868 |
605516 |
608878 |
615195 |
4.1 Consumer Durables |
8544 |
8138 |
8344 |
9014 |
9142 |
9083 |
4.2 Housing (Including Priority Sector Housing) |
301156 |
305325 |
306819 |
313455 |
315845 |
317150 |
4.3 Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.) |
48212 |
47032 |
48552 |
48565 |
49038 |
51379 |
4.4 Advances to Individuals against share, bonds, etc. |
2734 |
2847 |
2681 |
2621 |
2422 |
2571 |
4.5 Credit Card Outstanding |
20012 |
19579 |
19253 |
18609 |
19064 |
18509 |
4.6 Education |
36921 |
36961 |
37787 |
39563 |
40463 |
40944 |
4.7 Vehicle Loans |
64668 |
65257 |
66989 |
68343 |
69266 |
70374 |
4.8 Other Personal Loans |
101540 |
103866 |
102443 |
105346 |
103638 |
105187 |
5. Priority Sector |
1085021 |
1065619 |
1067919 |
1070184 |
1058285 |
1120343 |
5.1 Agriculture & Allied Activities |
404354 |
399494 |
402222 |
396394 |
395386 |
401933 |
5.2 Micro & Small Enterprises |
377913 |
375134 |
376447 |
384214 |
387130 |
394604 |
5.2(a) Manufacturing |
207321 |
206430 |
208793 |
210621 |
211607 |
213741 |
5.2(b) Services |
170592 |
168703 |
167654 |
173593 |
175523 |
180863 |
5.3 Housing |
219360 |
221348 |
220294 |
223807 |
225121 |
224542 |
5.4 Micro-Credit |
22085 |
21664 |
22525 |
24094 |
25679 |
23428 |
5.5 Education Loans |
36431 |
36196 |
38767 |
38927 |
39612 |
40220 |
5.6 State - sponsored Orgs. for SC/ST |
2077 |
2118 |
1905 |
2417 |
2515 |
2486 |
5.7 Weaker Sections |
179226 |
179063 |
177825 |
182401 |
182086 |
185409 |
5.8 Export Credit |
28314 |
31301 |
31163 |
31931 |
32892 |
33060 |
Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per
cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions
and inter-bank participations.
# Excluding investment in eligible securities.
@ Export credit under priority sector is eligible for foreign banks only.
Source: Monetary Policy Department, RBI |
TABLE 5.6: SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED COMMERCIAL BANKS (Concld.) |
(Amount in ` crore) |
Sector |
October
2010 |
November
2010 |
December
2010 |
January
2011 |
February
2011 |
March
2011 |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
Non-food Credit (1+2+3+4) |
3246448 |
3315303 |
3391860 |
3485315 |
3549744 |
3667354 |
1. Agriculture & Allied Activities |
406404 |
411816 |
421316 |
438129 |
438340 |
460333 |
2. Industry (Micro & Small, Medium and Large) |
1429798 |
1465477 |
1501367 |
1539830 |
1579540 |
1620849 |
2.1 Micro & Small |
212993 |
215635 |
220929 |
217319 |
213820 |
229101 |
2.2 Medium |
150377 |
153227 |
158917 |
165557 |
174772 |
184599 |
2.3 Large |
1066428 |
1096616 |
1121522 |
1156953 |
1190948 |
1207148 |
3. Services |
784572 |
802697 |
827182 |
846835 |
859779 |
900801 |
3.1 Transport Operators |
56200 |
56311 |
57098 |
57694 |
58306 |
65463 |
3.2 Computer Software |
15195 |
14853 |
15210 |
14792 |
14257 |
15085 |
3.3 Tourism, Hotels & Restaurants |
25912 |
26470 |
26955 |
28149 |
28381 |
27729 |
3.4 Shipping |
8321 |
8349 |
8573 |
9462 |
9543 |
9179 |
3.5 Professional Services |
55918 |
56513 |
56286 |
57892 |
58597 |
60271 |
3.6 Trade |
172777 |
174924 |
176879 |
182979 |
183293 |
186286 |
3.6.1 Wholesale Trade (other than food procurement) |
93643 |
95002 |
96325 |
101231 |
101132 |
103584 |
3.6.2 Retail Trade |
79134 |
79921 |
80554 |
81748 |
82161 |
82702 |
3.7 Commercial Real Estate |
103932 |
105479 |
105427 |
105884 |
107889 |
111836 |
3.8 Non-Banking Financial Companies (NBFCs) |
131059 |
134477 |
142885 |
153962 |
158738 |
175577 |
3.9 Other Services |
215258 |
225321 |
237868 |
236021 |
240775 |
249376 |
4. Personal Loans |
625675 |
635313 |
641994 |
660521 |
672085 |
685372 |
4.1 Consumer Durables |
8807 |
8928 |
9038 |
9474 |
10023 |
10156 |
4.2 Housing (Including Priority Sector Housing) |
324748 |
327391 |
332533 |
337387 |
342318 |
346110 |
4.3 Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.) |
50791 |
53613 |
54866 |
55492 |
56956 |
60524 |
4.4 Advances to Individuals against share, bonds, etc. |
2803 |
2935 |
2845 |
3360 |
3576 |
3613 |
4.5 Credit Card Outstanding |
18478 |
18908 |
18198 |
18728 |
18598 |
18098 |
4.6 Education |
41872 |
42412 |
42788 |
43657 |
43801 |
43710 |
4.7 Vehicle Loans |
72090 |
73702 |
75245 |
77907 |
78894 |
79314 |
4.8 Other Personal Loans |
106084 |
107425 |
106481 |
114515 |
117919 |
123847 |
5. Priority Sector |
1135390 |
1148808 |
1169793 |
1171270 |
1206188 |
1239386 |
5.1 Agriculture & Allied Activities |
406404 |
411816 |
421316 |
438129 |
438340 |
460333 |
5.2 Micro & Small Enterprises |
403514 |
407872 |
416684 |
411627 |
416427 |
454995 |
5.2(a) Manufacturing |
212993 |
215635 |
220929 |
217319 |
213820 |
229101 |
5.2(b) Services |
190521 |
192238 |
195755 |
194308 |
202607 |
225894 |
5.3 Housing |
228266 |
231575 |
233084 |
225812 |
226489 |
230686 |
5.4 Micro-Credit |
28364 |
28308 |
29806 |
25077 |
25058 |
26895 |
5.5 Education Loans |
40456 |
40818 |
41403 |
42484 |
42689 |
43026 |
5.6 State - sponsored Orgs. for SC/ST |
2524 |
2540 |
2635 |
2053 |
2042 |
2048 |
5.7 Weaker Sections |
185807 |
189079 |
190093 |
191514 |
191843 |
204332 |
5.8 Export Credit |
30007 |
29335 |
31596 |
32385 |
31878 |
31821 |
Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more than 95 per
cent of bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions
and inter-bank participations.
# Excluding investment in eligible securities.
@ Export credit under priority sector is eligible for foreign banks only.
Source: Monetary Policy Department, RBI |