| Table No. 5.9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 |
STATE : ANDHRA PRADESH
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| (Amount in Rupees Thousands)
| | | | | ADILABAD
| ANANTAPUR
| CHITTOOR
| CUDDAPAH
| | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 89,723 | 71,94,82 | 1,62,150 | 215,97,48 | 1,65,537 | 218,52,97 | 1,22,598 | 160,27,01 | | | 1. | Direct Finance | 89,223 | 67,41,25 | 1,55,123 | 198,13,81 | 1,60,584 | 202,12,85 | 1,18,670 | 148,94,24 | | | 2. | Indirect Finance | 500 | 4,53,57 | 7,027 | 17,83,67 | 4,953 | 16,40,12 | 3,928 | 11,32,77 | II. | INDUSTRY | 4,866 | 68,79,22 | 14,174 | 63,42,36 | 18,606 | 123,50,63 | 14,634 | 50,73,22 | | | 1. | Mining & Quarrying | 2 | 1,45 | 18 | 1,51,13 | 35 | 2,62,19 | 47 | 1,73,15 | | | 2. | Manufacturing & Processing | 4,853 | 68,02,86 | 14,113 | 60,62,61 | 18,537 | 119,02,38 | 14,575 | 48,53,61 | | | 3. | Electricity, Gas & Water | 8 | 71,29 | 7 | 7,38 | 6 | 5,51 | 1 | 50 | | | 4. | Construction | 3 | 3,62 | 36 | 1,21,24 | 28 | 1,80,55 | 11 | 45,96 | III. | TRANSPORT OPERATORS | 2,287 | 10,00,75 | 2,241 | 11,15,28 | 1,317 | 6,63,00 | 2,284 | 12,62,59 | IV. | PROFESSIONAL AND OTHER SERVICES | 3,270 | 7,73,17 | 7,720 | 14,76,85 | 4,287 | 18,17,46 | 9,887 | 11,94,32 | V. | PERSONAL LOANS | 32,535 | 55,17,57 | 51,793 | 95,41,83 | 66,242 | 149,81,48 | 55,634 | 102,04,98 | | | 1. | Loans for Purchase of Consumer Durables | 1,552 | 1,85,40 | 4,300 | 3,17,68 | 4,020 | 6,06,42 | 4,367 | 5,13,34 | | | 2. | Loans for Housing | 807 | 6,36,73 | 3,339 | 25,32,97 | 4,622 | 42,78,58 | 3,702 | 25,42,99 | | | 3. | Rest of the Personal Loans | 30,176 | 46,95,44 | 44,154 | 66,91,18 | 57,600 | 100,96,48 | 47,565 | 71,48,65 | VI. | TRADE | 17,139 | 40,80,80 | 30,241 | 75,63,73 | 24,261 | 50,94,26 | 24,212 | 45,56,37 | | | 1. | Wholesale Trade | 551 | 13,68,79 | 1,584 | 17,22,99 | 957 | 8,43,46 | 550 | 12,77,82 | | | 2. | Retail Trade | 16,588 | 27,12,01 | 28,657 | 58,40,74 | 23,304 | 42,50,80 | 23,662 | 32,78,55 | VII. | FINANCE | 7 | 5,80,12 | 42 | 10,36,89 | 33 | 28,30 | 4 | 1,47,79 | VIII.
| ALL OTHERS
| 9,255
| 11,17,62
| 46,843
| 47,12,93
| 68,904
| 80,01,58
| 33,306
| 33,46,58
| TOTAL BANK CREDIT | 1,59,082 | 271,44,07 | 3,15,204 | 533,87,35 | 3,49,187 | 647,89,68 | 2,62,559 | 418,12,86 |
OF WHICH: | 1. Artisans & Village Industries | 3,110 | 2,08,90 | 9,005 | 12,17,58 | 3,067 | 5,87,69 | 9,744 | 6,61,31 |
| 2. Other Small Scale Industries
| 1,300
| 25,64,16
| 2,998
| 14,32,14
| 3,512
| 34,38,91
| 3,508
| 20,40,93
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| | | | | EAST GODAVARI
| GUNTUR
| HYDERABAD
| KARIMNAGAR
| | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 2,00,401 | 295,12,04 | 2,47,948 | 307,60,79 | 5,241 | 445,51,08 | 1,33,532 | 130,83,19 | | | 1. | Direct Finance | 1,95,705 | 276,31,39 | 2,46,873 | 284,60,02 | 3,835 | 202,42,93 | 1,32,782 | 123,01,68 | | | 2. | Indirect Finance | 4,696 | 18,80,65 | 1,075 | 23,00,77 | 1,406 | 243,08,15 | 750 | 7,81,51 | II. | INDUSTRY | 11,420 | 243,28,02 | 8,249 | 484,39,29 | 22,903 | 4704,62,80 | 6,981 | 39,75,18 | | | 1. | Mining & Quarrying | 162 | 6,61,80 | 89 | 2,72,68 | 142 | 45,70,05 | 92 | 1,80,29 | | | 2. | Manufacturing & Processing | 11,173 | 232,41,13 | 8,102 | 479,66,14 | 22,001 | 3989,35,97 | 6,834 | 36,91,59 | | | 3. | Electricity, Gas & Water | 14 | 93,53 | 7 | 27,32 | 151 | 511,61,49 | 16 | 48,78 | | | 4. | Construction | 71 | 3,31,56 | 51 | 1,73,15 | 609 | 157,95,29 | 39 | 54,52 | III. | TRANSPORT OPERATORS | 4,472 | 18,82,44 | 3,217 | 9,05,98 | 8,882 | 59,46,25 | 2,460 | 8,57,80 | IV. | PROFESSIONAL AND OTHER SERVICES | 10,959 | 24,93,58 | 10,540 | 44,22,19 | 14,385 | 309,66,09 | 6,524 | 11,96,09 | V. | PERSONAL LOANS | 69,425 | 185,85,01 | 78,155 | 191,97,05 | 1,80,828 | 856,90,36 | 47,018 | 95,38,60 | | | 1. | Loans for Purchase of Consumer Durables | 4,466 | 5,89,97 | 4,076 | 4,76,35 | 19,723 | 57,38,85 | 4,756 | 5,36,13 | | | 2. | Loans for Housing | 7,429 | 74,62,52 | 7,444 | 63,89,37 | 26,496 | 326,28,21 | 1,253 | 9,23,38 | | | 3. | Rest of the Personal Loans | 57,530 | 105,32,52 | 66,635 | 123,31,33 | 1,34,609 | 473,23,30 | 41,009 | 80,79,09 | VI. | TRADE | 40,434 | 96,90,61 | 30,410 | 247,03,20 | 37,780 | 488,36,07 | 27,263 | 51,30,00 | | | 1. | Wholesale Trade | 1,482 | 20,18,55 | 2,143 | 175,72,97 | 4,801 | 206,29,02 | 1,788 | 6,07,54 | | | 2. | Retail Trade | 38,952 | 76,72,06 | 28,267 | 71,30,23 | 32,979 | 282,07,05 | 25,475 | 45,22,46 | VII. | FINANCE | 118 | 6,96,14 | 46 | 6,37,86 | 697 | 241,45,67 | 20 | 29,15 | VIII.
| ALL OTHERS
| 54,534
| 96,67,83
| 50,199
| 84,45,09
| 51,395
| 1536,89,58
| 16,389
| 31,09,09
| TOTAL BANK CREDIT | 3,91,763 | 968,55,67 | 4,28,764 | 1375,11,45 | 3,22,111 | 8642,87,90 | 2,40,187 | 369,19,10 | OF WHICH: | 1. Artisans & Village Industries | 2,769 | 6,05,57 | 1,630 | 3,41,35 | 1,608 | 9,54,11 | 2,721 | 2,63,13 |
| 2. Other Small Scale Industries
| 5,779
| 50,73,30
| 4,505
| 199,87,77
| 12,385
| 489,91,22
| 2,767
| 22,15,04
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| | | | | KHAMMAM
| KRISHNA
| KURNOOL
| MAHBUBNAGAR
| | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 83,379 | 81,44,83 | 1,92,691 | 251,67,08 | 1,56,707 | 178,79,32 | 1,53,830 | 178,07,92 | | | 1. | Direct Finance | 82,694 | 79,04,27 | 1,91,010 | 240,32,93 | 1,53,425 | 168,92,57 | 1,52,911 | 166,75,50 | | | 2. | Indirect Finance | 685 | 2,40,56 | 1,681 | 11,34,15 | 3,282 | 9,86,75 | 919 | 11,32,42 | II. | INDUSTRY | 3,248 | 28,17,00 | 9,974 | 293,48,41 | 10,375 | 112,83,93 | 11,907 | 93,49,99 | | | 1. | Mining & Quarrying | 26 | 3,13,58 | 106 | 7,82,09 | 404 | 8,71,74 | 12 | 13,91 | | | 2. | Manufacturing & Processing | 3,203 | 22,12,56 | 9,771 | 275,44,85 | 9,960 | 103,89,69 | 11,892 | 93,02,73 | | | 3. | Electricity, Gas & Water | 4 | 30,94 | 13 | 3,56,86 | 2 | 8,14 | 2 | 33,19 | | | 4. | Construction | 15 | 2,59,92 | 84 | 6,64,61 | 9 | 14,36 | 1 | 16 | III. | TRANSPORT OPERATORS | 2,271 | 5,98,67 | 4,975 | 28,51,97 | 3,985 | 15,28,10 | 3,036 | 10,67,37 | IV. | PROFESSIONAL AND OTHER SERVICES | 4,072 | 9,45,07 | 10,883 | 42,06,97 | 9,464 | 14,88,17 | 6,132 | 6,64,69 | V. | PERSONAL LOANS | 26,142 | 56,12,91 | 77,613 | 248,91,22 | 49,927 | 97,96,00 | 33,698 | 60,13,51 | | | 1. | Loans for Purchase of Consumer Durables | 2,466 | 2,77,85 | 3,840 | 4,07,34 | 5,658 | 5,92,73 | 1,020 | 1,58,14 | | | 2. | Loans for Housing | 1,298 | 13,77,90 | 10,430 | 98,75,95 | 3,672 | 30,58,12 | 2,737 | 9,81,54 | | | 3. | Rest of the Personal Loans | 22,378 | 39,57,16 | 63,343 | 146,07,93 | 40,597 | 61,45,15 | 29,941 | 48,73,83 | VI. | TRADE | 17,309 | 25,97,08 | 32,509 | 137,84,11 | 32,063 | 68,74,73 | 28,190 | 36,82,30 | | | 1. | Wholesale Trade | 753 | 3,47,52 | 2,319 | 51,65,29 | 2,759 | 18,10,87 | 913 | 5,23,73 | | | 2. | Retail Trade | 16,556 | 22,49,56 | 30,190 | 86,18,82 | 29,304 | 50,63,86 | 27,277 | 31,58,57 | VII. | FINANCE | 9 | 45,56 | 101 | 9,39,51 | 24 | 26,85 | 32 | 46,36 | VIII.
| ALL OTHERS
| 15,573
| 17,90,64
| 48,468
| 96,28,64
| 37,980
| 46,38,24
| 13,116
| 16,70,75
| TOTAL BANK CREDIT | 1,52,003 | 225,51,76 | 3,77,214 | 1108,17,91 | 3,00,525 | 535,15,34 | 2,49,941 | 403,02,89 | OF WHICH: | 1. Artisans & Village Industries | 1,500 | 1,49,63 | 2,381 | 3,71,73 | 5,485 | 4,61,18 | 8,064 | 5,08,02 |
| 2. Other Small Scale Industries
| 1,314
| 11,13,51
| 5,167
| 85,25,57
| 3,372
| 31,00,50
| 2,960
| 18,32,23
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| | | | | MEDAK
| NALGONDA
| NELLORE
| NIZAMABAD
| | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 1,69,768 | 194,36,71 | 1,20,364 | 152,42,07 | 1,50,129 | 272,23,91 | 1,21,441 | 154,89,31 | | | 1. | Direct Finance | 1,65,051 | 176,35,85 | 1,18,597 | 137,01,30 | 1,48,454 | 250,81,58 | 1,19,936 | 138,63,06 | | | 2. | Indirect Finance | 4,717 | 18,00,86 | 1,767 | 15,40,77 | 1,675 | 21,42,33 | 1,505 | 16,26,25 | II. | INDUSTRY | 8,781 | 297,20,31 | 11,792 | 93,85,74 | 10,346 | 115,65,14 | 3,532 | 40,79,53 | | | 1. | Mining & Quarrying | 73 | 3,01,17 | 18 | 58,61 | 93 | 6,72,51 | 13 | 3,95,84 | | | 2. | Manufacturing & Processing | 8,695 | 293,66,20 | 11,754 | 92,51,21 | 10,187 | 95,62,16 | 3,494 | 36,34,72 | | | 3. | Electricity, Gas & Water | 5 | 19,32 | 6 | 55,99 | 12 | 1,89,17 | 19 | 41,56 | | | 4. | Construction | 8 | 33,62 | 14 | 19,93 | 54 | 11,41,30 | 6 | 7,41 | III. | TRANSPORT OPERATORS | 1,589 | 5,70,07 | 2,898 | 9,62,82 | 4,937 | 8,94,56 | 1,348 | 5,39,44 | IV. | PROFESSIONAL AND OTHER SERVICES | 3,425 | 8,07,94 | 5,207 | 6,42,76 | 8,476 | 23,49,97 | 5,760 | 12,22,84 | V. | PERSONAL LOANS | 32,495 | 62,02,58 | 23,829 | 52,23,07 | 53,004 | 124,57,33 | 29,007 | 62,37,18 | | | 1. | Loans for Purchase of Consumer Durables | 3,491 | 4,83,55 | 1,585 | 2,37,67 | 3,404 | 6,35,47 | 1,516 | 2,13,15 | | | 2. | Loans for Housing | 1,777 | 13,66,17 | 1,719 | 12,81,25 | 4,996 | 36,88,38 | 1,295 | 11,40,35 | | | 3. | Rest of the Personal Loans | 27,227 | 43,52,86 | 20,525 | 37,04,15 | 44,604 | 81,33,48 | 26,196 | 48,83,68 | VI. | TRADE | 24,178 | 44,61,73 | 21,095 | 43,55,29 | 24,369 | 53,90,37 | 18,502 | 51,95,36 | | | 1. | Wholesale Trade | 2,549 | 15,78,44 | 782 | 10,51,54 | 1,058 | 6,72,96 | 1,553 | 15,38,76 | | | 2. | Retail Trade | 21,629 | 28,83,29 | 20,313 | 33,03,75 | 23,311 | 47,17,41 | 16,949 | 36,56,60 | VII. | FINANCE | 5 | 10,13 | 16 | 16,89 | 86 | 14,08,95 | 11 | 3,27,68 | VIII.
| ALL OTHERS
| 12,079
| 16,51,29
| 8,969
| 14,43,59
| 52,491
| 77,01,95
| 15,421
| 16,78,60
| TOTAL BANK CREDIT | 2,52,320 | 628,60,76 | 1,94,170 | 372,72,23 | 3,03,838 | 689,92,18 | 1,95,022 | 347,69,94 | OF WHICH: | 1. Artisans & Village Industries | 5,000 | 3,83,37 | 6,495 | 6,87,12 | 3,142 | 5,84,04 | 933 | 1,36,22 |
| 2. Other Small Scale Industries
| 2,641
| 40,00,11
| 3,810
| 37,63,39
| 4,029
| 49,72,28
| 1,822
| 13,02,46
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| | | | | PRAKASAM
| RANGA REDDY
| SRIKAKULAM
| VISAKHAPATNAM
| | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 2,02,321 | 289,09,63 | 65,679 | 159,34,98 | 99,762 | 71,86,05 | 1,09,041 | 147,54,26 | | | 1. | Direct Finance | 2,00,848 | 278,05,63 | 64,284 | 127,34,91 | 97,397 | 69,83,46 | 1,07,503 | 132,08,34 | | | 2. | Indirect Finance | 1,473 | 11,04,00 | 1,395 | 32,00,07 | 2,365 | 2,02,59 | 1,538 | 15,45,92 | II. | INDUSTRY | 10,647 | 62,58,85 | 7,899 | 545,38,61 | 4,675 | 107,95,39 | 9,695 | 1175,48,90 | | | 1. | Mining & Quarrying | 73 | 1,73,19 | 141 | 4,38,83 | 11 | 5,81,83 | 207 | 8,66,03 | | | 2. | Manufacturing & Processing | 10,553 | 60,43,11 | 7,718 | 534,98,94 | 4,657 | 101,63,41 | 9,220 | 1146,52,50 | | | 3. | Electricity, Gas & Water | 2 | 1,29 | 8 | 4,37,92 | 3 | 1,50 | 7 | 15,84 | | | 4. | Construction | 19 | 41,26 | 32 | 1,62,92 | 4 | 48,65 | 261 | 20,14,53 | III. | TRANSPORT OPERATORS | 2,020 | 6,20,79 | 2,348 | 7,62,66 | 1,692 | 6,30,32 | 5,302 | 29,60,42 | IV. | PROFESSIONAL AND OTHER SERVICES | 6,323 | 8,54,29 | 5,806 | 24,50,38 | 7,274 | 7,65,05 | 10,523 | 39,38,29 | V. | PERSONAL LOANS | 54,916 | 108,58,45 | 41,197 | 121,75,26 | 35,220 | 56,07,37 | 91,979 | 240,47,92 | | | 1. | Loans for Purchase of Consumer Durables | 2,375 | 2,65,25 | 2,785 | 5,83,41 | 1,295 | 91,25 | 17,216 | 25,01,02 | | | 2. | Loans for Housing | 3,333 | 28,42,79 | 3,805 | 43,62,93 | 2,031 | 19,54,85 | 6,730 | 76,76,24 | | | 3. | Rest of the Personal Loans | 49,208 | 77,50,41 | 34,607 | 72,28,92 | 31,894 | 35,61,27 | 68,033 | 138,70,66 | VI. | TRADE | 24,001 | 99,36,30 | 30,732 | 266,00,67 | 22,370 | 35,49,84 | 34,190 | 150,05,95 | | | 1. | Wholesale Trade | 2,194 | 58,88,83 | 653 | 217,28,48 | 334 | 14,71,54 | 1,963 | 64,45,62 | | | 2. | Retail Trade | 21,807 | 40,47,47 | 30,079 | 48,72,19 | 22,036 | 20,78,30 | 32,227 | 85,60,33 | VII. | FINANCE | 16 | 22,61 | 61 | 2,93,26 | 5 | 10,98,54 | 33 | 2,69,65 | VIII.
| ALL OTHERS
| 40,132
| 54,16,32
| 12,956
| 100,96,08
| 13,887
| 13,01,71
| 25,637
| 77,13,17
| TOTAL BANK CREDIT | 3,40,376 | 628,77,24 | 1,66,678 | 1228,51,90 | 1,84,885 | 309,34,27 | 2,86,400 | 1862,38,56 | OF WHICH: | 1. Artisans & Village Industries | 5,095 | 5,28,97 | 1,741 | 7,72,12 | 2,421 | 2,75,88 | 2,604 | 7,92,90 |
| 2. Other Small Scale Industries
| 4,570
| 22,25,42
| 4,819
| 197,58,09
| 1,461
| 21,48,81
| 4,408
| 91,70,55
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| | | | VIZIANAGARAM
| WARANGAL
| WEST GODAVARI
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| I. | AGRICULTURE | 95,143 | 68,90,10 | 1,55,348 | 162,13,08 | 2,10,809 | 384,77,93 | | | 1. | Direct Finance | 93,910 | 62,21,95 | 1,54,297 | 144,46,86 | 2,07,407 | 366,70,08 | | | 2. | Indirect Finance | 1,233 | 6,68,15 | 1,051 | 17,66,22 | 3,402 | 18,07,85 | II. | INDUSTRY | 5,029 | 35,82,31 | 10,476 | 90,26,23 | 9,202 | 225,93,19 | | | 1. | Mining & Quarrying | 9 | 6,67 | 18 | 37,04 | 73 | 99,97 | | | 2. | Manufacturing & Processing | 4,957 | 34,32,78 | 10,405 | 86,00,02 | 9,080 | 221,14,83 | | | 3. | Electricity, Gas & Water | 3 | 54,61 | 6 | 13,18 | 10 | 2,45,65 | | | 4. | Construction | 60 | 88,25 | 47 | 3,75,99 | 39 | 1,32,74 | III. | TRANSPORT OPERATORS | 2,619 | 6,25,68 | 3,950 | 10,91,44 | 2,812 | 9,42,47 | IV. | PROFESSIONAL AND OTHER SERVICES | 8,938 | 7,13,06 | 5,887 | 15,25,23 | 9,279 | 22,72,75 | V. | PERSONAL LOANS | 34,742 | 58,66,34 | 37,300 | 85,98,63 | 60,022 | 141,58,58 | | | 1. | Loans for Purchase of Consumer Durables | 2,083 | 2,20,96 | 2,751 | 4,69,34 | 1,992 | 2,93,00 | | | 2. | Loans for Housing | 2,435 | 20,51,45 | 1,376 | 18,90,47 | 4,795 | 40,34,51 | | | 3. | Rest of the Personal Loans | 30,224 | 35,93,93 | 33,173 | 62,38,82 | 53,235 | 98,31,07 | VI. | TRADE | 22,995 | 26,34,70 | 27,751 | 61,50,22 | 30,474 | 78,43,56 | | | 1. | Wholesale Trade | 900 | 5,87,61 | 954 | 10,09,95 | 2,143 | 18,26,16 | | | 2. | Retail Trade | 22,095 | 20,47,09 | 26,797 | 51,40,27 | 28,331 | 60,17,40 | VII. | FINANCE | 24 | 35,66 | 58 | 5,71,33 | 99 | 6,73,74 | VIII.
| ALL OTHERS
| 9,367
| 12,28,99
| 14,788
| 29,24,00
| 43,145
| 72,49,16
| TOTAL BANK CREDIT | 1,78,857 | 215,76,84 | 2,55,558 | 461,00,16 | 3,65,842 | 942,11,38 | OF WHICH: | 1. Artisans & Village Industries | 1,714 | 1,80,01 | 4,568 | 4,42,34 | 2,432 | 6,07,99 |
| 2. Other Small Scale Industries
| 2,899
| 7,14,85
| 5,004
| 31,87,29
| 5,111
| 68,11,30
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