| Table No. 5.9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 |
NORTHERN REGION
|
| STATE : JAMMU & KASHMIR
|
| (Amount in Rupees Thousand)
| | | | | ANANTNAG
| BADGAM
| BARAMULLA
| DODA
| | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
| standing
|
| standing
|
| standing
|
| standing
|
|
|
| 1
| 2
| 3
| 4
| 5
| 6
| 7
| 8
| I. | AGRICULTURE | 4,403 | 3,04,58 | 7,419 | 3,76,06 | 12,644 | 17,67,70 | 5,462 | 5,65,60 | | | 1. | Direct Finance | 4,397 | 2,97,82 | 7,370 | 3,71,99 | 12,571 | 17,10,53 | 5,439 | 5,63,03 | | | 2. | Indirect Finance | 6 | 6,76 | 49 | 4,07 | 73 | 57,17 | 23 | 2,57 | II. | INDUSTRY | 3,364 | 5,23,86 | 6,093 | 16,43,66 | 4,505 | 6,79,47 | 489 | 1,39,45 | | | 1. | Mining & Quarrying | 2 | 1,29 | - | - | 5 | 14,07 | 5 | 9,30 | | | 2. | Manufacturing & Processing | 3,328 | 4,81,65 | 6,083 | 15,80,90 | 4,489 | 6,49,20 | 482 | 1,28,12 | | | 3. | Electricity, Gas & Water | - | - | - | - | - | - | - | - | | | 4. | Construction | 34 | 40,92 | 10 | 62,76 | 11 | 16,20 | 2 | 2,03 | III. | TRANSPORT OPERATORS | 757 | 6,28,01 | 566 | 6,79,98 | 1,805 | 8,45,93 | 155 | 2,25,08 | IV. | PROFESSIONAL AND OTHER SERVICES | 330 | 2,18,81 | 1,957 | 2,68,52 | 1,148 | 1,78,06 | 280 | 69,67 | V. | PERSONAL LOANS | 3,601 | 11,27,14 | 2,671 | 9,23,42 | 3,976 | 8,86,63 | 1,361 | 3,22,53 | | | 1. | Loans for Purchase of Consumer Durables | 104 | 10,06 | 118 | 28,92 | 557 | 56,68 | 32 | 5,03 | | | 2. | Loans for Housing | 518 | 4,58,54 | 488 | 5,91,16 | 445 | 3,20,75 | 118 | 82,20 | | | 3. | Rest of the Personal Loans | 2,979 | 6,58,54 | 2,065 | 3,03,34 | 2,974 | 5,09,20 | 1,211 | 2,35,30 | VI. | TRADE | 4,372 | 11,94,57 | 2,685 | 7,20,45 | 7,035 | 13,22,23 | 4,318 | 8,45,18 | | | 1. | Wholesale Trade | 396 | 84,36 | 66 | 84,27 | 286 | 1,10,99 | 216 | 37,52 | | | 2. | Retail Trade | 3,976 | 11,10,21 | 2,619 | 6,36,18 | 6,749 | 12,11,24 | 4,102 | 8,07,66 | VII. | FINANCE | 1 | 18,02 | 1 | 2,70 | - | - | 3 | 1,79 | VIII.
| ALL OTHERS
| 958
| 96,33
| 1,425
| 1,37,56
| 1,719
| 1,56,36
| 120
| 4,54
| TOTAL BANK CREDIT | 17,786 | 41,11,32 | 22,817 | 47,52,35 | 32,832 | 58,36,38 | 12,188 | 21,73,84 | OF WHICH: | 1. Artisans & Village Industries | 2,451 | 1,54,72 | 4,804 | 2,95,06 | 3,547 | 1,48,76 | 249 | 23,43 |
| 2. Other Small Scale Industries
| 645
| 1,98,71
| 962
| 5,54,78
| 807
| 3,97,41
| 147
| 58,27
|
|
|
|
|
|
|
|
|
|
|
| | | | | JAMMU
| KARGIL
| KATHUA
| KUPWARA
| | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
| standing
|
| standing
|
| standing
|
| standing
|
|
|
| 9
| 10
| 11
| 12
| 13
| 14
| 15
| 16
| I. | AGRICULTURE | 15,874 | 25,64,33 | 305 | 38,03 | 4,818 | 7,92,90 | 4,138 | 3,08,76 | | | 1. | Direct Finance | 15,486 | 24,50,43 | 305 | 38,03 | 4,798 | 7,69,36 | 4,127 | 3,00,78 | | | 2. | Indirect Finance | 388 | 1,13,90 | - | - | 20 | 23,54 | 11 | 7,98 | II. | INDUSTRY | 4,926 | 151,70,78 | 117 | 14,21 | 1,138 | 36,54,01 | 1,435 | 1,32,40 | | | 1. | Mining & Quarrying | 8 | 46,43 | - | - | 2 | 8,20 | - | - | | | 2. | Manufacturing & Processing | 4,862 | 145,89,18 | 117 | 14,21 | 1,126 | 35,57,50 | 1,419 | 1,23,29 | | | 3. | Electricity, Gas & Water | 13 | 68,24 | - | - | 1 | 43 | 1 | 17 | | | 4. | Construction | 43 | 4,66,93 | - | - | 9 | 87,88 | 15 | 8,94 | III. | TRANSPORT OPERATORS | 4,537 | 44,72,58 | 41 | 64,76 | 956 | 7,47,53 | 1,020 | 2,30,69 | IV. | PROFESSIONAL AND OTHER SERVICES | 1,350 | 9,30,21 | 64 | 5,17 | 157 | 46,08 | 26 | 3,61 | V. | PERSONAL LOANS | 21,701 | 80,72,69 | 69 | 49,35 | 2,776 | 8,21,51 | 860 | 1,91,90 | | | 1. | Loans for Purchase of Consumer Durables | 1,639 | 4,06,16 | 1 | 3 | 191 | 80,72 | 59 | 8,68 | | | 2. | Loans for Housing | 3,531 | 30,72,50 | 3 | 1,62 | 240 | 2,14,53 | 83 | 88,11 | | | 3. | Rest of the Personal Loans | 16,531 | 45,94,03 | 65 | 47,70 | 2,345 | 5,26,26 | 718 | 95,11 | VI. | TRADE | 14,134 | 69,14,07 | 485 | 1,22,27 | 4,109 | 10,79,30 | 3,265 | 4,82,86 | | | 1. | Wholesale Trade | 1,387 | 20,94,48 | - | - | 32 | 26,97 | 359 | 13,15 | | | 2. | Retail Trade | 12,747 | 48,19,59 | 485 | 1,22,27 | 4,077 | 10,52,33 | 2,906 | 4,69,71 | VII. | FINANCE | 82 | 4,22,26 | - | - | - | - | 24 | 57,09 | VIII.
| ALL OTHERS
| 3,789
| 25,75,46
| 6
| 2,59
| 1,297
| 1,90,62
| 376
| 30,97
| TOTAL BANK CREDIT | 66,393 | 411,22,38 | 1,087 | 2,96,38 | 15,251 | 73,31,95 | 11,144 | 14,38,28 | OF WHICH: | 1. Artisans & Village Industries | 1,250 | 1,88,04 | 63 | 5,95 | 477 | 58,38 | 1,068 | 43,24 |
| 2. Other Small Scale Industries
| 2,047
| 80,93,96
| 33
| 7,36
| 521
| 11,41,44
| 306
| 67,03
|
|
|
|
|
|
|
|
|
| | | | | LADAKH
| POONCH
| PULWAMA
| | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
| standing
|
| standing
|
| standing
|
|
|
| 17
| 18
| 19
| 20
| 21
| 22
| I. | AGRICULTURE | 2,193 | 83,03 | 3,612 | 2,49,69 | 6,072 | 3,32,43 | | | 1. | Direct Finance | 2,193 | 83,03 | 3,612 | 2,49,69 | 6,061 | 3,24,81 | | | 2. | Indirect Finance | - | - | - | - | 11 | 7,62 | II. | INDUSTRY | 123 | 15,95 | 207 | 91,70 | 2,243 | 3,60,80 | | | 1. | Mining & Quarrying | - | - | - | - | - | - | | | 2. | Manufacturing & Processing | 123 | 15,95 | 207 | 91,70 | 2,237 | 3,50,52 | | | 3. | Electricity, Gas & Water | - | - | - | - | - | - | | | 4. | Construction | - | - | - | - | 6 | 10,28 | III. | TRANSPORT OPERATORS | 133 | 1,56,77 | 143 | 88,19 | 343 | 3,77,99 | IV. | PROFESSIONAL AND OTHER SERVICES | 87 | 7,04 | 21 | 9,30 | 217 | 17,01 | V. | PERSONAL LOANS | 262 | 2,24,57 | 858 | 1,79,28 | 1,650 | 4,19,39 | | | 1. | Loans for Purchase of Consumer Durables | 38 | 4,09 | 49 | 5,69 | 132 | 21,18 | | | 2. | Loans for Housing | 53 | 1,07,11 | 71 | 36,46 | 125 | 1,53,41 | | | 3. | Rest of the Personal Loans | 171 | 1,13,37 | 738 | 1,37,13 | 1,393 | 2,44,80 | VI. | TRADE | 942 | 3,21,05 | 1,385 | 2,33,69 | 2,319 | 4,95,50 | | | 1. | Wholesale Trade | - | - | 2 | 21 | 183 | 51,75 | | | 2. | Retail Trade | 942 | 3,21,05 | 1,383 | 2,33,48 | 2,136 | 4,43,75 | VII. | FINANCE | - | - | - | - | - | - | VIII.
| ALL OTHERS
| 2
| 37
| 299
| 32,52
| 947
| 61,87
| TOTAL BANK CREDIT | 3,742 | 8,08,78 | 6,525 | 8,84,37 | 13,791 | 20,64,99 | OF WHICH: | 1. Artisans & Village Industries | 115 | 11,96 | 168 | 9,70 | 1,463 | 45,25 |
| 2. Other Small Scale Industries
| 5
| 1,73
| 23
| 74,62
| 475
| 1,32,64
|
|
|
|
|
|
|
|
|
| | | | | RAJOURI
| SRINAGAR
| UDHAMPUR
| | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
| standing
|
| standing
|
| standing
|
|
|
| 23
| 24
| 25
| 26
| 27
| 28
| I. | AGRICULTURE | 3,993 | 3,09,71 | 4,635 | 44,39,13 | 4,838 | 4,13,93 | | | 1. | Direct Finance | 3,990 | 3,09,50 | 4,513 | 21,35,18 | 4,830 | 4,12,80 | | | 2. | Indirect Finance | 3 | 21 | 122 | 23,03,95 | 8 | 1,13 | II. | INDUSTRY | 237 | 1,11,68 | 15,282 | 105,94,92 | 562 | 4,71,06 | | | 1. | Mining & Quarrying | - | - | 25 | 3,90,83 | - | - | | | 2. | Manufacturing & Processing | 234 | 1,09,42 | 15,126 | 97,53,00 | 542 | 4,46,94 | | | 3. | Electricity, Gas & Water | - | - | 10 | 18,32 | 1 | 2,38 | | | 4. | Construction | 3 | 2,26 | 121 | 4,32,77 | 19 | 21,74 | III. | TRANSPORT OPERATORS | 179 | 1,08,75 | 1,924 | 23,55,64 | 457 | 6,01,87 | IV. | PROFESSIONAL AND OTHER SERVICES | 37 | 30,35 | 6,608 | 979,04,63 | 266 | 2,72,60 | V. | PERSONAL LOANS | 1,730 | 3,58,29 | 12,095 | 43,88,76 | 2,908 | 8,15,65 | | | 1. | Loans for Purchase of Consumer Durables | 86 | 14,27 | 2,414 | 3,16,71 | 151 | 25,18 | | | 2. | Loans for Housing | 36 | 16,30 | 1,759 | 16,98,67 | 201 | 1,88,84 | | | 3. | Rest of the Personal Loans | 1,608 | 3,27,72 | 7,922 | 23,73,38 | 2,556 | 6,01,63 | VI. | TRADE | 2,412 | 4,48,63 | 10,986 | 89,16,71 | 4,864 | 12,70,03 | | | 1. | Wholesale Trade | 203 | 14,89 | 1,427 | 34,43,60 | 96 | 45,08 | | | 2. | Retail Trade | 2,209 | 4,33,74 | 9,559 | 54,73,11 | 4,768 | 12,24,95 | VII. | FINANCE | 1 | 1,67 | 16 | 2,96,55 | 1 | 1,08 | VIII.
| ALL OTHERS
| 358
| 1,05,74
| 3,446
| 12,04,92
| 611
| 4,11,55
| TOTAL BANK CREDIT | 8,947 | 14,74,82 | 54,992 | 1301,01,26 | 14,507 | 42,57,77 | OF WHICH: | 1. Artisans & Village Industries | 146 | 12,53 | 9,131 | 12,02,97 | 118 | 16,59 |
| 2. Other Small Scale Industries
| 59
| 24,42
| 3,827
| 34,30,94
| 232
| 3,30,28
|
|